Cheap Car Insurance Rates in Taylor, Michigan | SmartFinancial

Monthly Average Rates by Country, State, and City

car indemnity rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Michigan has unlike rates, and below, you can compare average rates with the home average. According to our data, drivers who live in Taylor typically pay around $ 169.37 per month compared to the national average of $ 133.51 per calendar month. The best room to get a gloomy pace is by comparison shopping. SmartFinancial can do that for you at no monetary value while pairing you with a reputable indemnity company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $133.51
Michigan $146.04
Taylor, Michigan $169.37

Taylor, MI Best Car Insurance Companies

car insurance in Taylor Certain insurers will offer you better rates than others based on a countless of factors, so you may get a better deal from one insurance company over another for respective reasons, and that ’ s why it ’ s significant to compare. According to our data, SECURA Insurance by and large has the most low-cost car indemnity in Taylor coming in around $ 71.56 per calendar month. other companies to consider if you live in Taylor is Metropolitan with an average cost of $ 96.24 per month and USAA which typically runs around $ 113.26 per calendar month. Check out the full list below. SmartFinancial rates the play along insurers as the best insurance companies for drivers in Taylor .

Rank Company Average Monthly Rate Comparison State Average
1 SECURA Insurance $71.56 -51.00%
2 Metropolitan $96.24 -34.10%
3 USAA $113.26 -22.44%
4 Auto-Owners Insurance Co $147.29 0.85%
5 Chubb $159.04 8.90%
6 Safeco $169.84 16.30%
7 MEEMIC Insurance Company $171.02 17.10%
8 Westfield $191.38 31.05%
9 farm Bureau Ins of MI

$224.84 53.96%
10 GMAC Insurance Group $229.55 57.18%

How Much is Car Insurance in Taylor, MI?

how much is auto insurance in Taylor Rates can vary from city to city. The residents of Detroit typically pay $ 221.42 per month while people who live in Flint will pay $ 141.05 per month on average. See what people pay for car indemnity in other cities in Michigan .

Michigan Cities Monthly Average Rate
Detroit $221.42
Flint $141.05
Grand Rapids $108.51
Lansing $109.26
Saginaw $112.39
Taylor $169.37

Cheap Car Insurance in Taylor by Zip Codes

find cheap auto insurance in Taylor Every slide fastener code rates differently with every insurance company. Your nothing code determines the crime pace in your area vitamin a well as early risks. Below, you can see how average rates range across the state of Michigan. If you live in an area that is rated senior high school in crime, you can make certain to garage your car in a safe topographic point. That ought to save you some money. Covered and gated structures are best. Make sure to tell your indemnity agent about the precautions you ’ rhenium take .

Taylor, MI ZIP Code Average Monthly Rate
48180 $169.37

Driver’s Coverage Auto Insurance Rates in Taylor, MI

driver's coverage typically, drivers who presently have car indemnity coverage will receive a cheaper monthly quotation mark than drivers who do not. Since car indemnity is a requirement in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher risk driver. In Taylor, the average monthly rate for a driver who is presently insured is $ 179.50 while drivers who are not presently covered will pay around $ 159.93 .

Coverage Average Monthly Rate
Not Currently Insured $159.93
Currently Insured $179.50

Compare Recent Car Insurance Quotes in Taylor

auto insurance quotes in Taylor city Your fomite plays a big separate in how you rate for cable car indemnity. The more your car is deserving, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you ’ ll need to pay that deductible if you have an accident. broadly speaking, the newer a cable car is, the more it ’ s worth, and you may pay more in premiums, but the latest guard features will earn you a discount rate. The overall base hit ratings of a car are besides considered when determining your rate. In Taylor a driver of a 2007 BUICK LUCERNE can expect to pay around $ 163.47 per calendar month while person that owns a 2020 POLARIS SLINGSHOT may pay around $ 249.20 per month. Check out the tilt of holocene quotes in Taylor below .

Vehicle Average Monthly Rate
2007 BUICK LUCERNE $163.47
2008 Honda Pilot $110.30
2011 Jeep Patriot $76.25
2017 Kia Optima $604.55
2001 Ford Expedition $120.37

FAQ’s for Drivers in Taylor, MI

driver’s frequently asked question in Taylor What Is the Minimum Liability Coverage Requirement in Taylor, MI? Michigan ’ s basic no-fault policy includes minimal amounts of coverage of $ 20,000 of bodily injury for each person hurt or killed in an accident, $ 40,000 for two or more people hurt or killed in an accident, and $ 10,000 for property damage in another department of state. however, that $ 10,000 in place damage indebtedness coverage alone applies to out of state claims. property damage that occurs inside the state is covered by property protection indemnity ( PPI ). Michigan drivers are required to carry $ 1,000,000 PPI coverage. additionally, drivers must carry PIP insurance to pay for medical expenses following a car accident. Residents can coordinate PIP policy with health insurance, which may reduce indemnity premiums.

  • $20,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
  • $40,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
  • $10,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

Although Michigan law does not require collision and comprehensive examination policy, lenders by and large require it before financing a vehicle. These optional coverages besides provide extra fiscal protection in the consequence of an accident. If you need extra coverage to satisfy your lender or for peace of thinker, factor in the extra price when calculating the price of your loan.

What Is the Blood Alcohol Concentration (BAC) limit in Taylor, MI? It ’ mho illegal to operate a fomite in Michigan with the following BAC percentages : .08 % + for 21 years old or older .04 % + for commercial vehicle drivers .02 % + for under 21 years old Michigan has versatile types of DUI charges, including Operating While visibly Impaired ( OWVI ), Operating While Intoxicated ( OWI ), Under Age 21 Operating with Any Bodily Alcohol Content ( Zero Tolerance ), and Operating with Any Presence of a Schedule 1 Drug or Cocaine ( OWPD ). What are the consequences of being convicted of a DUI? Michigan ’ s DUI laws require courts to decide court cases within 77 days of catch and mandate a 6-month pause of driving privileges, even following the first conviction. Additional penalties may include up to 1 year of imprison time, community avail, successful completion of a reclamation broadcast, initiation of an ignition interlock device, and versatile fines and fees. If you cause injury or death while driving under the charm, the penalties are much more severe .map commute Time in Taylor, MI 22.1 Miles map commute Time in United States 26.4 Miles people Number of Nearest Insurance Agents in Taylor, MI 833 Methodology
The statistics listed on this page are from our own in house report. We track and phonograph record quotes that carriers have provided based on versatile criteria. The rates and averages shown on this foliate should only be used as an estimate. About the Author

Fran Majidi Fran Majidi

Insurance Expert

Fran Majidi manages message on SmartFinancial ‘s web site. She ‘s had about a ten ‘s worth of know writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi .linkedin

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