Best auto insurance companies in Michigan
Based on Insurance.com ‘s rate analysis, Liberty Mutual is our top picking for the best car policy company in Michigan. It has earned 4.8 car headliner rat, highest among the carriers surveyed. apart from Liberty Mutual, Geico, Progressive, Hartford and Auto-Owners are the early top performers on the list of best car indemnity companies. Compare insurance providers based on their car star ratings and decide which one is the mighty option for you .
Company | Auto star ratings |
---|---|
Liberty Mutual | 4.8 |
Geico | 4.5 |
Progressive | 3.9 |
Hartford | 3.8 |
Auto-Owners | 3.7 |
Safeco | 3.7 |
The Auto Club Group (ACG) – AAA | 3.6 |
Farmers | 3.6 |
Allstate | 3.1 |
Cheapest car insurance companies in Michigan
Do n’t just go with the first insurance company you come across. Comparison shopping is the identify when it comes to finding the best deal on car indemnity. Get quotes from respective different insurers and compare their rates. You may be surprised at how much remainder there can be in rates from one company to another.
We have gathered price quotes from all the major policy providers in Michigan and put together a list of the cheapest cable car indemnity companies. Based on a pace analysis by Insurance.com, GEICO is the cheapest car insurance company in Michigan that offers indemnity policies at $ 917 annually or $ 76 a calendar month, on average .
Company | Average annual premium | Average monthly premium |
---|---|---|
GEICO Ind Co | $917 | $76 |
USAA Casualty | $953 | $79 |
Progressive Marathon | $1,136 | $95 |
Meemic | $1,195 | $100 |
State Farm Mutl Automobile Ins | $1,470 | $123 |
Auto-Owners | $1,499 | $125 |
Metropolitan Direct P&C | $1,530 | $128 |
Travelers Ind Co of Am | $1,546 | $129 |
Farmers Ins Exchange | $2,483 | $207 |
Encompass Ind Co | $2,899 | $242 |
Cheapest car insurance cost in Michigan for teens
Geico Ind Co is the cheapest car policy company in Michigan for adolescent drivers. Its average annual premium for teenagers is $ 4,688 or $ 391 a month. The deviation in costs between the adolescent and pornographic group is significant. Drivers in the youngest old age group pay more than the drivers in the oldest old age group. There are respective reasons for this deviation. adolescent drivers are more likely to be involved in accidents and to make claims on their policy policies. They are besides more probably to be driving illegally without indemnity. All these reasons lead to higher policy rates for adolescent drivers .
Company | Average annual premium |
---|---|
Geico Ind Co | $4,688 |
Progressive Marathon | $7,705 |
State Farm Mut Auto | $8,701 |
Allied Prop & Cas | $10,874 |
Farmers Ins Exch | $17,368 |
Allstate Fire & Cas | $25,778 |
Cheapest car insurance cost in Michigan for young adults
Geico Ind Co is the cheapest car policy company in Michigan for young adults, based on Insurance.com ‘s rate analysis. Its average annual agio is $ 1,948 or $ 162 a calendar month. The indemnity rates for young drivers are more expensive than adult drivers because they have a unretentive history of safe drive and miss of experience on the road. If you ’ re a young driver and still studying and looking for ways to save on your car policy, make certain you take advantage of the discounts for which you are eligible. And for those who are n’t students anymore, they can avail themselves of other discounts offered by indemnity companies to save on their insurance agio .
Company | Average annual premium |
---|---|
Geico Ind Co | $1,948 |
Progressive Marathon | $2,602 |
State Farm Mut Auto | $4,911 |
Allied Prop & Cas | $5,530 |
Farmers Ins Exch | $6,246 |
Allstate Fire & Cas | $8,624 |
Cheapest car insurance cost in Michigan for adults
Geico is the cheapest car indemnity company in Michigan for adults. Its average annual premium is $ 1,443 or $ 120 a calendar month. When most drivers reach their mid 20s, they enjoy cheaper car insurance rates than in their adolescent years and early on 20s. inactive, the cost of car indemnity varies due to factors such as a person ’ randomness drive phonograph record and the gain or model they drive.
Read more: Low Cost Auto Insurance – Atlanta, Georgia
pornographic drivers can lower the price of car policy by shopping about and availing themselves of any discounts available. Another means to save on your agio is by insuring more than one vehicle with the lapp company, or by bundling your home and car insurance policies .
Company | Average annual premium |
---|---|
Geico Ind Co | $1,443 |
Progressive Marathon | $1,821 |
State Farm Mut Auto | $3,033 |
Allied Prop & Cas | $3,485 |
Farmers Ins Exch | $4,795 |
Allstate Fire & Cas | $5,943 |
Cheapest car insurance cost in Michigan for seniors
progressive Marathon is the cheapest car policy company for aged drivers in Michigan. Its average annual premium is $ 1,700 or $ 142 a calendar month. policy companies charge ripen drivers much less than they do for adolescent drivers, but as drivers get into their senior years, a bunch of those discounts dry up. You can save a distribute of money by comparing car insurance rates. Senior drivers might be able to save hundreds of dollars on their insurance agio by shopping around .
Company | Average annual premium |
---|---|
Progressive Marathon | $1,700 |
Geico Ind Co | $1,990 |
State Farm Mut Auto | $2,936 |
Allied Prop & Cas | $2,993 |
Farmers Ins Exch | $4,658 |
Allstate Fire & Cas | $6,156 |
Cheapest Car Insurance Companies in Michigan by Driver Profile
While localization is a major divisor in determining your car indemnity rates, your driving profile besides plays a role. Some drivers struggle with a bad drive record, but a clean record does n’t have to hurt your wallet. If you have been convicted of any traffic violations or have multiple accidents under your belt, then your car insurance rates may skyrocket. Make certain you compare rates of insurance companies to find the best policy for you. No matter what your driving history looks like, you can still find low-cost coverage in Michigan .
Cheapest auto insurance for drivers with poor credit: Geico
Geico is the cheapest car insurance company for drivers a with poor credit score. Its average annual premium is $2,252 or $188 a month. It’s important to know that your credit score can affect your rates with insurers. One company might charge more because of your poor credits, but another could offer the same coverage for less money. The best way to get lower rates is by getting multiple quotes from different companies and seeing which one offers a better price
Company | Average annual premium |
---|---|
Geico | $2,252 |
Progressive | $2,494 |
USAA | $2,833 |
Meemic | $2,926 |
Travelers | $3,097 |
Auto-Owners | $3,807 |
Metropolitan | $4,111 |
Encompass Ind Co | $4,572 |
Farmers Ins | $8,587 |
State Farm | $9,427 |
Cheapest auto insurance for drivers with a speeding tickets: Progressive
Progressive is the cheapest car insurance company for drivers with a speeding ticket. Its average annual rate for Michigan drivers is $1,752, based on a rate analysis by Insurance.com. Geico is the cheapest car policy caller for drivers a with poor credit score. Its average annual agio is $ 2,252 or $ 188 a month. It ‘s important to know that your credit score can affect your rates with insurers. One company might charge more because of your hapless credits, but another could offer the same coverage for less money. The best manner to get lower rates is by getting multiple quotes from unlike companies and seeing which one offers a better priceProgressive is the cheapest car indemnity ship’s company for drivers with a rush ticket. Its average annual rate for Michigan drivers is $ 1,752, based on a rate psychoanalysis by Insurance.com. If you get a travel rapidly ticket, your car indemnity rates might go up. however, how much a accelerate slate affects your rates will depend on the type of irreverence, insurance company ’ south price scheme and regulations in your state. The datum downstairs shows the companies that offer bum indemnity rates for drivers with a speeding ticket in Michigan .
Company | Average annual premium |
---|---|
Progressive | $1,752 |
USAA | $1,847 |
Geico | $2,209 |
Metropolitan | $2,604 |
Auto-Owners | $2,876 |
Travelers | $3,066 |
Meemic | $3,457 |
Encompass Ind Co | $4,139 |
Farmers Ins | $4,205 |
State Farm | $4,223 |
Cheapest auto insurance after at-fault accident: USAA
USAA is the cheapest car insurance company for drivers with an accident record. Its annual average cost for drivers with an at-fault bodily injury accident is $1,904. The only way to get cheap car insurance after an accident is by comparing rates. So, don’t forget to compare insurers based on their average annual premium to get an affordable rate.
Company | Average annual premium |
---|---|
USAA | $1,904 |
Progressive | $1,905 |
Auto-Owners | $2,352 |
Meemic | $2,636 |
Geico | $3,270 |
State Farm | $3,270 |
Travelers | $3,802 |
Metropolitan | $4,394 |
Farmers Ins | $4,522 |
Encompass Ind Co | $5,257 |
Cheapest auto insurance after a DUI: Progressive
USAA is the cheapest car indemnity company for drivers with an accident record. Its annual average cost for drivers with an at-fault bodily injury accident is $ 1,904. The merely way to get cheap car indemnity after an accident is by comparing rates. so, do n’t forget to compare insurers based on their average annual premium to get an low-cost pace.
The cheapest car policy caller for drivers with a DUI is Progressive. Its average premium cost is $ 1,650 or $ 138 a calendar month. When you get pulled over for driving under the influence, your indemnity rates are going to skyrocket. This is because it signals that drivers with a DUI have a higher chance of getting into accidents. A DUI conviction can have a huge impact on your insurance rates, but shopping approximately may help you save money .
Company | Average annual premium |
---|---|
Progressive | $1,650 |
USAA | $2,440 |
Farmers Ins | $4,301 |
Meemic | $4,512 |
Auto-Owners | $4,810 |
Metropolitan | $5,108 |
Travelers | $6,273 |
State Farm | $6,910 |
Geico | $8,897 |
Encompass Ind Co | $17,248 |
Average cost of car insurance in Michigan
The average car insurance rate in Michigan is $ 1,563 a class for a broad coverage policy with coverage horizontal surface of 100/300/100 for a driver historic period 30, according to a rate analysis by Insurance.com. That ’ sulfur $ 107 more than the national average $ 1,456. For the submit minimum coverage, the average annual monetary value in Michigan is $ 309 .
State minimum average annual rate | Full coverage average annual rate |
---|---|
$309 | $1,563 |