Compare the Cheapest Car Insurance Quotes in Nashville, TN

Your preferences and visibility determine your car insurance rates. GEICO is Nashville ’ s most low-cost cable car policy supplier of full coverage and department of state minimal policies and for drivers with a travel rapidly tag. meanwhile, USAA is the cheapest option for drivers with a military backdrop. Erie is MoneyGeek ’ s top-rated supplier in Nashville, as it balances price and customer service .iconribbon best car insurance Nashville

2022

The Cheapest and Best Car Insurance in Nashville

The Cheapest Car Insurance Companies in Nashville

A broad coverage cable car insurance policy offers broad fiscal protections to a driver in case of an accident as it combines indebtedness, comprehensive and collision coverages. In Nashville, these providers offer the most low-cost full coverage policies for an average driver :

  • GEICO: $675 per year
  • State Farm: $711 per year

USAA presents a cheaper rate at $ 543 per annum, but it ’ s alone available for current and go to bed military personnel and their families. still, MoneyGeek ’ s research shows that USAA is 83 % less expensive than Tennessee Farmers, the city ’ s most costly insurance company .

Cheapest Car Insurance in Nashville

Full Coverage 100/300/100

  • ship’s company 100/300/100

    per year

  • 1 .USAA

    $543

  • 2 .GEICO

    $675

  • 3 .State Farm

    $711

  • 4 .Progressive

    $802

  • 5 .Erie

    $803

  • 6 .Farmers

    $906

  • 7 .Allstate

    $907

  • 8 .Nationwide

    $911

  • 9 .MetLife

    $934

  • 10 .Travelers

    $958

  • 11. Tennessee Farmers

    $993

A broad coverage car policy policy offers extensive fiscal protections for a driver. aside from the submit ’ s minimal ask coverages, it includes comprehensive and collision coverages. Because of its increased protection, it is more expensive than a minimum coverage policy .

  • Comprehensive Coverage: Pays for damages not caused by a collision, such as weather-related damages, damage by falling objects, and loss by theft.
  • Collision Coverage: Pays for the cost of vehicle repair if you’re in an accident.

A full-coverage policy policy is sometimes more expensive than a car ’ sulfur full worth, specially if it ’ s an older vehicle. If that ’ s the case for you, buying liability-only or state minimum insurance can get you the cheapest rates possible .

Compare Car Insurance Rates in Nashville

see you ‘re getting the best rate for your cable car policy. Compare quotes from the top policy companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Nashville for Minimum Coverage

State minimal is the cheapest cable car insurance in Nashville. While these policies are significantly more low-cost, they lack comprehensive examination and collision coverages. That means in case of an accident, you ’ ll be exposed to greater fiscal risk. MoneyGeek ’ s analysis shows these providers offer the most low-cost minimum coverage policies in Nashville :

  • GEICO: $330 per year
  • State Farm: $337 per year

USAA offers Nashville ’ s most low-cost minimal coverage policies at $ 290 annually, which is $ 256 cheaper than the city ’ randomness costly provider, Metlife. however, USAA is merely available to active and retire military personnel and their families. Read through the table below to see how your premium can change depending on the coverage you choose .

Cheapest Minimum Liability Car Insurance in Nashville

submit Minimum

  • ship’s company State Minimum

    per year

  • 1 .USAA

    $290

  • 2 .GEICO

    $330

  • 3 .State Farm

    $337

  • 4. Tennessee Farmers

    $375

  • 5 .Progressive

    $382

  • 6 .Erie

    $388

  • 7 .Nationwide

    $412

  • 8 .Farmers

    $445

  • 9 .Travelers

    $487

  • 10 .Allstate

    $516

  • 11 .MetLife

    $546

Tennessee requires its drivers to have a car policy policy that includes coverages for bodily injury indebtedness, property damage indebtedness, uninsured motorist bodily injury and uninsured motorist property damage. A state minimum policy is the cheapest car insurance in Nashville. While buying it will help you save on your monthly premiums, you may end up paying more out of air pocket in sheath of an accident. In Tennessee, liability policy only covers $ 25,000 for bodily injuries per person. If you ’ re at fault in a collision and the hurt party ’ s checkup expenses reach $ 30,000, you ’ ll have to pay $ 5,000 by yourself .

Tennessee Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 15,000 for property damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Nashville if You Have Driving Violations

Driving violations on your record can cause your indemnity premiums to increase, sometimes significantly. If you have a accelerate ticket, DUI or an at-fault accident on your driving history, you can seek to improve your record over time and get your rates lowered. While waiting, your best option is to shop around and compare quotes from diverse providers. MoneyGeek ranked Nashville ’ s cheapest car policy providers for drivers with bad records :

  • Cheapest after a ticket: GEICO, $769 per year
  • Cheapest after an at-fault accident: State Farm, $843 per year
  • Cheapest after a DUI: State Farm, $777 per year

If you or a family member are in the military or have a military background, you may be eligible for indemnity through USAA. The insurance company offers the most low-cost cable car policy rates in Nashville for drivers with a speeding ticket or an at-fault accident .

Cheapest Car Insurance in Nashville With a Violation

Speeding slate

  • company Speeding Ticket

    per year

  • 1 .USAA

    $642

  • 2 .GEICO

    $769

  • 3 .State Farm

    $777

  • 4 .Erie

    $828

  • 5. Tennessee Farmers

    $993

  • 6 .Allstate

    $1,006

  • 7 .Nationwide

    $1,046

  • 8 .Progressive

    $1,051

  • 9 .Farmers

    $1,165

  • 10 .Travelers

    $1,314

  • 11 .MetLife

    $1,362

Average Cost of Car Insurance in Nashville

Nashville

$860

Tennessee

$1,018

U.S.

$1,424

Let ’ s look at the average price of car insurance in Nashville and compare it with the state and national averages. In Nashville, drivers pay an median of $ 860 annually for car policy, which is much lower than both the Tennessee and national averages. In fact, the Nashville rate is about 15.6 % lower than the Tennessee average, and about 39.6 % less than the home average.

Personalized Quotes to Get You the Cheapest Car Insurance in Nashville

policy companies use many factors to calculate cable car indemnity quotes in Nashville and decide the risk linked to a driver. These factors include age, sex, driving history, ZIP code, make and model of the vehicle and more. Consider GEICO in Nashville. Their policy for an 18-year-old driver is about three times more expensive than its coverage for a 40-year-old driver. You should aim to get a custom-make quote regularly to improve your odds of finding low-cost coverage .

Compare Car Insurance Rates in Nashville

see you ‘re getting the best rate for your car insurance. Compare quotes from the top indemnity companies. widget-location-pin

The Best Car Insurance Companies in Nashville

MoneyGeek evaluated the best car indemnity providers in Nashville to help you find one that balances affordability and quality service. Our scoring system reveals that the best car policy companies in the city overall are :

  • Erie: MoneyGeek score of 93 out of 100
  • Auto-Owners Insurance Co: MoneyGeek score of 90 out of 100

USAA received the highest scores in Nashville per MoneyGeek ’ randomness rate organization. however, since it ’ s only available to military members, veterans and their families, we did not list them as good overall. MoneyGeek used versatile factors to calculate the final examination scores out of 100. These include J.D. Power ratings for customer atonement, affordability and fiscal stability .
1

USAA

score :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 2

Erie

score :

92.5

4/5 Affordability 5/5 Claims Ratings 4/5

User Satisfaction A+ fiscal stability 3

Auto-Owners Insurance Co

score :

90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 4

GEICO

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 5

State Farm

score :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 6

Nationwide

grudge :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 7

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 8

MetLife

score :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 9

Safeco

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 10

Progressive

score :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 11

Allstate

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12

Liberty Mutual

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 13

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

ZIP code besides makes a difference when it comes to calculating car insurance premiums. Some areas are riskier as there are more accidents, car thefts and uninsured motorists there. In Nashville, if you live in the 37221 sphere code, you will pay roughly $ 31 less in annual car policy costs compared to those living in the 37211 area code .

  • Zip Code State Minimum

    per year

  • 37221

    $845

  • 37209

    $851

  • 37207

    $868

  • 37211

    $876

Factors That Impact Insurance Costs in Nashville

In addition to individual driver needs and history, location-specific factors like the share of uninsured motorists and the rate of fatal accidents besides contribute to car policy rates in Nashville. How Nashville ranks compared to the 300 most populous cities in the United States can have a significant impingement on premium costs .accident2 icon Most Accidents With Fatalities

73rd

/ 300handcuffs2 icon Most car Thefts

119th

/ 300uninsured icon Most uninsured Motorists by State

5th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

49th

/ 300umbrella icon Most showery Days

67th

/ 300

Methodology and Assumptions

MoneyGeek ’ s average premium rates for Nashville are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, localization and drive phonograph record. Learn more about MoneyGeek ’ randomness data and methodology here. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a elder contented coach with MoneyGeek specializing in indemnity. Mark has years of experience analyzing the indemnity market and creating original research and capacity. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a overcome of Arts .

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