car insurance costs in Greensboro depend on the driver visibility and level of coverage. On average, Nationwide is the most low-cost provider in the city for wax coverage and liability entirely cable car indemnity. For drivers with violations on their record, Nationwide is still the best insurance company in Greensboro, on average. however, according to MoneyGeek ‘s research, Erie is the best company overall, balancing affordability and quality of service .iconribbon best car policy

Greensboro 2022

The Cheapest and Best Car Insurance in Greensboro

The Cheapest Car Insurance Companies in Greensboro

On average, the cheapest car policy companies in Greensboro for full-coverage policies are :

  • Nationwide: $568 per year
  • State Farm: $588 per year

countrywide offers the lowest full-coverage car indemnity rates in the city, on average. This cost is $ 477 lower, on median, than comparable policies from the most expensive company in the city, MetLife. Full coverage comprises indebtedness coverage, along with comprehensive and collision indemnity. Your rates will vary from these averages depending on your coverage measure and personal circumstances .

Cheapest Car Insurance in Greensboro

Full Coverage 100/300/100

  • party 100/300/100

    per year

  • 1 .Nationwide

    $568

  • 2 .State Farm

    $588

  • 3 .Erie

    $701

  • 4. North Carolina Farm Bureau

    $722

  • 5 .GEICO

    $803

  • 6 .Travelers

    $818

  • 7 .Allstate

    $894

  • 8 .Progressive

    $1,036

  • 9 .MetLife

    $1,045

MoneyGeek scored the top car policy rates in Greensboro by using a sample 40-year-old male driver to source quotes from respective providers. The driver requested a full-coverage policy whose limits are defined on our methodology page. A full-coverage policy features higher rates than state minimum cable car indemnity policies, due to increased coverage for at-fault accidents. aside from indebtedness coverage, full-coverage policies besides contain :

  • Collision Insurance: This coverage protects against damages resulting from colliding with other cars or objects.
  • Comprehensive Insurance: This insurance covers the cost of damage caused by incidents that are not related to collisions.

A full-coverage policy may cost more than the value of an older car. Consider buying a express minimal policy to keep your premiums at a minimum .

Compare Car Insurance Rates in Greensboro

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Cheapest Car Insurance in Greensboro for Minimum Coverage

State minimum liability-only car indemnity policies offer the cheapest coverage in Greensboro. From MoneyGeek ’ sulfur psychoanalysis, the most low-cost minimum coverage car policy providers in the city are, on average :

  • Nationwide: $278 per year
  • State Farm: $308 per year

The $ 278 average annual car policy cost for Nationwide is about 50 % lower than the cost of the most expensive provider in the city. Metlife is the most expensive, at an average of $ 531 per year. While state minimum car indemnity costs less, it may not provide comprehensive coverage during an accident. Use the postpone below to determine the coverage limit for your needs as you compare costs between different variables .

Cheapest Minimum Liability Car Insurance in Greensboro

department of state Minimum

  • company State Minimum

    per year

  • 1 .Nationwide

    $278

  • 2 .State Farm

    $308

  • 3 .Erie

    $369

  • 4. North Carolina Farm Bureau

    $376

  • 5 .GEICO

    $408

  • 6 .Travelers

    $426

  • 7 .Allstate

    $461

  • 8 .Progressive

    $509

  • 9 .MetLife

    $531

In Greensboro, the city ’ s minimum cable car indemnity must meet the state requirements of $ 30,000 for bodily wrong per person, up to $ 60,000 per accident and $ 25,000 for place wrong per accident. It should besides include uninsured motorist coverage with the lapp limits. You will pay less for a liability-only policy but may need to cover some costs yourself. For exemplify, if during an accident the medical costs are $ 35,000, your insurance company will only pay $ 30,000, leaving you to pay $ 5,000 out of pocket .

North Carolina Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 30,000 per person, $ 60,000 per accident and $ 25,000 for place damage. A more protective level is 100/300/100 .
  • Uninsured motorist $ 30,000 per person, $ 60,000 per incident and $ 25,000 for property damage. The minimum coverage may not be enough if you ‘re in a serious accident .

Cheapest Car Insurance in Greensboro if You Have Driving Violations

Having a traffic trespass on your criminal record, such as an at-fault accident or speeding tag, can result in higher car insurance premiums. Rates vary depending on the type of irreverence. Based on MoneyGeek ’ second findings, the cheapest cable car insurance providers in Greensboro for drivers with violations are :

  • Cheapest After a Ticket: Nationwide, $818 per year
  • Cheapest After an At-Fault Accident: State Farm, $873 per year
  • Cheapest After a DUI: Nationwide, $2,113 per year

With a bad drive history, you can still secure the best rates within Greensboro if you compare prices among insurers. As your drive read improves over time, your rates will besides decrease significantly .

Cheapest Car Insurance in Greensboro With a Violation

Speeding slate

  • ship’s company Speeding Ticket

    per year

  • 1 .Nationwide

    $818

  • 2 .State Farm

    $873

  • 3. North Carolina Farm Bureau

    $1,039

  • 4 .MetLife

    $1,045

  • 5 .Erie

    $1,066

  • 6 .Travelers

    $1,253

  • 7 .Allstate

    $1,305

  • 8 .GEICO

    $1,328

  • 9 .Progressive

    $1,423

Average Cost of Car Insurance in Greensboro

Greensboro

$797

NC

$841

U.S.

$1,424

car indemnity in Greensboro is slightly cheaper than the average rate for the state of North Carolina. Rates in Greensboro average $ 797 per year, which is 5.2 % lower than the express average, while the average national annual premium is $ 1,424. These figures reveal that you can get low-cost car insurance quotes in Greensboro — around 44 % cheaper than in other parts of the nation. Of naturally, not all car coverage policies are the lapp. car insurance premiums will vary from person to person, depending on the needs and risk factors of the individual. It ‘s crucial for drivers to learn more about how car insurance rates are calculated.

Personalized Quotes to Get You the Cheapest Car Insurance in Greensboro

Every individual has different needs for car coverage, and that ’ s surely true for car indemnity in Greensboro. Your actual bounty can be higher or lower than the average rates charged by an insurance company. The more bad you are, the more you ’ ll wage. Your driving history, driving feel, age, location and more all have meaning effects on your premiums. It is necessary that you get your personalized car policy quotes in Greensboro on a even footing. patronize appraisal of your profile can help you identify discounts or early promos you may qualify for. It can besides help you determine what type of car insurance you should get .

Compare Car Insurance Rates in Greensboro

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The Best Car Insurance Companies in Greensboro

MoneyGeek ranked the best policy providers in Greensboro by assessing quality service and affordability. Some of the factors used in this study include fiscal constancy, customer satisfaction and affordability. Our findings indicate that the best companies overall in Greensboro are :

  • Erie: MoneyGeek score of 93 out of 100
  • Auto Owners Insurance Company: MoneyGeek score of 90 out of 100

USAA scored 95 out of 100, but we do not include this supplier among the exceed insurers in our rankings. Its policies are alone available to drivers in the military, along with their families .
1

USAA

score :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 2

Erie

grudge :

92.5

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A+ fiscal constancy 3

Auto-Owners Insurance Co

mark :

90

4/5 Affordability 3/5 Claims Ratings

4/5 User Satisfaction A++ fiscal constancy 4

North Carolina Farm Bureau

score :

87.5

4/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A fiscal constancy 5

GEICO

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 6

State Farm

seduce :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal constancy 7

Nationwide

sexual conquest :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 8

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 9

MetLife

mark :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 10

Safeco

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 11

Progressive

seduce :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 12

Allstate

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 13

Liberty Mutual

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 14

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal constancy

Average Cost of Car Insurance by Postal Code

Where you live can besides increase or decrease your policy premium. Areas with high larceny and accident rates are considered as bad and those exist here could have higher car insurance premiums. The cheapest zip up code for car coverage in Greensboro is 27410, with an average annual premium of $ 706. The most expensive ZIP code for car policy is 27407, where the average annual agio is around $ 849, for an modal remainder of $ 143 .

  • Zip Code State Minimum

    per year

  • 27410

    $706

  • 27406

    $836

  • 27407

    $849

Factors That Impact Insurance Costs in Greensboro

In addition to person driver needs and history, location-specific factors like the share of uninsured motorists and the rate of car thefts besides contribute to car policy rates in Greensboro. How Greensboro ranks compared to the 300 most populous cities in the United States can have a meaning impingement on premium costs .accident2 icon Most Accidents With Fatalities

100th

/ 300handcuffs2 icon Most car Thefts

79th

/ 300uninsured icon Most uninsured Motorists by State

48th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

99th

/ 300umbrella icon Most showery Days

115th

/ 300

Methodology and Assumptions

MoneyGeek ’ sulfur average premium rates for Greensboro are based on 100/300/100 comprehensive examination collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage character, location and driving record. Learn more about MoneyGeek ’ s data and methodology hera. About the author

expert-profileexpert-profile Mark Fitzpatrick is a elder content coach with MoneyGeek specializing in policy. Mark has years of experience analyzing the indemnity market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a overcome of Arts .

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