How to cancel GEICO auto insurance |

Are you thinking about cancelling your GEICO cable car insurance policy ? Once you decide to cancel your GEICO insurance, it will be in your best interest to look up all of your options and research other policies before making the decisiveness. differently, you could end up with a sink in coverage on your insurance history, which can lead to higher premium costs down the road. This article will take you through the steps on how to cancel your GEICO car indemnity and the assorted options potentially available to you .

Reasons to cancel auto insurance

respective reasons could motivate you to cancel a car policy policy, such as customer servicing dissatisfaction, moving to another state, getting a new car or selling a car, overpriced premiums, a switch in marital status or finding a bum policy. Each policy company differs in fees and requirements for cancellation. Once you decide you want to cancel your GEICO car insurance policy, it is typically best to act promptly and set up raw policy anterior to cancelling .

How to cancel GEICO auto insurance

Cancelling your GEICO car indemnity involves a few easy steps, and entirely takes a few minutes. While each policy company is different, GEICO provides a simple march without requiring a cancellation fee. To cancel your policy, you ’ ll indigence to have your GEICO policy act on hand and call to speak with a license agent. Follow the steps below to cancel your GEICO car indemnity :

  • Call (800)-841-1587
  • Ask to speak with a licensed agent.
  • You may be prompted to speak with an Interactive Voice Response (IVR).
  • Say “cancel insurance policy” and then “auto.” 
  • Be ready to state your GEICO policy number

Can you cancel GEICO auto insurance online?

GEICO does not presently offer a feature that enables you to cancel your car insurance on-line. The only option is for you to call GEICO immediately using the count listed above. You ’ ll need to either speak with an agent or use the steps guided by the automated feature of speech to cancel your GEICO car indemnity.

Does GEICO have a cancellation fee?

You will not have to pay a GEICO cancellation fee when terminating your policy policy. Once you call to cancel, the future steps are reasonably simple. You may opt to cancel your policy at any time immediately, or set a future cancellation date .

Considerations for cancelling your GEICO policy

GEICO offers flexible solutions for some of the reasons that would make you want to cancel your car policy. You should consider researching your options with GEICO if you have moved, changed marital status, won ’ thymine be driving temporarily, can ’ metric ton afford your car insurance or have found a cheaper cable car policy policy. Whether it ’ s removing a family extremity from your policy, looking for discounts to make your GEICO car insurance cheap or receiving a reduce rate, GEICO provides solutions for all of the listed reasons above. You can call the company for aid on identifying ways to change your policy to fit your needs. It is always best to do your research and shop around for other car indemnity policies before making the decision to cancel. Comparing different policies and what they offer is the best direction to decide whether your current car insurance is right for you. If you ’ re worry that you ’ re paying more for car policy than you should be, investigate the factors that contribute to the average price of car insurance and see where you might be above average for your circumstances ; breaks down car policy rates by country and driver demographics to assist with this work. We besides offer a list of the clear 2020 cable car indemnity companies, which may be useful if you ’ ra considering alternate providers .

Will I receive a refund or owe money if I cancel?

Whether you will receive a refund or owe money to GEICO depends on your condition with the policy payments. You may be entitled to a refund under sealed conditions. For exemplar, if you have already paid up front for your entire bounty, GEICO will issue a refund for the unused fortune. If you are current on all of your payments, you will likely not owe any money. however, if you are past due on any of your payments or recently added a new fomite to your policy, you will be required to pay the remaining balance in wax before cancelling your policy .

Where does GEICO require additional information?

GEICO will likely ask you for your policy number when you cancel. It is always good to have your it on hand when cancelling your GEICO car insurance. If you do not have your policy numeral on hand, the agent may be able to find it for you by verifying your personal information.

Can someone else cancel my GEICO policy for me?

GEICO requires that only the policyholder cancel the policy. The caller will not allow anyone else to cancel the car policy policy, unless the individual has legal Power of Attorney for the policyholder .

Be sure to have another policy before cancelling

If you are set on cancelling your GEICO cable car insurance policy, it ’ sulfur important to note that you should set up a policy with another car indemnity supplier before cancelling. The recommend course of action is to have a day or two of overlap between the two policies. evening a sidereal day without having an car insurance policy is considered a relapse in coverage and can affect you negatively when searching for cable car insurance in the future, ampere well as affecting rates. indemnity companies determining your premiums will look at multiple factors, including drive record and insurance history. A elapse in coverage can mean that you have been driving uninsured or can ’ t keep up with your payments. As a consequence, you may be charged a higher rate .

Consider suspending your policy instead of cancelling

possibly you are satisfy with your current policy and do not want to cancel it, but there are other reasons you no longer need an active policy or the same level of coverage. What can you do if you are not planning to drive your vehicle for 30 days or more, are traveling for an extend period of clock, have a suspended license or necessitate to repair your cable car ?

Depending on the circumstances, your insurance party may allow you to suspend your policy — one of several flexible options to help your policy fit your needs. In order to find out if you can suspend your car insurance policy, call a GEICO agent to discuss your options .

The takeaway

  • You may choose to cancel your GEICO auto insurance policy if you are dissatisfied with the customer service provided, moving to another state, getting a new car or selling a car, having trouble paying your premium or if you have found a cheaper policy.
  • Cancelling GEICO car insurance is a fairly quick and easy process, and does not require a cancellation fee. However, you cannot cancel your car insurance online.
  • GEICO offers flexible solutions under certain circumstances like a change in marital status, keeping a car in storage and relocation, but the best way to explore your options is to call a GEICO agent. 
  • It’s important to have another insurance policy before cancelling your GEICO car insurance to avoid being identified as a risk to insurance companies for having a lapse in coverage.
  • If you like your current policy but will not be driving your vehicle for 30 days or more, look into suspending your policy as an alternative.

There are multiple reasons why you may need to cancel your car indemnity policy. Each policy party has its own particular requirements for cancellation, so it ’ s always best to do your research and call your insurance agent to understand the procedure. GEICO makes the cancellation process easy, although there is presently no option to do then online. Be sure to have your GEICO policy count on hand when you call because you will likely be asked for it. however, GEICO offers compromising solutions to fit your changing needs, therefore before cancelling your car insurance policy, call a GEICO agent and find out what alternatives may be best .

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