How do you find the best and cheapest car insurance rates in Massachusetts?
Finding the best and cheapest Massachusetts cable car insurance for your specific needs can be confusing and unmanageable. You want to have peace of thinker that your car indemnity company will follow through with its promises if you need to make a call. Clearsurance is committed to collecting accurate content, including policy company reviews and ratings from customers to highlight the best and cheapest cable car indemnity companies in Massachusetts .
With thousands of car insurance reviews from policyholders based on their individual experiences, Clearsurance provides reviews and rankings for hundreds of cable car indemnity companies so that you can evaluate and compare the best and cheapest Massachusetts car policy companies .
In the table above, you can sort through all of the Massachusetts car insurance companies ranked on Clearsurance.com. The rat following to each company, the insurance company ‘s Clearsurance score, is based entirely on the ratings provided by customers who hold or held a policy from that indemnity company .
note : lone those companies with at least 25 car indemnity reviews are eligible to appear in the best and cheapest Massachusetts car insurance rankings page.
Are you matter to in learning more about one of these Massachusetts car insurance companies ? You can visit the ship’s company ‘s profile page to find out what extra types of coverage they offer, any discounts they offer, and take car policy reviews to learn from the experiences of other policyholders .
On this page:
For a marry couple in Massachusetts, Commerce Insurance ( MAPFRE ) offers the bum car indemnity rates with an median agio of $ 1,619. however, this is only among the four of the largest car insurers in Massachusetts by market share in the table below .
These rates are based on a 35-year-old marry pair with two drivers and two vehicles on a policy. The cars used were two 2015 Toyota Highlander LEs. Full coverage was used with 100/300/50 limits and a $ 500 collision and comprehensive deductible. The drivers had one drive incident within the past three years and they both have a good credit score. The rates displayed should only be used for comparative purposes as individual rates in Massachusetts will differ. Rate data is provided by Quadrant Information Services .
guard Insurance Company offers the brassy car policy rates on average for aged drivers in Massachusetts, when compared to the other four largest companies in the express by car commercialize contribution .
These rates are based on profiles for 65-year-old male and female drivers. The car used for each was a 2015 Toyota Camry LE. Full coverage was used with 100/300/50 limits and a $ 500 collision and comprehensive deductible. The drivers had zero incidents within the past three years and a good credit score. The rates displayed should only be used for relative purposes as individual rates in Massachusetts will differ. Rate data is provided by Quadrant Information Services .
safety Insurance Company offers the cheap car insurance rates to teen drivers in Massachusetts, when compared against some of the largest car policy companies in the state .
These rates are based on profiles for 18-year-old male and female drivers in Massachusetts. The cable car used was a 2015 Honda Civic EX. We used the minimum car policy state limits. This quote was without unusual or speciate indemnity discounts. The rates displayed should entirely be used for relative purposes as individual rates in Massachusetts will differ. Rate data is provided by Quadrant Information Services .
While your state of residence affects your car insurance rates, so does the particular area within the state you live. cable car policy rates in Massachusetts can even vary by different areas within a city. Chatham is the cheapest area in Massachusetts for car policy. In the table below, you can see the top ten cheapest areas in Massachusetts for cable car policy for single adults .
| Area | Car Insurance Rates |
|---|---|
| Chatham | $1,029 |
| North Chatham | $1,029 |
| Northfield | $1,029 |
| Nantucket | $1,029 |
| Siasconset | $1,029 |
| Gill | $1,030 |
| Deerfield | $1,030 |
| South Deerfield | $1,030 |
| East Orleans | $1,031 |
| Orleans | $1,031 |
These rates are based on a 35-year-old one adult with one driver and one fomite on a policy. The car used was a 2015 Toyota Highlander LEs. Full coverage was used with 100/300/50 limits and a $ 500 collision and comprehensive examination deductible. The driver had one tug incidental within the past triiodothyronine three years for a relatively clean drive record and had a good accredit score. The rates displayed should only be used for comparative purposes as individual rates in Massachusetts will differ. Rate data is provided by Quadrant Information Services. All rates were populated through a simple calculator, not an policy agent.
car policy rates may be more expensive in some areas of Massachusetts based on a few factors : driving demeanor in the area, frequency of accidents and crime rate. These can cause rates to be more expensive in some cities and even different neighborhoods within the city. Roxbury and Dorchester, both Boston neighborhoods, are among the most expensive areas for car indemnity in Massachusetts. The mesa below displays the top ten most expensive areas in Massachusetts for cable car policy for a individual adult .
| Area | Car Insurance Rates |
|---|---|
| Roxbury Crossing | $2,743 |
| Roxbury | $2,743 |
| Dorchester | $2,652 |
| Dorchester Center | $2,618 |
| Mattapan | $2,471 |
| Brockton | $2,362 |
| Chelsea | $2,329 |
| Revere | $2,298 |
| Readville | $2,285 |
| Hyde Park | $2,192 |
These rates are based on a 35-year-old individual pornographic with one driver and one vehicle on a policy. The car used was a 2015 Toyota Highlander LEs. Full coverage was used with 100/300/50 limits and a $ 500 collision and comprehensive deductible. The driver had one drive incident within the past three years and had a effective accredit score. The rates displayed should alone be used for relative purposes as individual rates in Massachusetts will differ. Rate data is provided by Quadrant Information Services .
While many states lone require drivers to obtain indebtedness indemnity, Massachusetts ‘ restrictions are more comprehensive examination. Massachusetts requires drivers to secure four different types of coverage : bodily injury, property damage, uninsured motorist auspices and personal wound protective covering ( much referred to as PIP ). At first, this may seem like a cash grab, requiring so a lot protection, but it can be for any number of reasons. If the station you live sees higher indebtedness per accident, an insurance company is going to want you to have higher levels of coverage .
Below, we ‘ve detailed the minimum coverage requirements set by Massachusetts, but keep in mind, these are lone the minimums. You should consider purchasing higher limits to ensure that you are not underinsured in the consequence of a costly accident. You can learn more about different car insurance coverage options and what the limits mean here .
Massachusetts state minimum requirements:
Liability:
- Bodily injury — $20,000 per person
- Bodily injury — $40,000 per accident
- Property damage — $5,000 per accident
Personal injury protection:
- $8,000 per person
Bodily injury caused by an uninsured motorist:
- $20,000 per person
- $40,000 per accident
Bodily injury liability provides coverage for injuries sustained by the early fomite ‘s driver and passengers in you were to be held creditworthy for an accident. This coverage besides kicks in to defend you in the consequence of any legal claims.
Property damage liability provides coverage in the event that you damage person else ‘s property in a car accident, such as the other fomite, but besides things like a home or fence .
Personal injury protection (PIP) provides coverage for any medical expenses or income losses that result from a cable car accident. It besides provides coverage, up to the policy ‘s limits, for family members in the vehicle and for a few other situations. This can be referred to as no-fault coverage, making Massachusetts one of the 12 no-fault states .
Uninsured motorist coverage offers protective covering for you in the consequence that you are injured in an accident by an at-fault driver who does n’t have indemnity. While only 6.2 percentage of drivers in Massachusetts are uninsured, the third base lowest of any state according to 2015 data from the Insurance Information Institute — it is required coverage .