The best rates for minimum coverage come from Auto-Owners, at $ 1,261 per year, while the best rates for full coverage come from Progressive, at $ 1,991 per year .
These rates are significantly cheaper than the city average for both kinds of coverage. minimal coverage costs $ 3,443 annually and full coverage costs $ 5,633 annually. Insurers calculate rates differently, so we recommend shopping around to make surely you ’ re getting a solid cope .
taylor drivers can save up to $ 13,723 on full coverage if they shop about. Allstate, the most expensive insurance company, charges $ 15,714 per year, about eight times deoxyadenosine monophosphate much as Progressive, the cheapest insurance company .

Cheapest auto insurance in Taylor: Auto-Owners

Our analysis found that Auto-Owners offers the cheapest minimum-coverage indemnity for most drivers in Taylor. At $ 1,261 per year, Auto-Owners ’ rates are 63 % cheaper than the city average.

taylor drivers should get a quote from Progressive ampere well. A minimum-coverage policy from progressive costs $ 1,296 per class — merely $ 35 more per year, or about $ 3 more per month, than Auto-Owners .
however, if you or a modify family member have served in the armed forces, USAA will likely have the best rates. At equitable $ 667 per year for minimal coverage, USAA is 47 % cheaper than Auto-Owners and 81 % cheaper than the Taylor city average .
Cheapest car insurance companies in Taylor, Michigan.

Compare Car Insurance Rates in Taylor, Michigan

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Cheapest full-coverage car insurance in Taylor: Progressive

taylor drivers who purchase a full-coverage policy from Progressive can save $ 3,642 per class. The average cost of a full-coverage policy is $ 5,633, but Progressive policyholders pay alone $ 1,991. progressive ’ randomness rates are importantly cheaper than competitors ’. Auto-Owners, the second-most low-cost insurance company, charges $ 774 more per year than Progressive .

Rank

Company

Annual rate

1 Progressive $1,991
2 Auto-Owners $2,765
3 Frankenmuth $3,320
4 State Farm $3,861
5 Hanover $7,157
6 AAA $8,564
7 Allstate $15,714
N/A* USAA $1,690

Full coverage means that a policy includes collision and comprehensive coverages, angstrom well as the state-mandated coverages .

  • Collision coverage: covers any damages that result from a collision with another car or stationary object, no matter who caused the crash.
  • Comprehensive coverage: covers non-collision damage to your car that results from things like hail or vandalism.

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Cheapest car insurance for drivers with prior incidents

Most of the time, drivers who have caused an accident, received a speeding tag or been cited for driving under the influence ( DUI ) yield higher rates. This is because incidents in your driving history argue that you ’ re a bad driver more likely to make a title .
We recommend the succeed insurers for Taylor drivers who have :

Cheapest car insurance in Taylor after an accident: Progressive

modal rates in Taylor jump by 57 % after an at-fault accident, from $ 5,633 per year to $ 8,851 per year .
Progressive Drivers can keep their rates down by taking out a policy from, which charges $ 2,600 annually — 71 % less than the city average .

Rank

Company

Annual rate

1 Progressive $2,600
2 Auto-Owners $3,199
3 Frankenmuth $4,396
4 State Farm $4,635
5 Hanover $11,916
6 AAA $18,762
7 Allstate $22,944
N/A* USAA $2,359

Cheapest car insurance for drivers with a speeding ticket: Progressive

If you ’ re a Taylor driver, a accelerate slate causes your rates to go up by 39 %, on modal .
Progressive offers the most low-cost rates for Taylor drivers with a accelerate ticket. Rates average $ 2,520 per class for a full-coverage policy, making it $ 5,311 cheaper than the city average .

Rank

Company

Annual rate

1 Progressive $2,520
2 Auto-Owners $3,199
3 Frankenmuth $3,682
4 State Farm $5,022
5 Hanover $10,127
6 Allstate $17,201
7 AAA $18,762
N/A* USAA $2,136

Cheapest car insurance for drivers with a DUI: Progressive

Because driving under the influence endangers your liveliness and those around you on the road, insurers take a DUI citation quite seriously. Rates in Taylor increase by 254 % after a DUI, from an annual average of $ 5,633 to $ 19,944 .
however, Taylor drivers may be able to avoid this massive transfix by getting wide coverage from Progressive. The company charges barely $ 2,362 for full coverage. That ’ second 88 % less than the city median .

Rank

Company

Annual rate

1 Progressive $2,362
2 Auto-Owners $6,487
3 State Farm $10,053
4 Hanover $14,095
5 Frankenmuth $15,244
6 AAA $32,126
7 Allstate $76,188
N/A* USAA $2,993

Cheapest car insurance for young drivers: Auto-Owners

young drivers have less experience on the roads than older drivers, which makes them less likely to engage in bad behaviors and more likely to make a claim. consequently, they generally pay higher rates. We found that an 18-year-old driver in Taylor pays $ 13,220 per year — $ 7,587 more than our sample 30-year-old driver .
young drivers can find coverage that ’ south much cheaper than average from Auto-Owners. A full-coverage policy for an 18-year-old driver with a clean record costs $ 5,834 per class — 56 % less than the city average. ValuePenguin found that sharing a policy with a parent can cut adolescent drivers ’ rates in half, so we recommend staying on your parents ’ policy if you can. Asking your insurance company about discounts for adolescent drivers can besides help offset the high cost of car policy .

Rank

Company

Annual rate

1 Auto-Owners $5,834
2 Progressive $9,208
3 Frankenmuth $9,648
4 State Farm $10,362
5 AAA $14,798
6 Hanover $18,423
7 Allstate $33,940
N/A* USAA $3,547

Best auto insurance companies in Taylor, Michigan

dependable support after an accident matters just angstrom much as low-cost rates. After all, you ’ rhenium paying your insurance company to provide services when you need them. Our national survey of policyholders found that, of the top insurers in Taylor, Auto-Owners, USAA and State Farm have some of the best-rated customer service .
Auto-Owners had particularly gamey ratings in our survey : 100 % of respondents said they were “ extremely quenched ” with their most recent claims experience .
To learn more about the customer serve reputations of these car insurers, read our review of Michigan cable car indemnity .

How do car insurance costs in Taylor compare to other cities in Michigan?

Michigan is the most expensive state of matter for car indemnity in the country, but rates vary importantly by city. Compared to 14 early Michigan cities analyzed, Taylor had the seventh-highest full-coverage rates, putting it correct in the center .

Rank

City

Annual cost

1 Detroit $14,283
2 Dearborn $13,110
3 Hamtramck $9,464
4 Warren $6,657
5 Southfield $6,294

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Auto theft statistics in Taylor

Taylor experiences a relatively high car larceny rate, given its size. For every 1,000 residents, approximately 2.4 cars are stolen, according to our analysis of FBI data .

Theft rank

City

Population

Motor vehicle theft

Motor vehicle theft per 1,000 people

1 Detroit 663,502 6,886 10.4
2 Kalamazoo 76,827 329 4.3
3 Southfield 73,335 252 3.4
4 Lansing 118,953 367 3.1
5 Dearborn 93,902 266 2.8

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Methodology

Unless otherwise noted, our sample driver for this study was a 30-year-old serviceman. He drives a 2015 Honda Civic EX that he owns. For a full-coverage policy, we gave him the following coverage limits :

Coverage

State minimum

Full coverage

Property protection up to $1,000,000 up to $1,000,000
Residual bodily injury and property damage liability (BI/PD) $50,000 per injury, $100,000 per accident $50,000 per injury, $100,000 per accident
Personal injury protection (PIP) $250,000 for people with qualified health coverage $250,000 for people with qualified health coverage
Collision coverage Included/$500 deductible
Comprehensive coverage Included/$500 deductible

Rate data for this study came from Quadrant Information Services. These rates were publicly sourced from insurance company filings. They should be used entirely for comparative purposes, as your own rates will probably differ .
Source :

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