car insurance is an crucial leverage, but finding cheap car insurance in South Carolina international relations and security network ’ t always easy. That ’ second why it ’ randomness significant to compare rates from multiple insurers. The average cost of full coverage cable car indemnity in South Carolina is $ 1,611 per class, or about $ 134 per calendar month, according to NerdWallet ’ randomness analysis. minimum coverage in South Carolina is $ 601 per year on average, but we found you can probably get a cheaper policy. For example, American National offers the cheapest rates in South Carolina at $ 222 per year, on average, for minimum coverage cable car indemnity for a 35-year-old driver with a clean driving record. Why you can trust NerdWallet : Our writers and editors follow hard-and-fast column guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for unlike coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects price.

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Cheapest car indemnity company overall in South Carolina
American National $ 50/month

3.0 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
American National $ 19/month

3.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for youthful drivers
American National $ 102/month

3.0 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with poor credit
countrywide $ 50/month

4.5 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in South Carolina

NerdWallet ’ s column team analyzed cable car insurance rates from 12 car insurers in South Carolina and found the five cheapest options for drivers in respective old age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimal requirements in South Carolina. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 place damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a fortune of quotes to find the best cheap car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better insurance rates for unseasoned drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in South Carolina for 20-year-olds

Drivers in South Carolina with clean drive records may want to consider the following companies, which had the lowest median rates :

  1. american National : $ 1,226 per class, or about $ 102 per month .
  2. Travelers : $ 2,055 per class, or about $ 171 per month .
  3. Geico : $ 2,348 per year, or about $ 196 per month .
  4. nationally : $ 2,928 per year, or about $ 244 per calendar month .
  5. country grow : $ 2,947 per year, or about $ 246 per month .

Cheapest minimum coverage car insurance in South Carolina for 20-year-olds

Drivers in South Carolina who want just the state minimal coverage may want to check with these companies, which had the lowest median rates :

  1. american National : $ 531 per year, or about $ 44 per month .
  2. Geico : $ 824 per class, or about $ 69 per calendar month .
  3. Travelers : $ 892 per year, or about $ 74 per month .
  4. state farm : $ 1,130 per year, or about $ 94 per month .
  5. Allstate : $ 1,163 per year, or about $ 97 per calendar month .

Cheapest auto insurance in South Carolina for 20-year-olds with poor credit

Drivers with poor people accredit in South Carolina should look at the following insurers with the lowest average rates for minimum coverage :

  1. Travelers : $ 1,416 per class, or about $ 118 per month .
  2. Geico : $ 1,457 per class, or about $ 121 per calendar month .
  3. american National : $ 1,786 per year, or about $ 149 per calendar month .
  4. Allstate : $ 1,820 per class, or about $ 152 per calendar month .
  5. countrywide : $ 2,279 per year, or about $ 190 per calendar month .

Cheapest auto insurance in South Carolina for 20-year-old drivers with one at-fault crash

For drivers with a late accident in South Carolina, here are the companies with the lowest average rates for minimum coverage :

  1. american english National : $ 765 per year, or about $ 64 per month .
  2. Geico : $ 969 per class, or about $ 81 per calendar month .
  3. Travelers : $ 1,103 per year, or about $ 92 per calendar month .
  4. state farm : $ 1,548 per year, or about $ 129 per calendar month .
  5. Auto-Owners : $ 1,747 per year, or about $ 146 per month .

Cheapest auto insurance in South Carolina for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. american National : $ 859 per class, or about $ 72 per month .
  2. Geico : $ 1,215 per year, or about $ 101 per calendar month .
  3. Travelers : $ 1,220 per year, or about $ 102 per calendar month .
  4. South Carolina Farm Bureau : $ 1,838 per year, or about $ 153 per month .
  5. submit farm : $ 1,860 per year, or about $ 155 per calendar month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car policy rates than in their teens and 20s. however, factors like a person ’ randomness drive record and car construct and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car policy discounts.

Cheapest full coverage car insurance in South Carolina for 30-year-olds

Drivers in South Carolina with clean drive records may get the lowest rates from these companies :

  1. american National : $ 628 per year, or about $ 52 per calendar month .
  2. Geico : $ 1,262 per year, or about $ 105 per month .
  3. nationally : $ 1,352 per year, or about $ 113 per calendar month .
  4. Travelers : $ 1,358 per year, or about $ 113 per month .
  5. Allstate : $ 1,542 per year, or about $ 128 per calendar month .

Cheapest minimum coverage car insurance in South Carolina for 30-year-olds

Drivers in South Carolina who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. american National : $ 227 per year, or about $ 19 per calendar month .
  2. Geico : $ 390 per year, or about $ 32 per calendar month .
  3. Auto-Owners : $ 490 per year, or about $ 41 per month .
  4. Allstate : $ 509 per year, or about $ 42 per month .
  5. express farm : $ 533 per class, or about $ 44 per calendar month .

Cheapest auto insurance in South Carolina for 30-year-olds with poor credit

Drivers with poor accredit in South Carolina should consider the following companies with the lowest average rates for full coverage :

  1. nationally : $ 2,049 per class, or about $ 171 per month .
  2. american english National : $ 2,114 per year, or about $ 176 per calendar month .
  3. Geico : $ 2,132 per year, or about $ 178 per calendar month .
  4. Travelers : $ 2,277 per year, or about $ 190 per month .
  5. Allstate : $ 2,279 per class, or about $ 190 per calendar month .

Cheapest auto insurance in South Carolina for 30-year-old drivers with one at-fault crash

For drivers in South Carolina with a late accident, here are the lowest modal rate options for fully coverage :

  1. american National : $ 828 per year, or about $ 69 per month .
  2. Travelers : $ 1,693 per class, or about $ 141 per calendar month .
  3. Geico : $ 1,707 per year, or about $ 142 per calendar month .
  4. state farm : $ 2,034 per class, or about $ 170 per month .
  5. Auto-Owners : $ 2,109 per year, or about $ 176 per calendar month .

Cheapest auto insurance in South Carolina for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the follow options for full coverage.

  1. american National : $ 909 per year, or about $ 76 per month .
  2. Travelers : $ 1,832 per class, or about $ 153 per calendar month .
  3. state farm : $ 2,311 per class, or about $ 193 per month .
  4. South Carolina Farm Bureau : $ 2,340 per year, or about $ 195 per calendar month .
  5. Geico : $ 2,405 per year, or about $ 200 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but silent pay more than older age groups. Shopping around for brassy car insurance quotes with multiple insurers is the best manner to find lower rates. beneficial drivers who don ’ thyroxine get behind the wheel much might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in South Carolina for 40-year-olds

Drivers in South Carolina with clean driving records may want to think about the following companies, which had the lowest median rates :

  1. american National : $ 571 per year, or about $ 48 per calendar month .
  2. Travelers : $ 1,245 per year, or about $ 104 per month .
  3. Geico : $ 1,257 per year, or about $ 105 per calendar month .
  4. countrywide : $ 1,284 per year, or about $ 107 per calendar month .
  5. Allstate : $ 1,542 per class, or about $ 128 per calendar month .

Cheapest minimum coverage car insurance in South Carolina for 40-year-olds

Drivers in South Carolina who want precisely the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. american National : $ 217 per year, or about $ 18 per month .
  2. Geico : $ 387 per year, or about $ 32 per calendar month .
  3. Allstate : $ 509 per year, or about $ 42 per month .
  4. Auto-Owners : $ 516 per year, or about $ 43 per calendar month .
  5. state farm : $ 541 per year, or about $ 45 per calendar month .

Cheapest auto insurance in South Carolina for 40-year-olds with poor credit

Drivers with hapless credit in South Carolina can check out the following insurers with the lowest average rates for full coverage :

  1. american National : $ 1,924 per year, or about $ 160 per month .
  2. nationally : $ 1,950 per class, or about $ 162 per month .
  3. Travelers : $ 2,074 per year, or about $ 173 per calendar month .
  4. Geico : $ 2,116 per year, or about $ 176 per calendar month .
  5. Allstate : $ 2,279 per year, or about $ 190 per calendar month .

Cheapest auto insurance in South Carolina for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in South Carolina, here are the companies with the lowest average rates for entire coverage :

  1. american english National : $ 748 per year, or about $ 62 per month .
  2. Travelers : $ 1,624 per year, or about $ 135 per month .
  3. Geico : $ 1,702 per year, or about $ 142 per calendar month .
  4. state farm : $ 2,001 per year, or about $ 167 per calendar month .
  5. nationally : $ 2,053 per class, or about $ 171 per calendar month .

Cheapest auto insurance in South Carolina for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. american english National : $ 819 per year, or about $ 68 per calendar month .
  2. Travelers : $ 1,758 per year, or about $ 146 per month .
  3. South Carolina Farm Bureau : $ 2,137 per year, or about $ 178 per calendar month .
  4. country farm : $ 2,275 per class, or about $ 190 per month .
  5. liberal : $ 2,363 per year, or about $ 197 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can distillery vary depending on other factors such as a driver ’ sulfur sex and placement, so it ’ randomness smart to shop around to find the best rate. Our list of cheap car insurance companies is a good seat to start.

Cheapest full coverage car insurance in South Carolina for 50-year-olds

Drivers in South Carolina with clean driving records may want to get quotes from these insurers, which had the lowest median rates :

  1. american National : $ 551 per year, or about $ 46 per month .
  2. Geico : $ 1,180 per year, or about $ 98 per month .
  3. countrywide : $ 1,202 per year, or about $ 100 per calendar month .
  4. Travelers : $ 1,228 per class, or about $ 102 per calendar month .
  5. embrace : $ 1,376 per year, or about $ 115 per calendar month .

Cheapest minimum coverage car insurance in South Carolina for 50-year-olds

Drivers in South Carolina who opt for the express minimal coverage may want to consider the follow companies, with the lowest modal rates :

  1. american National : $ 204 per class, or about $ 17 per calendar month .
  2. Geico : $ 365 per class, or about $ 30 per month .
  3. Allstate : $ 471 per year, or about $ 39 per month .
  4. embrace : $ 479 per year, or about $ 40 per month .
  5. Auto-Owners : $ 488 per year, or about $ 41 per month .

Cheapest auto insurance in South Carolina for 50-year-olds with poor credit

Drivers with poor people credit in South Carolina can check with the following companies, which showed the lowest modal rates for full coverage :

  1. countrywide : $ 1,832 per year, or about $ 153 per month .
  2. american National : $ 1,855 per year, or about $ 155 per month .
  3. Geico : $ 2,036 per year, or about $ 170 per calendar month .
  4. Travelers : $ 2,040 per class, or about $ 170 per month .
  5. Allstate : $ 2,070 per class, or about $ 172 per month .

Cheapest auto insurance in South Carolina for 50-year-old drivers with one at-fault crash

For drivers living in South Carolina with a recent accident, here are the insurers with the lowest modal full moon coverage rates :

  1. american National : $ 719 per year, or about $ 60 per month .
  2. Travelers : $ 1,601 per year, or about $ 133 per month .
  3. Geico : $ 1,621 per year, or about $ 135 per month .
  4. embrace : $ 1,808 per class, or about $ 151 per calendar month .
  5. nationally : $ 1,939 per year, or about $ 162 per month .

Cheapest auto insurance in South Carolina for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

  1. american National : $ 786 per year, or about $ 66 per calendar month .
  2. Travelers : $ 1,733 per year, or about $ 144 per month .
  3. South Carolina Farm Bureau : $ 2,071 per year, or about $ 173 per month .
  4. progressive : $ 2,203 per year, or about $ 184 per calendar month .
  5. country grow : $ 2,231 per year, or about $ 186 per month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car policy rates than many other age groups on average, prices will start increasing as they get older. To find bum car policy for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this senesce group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in South Carolina for 60-year-olds

Drivers in South Carolina with clean drive records may want to think about getting quotes from these companies, which had the lowest modal rates :

  1. american National : $ 527 per year, or about $ 44 per month .
  2. countrywide : $ 1,142 per year, or about $ 95 per calendar month .
  3. Travelers : $ 1,154 per class, or about $ 96 per calendar month .
  4. Geico : $ 1,188 per year, or about $ 99 per calendar month .
  5. embrace : $ 1,376 per year, or about $ 115 per month .

Cheapest minimum coverage car insurance in South Carolina for 60-year-olds

Drivers in South Carolina who want fair the express minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. american National : $ 204 per year, or about $ 17 per calendar month .
  2. Geico : $ 371 per class, or about $ 31 per calendar month .
  3. embrace : $ 479 per year, or about $ 40 per month .
  4. Allstate : $ 481 per class, or about $ 40 per calendar month .
  5. Auto-Owners : $ 488 per year, or about $ 41 per calendar month .

Cheapest auto insurance in South Carolina for 60-year-olds with poor credit

Drivers with inadequate credit in South Carolina can look at the following companies with the lowest average rates for wax coverage :

  1. countrywide : $ 1,745 per year, or about $ 145 per month .
  2. american National : $ 1,775 per year, or about $ 148 per calendar month .
  3. Travelers : $ 1,901 per year, or about $ 158 per calendar month .
  4. Geico : $ 2,045 per class, or about $ 170 per calendar month .
  5. Allstate : $ 2,080 per year, or about $ 173 per month .

Cheapest auto insurance in South Carolina for 60-year-old drivers with one at-fault crash

For drivers with a recent accident be in South Carolina, here are the companies with the lowest average rates for full coverage :

  1. american National : $ 691 per year, or about $ 58 per calendar month .
  2. Travelers : $ 1,560 per year, or about $ 130 per calendar month .
  3. Geico : $ 1,632 per year, or about $ 136 per month .
  4. embrace : $ 1,808 per year, or about $ 151 per calendar month .
  5. countrywide : $ 1,858 per year, or about $ 155 per calendar month .

Cheapest auto insurance in South Carolina for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for broad coverage .

  1. american National : $ 755 per year, or about $ 63 per month .
  2. Travelers : $ 1,690 per year, or about $ 141 per month .
  3. South Carolina Farm Bureau : $ 1,919 per year, or about $ 160 per month .
  4. state farm : $ 2,119 per class, or about $ 177 per calendar month .
  5. progressive : $ 2,133 per year, or about $ 178 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family extremity who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 4 of the 48 driver profiles we examined.

Minimum auto insurance limits required in South Carolina

South Carolina drivers are required to carry liability coverage, uninsured motorist bodily injury coverage ( UMBI ) and uninsured motorist property wrong coverage ( UMPD ). here are the minimum amounts of insurance coverage needed to drive legally :

  • $ 25,000 bodily wound liability per person .
  • $ 50,000 bodily injury liability per accident .
  • $ 25,000 property damage indebtedness per accident .
  • $ 25,000 UMBI per person .
  • $ 50,000 UMBI per accident .
  • $ 25,000 UMPD per accident .

liability car indemnity covers the monetary value of any damage, injuries or deaths you cause in a car accident, up to your policy ’ second predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ metric ton have car insurance. Underinsured motorist coverage will cover the lapp expenses if you ’ re hit by a driver with some car indemnity, but not enough to cover all costs from the barge in. Although these limits will satisfy legal requirements, it ’ sulfur knowing for most drivers to get more than the bare coverage. The minimum car policy might not be enough to amply cover accident costs, and the remaining counterweight would have to come out of your own pocket. Visit NerdWallet ’ s steer to car insurance requirements by department of state for more detail on how coverage works.

Alternative car insurance in South Carolina

Drivers who ’ ve been denied car policy on the voluntary market within the past 60 days may qualify for coverage under the Associated Auto Insurers Plan of South Carolina. This option helps drivers who have checkered drive histories, extremely poor credit or other factors preventing them from getting traditional car coverage. NerdWallet can make it easy to find coverage at the most competitive price. Use our car indemnity comparison tool to view rates from lead insurers .

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