How much is car insurance in Erie?
|Area||Average Monthly Car Insurance Premium|
Compared to their surround area, how do rates in Erie stack up ? What about against the rest of Pennsylvania ? What can Erie residents expect to pay for their car insurance ? You can see the cost breakdowns and contributing factors in the charts and writeups below : The price of coverage in Erie is about $ 11 a month cheaper than it is for the lie of Pennsylvania .
When viewed against the median rates for the stay of the U.S., car insurance coverage in Erie is quite low-cost. The average monthly requital for the United States as a hale is about $ 20 more expensive than in Erie .
These rates provide a great begin target for understanding what to expect for your monthly payment, but there ‘s no guarantee that this is what you will end up paying. There are a variety of factors that car indemnity companies assess when determining how much to charge you to get your fomite cover. Your monthly premium is calculated off of your senesce, gender, fomite take and model, driving record, and in some cases, your credit sexual conquest.
We ‘ve done the heavy lift for you and broken down the average rate for Erie thus that you can get a more accurate theme of what your policy will cost you. And if you ‘re not certain that you ‘re paying the lowest option, simply enter your ZIP Code below and find out in precisely minutes !
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|45-54||Not Enough Data|
The more time you ‘ve spent on the road, the more feel you have. When it comes to car insurance rates, that know pays off. In this case, 18-24-year-olds pay two times american samoa much as drivers 65 and older .
You can expect to see a decrease in your monthly bounty fell about once a decade or sol. You may see your rates creep spinal column up a bite once you hit retirement old age in Erie .
Average Car Insurance Rates by Gender
In general, female drivers pay less for car indemnity than their male counterparts. In Erie, although men do pay a little bite less on their monthly indemnity rates, the cost is about the lapp for either group .
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your drive phonograph record can have a fantastic impact on your car insurance rates. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Erie, a repel commemorate with a individual accident will normally get you a rate around $ 70 a calendar month. In accession, drivers with a single ticket on their record can expect to pay around $ 61 a calendar month on average .
Accidents, tickets, and other driving infractions can actually cost you when it comes to your monthly rate. In order to keep your monthly charge down and get the cheapest cable car indemnity possible, keep your record cleanse and drive safely .
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$53|
|15 Years or Older||$54|
According to the first base table above, SUVs are normally the cheapest vehicles to insure in Erie, with drivers paying about $ 57 per month for insurance .
car owners, on the other hand, by and large give around $ 62 per month, while hand truck and van drivers can expect to pay about $ 61 a calendar month for car policy .
In addition to vehicle type, you can besides expect to see slightly unlike rates based on how old your vehicle is. Newer vehicles are by and large going to be the most expensive to insure. once your car is about 5 years previous, however, you may see your circular start to shrink a sting. The most expensive vehicles to insure in Erie are vehicles eight-to-ten years old .
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$63|
broadly, married policyholders will pay slightly less for cable car policy coverage. This normally boils polish to owners having multiple vehicles on the same policy, something some companies will reward with discounts .
On a national scale, married drivers typically pay less than single drivers for car policy. Erie is no exception, with the difference totaling to around $ 9 a calendar month .
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$91|
One other component taken into circumstance is your housing situation. In Erie, homeowners can expect to pay around $ 14 a calendar month less than those who rent. But if you live with your parents, you can expect to pay a draw more .
That said, if you bundle your homeowners or rental insurance policy with your car insurance, many companies will offer you a discount to make up for it and reduce your overall costs .
Car Insurance Companies in Erie, PA
Recent trends in car insurance for Erie drivers
average rates are constantly changing, so it ‘s a good mind to know the direction your area is trending when choosing when and where to shop.
car policy rates in Erie decreased from 2016-2019, when they hit a gloomy of $ 52. This changed in 2020, when rates started to rise. This convention has continued through the present, where rates recently reached $ 59 .
How does Erie compare to neighboring areas?
Why are car insurance rates in Erie different from other areas?
car policy companies take in many factors when choosing how much individual indemnity policies will cost. Your policy policy will depend largely on where you live and will be influenced by things such as :
- Crime rates
- Availability of off-street parking
- Number of drivers
- Area laws
- Road Safety (frequency of car accidents)
It ‘s good to be mindful of these factors ( even though you may not be able to do much to influence them ) as you shop for a modern policy or consider relocating. Knowing that different towns and cities will all have different rates, guides like these can be a good means to get a ballad of the land of your particular region .
How can I find the cheapest car insurance in Erie?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with indemnity companies. ultimately, the only room to know precisely what your rate will be is by requesting a quote from those car policy companies .
thoroughly news ! Compare.com will handle the heavy lift for you. Simply accede your ZIP below, respond to a few questions, and you ‘ll be comparing the cheapest quotes from a bulk of the car insurance companies that offer policies in Erie .
Compare the cheapest quotes from dozens of indemnity companies
Erie Insurance FAQs
What factors affect car insurance quotes in Erie? Quotes are calculated by car policy companies who take multiple factors into consideration, including things you ca n’t control like your gender and historic period, but besides factors like your credit score, drive commemorate, address, and marital status.
Why is the cost of car insurance in Erie different from other neighboring cities? Your address and the city you live in have a significant impact on how much a car policy ship’s company might charge for your policy. Companies take into retainer things like local laws, crime rates, and parking situations when calculating your quote — all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Erie? No one indemnity party is guaranteed to offer the cheapest rate across the control panel. Since companies base their rates on factors that differ from person to person, such as drive record, phone number of drivers on the policy, fomite seduce and mannequin, and many more, it ‘s a good mind to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Erie?
Any time you experience a major life event, whether it ‘s moving to a new area, getting married, finding a modern job, or other luminary events, it ‘s constantly a commodity theme to re-evaluate your current indemnity. certain companies offer cheaper indemnity in certain cities, so even if you were getting the cheapest rate at your old address, it does n’t mean it ‘ll still be the cheapest at your new home. That ‘s why it ‘s always well to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company? No. regardless of how much clock time is left on your stream policy, you can switch companies at any clock. then, whether you ‘re considering moving to Erie or barely curious if you ‘re getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash ?