Cheapest Car Insurance in South Carolina for 2022
|Hilton Head Island||$1,279||19.8%|
Factors That Affect Car Insurance Premiums in South Carolina
Cheapest Car Insurance in South Carolina
6 Tips for How to Get Cheap Car Insurance in South Carolina
1. Compare quotes from both national and regional insurers
Don’t forget to include local insurance companies in your search for cheap car insurance. In South Carolina, regional insurers like Erie Insurance, Alfa Insurance, and Farm Bureau Insurance might have lower rates than national companies like State Farm, Geico, and Nationwide and have comparable customer satisfaction ratings.
2. Know the factors affecting insurance in South Carolina
Everyone knows that your driving habits and
3. Maintain coverage
You’ll see higher rates if you let your insurance lapse, even
4. Choose coverage that is right for you
5. Consider a move
Car insurance prices can vary a lot based on zip code in South Carolina. On average, drivers in the
6. Search for discounts
Top car insurance companies in South Carolina have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.
|Category||All Profile Characteristics||Good Driver Profile|
|Age||16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65||45|
|Marital Status||Single, Married||Single|
|Teenage Driver Included on Policy||No, Yes||No|
|Driving Record||Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident||Clean|
|Miles Driven Per Year||7,500 Miles, 15,000 Miles, 20,000 Miles||15,000 Miles|
|Coverage Level||Minimum, Standard, Full||Minimum|
|Discounts||None, Multi-Policy, Homeowner, Student||None|
|Credit Level||Poor, Good||Good|
|Filings||None, SR22, FR44||None|
|Car||Sedan, Minivan, SUV, Coupe, Truck||Sedan|
Below are additional details regarding the terminology and specific characteristics of the variables in the above table:
- Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 in property damage liability, as well as $25,000 in uninsured motorist coverage per person, $50,000 per accident, and $25,000 uninsured motorist property damage coverage per accident, as required by South Carolina’s minimum coverage requirements.
- Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage and 50k/100k/25k of uninsured motorist coverage.
- Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, and collision and comprehensive coverage with a $500 deductible.
- Sedan: 2018 Toyota Camry.
- Minivan: 2018 Dodge Grand Caravan.
- SUV: 2018 Toyota RAV4.
- Coupe: 2018 Ford Mustang.
- Truck: 2018 Ford F-150.
Where driver profiles are not specified, WalletHub averaged South Carolina insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
WalletHub ’ s analysis of bum car indemnity companies in South Carolina is based on data from the South Carolina DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car policy companies for South Carolina drivers in a collection of key categories. For each profile, WalletHub compared quotes among top South Carolina car policy companies by averaging premiums from 30 nothing codes that represent at least 20 % of South Carolina ‘s population. Military-specific companies like USAA were lone considered for the military-specific class, due to their eligibility restrictions. In some cases, they may silent be the best option overall for eligible drivers.In the postpone below, you can see all of the profile characteristics that were used in WalletHub ’ randomness analysis, in summation to the specific subset of characteristics that make up our estimable Driver profile.Below are extra details regarding the terminology and specific characteristics of the variables in the above board : Where driver profiles are not specified, WalletHub averaged South Carolina insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. individual rates will be different.
Don ’ metric ton forget to include local insurance companies in your search for brassy cable car insurance. In South Carolina, regional insurers like Erie Insurance, Alfa Insurance, and Farm Bureau Insurance might have lower rates than national companies like State Farm, Geico, and Nationwide and have comparable customer satisfaction ratings.Everyone knows that your driving habits and claims history affect how a lot you pay for car insurance. But in South Carolina, companies can besides consider your historic period, sex, credit rating history, marital status, and more when setting premiums. The car you drive, your annual mileage, and even some factors beyond your operate all impact the price of insurance.You ’ ll see higher rates if you let your policy sink, even if you don ’ t own a car. South Carolina drivers who don ’ thyroxine maintain continuous coverage pay an average of 9 % more than those with five or more years of insurance history.You need liability policy to pay for the other driver ’ mho expenses if you ’ re at mistake in an accident in South Carolina. Collision and comprehensive coverage, on the other hand, are optional and may be unnecessary if you own an older car. Usage-based insurance might be a better fit than a standard policy for low-mileage drivers, and going with a higher deductible or lower coverage limits costs less, besides. Don ’ thymine scant on the coverage you need, but do make informed choices. That way, you won ’ t end up paying for more cable car policy than you need.Car policy prices can vary a distribute based on zip up code in South Carolina. On average, drivers in the most expensive parts of South Carolina spend about $ 600 more per year on car indemnity than those living in the least expensive areas.Top car policy companies in South Carolina have a diverseness of discounts, so about anyone can find ways to save. You may be able to get a discount if you ’ re a scholar, veteran, good driver, homeowner, bequeath to go paperless, and more.
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