Average Car Insurance Costs in Delaware | SmartFinancial

Delaware Car Insurance Rates by Age

typically car policy companies will charge more for younger drivers and provide discounted rates for older drivers. policy carriers see young drivers as inexperienced and have a greater risk of getting in accident. In Delaware, the typical adolescent driver between the old age of 16 and 19 will pay $ 253.63 per month while a driver in their 40s will pay an average of $ 118.82 per calendar month .

Delaware Car Insurance Rates by Marital Status

marry couples in Delaware typically pay more for their car insurance than drivers who are one. This probably due to the dim-witted fact that there is more than 1 driver on the policy. Married couples besides will normally have more than one vehicle and could possibly have some adolescent drivers on the policy a well. In Delaware, Married couple typically pay around $ 125.76 per month while unmarried drivers average in around $ 129.41 per month.

Average Car Insurance Rates in Delaware by Credit Score

many factors go into the pace you pay for cable car policy. Your age, placement, and vehicle are all separate of the equality. policy companies besides take your recognition score into consideration. In Delaware, drivers with excellent credit rating give an average of $ 92.86 per month compared to drivers with inadequate accredit who typically will pay $ 167.62 per month .

Car Insurance for High Risk Drivers in Delaware

Drivers with a full drive history typically will pay less for car indemnity than person that had a DUI, speeding tickets, or an accident. Car indemnity companies see drivers with a bad drive history has being a bigger risk. Drivers in Delaware with a good repel history normally pay about $ 128.22 per calendar month. Drivers with a bad driving history that may include tickets, DUI, or accidents will typically pay $ 126.71 per calendar month .

Delaware Auto Insurance Rates by Homeownership

insurance companies will besides take homeownership into explanation when factoring the rate you pay for insurance. In Delaware, drivers who own their home will normally pay around $ 124.80 per month while drivers who rent normally average in around $ 129.57.

Currently Insured vs. Uninsured in Delaware

More often than not, drivers who presently have cable car policy coverage will receive a cheaper monthly rate than drivers who do not. Since cable car indemnity is a prerequisite in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher hazard driver. In Delaware, the average monthly rate for a driver who is presently insured is $ 125.17 while drivers who not presently covered will pay around $ 133.97

Delaware Car Insurance by Education

car indemnity companies will besides look at your education charge. Although not normally a significant factor, your education can effect your monthly rate for car insurance. In Delaware, a driver with a high School Diploma will typically pay $ 145.04 per month vs. person with a Bachelors Degree who will be charged around $ 101.80 per calendar month .

Liability vs. Full Coverage Car Insurance in Delaware

Liability only coverage is typically cheaper and covers the cost of damage you may cause to other people or vehicles. Full coverage includes comprehensive and collision insurance, possibly PIP and UM/UMPD, which would cover you, your fomite and passengers if you had an accident, careless of defect. In ( State ) the average rate for indebtedness merely coverage is approximately $ 79.54 per calendar month compared to Full coverage which will cost you about $ 139.30 per month .

Methodology The statistics listed on this page are from our own in theater report. We track and record quotes that carriers have provided based on assorted criteria. The rates and averages shown on this page should only be used as an estimate .