hera, you ’ ll get valuable data about how to handle a GEICO car accident claim in 2022 .
You ’ ll hear about a couple of my big GEICO accident settlements in 2021. In 2021 alone, I settled $ 420,000 worth of personal injury cases with GEICO. then I know a thing or two about how they value claims .
My early settlements with GEICO are from anterior years.
But that ’ s not it .
I ’ ll share some GEICO call secrets that very few people know about. You ’ ll see confidential documents that a estimate forced GEICO to reveal. This shows you what GEICO thought about its average settlement and trials .
furthermore, you ’ ll memorize mistakes to avoid in GEICO car accident cases. Avoiding these mistakes can increase your chances of getting a fair payout .
Watch this video about my $350,000 settlement with GEICO ( driver hit a motorcycle rider ) :
here are the most frequently asked questions about GEICO claims and settlements .
$350K GEICO Injury Settlement in 2021 (Car Hit Bike Rider)
In 2020, Sam ( not substantial list ) was riding his bicycle in South Florida .
At the lapp meter, Joe ( not real name ) was in his cable car heading north. Joe was turning to go Eastbound .
While Sam rode his bicycle westbound in the crossing cross, Joe by chance hit him with his car .
You can see a doss diagram below :
As a result of the car hitting him, Sam broke 3 bones in his ankle .
You can see one of his break lower leg bones hera :
At the hospital, a sophisticate drilled screws into a denture in Sam ’ s leg .
You can see a photograph that the doctor took during the surgery :
After he left the hospital, Sam searched for a South Florida lawyer who had experience in negotiating a settlement with GEICO. He found me .
Sam called my position and I gave him a dislodge reference. curtly after we spoke, Sam hired me .
I told Sam to take a photograph of his incision after the first operating room .
This image shows the raised incision site after surgery :
Below you can see the size of the incision needed for the surgery .
After he left the hospital, Sam searched for a South Florida lawyer who had settled many car accident cases with GEICO. He found me .
Sam called my function and I gave him a free consultation. concisely after we spoke, Sam hired me .
GEICO insured the driver ( and owner ) of the car that hit Sam. GEICO assigned adjuster Myrna Rivera to handle the personal injury title. I asked GECIO to tell me how much insurance was on the driver ’ mho policy. The driver had a $ 300,000 bodily injury liability policy, and a $ 1 million dollar umbrella .
My node ( and I ) were lucky that the GEICO driver had so much coverage. This rarely happens with GEICO. As you will see from my many other GEICO car accident settlements below, many drivers insured with GEICO are underinsured .
We requested the 911 sound recording call from the county. In the 911 shout audio, you can hear Sam at the picture screaming in pain after being hit by GEICO ’ mho insured .
additionally, in the 911 call the driver ( Joe ) states that he hit person on a bicycle. At some point, I may add the audio from the 911 call here .
Sam went to a few visits with his orthopedic doctor. due to his complaints of trouble and swelling in his ankle, his surgeon decided to remove the plate and screws from his ankle. The sophisticate did the operation at the hospital, where Sam spent two days .
You can see the mold that his doctor put on his ankle :
The be photograph was taken after Sam ’ second surgery .
It again shows the size of the incision and scar .
Sam went to a few more visits to his orthopedic surgeon .
A few months after the 2nd surgery, he went to the hospital complain of leg swell .
After the 2nd Surgery, Sam Still Had Ankle Pain
Sam inactive complained of pain in his ankle. His doctor did not know what was causing this pain. He said that the alone thing he thought it could be was chronic regional pain syndrome ( CRPS ). however, the repair said that he did not have the usual symptoms of CRPS .
Sam ’ second surgeon stated was not an technical in CRPS. therefore, he referred him to a pain management doctor .
The pain management doctor reviewed a cram scan and said that the results did not read CRPS and his examination was not completely reproducible with CRPS. however, Sam showed the doctor photograph of his ankle and the doctor said that it was reproducible with building complex regional pain syndrome .
The annoyance management sophisticate referred Sam to doctors who specialized in his CRPS. ( I don ’ thymine believe that he has since made an appointment with them. )
Sam did not own a cable car at the time of the accident. He lived with a proportional whose PIP policy paid $ 10,000.00 to his checkup providers .
The total medical billed charges were about $ 186,000. Most of these billed charges were from the hospital visits. However, this is not that amount that Sam’s Medicaid paid the providers.
Sam had Medicaid, a Medicaid HMO and another irregular aid program. They paid $ 5,980 to the hospital and his doctors. And the hospitals and doctors adjusted ( reduced ) the bills to zero .
In other words, Sam did not owe the hospital or doctors any money. ( As you ’ ll watch in a moment, we had to payback Medicaid, Medicaid HMO and the aid program back from the settlement after I took my lawyer fees and costs. )
The defense lawyer said that the propose was honest. She said that Sam could be partially at fault for not avoiding the accident .
Does GEICO owe you money if you’re partially at fault?
fortunately, in Florida, GEICO still owes you money even if you ’ re partially at blame .
however, GEICO only owes you for its cover driver ’ mho share of mistake. For example, if you ’ re 15 % at fault for not paying attention, GEICO entirely owes you 85 % of the full value of your case .
OK. Let ’ s get back to this case…
We told Sam to reject GEICO ’ s lowball offer .
I TRIPLED GEICO’s $100K Settlement Offer In 4 Months
We negotiated this claim with GEICO. In 2021, GEICO paid us $ 350,000 to settle Sam ’ s personal injury claim. That ’ sulfur more than 3 times GEICO ’ s first volunteer .
Sam wanted to settle his personal injury casing. He did not want to keep his claim exposed. Whether to settle or not is a client ’ sulfur choice .
The best partially ?
Since the settlement, I ’ ve spoke to Sam a few times and his ankle is doing well .
This chart shows a comparison between GEICO ’ s beginning offer and the village .
As with most of my unplayful injury car accident settlements with GEICO, most of the settlement was for pain and suffer .
about 98 % of the village was for trouble and suffer .
This chart that shows the liquidation breakdown between medical bills/liens that we had to pay back, and pain and suffer :
The $ 350,000 liquidation was about 59 times the Medicaid spleen and other liens that we had to pay back .
Check out the trouble and suffering multiplier below :
After my lawyer fees and costs, and paying back the Medicaid liens, Sam got $ 227,196 of the liquidation in his pocket .
Take a expression :
You can see GEICO ’ s $ 300,000 car accident injury settlement check below ( redacted ) :
GEICO besides sent us a $ 50,000 settlement check from the driver ’ s personal umbrella indemnity policy .
You can see the $ 50,000 GEICO cable car accident colonization discipline below ( redacted ) :
An add bonus is that Sam is very happy with the settlement .
$125K GEICO Car Accident Settlement
Earlier, I mentioned that I settled a car accident case with GEICO for $ 125,000 .
The other driver failed to yield the right of way. here is a diagram of the accident .
The airbag in my client ’ south car cut his headway .
He did not need stitches .
He besides broke a bone in his hand .
You can see the cram that he broke :
In that case, GEICO began negotiating the colonization by making a $ 81,000 volunteer .
here is a comparison between GEICO ’ s first volunteer and the final settlement in that subject :
Most of the village was for pain and suffer .
As with most GEICO settlements where you have surgery, and there is plenty of BIL policy, most of the payout was for pain and digest .
Take a attend :
After my lawyer fees, costs, and paying my client ’ s medical bills and workers ’ compensation lien, he got most of the settlement in his pouch .
Take a spirit :
The final examination colony was about 44 times my customer ’ s final out of pocket aesculapian bills and workers ’ comprehensive examination spleen .
I was able to use my node ’ second PIP policy to pay off most of the workers ’ compensation lien .
In other words, the pain and suffering multiplier was 44 .
Will GEICO immediately pay you the policy limits if its insured has a $10K policy and you take an ambulance to the hospital?
No, if you merely have soft tissue injuries and you were not inpatient ( assigned a room at a room ) at the hospital. Let me explain .
Assume that you a driving a cable car in Florida. possibly you are driving a rental car ( or possibly you are a passenger in a car ). Another driver hits you from behind. The car that you are in is badly damaged. You are the only one who is injured .
Paramedics arrive to the scene and take you to the hospital. At the hospital, they take x-rays ( or CT scans ) of your neck and/or back. The hospital releases you and tells you to follow up with a doctor of the church .
Let ’ s assume that GEICO insures the other car with $ 10,000 in bodily injury indebtedness ( BIL ) coverage. You ( or your lawyer ) contact GEICO to set up a claim or speak with the assigned adjuster. You ( or your lawyer ) tell the GEICO adjuster all the above facts that I just mentioned .
Will GEICO ’ s adjuster immediately pay you the $ 10,000 in BIL coverage ?
No, they won ’ metric ton. GEICO will ask you ( or your lawyer ) to send them your hospital medical records and bills. however, even if GEICO ’ second insured ( driver ) tells the adjuster that you were transported to the hospital by ambulance, don ’ deoxythymidine monophosphate expect GEICO to immediately mail you a arrest for the $ 10,000 limits .
later on during the claim, you may get the $ 10,000 BIL limit. But don ’ deoxythymidine monophosphate expect GEICO to immediately pay you the restrict with the injuries that I described .
$100K Settlement with GEICO (Car Accident)
Car that claimant was driving. Sara was driving her car in North Miami Beach. Another car crashed into her. She said the crash worsened her preexistent convex disk and herniated magnetic disk .
At the emergency room ( ER ), she took this selfie :
Sara besides broke her intrude .
She had car indemnity. Florida is a No Fault state. consequently, her personal injury protection ( PIP ) paid her doctors $ 10,000 for her medical bills. Florida is one a few states that has No-Fault indemnity .
Sara had injections to her lower back. A neurosurgeon recommended lower back surgery. GEICO insured the driver who crashed into Sara ’ s SUV .
I sent GEICO a letter letting it know that I represent Sara. here is a basic version of the letter that I send to find out the GEICO driver ’ randomness insurance limits .
I send this letter when I am making a personal injury claim against a driver that GEICO insures. When I make a claim against my customer ’ south uninsured motorist policy coverage, I send a different letter .
In most cases, I like to make certain that a claim has already been set up with GEICO before sending that letter .
I find that my letter will then get to the discipline GEICO representative debauched .
GEICO paid its $ 100,000 BI policy limits about three months after the collision .
$100K GEICO settlement check (info redacted) I settled her case with GEICO for its see ’ s $ 100,000 bodily injury indebtedness limits .
As you can see, 90 % of this GEICO car accident settlement was for pain and suffering :
When GEICO makes you a settlement propose, they do not factor in your lawyer fees. That said, an lawyer can help you get the most compensation possible by presenting your claim in the light most favorable to you .
The rest of this $ 100,000 GEICO car accident settlement pay for her out of pouch aesculapian bills and health indemnity spleen .
After my lawyer ’ south fees, costs, and paying of Sara ’ s checkup bills and health insurance liens, she got complete $ 56,500 in her pocket .
This $ 100,000 settlement was about 9.85 times the concluding out of scoop medical bills and total that I had to pay back her health policy ship’s company .
In early words, the pain and suffering multiplier was 9.85 .
Sara was glad with her settlement .
How Long Does it Take for GEICO to Send the Check After You Settle the Claim?
In my past GEICO car accident settlements, they frequently tell me that they print the match the day of the personal injury settlement. On early occasions, GEICO will print the check the adjacent day .
then, the check takes 2 to 5 days or thus to get to the claimant ’ s lawyer ’ s position .
here ’ s a point that has helped me get the settlement confirmation faster :
Let ’ s assume that you are negotiating a village with GEICO. Right before you are about to accept GEICO ’ second car accident settlement offer, tell them that you ’ ll alone agree to settle it if they can send you the arrest overnight. From my experience, they will agree about 50 % to 75 % of the time or indeed .
You ’ ll then have the arrest the future day. GEICO is more likely to agree to overnight the control in a bigger subject .
In a wound title with unplayful injuries and low bodily injury indebtedness ( BIL ) indemnity limits, GEICO often sends an adjuster to personally deliver the check. I ’ ve had checks bridge player delivered by Roma Henning and Mabel Oneal .
They are one of the few car insurers who does this. I ’ ve had an Allstate adjuster hand deliver a settlement check besides .
however, I ask GEICO to accept my liquidation publish so that I can protect my client ’ randomness rights. I don ’ metric ton like using GEICO ’ s car accident colony release .
GEICO normally approves my settlement handout. That said, GEICO takes a few days or a workweek or thus to approve my release .
$100K Settlement with GEICO (Car Hit Motorcycle Rider)
A 23 year old motorbike passenger was heading south down the street in Miami, Florida. A cable car was heading in the opposite focus .
The car made a entrust change state and hit the motorcycle rider .
You can see the damage to the motorcycle ’ second front run down and brim .
here is the actual diagram from the Florida traffic crash report :
The motorcycle rider did go to the hospital. He contacted me a few days after his accident. I gave him a free consultation and he hired me .
I gave him the name of a checkup group who would treat him for his stifle and low back annoyance. He claimed that this accident caused his herniated magnetic disk, meniscus rip and erectile dysfunction .
When negotiating this colonization, GEICO made me a first base offer of $ 5,500 .
They even called it a “ good faith ” crack. It was not. GEICO was not negotiating this claim in good religion. My client case was worth GEICO ’ s $ 100,000 bodily injury indebtedness ( BIL ) coverage .
therefore, I was not going to start negotiating a settlement with GEICO that was less than the $ 100,000 bodily injury limits .
so I rejected it GEICO ’ second offer .
I told them that my client would not take a penny less than the $ 100,000 bodily injury liability insurance limits .
GEICO offered to go to pre-suit mediation. When negotiating serious injury cases, GEICO may offer pre-suit mediation. I accepted their request .
finally, GEICO offered the $ 100,000 BIL limits at pre-suit mediation. hera is a comparison between GEICO ’ s beginning offer and the colonization .
Like most cable car accident injury settlements with GEICO that involve dangerous injuries, most of the payout was for trouble and suffering .
specifically, I estimate that about 90 % of the settlement amount was for pain and distress damages .
After my lawyer fees, costs and paying my customer ’ s aesculapian bills, he got $ 56,756 in his pocket .
If my client would ’ ve had health indemnity, he would have likely gotten around $ 5,000 or more in his pocket .
The $ 100,000 liquidation was about 10.25 the concluding away of pouch medical bills .
therefore, the pain and suffering multiplier was about 10.25 .
motorbike accidents tend to lead to bigger settlements than car accidents .
This is because the injuries are frequently more serious .
GEICO Settles Car Accident Claim for $95K (Driver Hit By Drunk Driver)
A 44-year-old serviceman was driving his car in South Florida. Another car, heading in the reverse direction, crashed head on into him .
GEICO insured the intoxicated driver who caused the accident .
According to the police report, the at-fault driver was driving the ill-timed direction. She attempted to make a u-turn in the roadway. While doing therefore, she struck our customer ’ second vehicle .
GEICO ’ s began negotiating this claim with a $ 17,500 colony offer .
When the police questioned the at fault driver, they realized that she had been drinking alcohol anterior to the crash. They conducted a DUI investigation .
The driver who caused the accident was arrested for irreverence of driving under the influence .
To increase the value of our client ’ s case, we requested the DUI charge from the criminal courthouse .
In any injury case against a toast driver, you should request the stallion DUI criminal file. It can tons of data that may increase the value of your injury font .
The MRI films on my node ’ s spine showed 2 bulging magnetic disk and 2 herniated phonograph record .
We argued that the crash caused or aggravated his herniated disk. He didn ’ t have steroid injections to his spine. Most of this $ 95,000 GEICO car accident colonization was for his pain and suffer .
The final $ 95,000 settlement was for over 5 times GEICO ’ S the beginning put up. We settled without a lawsuit .
$65K GEICO Accident Settlement (Pedestrian Hit By Car)
Doug, who lived in California, was on vacation in Miami Beach. While he was walking in a crosswalk, a car hit him. ( Getting hit while not walking in a crossing is one of many factors that can reduce the prize of an injury case. )
As a solution of the impact, Doug was thrown onto the car ’ s hood. You can see the dent :
Police and paramedics arrived at the picture .
here is the actual Florida crash report diagram :
At the setting, Doug complained of leg annoyance and early injuries .
Paramedics transported him to the hospital in an ambulance .
At the hospital, a doctor of the church diagnosed Doug with a break lower leg bone ( fibula fracture ) .
Below is an prototype of the fibula .
If he would ’ ve had operation, his case would ’ ve been worth over $ 100,000. I say this based on my settlements for similar peg injuries .
Doug besides complained of lower back pain after this accident. however, he had a like back injury prior to this accident .
GEICO insured the careless driver who hit the pedestrian
Doug looked for on-line for an lawyer who had many boastfully cable car accident settlements with GEICO. Basically, he wanted a lawyer who had lots of know negotiating settlements with GEICO .
He found me after seeing our several 5 headliner on-line reviews and looking out my web site / web log. He decided to get a free consultation from me to see if I be his lawyer .
After we spoke, he hired me to represent him in his personal injury call against GEICO .
next, I sent GEICO a letter asking for the driver ’ s indemnity information. In Florida claims, GEICO is required to give this policy disclosure information. Florida Statute 627.4137 .
GEICO responded in writing stating that the driver had a $ 300,000 bodily wound indebtedness ( BIL ) policy .
GEICO accepted liability for the accident. thus, my negotiating this village with GEICO centered around the value of the pedestrian ’ sulfur leg ( fibula ) fracture .
Pedestrian Didn’t Need a Permanent Injury to Get Compensation for Pain and Suffering
Unlike most Florida car accident cases, here the pedestrian didn ’ thyroxine need a to meet the tort brink to get money for pain and agony. thus, he didn ’ t need a permanent injury in order to get money for trouble and distress .
This is because he was a car hit him while he was a pedestrian visit from another express .
Doug owned a car in California. He had Medpay benefits ( with Farmers Insurance ) on that car. Doug had Medicare .
When it came time to pay them from the entire liquidation, they had to reduce their liens by my lawyer ’ s fees and costs. This is one cause that a Medicare beneficiary should hire an wound lawyer .
California law required Farmers Insurance to reduce its Medpay spleen by my lawyer ’ s fees and costs. Lee v. State Farm Mut. Auto. Ins. Co. ( 1976 ) 57 Cal.App.3d 458, 465-466, 129 Cal.Rptr. 271. This is one unique aspect of a case if person from California is injured in a Florida accident .
GEICO began negotiating this claim with a $ 14,780.15 village offer. This was a low-ball offer.
When people ask me, “ How is GEICO at paying claims ”, I say that they are median .
GEICO usually offers less for pain and suffering than these 6 insurance companies :
One argue why GEICO is just median is because they frequently start negotiating with a very moo offer .
GEICO ’ s adjuster was Tiffany Hall .
One of the 5 huge mistakes that injury victims make is to constantly believe what the adjuster tells you your case is worth .
GEICO Finally Settles for $65K (Almost 4.5 Times Its First Offer!)
When I negotiating a colonization with GEICO, I know that their first gear extend is a lowball .
ultimately, we settled with GEICO for $ 65,000. here is the GEICO cable car accident settlement control :
This chart shows the comparison between GEICO ’ s inaugural offer and the $ 65,000 settlement .
ultimately, I settled Doug ’ randomness subject for $ 65,000 .
Medicare, AARP ( United Healthcare ), Farmers Insurance ( master of education yield ) paid the majority of his aesculapian bills. frankincense, he had to pay them back from the colonization .
The good newsworthiness ?
When it came time to pay them back from the total colonization, they all reduced their liens by my lawyer ’ south fees and costs. That is a huge advantage to hiring a lawyer in a car accident claim with GEICO .
After my lawyer fees, costs and paying his out of pocket medical bills and liens spinal column, Doug got $ 35,332 in his pocket .
consequently, GEICO paid about $ 57,000 for the pain and agony associated with his crack stage ( fibula fracture ) .
This is an average settlement come for pain and suffer for a break lower stage .
Doug gave my personal injury police firm a 5 star review on Google .
Rating : 5 out of 5. specifically, he said :
[ Attorney ] Justin Ziegler did an excellent job handling my car accident case. He and his senior paralegal, Jenny, kept me abreast on its progress throughout. I give his firm my highest recommendation .
After we settled this car accident injury case for $ 65,000, Doug mailed this implant to my paralegal ( Jenny ) as a thank you :
And he went on to say that I was golden to have Jenny as a paralegal .
specifically, here is what he said :
I was the one who did the negotiate in this liquidation with GEICO .
But my client was very grateful for my paralegal, Jenny .
Did I Use a Settlement Calculator to Determine How Much This Case Was Worth?
No. Although I have a Florida car accident settlement calculator, I didn ’ thyroxine use it to tell me how much the case was worth .
If the driver had a better car policy company, they would ’ ve probably paid more. For example, I think this village would ’ ve been bigger if the driver had USAA, Nationwide, The Hartford and some others .
On the other hand, worse insurers would ’ ve offered less. thus, Progressive, State Farm, Allstate, United Auto would ’ ve offered probably less .
Will GEICO deny you PIP benefits if you drive for Uber or Lyft and get into a crash?
Yes, unless you have rideshare insurance with GEICO. If your accident involves Uber, hire an Uber accident lawyer. otherwise, GEICO may blow your shell out of the water .
The like is true with Lyft accident claims .
Did GEICO Use a Settlement Calculator to Make Their Offers?
I don ’ t know. GEICO didn ’ thyroxine tell me that it used a settlement software program like Colossus. ( Allstate is one insurance company that has used and may hush use Colossus. )
$50K GEICO Uninsured Motorist Settlement (Ankle Injury)
Eddie was driving his pickup truck in I-95 in Broward County, Florida. The front of another vehicle crashed into the driver ’ second side of Eddie ’ second truck .
As a resultant role, Eddie lost master of his tone arm truck. He crashed into concrete barrier .
The other driver left the scenery of the accident .
here is the diagram from the crash report :
As you can see from the damage to Eddie ’ mho hand truck, this was a heavy shock crash :
The photograph below shows that the front of Eddie ’ s truck was badly damaged :
As a result of the accident, Eddie had pain in his ankle .
soon after the accident, Mike got a loose consultation with me .
After we spoke, he hired me as his lawyer .
The doctor recommended that Eddie have an MRI of his right ankle .
About 7 days after the accident, Eddie had the MRI of his ankle. It showed that he had complete tears of two ligaments with associate easy edema indicating recent injury .
He besides had a tear of the deep fibers of another ligament in his ankle .
fortunately, he did not need ankle operating room .
GEICO told us that there was no uninsured motorist indemnity on the policy .
I told GEICO that the uninsured motorist rejection was invalid, and Eddie was entitled to $ 50,000 of UM policy coverage
I demanded the policy limits from GEICO, and GEICO paid us the $ 50,000 policy limits .
GEICO Pays $25K of $70K Car Accident Settlement (Lyft Passenger Injured)
Passenger claimed that the crash caused a wrist sprain. Mike ( not real number name ) was a passenger in a Lyft cable car in Miami Shores, Florida. Another car hit the Lyft fomite .
immediately after the accident, he had whip. Whiplash is worth much less than a break in wrist .
The Lyft passenger claimed the barge in caused or aggravated his neck, back, wrist and ankle injuries .
GEICO insured the other car, and paid us $ 25,000 .
The rest ( $ 45,000 ) of the GEICO car accident liquidation was paid by Lyft ’ s underinsured motorist insurance with Zurich Insurance Company .
hera is York ’ south see :
York Risk Services Group handled the claim for Zurich. I represented the passenger in both injury claims .
Most of the colonization was for pain and digest .
This image shows the breakdown of my lawyer ’ mho fees, costs, my client ’ s aesculapian bills, and how much he got in his pocket .
He was identical felicitous with the colonization .
GEICO Pays $47K of $57K Settlement (Shoulder Tear)
Three cars were traveling southbound near Kendall, Dade County, Florida. A car failed to stop in prison term and ran into the raise of another car .
It pushed the middle car into the front car, which my node was driving. An ambulance came to the scene and treated every person involved .
An ambulance took my client to the hospital. The driver of the Vehicle 1 received a ticket .
My client had shoulder operation. Another insurance company insured the center car .
Progressive paid $ 10,000 to settle the case. GEICO insured the last vehicle .
GEICO paid $ 47,600 to settle my client ’ s personal injury claim .
$50K Settlement With GEICO for Hip Fracture
Type of fracture that my client had. A young driver lost control of his car. He crashed into the safety rail. He suffered a hip fracture. An ambulance took him to the hospital .
Doctors performed operating room on him. specifically, they put hardware put inside his hip .
He claimed that he was cut off by another car that left the scene. My client received a ticket. After his accident, he began looking for a Miami cable car accident lawyer .
His mother had purchased $ 10,000 deserving of stacking uninsured motorist ( “ UM ” ) coverage. She had five vehicles under the policy. frankincense, there was $ 50,000 in uninsured motorist indemnity .
We settled for the $ 50,000 uninsured motorist insurance limits .
GEICO Pays $20K of $39K Settlement (Herniated Disc and Steroid Injections)
My customer was driving a pickup truck in Pinecrest, Florida. A car ran a stop signal and crashed into him .
immediately after the accident, he had whiplash. Before the crash, he had trouble in his back and neck .
He claimed that the collision caused or worsened his neck, back trouble and herniated phonograph record. After the crash, he had steroid injections .
GEICO insured the driver of the car. Amanda Black was the GEICO bodily injury liability ( BIL ) adjuster .
GEICO paid the driver ’ s $ 20,000 BIL limits to settle. NARS paid $ 19,000 from my node ’ s underinsured motorist indemnity on his hand truck. The sum settlement was for $ 39,000 .
GEICO Pays $25K (of $35K Settlement) for Scooter Rider Hit by Car
A scoter rider got $ 35,000 after a driver failed to yield the right of way and hit him in Miami Lakes, Florida. He suffered an upper leg ( femur ) fracture .
GEICO paid $ 25,000 towards the village. United Automobile Insurance Company ( UAIC ) paid $ 10,000. This is my case .
$30K GEICO Car Accident Settlement UM Settlement (Herniated Disc)
A young dame was a passenger in her car in Miami-Dade County, Florida. A drink driver raise ended her. The damage to her bid wasn ’ thyroxine that big .
curtly after the car accident, she got a free consultation with me in my office. She hired me as her lawyer on the spot. She claimed that a rear end crash caused her herniated disk .
I settled her personal injury case for $ 30,000 with GEICO. Most of the liquidation was for her pain and suffering. She was thrilled with the payout .
$25K GEICO Car Accident Settlement (Hand Injury)
A passenger in a car hurt his wrist in an accident. GEICO insured the careless driver .
They paid its $ 25,000 BI limits to settle the passenger ’ s personal wound case .
GEICO Settles Rear End Crash Claim for $21K
Damage to car from rear end crash GEICO paid $ 21,000 to a driver who was hit from behind. He claimed that the accident caused or aggravated his bulge disk .
The crash happened in Coconut Grove, Miami-Dade County, Florida .
$20K GEICO Car Accident Settlement (2019)
Cesar and his car accident attorney Justin Ziegler
In April 2019, Cesar was driving his minivan on his way to his condominium in Brickell, Florida. Brickell is near Downtown Miami. Cesar was on the road outside of his condominium and was about to enter the driveway .
A driver of a car crashed into the back of Cesar ’ s van. This impingement sent him ( and his minivan ) into a concrete wall at the entrance. This was a second impingement. In kernel, this was a grave impact accident. The van ’ sulfur airbags deployed .
here is what Cesar ’ s minivan looked like after the crash :
The driver of the ( other ) car got a ticket for careless drive .
Paramedics arrived to the accident picture. They placed him on a backboard and put a C-collar on his neck. They transported Cesar to the hospital. At the hospital, he was placed on a rolling bed. hera is a photograph :
Injured patient with a cervical collar on and in rolling bed at the hospital
GEICO May Have Paid More Because a Photo Showed Cesar on a Stretcher
If the paramedics put a cervical collar on your neck, ask person to take a photograph of you. It is well if the photograph is taken in landscape scene ( sideways ). This photograph is identical impactful and may get GEICO to offer you more money for pain and digest .
besides, if the staff at the hospital puts you in a seam, get person to take a photograph of you. Again, this photograph can be identical brawny and help get the lawsuit settled with GEICO for fair prize .
The good news for Cesar ’ s health ?
He did not have any break bones. basically, he had soft tissue injuries. He had pain in his stifle, neck and back. GEICO insured the cable car whose driver got a ticket .
After the accident, Cesar searched on-line for a car accident lawyer near Brickell, Florida. My office is in Coral Gables, which is a 20 infinitesimal drive from Brickell .
Cesar told me that we were not the # 1 or # 2 result in Google ’ s search results for the terminus that he entered. In fact, before contacting my agency, Cesar reached out to the law firms that appeared in the # 1 and # 2 search results on Google .
however, he besides saw our great reviews on Google Maps. Cesar got a free consultation with me over the call .
When we spoke, he felt that we clicked. He besides said that in my television I give an easy to understand explanation of how GEICO car accident cases are handled. immediately after we spoke, I sent him my simple electronic tip compress. He hired me .
Cesar received checkup treatment for his soft tissue ( neck, back and knee ) injuries. however, he did not get an MRI of his spur. His orthopedic doctor felt that he did not need an MRI since his back and neck pain pretty much went away .
70% of the Settlement is for Pain and Suffering
Cesar had insurance on his avant-garde with United Auto Insurance Company ( UAIC ). UAIC took his record statement ( with me besides on the call ). Cesar ’ s personal injury protection ( PIP ) on his cable car insurance paid $ 10,000 to the hospital and his medical providers .
In December 2019, I settled Cesar ’ s personal injury shell with GEICO for $ 20,000. Take a look at GEICO ’ south car accident colony check :
basically, we settled the font in less than 9 months after the clang .
about 70 % of the total colonization was for his trouble and suffer. The rest of the settlement was for his checkup bills. Take a search :
After my attorneys fees and costs, and paying all of his checkup bills, Cesar got over $ 7,250 in his pocket .
Check it out :
many people ask : “ How does GEICO pay claims ? ”
Read more: Best car insurance companies for 2022
Keep in mind that this $ 20,000 settlement is a lot higher than GEICO normally pays for voiced weave claims in Florida. Why is it much higher ?
For two reasons .
first, Cesar ’ s avant-garde sustained a huge amount of damage. GEICO ( like all cable car policy companies ) pays more money for pain and agony if your vehicle is badly damaged .
Second, an ambulance took him to the hospital from the accident picture. GEICO ( like all car policy companies ) pays more money for pain and suffer if you take an ambulance to the hospital from the accident fit .
Cesar told us that we did a effective job. Above, you can see a photograph of him smiling after he came to my office ( in Coral Gables ) to get his colonization check .
We likely would have gotten a bigger settlement if he would have had an MRI of his neck and/or back. however, the doctor of the church did not feel that this was necessary .
Why not ?
His trouble did not shoot down to his arms or legs, and his localized back trouble was not austere .
GEICO UIM Insurance Pays $10K (of $20K Settlement)
A lady claimed that a car made an improper lane change and crashed into her SUV in South Florida. As a result of the impact, her SUV rolled over .
She claimed that the crash caused or aggravated a herniated disk, ACL sprain/tear, etc. Windhaven insured the early driver .
Windhaven Insurance paid $ 10,000 to settle the personal injury claim. GEICO paid $ 10,000 of a $ 20,000 settlement .
$20K Settlement with GEICO for Spine Injuries (Car Accident)
A lady was driving a car. A driver crashed into her in Palmetto Bay, Miami-Dade County, Florida .
She went to Baptist Medical Plaza at Palmetto Bay. immediately after the accident, she had whip. She complained of injuries to her neck and hand .
She hired me as her lawyer .
A CT scan showed a C5-C6 modest wide disk bulge more focal centrally where there may be a superimpose modest central hernia entering the ventral aspect of the thecal with resulting meek impression upon the adaxial surface of the cord .
She had some numbness of her hand largely in the radial boldness distribution. She claimed that this was a newfangled injury .
The shock was on the leave driver side of the car. A neurosurgeon said that she had a questionable fracture on her lower lower jaw ( lower jaw ) on the CT scan film .
The same doctor noted that her lower back was tender. She was diagnosed with cervical radiculopathy, which is a crimp or irritate heart in the neck causing trouble, apathy, or weakness radiating into the breast or arm .
Radiculopathy increases the wide rate of a sheath .
The doctor gave her a neck collar to wear. She was told to not work for three days. The doctor prescribed medication (Vicodin) for her pain .
GEICO settled for its $ 20,000 BI policy limits. Our node was paid over $ 100,000 in workers compensation benefits with Liberty Mutual .
The Liberty Mutual workers comp adjuster told me that they should be entitled to most of the GEICO car accident settlement .
Florida ’ s workers compensation legislative act ( police ) required Liberty Mutual to reduce its spleen by our lawyer fees and costs .
I besides argued that Florida law required Liberty Mutual to reduce its spleen significantly, because my node was not made whole .
Liberty Mutual agreed to waive its lien .
$10K Car Accident Settlement with GEICO for Neck and Back Pain (Fort Lauderdale Car Accident)
Watch this video, where my node talks about his injury settlement with GEICO .
On April 22, 2018, Jeremy was in his cable car and stopped at a light in Fort Lauderdale, Florida. A drink in driver hit him .
The intoxicated driver was driving his ma ’ s car. GEICO insured the car .
immediately after the accident, Jeremy had whiplash. My client had neck and back pain. hera is the crash diagram :
This is a photograph of my client ’ second car after the accident :
He had at least one herniated disk in his neck and lower back .
How hanker Did it Take GEICO to Send the Settlement Check ?
In this injury case, it took GEICO 37 days from the date of accident to print the check mark. They promptly sent it. GEICO paid us the owner ’ s $ 10,000 BIL insurance limits. here is the actual GEICO cable car accident liquidation check :
I like cases with GEICO when their insured is arrested for drink in drive. This is because we can besides make a title for punitive damages .
You can read more about this $ 10,000 settlement. You won ’ thymine be able to find a GEICO settlement calculator that would ’ ve told you that this lawsuit would settle for $ 10,000 .
here is a photograph of my client and I after the GEICO car accident liquidation .
Miami injury attorney Justin “JZ” Ziegler with a happy client
$10K Settlement for Nose Injury from Miami Car Accident
Client’s car from crash. See a font where GEICO paid a driver $ 10,000 for her nose injury after a careless driver rear ended her on the Palmetto Expressway in Miami .
Bike Rider Gets $10K Settlement from GEICO (Car Runs Him Off Road)
Not actual client in photo. A cable car ran a bicycle rider off the road in North Miami, Florida. The bicycle rider fell off his motorcycle. The car drove off .
The cyclist fractured his wrist and elbow. After his accident, he looked a Miami bicycle accident lawyer. I gave him a free reference. After we spoke, he hired me .
I discovered that he had a $ 10,000 UM insurance policy with GEICO .
If a car runs you off the road and leaves the scenery in Florida, then the cable car is considered “ uninsured “. This is on-key even if the cable car doesn ’ triiodothyronine tint you .
GEICO paid us the $ 10,000 policy limits of my node ’ south UM Insurance .
GEICO Pays $10K to Settle Tourist’s Soft Tissue Injury Case
My node was visiting Florida from another submit. She was driving her car .
Another driver crashed into her. She went to the hospital in Fort Pierce, St. Lucie County, Florida .
She by and by went to a chiropractor for respective months in her home state. She had a balmy weave baseball bat ( lower back ) try and sprain. GEICO insured the at fault driver .
GEICO initially offered $ 500. They then increased their put up to $ 800. We refused both offers. We later settled with GEICO for $ 10,000 .
She found me through the Internet. Our client ’ s health insurance company did not have spleen rights. These reduced her case ’ s full value .
Tortura & Company handled the Personal Injury Protection ( PIP ) claim for our customer ’ randomness insurance company, AAA Auto Insurance .
This case involved a tourist from another country in the United States. however, I ’ ve settled many cases for tourists from other countries who are injured in a Florida car accident .
$10K Settlement with GEICO for Small Scar (Car Accident)
A unseasoned man was driving a cable car in Miami-Dade County, Florida. Another car t-boned his car .
The side airbags deployed. The car was a sum loss. My node claimed that he was unconscious after the accident. After regaining consciousness, he claimed to be in and out of awareness .
City of Miami Fire rescue took him in an ambulance to the hospital .
One of his complaints was that he had headaches since the accident .
He had a little cut on his confront. A plastic surgeon used stitches to close it. He was left with a minor scratch .
He went to a hospital near Flagami, which is near West Miami, Fontainebleau and Doral .
GEICO insured the driver who caused this accident. The hurt valet besides had GEICO PIP policy .
His Personal Injury auspices ( PIP ) insurance paid 80 % of his medical bills. It paid 80 % of the hospital bill, the fictile surgeon ’ s $ 1,755 charge for stitches, the ER doctor of the church ’ second bill .
He besides claimed that he had neck and knee annoyance. He went to a rehab plaza for approximately 3 weeks of treatment .
unfortunately, GEICO only insured the careless driver with $ 10,000 per person/ $ 20,000 per accident in bodily injury liability ( BIL ) insurance. Another resident of my node ’ s car was badly hurt .
There was besides another individual who may have been injured. GEICO ’ s BIL claim adjuster was Zaharia Brown .
Since there were 3 people who were injured, and 2 of them had bad injuries, GEICO set up a pre-suit mediation. I asked for the mediation to be at my office .
At the mediation, GEICO gave me a $ 10,000 check for the BIL policy limits to settle my node ’ second injury case .
At pre-suit mediation with GEICO, they typically bring their checkbook to the mediation .
GEICO ’ s PIP adjuster was Lisette Diaz .
$10K GEICO Car Accident Settlement
I settled a personal wound casing for $ 10,000. immediately after this Florida cable car accident, he had whiplash. He besides had back injuries .
We worked with another jurisprudence firm on this font .
$5.2K Settlement with GEICO for Back Injury from Car Accident (Coral Gables)
Damage to right rear fender of client’s car Daniel was driving his car in Coral Gables ( near the University of Miami ). Marlene was driving another car. She crashed into the back of Daniel ’ mho car .
Police came to the scene. Neither driver reported injuries. The patrol policeman gave Marlene a ticket for careless drive. here is the diagram from the crash report card :
Daniel did not take an ambulance to the hospital. In fact, he didn ’ deoxythymidine monophosphate go to the hospital at all .
Within hours after the accident, Daniel was looking for a personal injury lawyer with an office near him in Coral Gables, Miami-Dade County, Florida. He called my law firm and hired us .
We gave him the name of a doctor who treated people with back injuries. ( He was claiming a rear injury. )
Daniel was insured with GEICO. The PIP coverage on his cable car policy policy paid 80 % of his aesculapian bills .
We besides made a personal injury claim against GEICO ( the other driver ’ randomness insurance company ). We settled with GEICO for $ 5,200 .
Most of the settlement was for his pain and hurt. We were besides able to get his out of air pocket aesculapian bills reduced .
hera is a photograph of Daniel and myself ( lawyer Justin Ziegler ) when he came to my function to get his colony check :
GEICO Pays Rental Car Driver’s $5K Medpay to Passenger (Car Accident)
Zach lived in West Virginia. He came to vacation in Sarasota, Florida with his ma, baby and his ma ’ south friend ( Jessie ) .
While in Sarasota, Florida, Jessie rented a car through Thrifty Car Rental .
GEICO insured Jessie ’ s personal car. ( You ’ ll listen more about GEICO in a here and now. )
however, Jessie was driving a rental car. Zach was a back induct passenger .
Jessie crashed into the car in front of them. Zach ’ s arm struck the seat in movement of him .
Zach was a minor ( 17 years old ). ESIS handles Thrifty car accident claims. Zach ’ s ma tried to get ESIS ( Thrifty ) to make a colony offer. however, ESIS did not make an offer .
Zach ’ s ma contacted me to see if I could represent Zach. however, she was diffident whether I could get her more money than her handling the call on her own. I told her that I ’ ve settled respective break arm claims. additionally, I explained that I ’ ve settled many cases for out of state visitors who are hurt in a Florida car accident. During our call shout, I discussed how multiple submit laws may apply for out of state visitors who are hurt in a Florida cable car accident .
I ’ ve settled many rental car accident injury claims .
however, like many people, she wanted to handle the claim herself. She again tried to get ESIS to make her an offer. They silent didn ’ triiodothyronine offer her money .
last, his ma hired me to handle Zach ’ s personal injury claims .
We got working on Zach ’ s case fast. I made a claim with ESIS. When Jessie rented the Thrifty rental car, he purchased a Liability Insurance Supplement (LIS). The LIS coverage gave him $ 2 million in liability coverage. Ace American is the actual indemnity company .
GEICO insured Jessie ’ s personal car in West Virginia with $ 5,000 in Medpay and $ 100,000 in bodily injury liability policy. however, the lease car ’ sulfur policy was chief to the Jessie ’ s personal insurance .
After the accident, the lease cable car looked like this :
photo of damage to rental car front There, doctors diagnosed him with a distal humerus fracture. When describing the humerus, “ distal ” is the upper weapon bone that is closest to the elbow. A doctor operated on his arm bone .
X-ray of hardware above his elbow. here is a photograph of Zach at the hospital in Sarasota, Florida .
GEICO paid its $ 5,000 Medpay limits to Zach ’ s medical providers. Again, GEICO was the lease car driver ’ s personal car indemnity .
We Settled for $170K
I made a personal injury call with ESIS. We settled with ESIS/Thrifty/Ace American for $ 170,000 .
The actual colonization checks are below :
Two Hertz Settlement checks totaling 170K
The checks say Hertz pot because Thrifty is a auxiliary of Hertz .
fortunately, Zach ’ s arm healed very well. In fact, he no longer has pain in his branch. however, he has a scar on his sleeve. ( Scars can be worth a good total of money. )
Scar above his elbow.
here is his 5 asterisk review of my law firm on Google :
Zach ’ s ma left this recommended me on my law tauten ’ s Facebook page. here is what she said :
I found Justin after being in a car accident with my kids in Florida. My then 17 year erstwhile son suffered a fracture humerus and needed surgery with permanent hardware. I tried for the first couple months to deal with the insurance companies on my own and then realized I needed professional help oneself. That ’ s when I found Justin and called him up for some advice. From the very first telephone cry I knew I could trust him. He worked indefatigably to make certain my son received a bazaar liquidation for his injuries. He ’ sulfur always available to answer your questions and concerns and fights hard so you can relax. My son just received his colony and is very happy ! We could ’ ve never done this on our own. If you hire him to represent you, you won ’ deoxythymidine monophosphate be disappointed !
GEICO Pays $10K of a $2.1 Million Settlement (Drunk Driver Who Hit a Pedestrian)
This international relations and security network ’ t my subject. On May 12, 2011, Guadalupe Carrizales was crossing Judge Winikoff Road near State Road 7 west of Boca Raton, Palm Beach County, Florida. She was taking a good morning walk .
A 19 year-old drunkard driver struck her .
He allegedly left the accident picture without helping the pedestrian. The pedestrian die. She was survived by four ( 4 ) pornographic children .
GEICO insured the driver .
On May 27, the pedestrian ’ mho son, Manuel, as personal representative of the estate of the realm, sued the driver and the owner of the car .
In Florida, the a car owner is responsible up to $ 100,000 ( in most cases ) for injury for the at-fault driver ’ second carelessness .
In addition, he sued the owner under the hypothesis that he shouldn ’ t have let Falzini campaign, since he was allegedly toast .
The adult children claimed that the defendant driver was driving fast and hit their mother. She was allegedly struck by the speed Infiniti G35 car with such force that she was dismembered .
The driver allegedly left the picture .
The driver was allegedly found at his home, which was many miles from where the accident happened .
The personal representative ( PR ) claimed that there was proof that the owner of the car was with the driver before the crash and the owner knew that the driver was drink before he gave him license to driver his car .
Toxicology reports allegedly showed that the driver ’ s blood alcohol level was above the legal measure .
The Driver Insured By GEICO Only Had $10K in BIL Liability Insurance
GEICO insured the driver with $ 10,000 in bodily injury liability ( BIL ) policy. Allstate insured the car owner with $ 100,000 in BIL indemnity, and a $ 2 million umbrella insurance policy .
Umbrella insurance is extra indebtedness indemnity .
Allstate initially denied coverage on the umbrella policy. That means that they didn ’ metric ton offer any money from the umbrella coverage .
however, Allstate and GEICO paid the broad measure of the policies to settle .
The total settlement against the driver and the cable car owner was for $ 2,110,000 .
Every wrongful death accident is tragic. No amount of money will compensate the adult children for the loss of their mother. however, the pornographic children were fortunate that the car owner had such a big indemnity policy. Most individuals in Florida do not carry anywhere close to $ 2.1 million in liability coverage .
The date of the liquidation against the driver who caused the accident was on was 8/5/11. The village with the car owner was around that time. Allstate and GEICO allegedly paid on the day the liquidation was reached .
They settled before trial. The personal congressman continued the lawsuit against the hotel and bar for allegedly serving the minor driver .
I am not sure how much the aesculapian bills. I assume that they were identical minimal ( a few hundred dollars at most for the ambulance bill ) as the mother died at the accident scene .
The case is Manuel Carrizales, as Personal Representative of the Estate of Guadalupe Carrizales v Ronald Falzini and David Hanzelik, 2K Clevelander d/b/a The Clevelander, and Miller ’ sulfur Alehouse, Inc. d/b/a Boca Alehouse. Case No. 502011 CA 007910 XXXXMB .
Drunk Driving Accident Cases are Worth More
Cases where a drink driver causes an accident are generally worth more than if the driver was sober ( not drunk ) and precisely careless .
This is because the adult children can sue the toast driver for punitive damages. punitive damages are in accession to compensation for medical bills, and pain and suffer .
I don ’ triiodothyronine know if the woman was crossing the street in a crossing. Juries normally place little, if any, mistake on pedestrian ’ randomness in a crossing. If she was walking across the road and not at a crossing, she would credibly be partially at fault .
If the pedestrian was partially at fault, the policy company for the owner of the car and intoxicated driver would reduce the value of the wrongful death claim by their mother ’ sulfur percentage of fault .
This verdict shows that an policy companies may pay $ 527,750 or more for an adult child ’ second claim for mental annoyance and suffering .
Jury Awards $326,468 to Injured Passenger Insured With GEICO Uninsured Motorist Insurance
This is not my case. Valerena Candy was in a three cable car motor vehicle accident on July 18, 2009 .
At the time of the accident, Candy was riding as a passenger in the movement seat of a vehicle being driven by Annalise Mannix .
Annalise Mannix ’ randomness vehicle came to a stop in a cable of traffic, when it was rear ended by a second vehicle that was propelled forward by a third vehicle, which was being driven by Danais Hernandez .
The second vehicle caused minimal damage to Mannix ’ randomness vehicle. Further, Danais Hernandez was cited for careless driving as a result of the accident .
Candy did not seek emergency aesculapian treatment. The follow day, she went to the hospital with complaints of concern, neck pain ( whip ). In addition, she complained of veracious shoulder pain .
thereafter, she was treated conservatively for chest of drawers, neck and humble back pain. A chiropractor, Dr. Ross Williams, diagnosed her with cervicalgia. Cervicalgia is neck pain that occurs toward the back or the side of the cervical ( upper ) spinal anesthesia vertebra .
Candy had lumbar and cervical MRIs, which revealed multi-level magnetic disk herniations .
Candy hired a personal wound lawyer .
GEICO ’ s adjuster stated that :
Although there was estimate, reports were negative for spinal anesthesia cord compression and boldness root impingement .
This means that according to GEICO, Candy didn ’ t have spinal cord compression and steel root impingement. GEICO ’ s letter implied that if Candy would have had spinal cord compression and steel ancestor impingement, they would have offered more to settle .
Candy besides treated with Dr. Robert Cantana, D.O., an orthopedic surgeon. His video deposit was played at trial .
She had two cervical epidural steroid injections .
Around June 22, 2010, Candy Valerena sued GEICO in Key West, Monroe County, Florida. She filed a civil redress detect of insurance company misdemeanor against GEICO .
An hurt person normally files a civil redress in an uninsured motorist ( UM ) policy lawsuit so that the he or she isn ’ t limited to the UM policy limits if a jury awards more than the limits .
On October 28, 2010, GEICO offered $ 20,233.54 to settle Candy ’ mho uninsured motorist policy call .
She Had Neck Surgery
On March 2012, she had neck surgery to repair injuries allegedly caused by the accident. specifically, she underwent a diskectomy and spinal anesthesia fusion at the C5-C6 and C6-C7 with interior plating inner body grafts .
This was done by Dr. Kalman Blumberg, a spinal anesthesia surgeon, at Florida Spine Specialists. Dr. Blumberg ’ s video deposition was played at test .
GEICO ’ s lawyer hired an orthopedic surgeon, Dr. Rafael Fernandez, to give his opinion on Candy ’ south injuries. Dr. Fernandez ’ opinion was that Candy ’ s injuries were preexistent and not caused by the accident .
side note : Dr. Fernandez was a workers ’ compensation doctor who did shoulder operating room on a customer of mine whose case I settled for $ 210,000. In my case, when I spoke with Dr. Fernandez, his opinion was that the shoulder surgery wasn ’ triiodothyronine related to the rise end crash .
back to this case…
GEICO hired a biomechanical mastermind who said that the delta force of the Honda was entirely 4.3 miles per hour in the crash. consequently, he said that Candy could not have been injured in the clang with such a low impact .
GEICO used its in family miami lawyers to defend the case. however, 5 days before trial, they brought in outside guidance ( attorneys ) to defend GEICO at trial. This costs GEICO more money because they likely had to pay the outside guidance by the hour .
57% of the Total Verdict Was for Pain and Suffering
On April 11, 2013, at trial a jury awarded her $ 326,468. Candy was 51 at the fourth dimension of test .
They gave her $ 141,408 in past checkup expenses. however, in Florida the hurt person can not recover the charge charges if policy paid at a lower rate .
Candy received $ 10,000 in PIP and $ 10,000 in Medpay Benefits. Thus, GEICO was entitled to a $ 20,000 citation for PIP and Medpay .
besides, she had health policy that paid a good measure of her checkup bills. Since her health policy ship’s company had a shrink with some of her medical providers, GEICO was entitled to a recognition for the discounts. thus, GEICO got a credit of $ 55,299.81 for her health indemnity discounts .
basically, GEICO alone owed Candy $ 66,108 for her past checkup bills after GEICO got its credits for her PIP, Medpay and health policy discounts .
obviously, Candy besides settled with Progressive for $ 7,000. I don ’ metric ton know who Progressive insured in this case .
After all of the credits ( setoffs ), the $ 326,468 verdict was reduced to $ 244,108.19. thus, the case value was 1.7 times the total medical billed charges .
Case Was Worth 3.8 Times the Medical Bills that GEICO Owed
The case value was 3.8 times the amount of medical bills that GEICO owed .
Candy did not ask the jury to award her future medical expenses .
The jury found that she had a permanent injury. thus, she was entitled to money for trouble and suffer .
$ 77,700 was for past trouble and suffer. $ 107,300 was for future pain and suffer .
again, the sum judgment was for $ 244,108.19 .
Candy lone had $ 50,000 in uninsured motorist policy with GEICO. however, her verdict against GEICO was for way above the $ 50,000 limits .
next, she sued GEICO in union court for failing to pay the $ 50,000 UM limits when it could and should have .
The regretful news ?
The jury for the bad faith case found that GEICO did not act in bad faith. thus, Candy ’ s payout was capped at $ 50,000. In addition, she recovered her court costs of $ 12,042.47 .
GEICO Sends PIP Check to Us After Pedestrian’s Personal Injury Case Settles With Driver
A cable car run over a pedestrian ’ s foot in Miami Beach. He claimed that the accident caused a foot and ankle injury .
The pedestrian was working as a valet at the clock time of the accident. He was covered by his employer ’ s workers compensation policy with Liberty Mutual .
Liberty Mutual paid about $ 2,000 of the pedestrian ’ s medical bills, and lost wages .
Allstate insured the driver. They paid $ 10,000 to settle the pedestrian ’ south injury subject .
Since workers ’ recompense paid medical bills and lost wages, they were entitled to be paid back from the injury settlement with Allstate .
We negotiated with Liberty Mutual, and they accepted $ 553 to pay off their workers comp lien of about $ 2,000. I paid Liberty Mutual from the personal injury settlement .
The next footstep was to get my client reimbursed for the $ 553. GEICO insured a car that the pedestrian owned. GEICO ’ s PIP adjuster was Maegan Thompson .
I asked GEICO to use the pedestrian ’ south PIP to pay us back for the $ 553 that we paid to Liberty Mutual .
GEICO refused. They argued that since the pedestrian ’ mho PIP deductible was $ 1,000, GEICO didn ’ metric ton owe any PIP benefits for the first $ 1,000 .
I told GEICO that GEICO ’ s deductible argument was wrong since the original workers comprehensive examination spleen was $2,000 .
GEICO denied my request. I then sent GEICO a transcript of a Florida case that says that GEICO ’ s controversy was wrong .
GEICO then sent us a discipline for the $ 1,068.55. This sum covered the workers comp spleen that I paid .
It besides covered the pedestrian ’ south first 7 days of lost wages that workers comp didn’t pay .
$900K UM Verdict Against GEICO for Neck Surgery (Removing and Replacing Facet)
This international relations and security network ’ triiodothyronine my case. On July 27, 2007, Cadle was injured in an automobile accident on I-95, when she was rear-end by Derek Friend .
Cadle was insured by GEICO under a bosomy uninsured motorist ( “ UM ” ) policy with a $ 75,000 specify. friend was insured by Allstate under a policy with a $ 25,000 specify .
Following the accident, Cadle consulted her primary-care physician, who prescribed three weeks of physical therapy, which did not alleviate Cadle ’ south pain .
In August 2007, she was referred for an MRI of her cervical spine ( neck ) and a neurosurgical consultation. This resulted in pain management, including epidural injections .
Epidural steroid injection Between August 2007 and June 2008, Cadle had ten aspect or boldness blocks, which required anesthesia. none efficaciously managed her pain .
Cadle had a pre-existing-neck injury that had required surgery in France in 1989, but she had been doing well prior to the July 27, 2007, car accident .
On December 15, 2009, Cadle had surgery, because of the trouble she had continued to experience .
The operating room consisted of opening the front of her neck, removing the twenty-year-old facet from her anterior surgery. then, they replaced it a larger aspect to stabilize her neck .
Cadle returned to work on January 4, 2010, with a neck collar and bone stimulator .
GEICO offered the $75K UM Insurance Limits Once It Learned She Had Surgery
GEICO noted, when it became mindful Cadle undergo a surgery, it tendered the $ 75,000 policy limits, which were rejected .
In her uninsured motorist ( UM ) insurance test against GEICO, the jury found Cadle had sustained a permanent wave injury within a reasonable academic degree of aesculapian probability as a result of the July 27, 2007, accident and awarded her a verdict of $ 900,000 .
In a Florida house physician ’ second UM policy lawsuit based on a Florida UM policy, the claimant needs a threshold wound to get money for trouble and suffering. § 627.727 ( 7 )
The judge reduced the judgment to $ 816,636.31, after applying set-offs for collateral sources and the anterior bodily injury liquidation. ( In a UM insurance claim against GEICO, they get a credit against your village with the at fault driver. GEICO besides gets a credit against PIP indemnity benefits that were paid. )
Cadle ’ s lawyer claimed that GEICO acted in bad religion by not tendering the $ 75,000 uninsured motorist ( UM ) indemnity limits much sooner .
Claimant Needs To Send GEICO a CRN (If She Wants Above the UM Insurance Limits)
In a UM font against GEICO, how can you get more than the UM policy limit ?
first, your UM case needs to be worth more than the UM restrict. Second, you must send GEICO a CRN if you want GEICO to pay you more than the UM policy limits. then, GEICO then has 60 days to pay the policy limits .
If they pay the UM limit, your UM case against GEICO is over. You have to accept the UM limits .
But what happens if GEICO fails to pay within 60 days, and you go to test and get a verdict ( and judgment ) for more than the UM limit at trial ?
In this case, GEICO may owe you the full amount of the verdict. In other words, they may not be limited to owing you precisely the UM policy limits .
The appeals court found that GEICO didn ’ t act in bad faith because at the time when her Civil Remedy Notice ( “ CRN ” ) under Florida Statutes §624.155 expired, she failed to show a permanent wave injury for pain and suffering damages .
even though she didn ’ metric ton show a permanent wave wound at that time, if her knocked out of scoop medical bills or lost wages were above $ 75,000, GEICO may have owed her the $ 816,636.31 judgment .
however, in this case, GEICO alone was mindful that Cadle ’ s lawyer said that checkup bills were above $ 50,000 and increasing. therefore, Her bills were less than the $ 75,000 limits .
This event is Catherine Cadle v. GEICO General Insurance Company ( US Court of Appeals 11th Circuit September 30, 2016 ) .
Make sure that you have shown that your uninsured motorist ( UM ) indemnity case is worth more than the UM policy limits before the CRN 60 day time period expires .
GEICO Refuses to Settle Injury Claim for $50K (Victim Gets $243K Verdict)
This international relations and security network ’ metric ton my case. In Government Employees Insurance Company v. Macedo, Fla : Supreme Court 2017, the court said that GEICO must pay the hurt claimant ’ s costs and lawyer ’ sulfur fees awarded against GEICO ’ south insured after GEICO failed to settle .
Zackery Lombardo ’ s car indemnity with GEICO provided bodily injury liability coverage for up to $ 100,000 per person. The policy besides gave GEICO the sole authority to settle any call or lawsuit .
Alysia Macedo sued Lombardo for damages resulting from bodily injuries she sustained in an April 2012 automobile collision with Lombardo. On May 1, 2014, Macedo served Lombardo with a proposal for liquidation for $ 50,000, which was not accepted .
The case went to trial. The jury returned a verdict in favor of Macedo in the measure of $ 243,954.55 .
The final judgment was for $ 172,965.91 because the jury found Macedo 25 % responsible for her injuries and Macedo had received $ 10,000 in personal injury protection benefits .
here, GEICO was authorized to settle the case. GEICO could have settled for half of the policy limit .
It chose not to. A jury returned a verdict in Ms. Macedo ’ sulfur favor, awarding more than four times the measure of the offer .
I don ’ thyroxine know whether GEICO should have settled the case for $ 50,000 when it received the offer to settle. I say this because I don ’ thymine know what Macedo ’ mho injuries were at the time she made the offer to settle with GEICO .
If GEICO should ’ ve paid the $ 50,000 when it received the put up to settle, this case is another case of GEICO being a under average bodily injury insurance company .
Will GEICO Pay You More Money if Your Doctor Mentions the Cost of Your Surgery?
possibly. In Gonzalez v. GEICO General Insurance Company, Dist. Court, MD Florida 2016, Lisa Anderson was injured in an car accident. This international relations and security network ’ deoxythymidine monophosphate my case .
GEICO insured a driver, Ramjohn, who was at fault for the accident .
An MRI said that Anderson she had a L5-S1 big left paracentral magnetic disk hernia with an annular tear impinging on the leave descending sacral nerve roots with edema at the endplates of L5-S1. She had other injuries as well .
Her orthopedic doctor ’ s Final Evaluation said that she had a permanent stultification. Her lawyer air this evaluation to GEICO .
GEICO insured Ramjohn with $ 100,000 per person bodily injury ( “ BI ” ) coverage. Anderson ’ s lawyer demanded the $ 100,000 limits .
GEICO offered $ 2,581.16. Anderson ’ s lawyer sent extra medical records, which stated that if Anderson chose to have operation for an L5-S1 microendoscopic discectomy, the estimate costs for the surgeon ’ s services would be $ 24,000. facility fees or anesthesiologist charges were extra .
GEICO Increased The Claim Reserves Once It Learned of Surgery Cost
Upon reception of this information, Carl Tims, GEICO ’ s regional indebtedness director, increased GEICO ’ s reserves on the Anderson claim to $ 100,000. ( Reserves represent the dollar amount that GEICO can sanely expect to pay for complete liquidation of a claim, including expect expenses. )
On December 9, 2009, Anderson ’ s lawyer informed GEICO that Anderson ’ s operating room was scheduled for the following day. The letter enclosed the surgeon ’ second notes on Anderson ’ second evaluation .
The notes said that Anderson wished to undergo minimally invasive microendoscopic diskectomy with the sympathy that she would need extra operating room in the future in the shape of L5-S1 fusion or artificial disk replacements .
GEICO Increased Its Offer After Learning She Would Have Surgery
Based on this extra information, GEICO increased its car accident settlement offer to $ 22,500. The record reflects that, although GEICO believed $ 22,500 was a “ clean value based upon other settlements, ” no witness in this case has an mugwump remembrance as to how GEICO arrived at the $ 22,500 number .
It was only until about four months after the operating room, when GEICO offered to pay the $ 100,000 policy limits. This offer was not accepted .
At a jury trial, Anderson won and got a final judgment of $ 398,097.82. Anderson ’ s bad faith adept, Peter Knowe, said :
deoxyadenosine monophosphate soon as you have a herniated phonograph record on a woman of this historic period, that in and of itself verifies for insurance professionals that this claim is always worth in excess of a hundred thousand dollars. Her subsequent care and treatment may tend to increase that total as we go forward, but it never gets less than that .
Knowe besides said that Geico ’ s offers of $ 2,581.16, on November 12, and $ 2,928.56, on November 19, 2009, which allocated nothing for future checkup expenses and only $ 500 for annoyance and suffering damages were unreasonable “ lowball offers “. He said that they were manner off from the indemnity industry custom and practice .
GEICO Admits Its First Offer Was At the Bottom End
GEICO admitted that the initial offer was at the “ bottom end of the negotiation range. ” Gary Gertz was GEICO ’ s early regional claim coach for the continuing unit that handled Anderson ’ s claim. He testified that GEICO should “ hold the lineage ” and defy to settle whenever GEICO believed it had any “ rational basis ” for its lower evaluation of a indebtedness call .
Gertz explained that paying more on one claim “ simply because an lawyer asked for it ” could “ set the value of the next 100, 1,000, 5,000 claims ” higher. According to Gertz, even where GEICO ’ s “ evaluation ” of a claim was only a “ couple of grand ” less than the claimant ’ second settlement propose, GEICO would force the hurt claimant ’ s lawyer to file a lawsuit against GEICO ’ sulfur insured, without regard for the exposure its see faced .
Gertz believed his unit of claim managers and adjusters should encourage more cases to go to test to “ send a very strong and clear up message to the claimant ’ s attorneys about [ GEICO ’ s ] position and [ GEICO ’ s ] capabilities. ”
Knowe said that GEICO ’ mho practice of considering average loss payments in its evaluation of its claim-handling employees ’ operation goes against diligence standards because it “ puts pressure on the adjusters to artificially create a lower median loss payment as a resultant role of underpaying claims. ”
Evidence Suggested that GEICO Didn’t Reasonably Evaluate Anderson’s Claim
The evaluate said that a jury could find that GEICO did not handle Anderson ’ s call with the lapp degree of care and diligence that GEICO would have used to handle its own affairs. As I mentioned earlier, Anderson won her personal injury case. After the bad faith trial, GEICO paid the judgment in full, plus lawyer ’ south fees and costs .
GEICO Quickly Pays $10K to Pedestrians Hit by Car After They Sue
This international relations and security network ’ deoxythymidine monophosphate my shell. On December 22, 2005, Blanchard, while operating a drive vehicle covered under the Geico policy, struck pedestrians, Edelmida and Paulino Rodriguez. They sued for personal injuries .
The car accident happened near the intersection of SW 72nd Street and SW 97th Avenue in Miami. The Geico policy provided liability limits to Blanchard in the amounts of $ 10,000 for each claimant .
Geico immediately paid its $ 10,000 policy limits to each injured victim. The case is Geico General Insurance Co. v. Rodriguez, 155 So.3d 1163 ( Fla. 3rd DCA 2014 ) .
The hurt victims ’ attorneys were from Weston, Florida and Miami. GEICO ’ s lawyer was from Miami .
My thoughts : I think that the hurt victims ’ lawyer may have sued GEICO for allegedly acting in bad faith .
GEICO Offers $10K To Crash Victim for Surgery; He Rejects Offer
This international relations and security network ’ triiodothyronine my case. A man sued GEICO for UM benefits after an automobile crash .
He besides filed a Civil Remedy Notice (“CRN”) as authorized by section 624.155, claiming that he sustained good and permanent injuries exceeding his UM policy limits .
GEICO answered the lawsuit and responded to the CRN, stating that based on its investigation, which included a review of his aesculapian records, it would not offer policy limits .
After learning he had undergo operation several years former, GEICO offered the $ 10,000 policy limits .
He did not accept the offer. I don ’ t know the final consequence. The sheath is GEICO Casualty Company v. Barber, Fla: Dist. Court of Appeals, 5th Dist. 2014 .
PR of Estate and Spouse Claim GEICO failed to pay an agreed $100K policy limits settlement
This international relations and security network ’ deoxythymidine monophosphate my case. Annie Lepine sued, on behalf of her conserve ’ second estate and herself, against GEICO and Robert Taylor, the auto-accident tort-feasor whom GEICO insured .
Ms. Lepine claimed that GEICO, as agent for its insured, Mr. Taylor, agreed to pay policy limits of $ 100,000 to Ms. Lepine .
The appeals court ruled that Ms. Lepine could not sue GEICO as a defendant until she obtains either a judgment against or a settlement with Mr. Taylor, GEICO ’ sulfur insured .
Can a Ticket Be Used in an Injury Case to Show Who Caused the Accident?
generally, no. A Florida appeals court said that jurors :
should not be informed of the investigating policeman ’ s decision of who caused the accident and who was cited. Galgano v. Buchanan, 783 So.2d 302, 304 ( Fla. 4th DCA 2001 )
In addition, in a personal injury encase, questions to a driver or a witness, asked by one of the drivers, about whether traffic citations were issued is not allowed .
however, if one driver caused death or unplayful bodily injury to another driver, then an in person guilty supplication to the ticket may be used in the personal injury case if two conditions are met .
“ In person ” means that the driver appeared to the traffic court. If the slate was paid via the mail-in operation of section 318.14 ( 4 ), this international relations and security network ’ metric ton enough for the guilty plea to be used in the injury font .
additionally, the “ dangerous wound ” standard to use a guilty plea is high. section 316.1933 ( 1 ) involves a blood test for stultification or poisoning in cases of death or serious bodily injury. It defines “ dangerous bodily injury ” as :
an injury to any person, including the driver, which consists of a physical condition that creates a substantial gamble of death, serious personal disfigurement, or prolong personnel casualty or disability of the serve of any bodily extremity or organ .
Which Injuries Aren’t Considered “Serious Bodily Injury” for Purposes of Using a Guilty Plea on the Ticket Against the Other Driver?
For purposes of using a traffic court guilty plea in an injury case, courts have said that many injuries aren ’ deoxythymidine monophosphate considered a “ serious bodily injury. ” For case, these injuries didn ’ t amount to “ unplayful bodily wound ” :
Which Injuries Are Considered “Serious Bodily Injury” for Purposes of Using a Guilty Plea on the Ticket Against the Other Driver?
On the early pass, for purposes of using a dealings court guilty plea in an injury case, Florida courts found these injuries to be “ dangerous bodily injury ” :
There are many other cases that talk about what a “ good bodily injury ” is [ for purposes of being able to use a traffic ticket in a personal injury lawsuit ]. I equitable listed a few .
The “ serious bodily injury ” standard is higher than Florida ’ s tort threshold in personal wound claims .
Will an At Fault Driver With Low Limits Have An Umbrella Policy?
Let ’ s assume that the at fault driver ’ s ( who GEICO insures ) BIL insurance limits aren ’ thyroxine enough to pay for the fairly value of the hurt person ’ sulfur case .
We ’ ll assume that there aren ’ t any other parties to sue, and the hurt person doesn ’ metric ton have UM insurance .
How do you know if the at-fault driver ( who GEICO insures ) will have an umbrella insurance policy ?
I recently heard a GEICO sales agent say that GEICO doesn ’ thymine betray umbrella policies unless their insured has a $ 250,000 per person/ $ 500,000 per accident ( or higher ) BIL policy on their car .
therefore, if the at fault driver has limits that are lower than $ 250,000 per person, don ’ metric ton expect the at fault driver to have an umbrella policy policy with GEICO. possibly they have umbrella insurance from another insurance company .
On the early hand, if the at defect driver – who GEICO insures – has $ 250,000 per person BIL policy limits or higher, there is a greater likelihood that he or she has an umbrella policy .
umbrella policies help pay for the injure person ’ s injuries if they are major. major injuries include a :
How Long Do You Have to Sue a Driver (Insured by GEICO) for Your Injury?
In Florida, you have generally have four ( 4 ) years to sue a driver insured by GEICO for negligence .
If GEICO is your uninsured motorist ( UM ) insurance company in Florida, then you have 5 years to sue GEICO for UM benefits .
If your family member is killed due to a driver ’ randomness negligence, there are two prison term limits that affect Florida wrongful death cases. Most wrongful death lawsuits must be filed within two years after the cause of action starts. Fla. Stat 95.11 ( 4 ) ( d ) .
therefore, in most cases, a family member will have 2 years ( after the death ) to sue a driver ( insured by GEICO ) for wrongful end .
however, if the dead person dies after termination of the 4 class time period applicable to negligence and a lawsuit has not been filed before the death, then a unlawful death lawsuit based on negligence is not allowed. Ash v. Stella, 457 So. 2d 1377 ( Fla. 1984 ) .
If the dead person dies within the 4 year deadline for negligence, the wrongful death lawsuit will be allowed so long as it is filed within the two year deadline that apply to wrongful death lawsuits. Pait v. Ford Motor Co., 515 So. 2d 1278 ( Fla. 1987 ) .
frankincense, you ( or your lawyer ) need to look at the 4 class deadline that applies to the negligence to see if the death occurred during that applicable time period. If the death happened within that time terminus ad quem, then the deadline applicable to the unlawful end lawsuit will have to be complied with .
One Florida appeals court has held that the 5 year time time period applies to filing a wrongful death lawsuit for uninsured motorist insurance benefits. Hartford Acc. & Indem. Co. v. Mason, 210 So.2d 474
The loss of a love one is tragic. This is particularly truthful when the death is due to wrongful death. however, you don ’ thyroxine want to miss the wrongful death deadline and everlastingly lose your claim. This is particularly true when the village measure of unlawful death cases is much bombastic .
Check out :
Is an Uber passenger’s case better if another driver who GEICO insures is at fault, or if the Uber driver is at fault?
A badly injure passenger ’ south case is normally much better if the Uber driver is at defect, as opposed to the other driver ( who GEICO insures ) being at fault. The same is truthful for Lyft passengers. This is because the passenger can make a claim against Uber or Lyft ’ s $ 1 million liability policy .
On the early hand, if the driver ( who GEICO insures ) is at fault, he or she may have no bodily wound liability coverage. This could result in the Uber or Lyft passenger not being able to get compensation. This is because Uber and Lyft don ’ t have uninsured motorist ( UM ) coverage .
hopefully, the passenger has a personal car policy with UM coverage. alternatively, the passenger can make a uninsured motorist claim under a relative ’ south UM coverage who the passenger lives with .
Which GEICO injury liability adjusters have I dealt with?
Over the past 14 years, I ’ ve cope with and/or settled accident claims with many GEICO wound adjusters. Most GEICO adjusters are friendly. On a couple of occasions, GEICO adjusters have been unpleasant. however, I will not say anything bad about those adjusters .
adjacent to some of the adjusters name below, I say that they were very decent. This doesn ’ metric ton bastardly that the other GEICO adjusters weren ’ metric ton nice. It precisely means that these adjusters were exceptionally dainty. GEICO should be gallant of them .
Some of the GEICO adjusters who I ’ ve deal with and/or settled a Florida car accident font with are :
GEICO BI/UM Liability Adjusters Who I’ve Dealt With
- Myrna Rivera ($350,000 Settlement)
- Denise Araiza ($100,000 Settlement)
Francisco Cruz Herrera
Dave Hynes ($95,000 Settlement)
Tiffany Hall (Very nice; former BIL adjuster, now GEICO claims manager)
Roma Henning (Field adjuster)
Diego Meza Huerto (Very nice)
Diana Macias (Very nice)
Mabel Oneal (field adjuster) ($125,000 Settlement)
Lynn Rijken ($47,600 Settlement. Also settled with another, insurer, Progressive for $10,000. Lynn is now with State Farm Insurance.)
- Holly Scarangella
- Nathan “Nate” Swanson (Uninsured motorist insurance adjuster)
GEICO PIP Adjusters
- Andrew Pitts
- Debi Skelton
- Monique Summers
- Many more
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