The Cheapest Car Insurance in Missouri for 2022 – NerdWallet

car policy is an important buy, but finding bum car insurance in Missouri international relations and security network ’ thymine constantly comfortable. That ’ second why it ’ mho important to compare rates from multiple insurers. The average monetary value of full coverage car indemnity in Missouri is $ 1,760 per class, or about $ 147 per calendar month, according to NerdWallet ’ sulfur analysis. minimum coverage in Missouri is $ 537 per year on average, but we found you can likely get a cheaper policy. For exercise, Columbia offers the cheapest rates in Missouri at $ 296 per class, on average, for minimal coverage car insurance for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow nonindulgent editorial guidelines to ensure fairness and accuracy in our compose and datum analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change merely one variable at a fourth dimension, so you can easily see how each agent affects pricing.

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Cheapest car insurance company overall in Missouri
Missouri Farm Bureau	$ 105/month	not so far rated .
Cheapest for minimal coverage
Columbia	$ 25/month	not so far rated .
Cheapest for young drivers
American Family	$ 197/month	5.0 NerdWallet fink NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for drivers with poor credit
Columbia	$ 105/month	not so far rated .

How we chose the cheapest companies in Missouri

NerdWallet ’ s editorial team analyzed car indemnity rates from 16 car insurers in Missouri and found the five cheapest options for drivers in respective senesce brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Missouri. For full moon coverage, we used the below coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily wound liability per accident .
• $ 50,000 property damage indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. hush, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Missouri for 20-year-olds

Drivers in Missouri with blank drive records may want to consider the following companies, which had the lowest average rates :

1. american Family : $ 2,365 per year, or about $ 197 per calendar month .
2. Geico : $ 2,466 per year, or about $ 206 per calendar month .
3. state of matter farm : $ 2,777 per year, or about $ 231 per month .
4. Missouri Farm Bureau : $ 2,821 per year, or about $ 235 per calendar month .
5. embrace : $ 2,833 per year, or about $ 236 per month .

Cheapest minimum coverage car insurance in Missouri for 20-year-olds

Drivers in Missouri who want just the state minimal coverage may want to check with these companies, which had the lowest average rates :

1. Geico : $ 712 per year, or about $ 59 per month .
2. Columbia : $ 753 per year, or about $ 63 per month .
3. Missouri Farm Bureau : $ 761 per year, or about $ 63 per calendar month .
4. Electric indemnity : $ 791 per year, or about $ 66 per calendar month .
5. state grow : $ 835 per year, or about $ 70 per month .

Cheapest auto insurance in Missouri for 20-year-olds with poor credit

Drivers with hapless credit in Missouri should look at the following insurers with the lowest average rates for minimal coverage :

1. Columbia : $ 921 per class, or about $ 77 per calendar month .
2. Geico : $ 1,002 per class, or about $ 84 per calendar month .
3. Allstate : $ 1,254 per year, or about $ 104 per month .
4. Missouri Farm Bureau : $ 1,302 per year, or about $ 108 per month .
5. embrace : $ 1,529 per class, or about $ 127 per month .

Cheapest auto insurance in Missouri for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Missouri, here are the companies with the lowest average rates for minimum coverage :

1. Missouri Farm Bureau : $ 848 per class, or about $ 71 per month .
2. Electric insurance : $ 859 per year, or about $ 72 per month .
3. Columbia : $ 968 per year, or about $ 81 per calendar month .
4. country farm : $ 1,083 per year, or about $ 90 per calendar month .
5. Geico : $ 1,118 per class, or about $ 93 per month .

Cheapest auto insurance in Missouri for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

1. Electric indemnity : $ 846 per year, or about $ 70 per calendar month .
2. Missouri Farm Bureau : $ 1,023 per class, or about $ 85 per month .
3. Allstate : $ 1,161 per year, or about $ 97 per month .
4. progressive : $ 1,207 per year, or about $ 101 per month .
5. state farm : $ 1,290 per year, or about $ 108 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. hush, factors like a person ’ second repel record and car seduce and model can increase prices. Drivers in their 30s can get lower rates by shopping round and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Missouri for 30-year-olds

Drivers in Missouri with clean driving records may get the lowest rates from these companies :

1. Missouri Farm Bureau : $ 1,265 per year, or about $ 105 per month .
2. Electric policy : $ 1,416 per year, or about $ 118 per calendar month .
3. Geico : $ 1,422 per year, or about $ 118 per calendar month .
4. embrace : $ 1,441 per year, or about $ 120 per calendar month .
5. submit farm : $ 1,503 per class, or about $ 125 per calendar month .

Cheapest minimum coverage car insurance in Missouri for 30-year-olds

Drivers in Missouri who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. Columbia : $ 296 per year, or about $ 25 per month .
2. Missouri Farm Bureau : $ 327 per class, or about $ 27 per month .
3. Electric insurance : $ 374 per year, or about $ 31 per calendar month .
4. Geico : $ 400 per year, or about $ 33 per calendar month .
5. state of matter grow : $ 405 per year, or about $ 34 per month .

Cheapest auto insurance in Missouri for 30-year-olds with poor credit

Drivers with poor credit rating in Missouri should consider the following companies with the lowest average rates for wide coverage :

1. Columbia : $ 1,798 per year, or about $ 150 per month .
2. embrace : $ 1,933 per year, or about $ 161 per month .
3. Geico : $ 1,993 per year, or about $ 166 per month .
4. Missouri Farm Bureau : $ 2,128 per class, or about $ 177 per month .
5. Electric insurance : $ 2,247 per year, or about $ 187 per calendar month .

Cheapest auto insurance in Missouri for 30-year-old drivers with one at-fault crash

For drivers in Missouri with a late accident, here are the lowest average rate options for full coverage :

1. Missouri Farm Bureau : $ 1,365 per class, or about $ 114 per month .
2. Electric policy : $ 1,528 per year, or about $ 127 per calendar month .
3. american Family : $ 1,657 per year, or about $ 138 per month .
4. submit farm : $ 1,746 per year, or about $ 146 per month .
5. Columbia : $ 1,940 per year, or about $ 162 per calendar month .

Cheapest auto insurance in Missouri for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the follow options for full coverage .

1. Electric indemnity : $ 1,524 per year, or about $ 127 per month .
2. Missouri Farm Bureau : $ 1,564 per year, or about $ 130 per month .
3. state farm : $ 1,970 per year, or about $ 164 per calendar month .
4. american Family : $ 1,982 per year, or about $ 165 per month .
5. progressive : $ 2,025 per year, or about $ 169 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older historic period groups. Shopping around for cheap cable car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ metric ton catch behind the wheel often might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Missouri for 40-year-olds

Drivers in Missouri with clean drive records may want to think about the keep up companies, which had the lowest average rates :

1. Missouri Farm Bureau : $ 1,265 per year, or about $ 105 per calendar month .
2. Electric insurance : $ 1,338 per year, or about $ 112 per month.

   Read more: How to Get Affordable No Down Payment Auto Insurance

3. Columbia : $ 1,389 per year, or about $ 116 per calendar month .
4. Geico : $ 1,403 per year, or about $ 117 per month .
5. embrace : $ 1,441 per year, or about $ 120 per month .

Cheapest minimum coverage car insurance in Missouri for 40-year-olds

Drivers in Missouri who want merely the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. Columbia : $ 289 per year, or about $ 24 per calendar month .
2. Missouri Farm Bureau : $ 327 per year, or about $ 27 per calendar month .
3. Electric insurance : $ 332 per class, or about $ 28 per calendar month .
4. Geico : $ 402 per class, or about $ 34 per calendar month .
5. state farm : $ 407 per year, or about $ 34 per calendar month .

Cheapest auto insurance in Missouri for 40-year-olds with poor credit

Drivers with hapless credit in Missouri can check out the following insurers with the lowest median rates for wax coverage :

1. Columbia : $ 1,662 per year, or about $ 138 per calendar month .
2. embrace : $ 1,933 per year, or about $ 161 per calendar month .
3. Geico : $ 1,962 per year, or about $ 164 per month .
4. Missouri Farm Bureau : $ 2,128 per year, or about $ 177 per month .
5. Electric insurance : $ 2,224 per class, or about $ 185 per month .

Cheapest auto insurance in Missouri for 40-year-old drivers with one at-fault crash

For drivers with a late accident live in Missouri, here are the companies with the lowest average rates for full coverage :

1. Missouri Farm Bureau : $ 1,365 per class, or about $ 114 per month .
2. Electric indemnity : $ 1,441 per class, or about $ 120 per month .
3. american english Family : $ 1,511 per year, or about $ 126 per month .
4. state farm : $ 1,707 per class, or about $ 142 per calendar month .
5. Columbia : $ 1,813 per year, or about $ 151 per month .

Cheapest auto insurance in Missouri for 40-year-old drivers after a DUI

The cheapest fully coverage car insurance we found for drivers with a DUI came from the following companies .

1. Electric indemnity : $ 1,450 per year, or about $ 121 per month .
2. Missouri Farm Bureau : $ 1,564 per class, or about $ 130 per calendar month .
3. american english Family : $ 1,799 per year, or about $ 150 per month .
4. progressive : $ 1,866 per class, or about $ 156 per month .
5. country farm : $ 1,925 per year, or about $ 160 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most early age groups on average. Prices will continue to drop as they inch toward their 60s and gain more tug feel. Rates can however vary depending on other factors such as a driver ’ sulfur sex and placement, so it ’ second smart to shop around to find the best rate. Our list of bum car indemnity companies is a good place to start.

Cheapest full coverage car insurance in Missouri for 50-year-olds

Drivers in Missouri with clean drive records may want to get quotes from these insurers, which had the lowest modal rates :

1. Missouri Farm Bureau : $ 1,186 per year, or about $ 99 per month .
2. Electric insurance : $ 1,203 per year, or about $ 100 per calendar month .
3. Columbia : $ 1,275 per year, or about $ 106 per calendar month .
4. Geico : $ 1,287 per year, or about $ 107 per month .
5. embrace : $ 1,293 per year, or about $ 108 per calendar month .

Cheapest minimum coverage car insurance in Missouri for 50-year-olds

Drivers in Missouri who opt for the state minimum coverage may want to consider the be companies, with the lowest average rates :

1. Columbia : $ 266 per year, or about $ 22 per calendar month .
2. Missouri Farm Bureau : $ 296 per year, or about $ 25 per month .
3. Electric policy : $ 309 per class, or about $ 26 per calendar month .
4. Geico : $ 380 per year, or about $ 32 per month .
5. state grow : $ 404 per year, or about $ 34 per calendar month .

Cheapest auto insurance in Missouri for 50-year-olds with poor credit

Drivers with inadequate recognition in Missouri can check with the following companies, which showed the lowest average rates for broad coverage :

1. Columbia : $ 1,523 per year, or about $ 127 per calendar month .
2. embrace : $ 1,731 per year, or about $ 144 per calendar month .
3. Geico : $ 1,805 per year, or about $ 150 per month .
4. Electric policy : $ 1,989 per year, or about $ 166 per month .
5. Missouri Farm Bureau : $ 1,993 per year, or about $ 166 per calendar month .

Cheapest auto insurance in Missouri for 50-year-old drivers with one at-fault crash

For drivers living in Missouri with a holocene accident, here are the insurers with the lowest average full coverage rates :

1. Missouri Farm Bureau : $ 1,279 per year, or about $ 107 per calendar month .
2. Electric insurance : $ 1,290 per year, or about $ 108 per month .
3. american Family : $ 1,387 per year, or about $ 116 per calendar month .
4. state of matter farm : $ 1,651 per year, or about $ 138 per calendar month .
5. Columbia : $ 1,701 per class, or about $ 142 per month .

Cheapest auto insurance in Missouri for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a late DUI comes from the following companies, listed with rates for entire coverage .

1. Electric indemnity : $ 1,302 per year, or about $ 108 per calendar month .
2. Missouri Farm Bureau : $ 1,464 per class, or about $ 122 per month .
3. american Family : $ 1,649 per year, or about $ 137 per month .
4. progressive : $ 1,710 per year, or about $ 142 per month .
5. state farm : $ 1,867 per year, or about $ 156 per month .

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GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other old age groups on average, prices will start increasing as they get older. To find brassy car indemnity for seniors, drivers in their 60s should make certain to shop around to find the best pace. Drivers in this age group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in Missouri for 60-year-olds

Drivers in Missouri with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. Electric policy : $ 1,152 per year, or about $ 96 per calendar month .
2. Missouri Farm Bureau : $ 1,186 per year, or about $ 99 per month .
3. Geico : $ 1,246 per year, or about $ 104 per calendar month .
4. embrace : $ 1,257 per year, or about $ 105 per calendar month .
5. Columbia : $ 1,304 per year, or about $ 109 per calendar month .

Cheapest minimum coverage car insurance in Missouri for 60-year-olds

Drivers in Missouri who want merely the state minimum coverage may want to check with these insurers, which had the lowest average rates :

1. Columbia : $ 274 per class, or about $ 23 per month .
2. Missouri Farm Bureau : $ 296 per class, or about $ 25 per calendar month .
3. Electric insurance : $ 301 per year, or about $ 25 per calendar month .
4. Geico : $ 379 per year, or about $ 32 per month .
5. state farm : $ 386 per year, or about $ 32 per month .

Cheapest auto insurance in Missouri for 60-year-olds with poor credit

Drivers with poor credit in Missouri can look at the following companies with the lowest average rates for entire coverage :

1. Columbia : $ 1,561 per year, or about $ 130 per calendar month .
2. embrace : $ 1,683 per class, or about $ 140 per month .
3. Geico : $ 1,740 per year, or about $ 145 per month .
4. Electric policy : $ 1,902 per year, or about $ 158 per calendar month .
5. Missouri Farm Bureau : $ 1,993 per year, or about $ 166 per month .

Cheapest auto insurance in Missouri for 60-year-old drivers with one at-fault crash

For drivers with a late accident be in Missouri, here are the companies with the lowest average rates for entire coverage :

1. Electric indemnity : $ 1,236 per class, or about $ 103 per month .
2. Missouri Farm Bureau : $ 1,279 per class, or about $ 107 per calendar month .
3. american english Family : $ 1,335 per year, or about $ 111 per month .
4. state farm : $ 1,538 per year, or about $ 128 per month .
5. Columbia : $ 1,816 per year, or about $ 151 per month .

Cheapest auto insurance in Missouri for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. Electric policy : $ 1,252 per year, or about $ 104 per month .
2. Missouri Farm Bureau : $ 1,464 per year, or about $ 122 per month .
3. american Family : $ 1,594 per year, or about $ 133 per month .
4. progressive : $ 1,637 per year, or about $ 136 per month .
5. state farm : $ 1,757 per year, or about $ 146 per month .

Cheapest car insurance for military families

If you ‘re an active voice member of the military or a seasoned — or have an immediate class extremity who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the cosmopolitan public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest three car policy options for 43 of the 48 driver profiles we examined.

Minimum required auto insurance in Missouri

Missouri law requires drivers to carry indebtedness insurance and uninsured motorist bodily injury coverage in the follow amounts :

• $ 25,000 bodily wound indebtedness per person .
• $ 50,000 bodily injury liability per crash .
• $ 25,000 property damage liability per crash .
• $ 25,000 uninsured motorist bodily injury coverage per person .
• $ 50,000 uninsured motorist bodily injury coverage per accident .

While these limits will satisfy legal requirements, it ’ south fresh for most drivers to get more than the bare essentials. The minimum car policy might not be adequate to fully cover accident costs, and the remaining balance wheel would have to come out of your own pocket. Visit NerdWallet ’ s guide to cable car insurance requirements by state for more detail on how your coverages work.

Alternative car insurance in Missouri

bad drivers who are denied car insurance on the open grocery store can apply for coverage through the Missouri Automobile Insurance Plan. And for more avail searching for cheap car policy in Missouri, try out NerdWallet ’ mho cable car indemnity comparison cock to well peruse estimates from around the state .

source : https://insurecar.info
Category : cheap-car-insurance