 Geico : $ 483 per year |
 Country Financial : $ 533 per year |
 Travelers : $ 588 per class |
 state farm : $ 645 per year |
 progressive : $ 668 per year |
Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.
Best Cities for Cheap Car Insurance in Oregon
| City | Premium | Percent Increase |
| Hermiston | $904 | 0.0% |
| Roseburg | $943 | 4.4% |
| Bend | $948 | 4.9% |
| Grants Pass | $964 | 6.6% |
| Klamath Falls | $967 | 6.9% |
| Redmond | $971 | 7.3% |
| Coos Bay | $988 | 9.3% |
| Central Point | $994 | 10.0% |
| Ashland | $995 | 10.0% |
| Medford | $1,005 | 11.1% |
| Corvallis | $1,015 | 12.3% |
| Lebanon | $1,039 | 14.9% |
| Springfield | $1,054 | 16.6% |
| Eugene | $1,081 | 19.5% |
| Albany | $1,097 | 21.3% |
| Mcminnville | $1,208 | 33.6% |
| Sherwood | $1,255 | 38.9% |
| Forest Grove | $1,279 | 41.5% |
| Newberg | $1,310 | 44.8% |
| West Linn | $1,314 | 45.3% |
| Lake Oswego | $1,316 | 45.5% |
| Tualatin | $1,323 | 46.3% |
| Woodburn | $1,326 | 46.7% |
| Hillsboro | $1,335 | 47.7% |
| Salem | $1,364 | 50.9% |
| Oregon City | $1,391 | 53.9% |
| Beaverton | $1,411 | 56.0% |
| Portland | $1,533 | 69.5% |
| Gresham | $1,585 | 75.3% |
| Happy Valley | $1,585 | 75.4% |
Factors That Affect Car Insurance Premiums in Oregon
Although ripen drivers pay less for car indemnity than teens, older drivers start to see their rates go up as they enter their aged years. Comparing car policy rates can save older drivers hundreds of dollars a year.
Cheapest Car Insurance in Oregon
7 Tips for How to Get Cheap Car Insurance in Oregon
1. Compare quotes from both national and regional insurers
Don’t forget to include local insurance companies in your search for cheap car insurance. In Oregon, regional insurers like PEMCO and The Hartford might have lower rates than national companies like American Family, State Farm, and Farmers and have comparable customer satisfaction ratings.
2. Know the factors affecting insurance in Oregon
Everyone knows that your driving habits and
3. Maintain coverage
You’ll see higher rates if you let your insurance lapse, even
4. Choose the coverage that is right for you
You need
5. Search for discounts
Top car insurance companies in Oregon have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
6. Stay in less expensive zip codes
Car insurance prices can vary a lot based on zip code in Oregon. On average, drivers in the
7. Try usage-based insurance
Drivers in Oregon average about 9,500 miles per year, which is less than the national average. That means there are plenty of drivers in Oregon who could benefit from trying
Methodology
In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.
| Category | All Profile Characteristics | Good Driver Profile |
| Gender | Male, Female | Male |
| Age | 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 | 45 |
| Marital Status | Single, Married | Single |
| Teenage Driver Included on Policy | No, Yes | No |
| Driving Record | Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident | Clean |
| Miles Driven Per Year | 7,500 Miles, 15,000 Miles, 20,000 Miles | 15,000 Miles |
| Coverage Level | Minimum, Standard, Full | Minimum |
| Discounts | None, Multi-Policy, Homeowner, Student | None |
| Credit Level | Poor, Good | Good |
| Filings | None, SR22, FR44 | None |
| Car | Sedan, Minivan, SUV, Coupe, Truck | Sedan |
Below are additional details regarding the terminology and specific characteristics of the variables in the above table:
- Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, $20,000 in property damage liability, as well as $25,000 in uninsured motorist coverage per person, $50,000 in uninsured motorist coverage per accident, and $15,000 in personal injury protection, as required by Oregon’s minimum coverage requirements.
- Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage, 50k/100k/25k of uninsured motorist coverage and $15,000 of personal injury protection.
- Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, collision and comprehensive coverage with a $500 deductible and $15,000 of personal injury protection.
- Sedan: 2018 Toyota Camry.
- Minivan: 2018 Dodge Grand Caravan.
- SUV: 2018 Toyota RAV4.
- Coupe: 2018 Ford Mustang.
- Truck: 2018 Ford F-150.
Where driver profiles are not specified, WalletHub averaged Oregon insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
WalletHub ’ s analysis of cheap car policy companies in Oregon is based on data from the Oregon DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car insurance companies for Oregon drivers in a collection of key categories. For each profile, WalletHub compared quotes among acme Oregon car insurance companies by averaging premiums from 33 travel rapidly codes that represent at least 20 % of Oregon ‘s population. Military-specific companies like USAA were merely considered for the military-specific class, due to their eligibility restrictions. In some cases, they may inactive be the best choice overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ mho psychoanalysis, in addition to the particular subset of characteristics that make up our good Driver profile.Below are extra details regarding the terminology and specific characteristics of the variables in the above board : Where driver profiles are not specified, WalletHub averaged Oregon indemnity quotes across 40 different driver profiles, using the above variables. Quote data is from Quadrant Information Services and is representative only. individual rates will be different. Don ’ t forget to include local indemnity companies in your search for cheap car policy. In Oregon, regional insurers like PEMCO and The Hartford might have lower rates than national companies like American Family, State Farm, and Farmers and have comparable customer satisfaction ratings.Everyone knows that your driving habits and claims history affect how much you pay for car indemnity. But in Oregon, companies can besides consider your age, sex, credit history, marital condition, and more when setting premiums. The car you drive, your annual mileage, and even some factors beyond your operate all impact the price of insurance.You ’ ll see higher rates if you let your policy oversight, even if you don ’ thymine own a car. Oregon drivers who don ’ triiodothyronine maintain continuous coverage pay an average of 10 % more per year than those with at least five years of indemnity history without interruption.You need liability insurance to pay for the early driver ’ s damages if you ’ re at fault in an accident in Oregon. Collision and comprehensive coverage, on the other hand, are optional and may be unnecessary if you own an older car, and going with a higher deductible or lower coverage limits costs less, besides. Don ’ thymine scrimp on the coverage you need, but do make informed choices. That way, you won ’ t end up paying for more car policy than you need.Top car indemnity companies in Oregon have a variety show of discounts, so about anyone can find ways to save. You may be able to get a dismiss if you ’ re a student, veteran, good driver, homeowner, uncoerced to go paperless, and more.Car policy prices can vary a draw based on travel rapidly code in Oregon. On average, drivers in the most expensive parts of Oregon spend over $ 775 more per year on full coverage car insurance than those living in the least expensive areas.Drivers in Oregon average about 9,500 miles per year, which is less than the national average. That means there are enough of drivers in Oregon who could benefit from trying usage-based indemnity, which typically saves low-mileage, non-aggressive drivers the most money .