Geico has a nine-day grace time period if you can ’ metric ton make your requital on meter. After that, your policy might be canceled. Geico does not have a late requital fee, but if you miss a payment, they will send a dinner dress cancellation notice within 14 days of the original ascribable date. The notice will department of state the final examination date Geico will accept payment to avoid a lapse in coverage. If you do not settle the bill by that go steady, your insurance will be canceled.… read full moon answer There is no standard grace period offered by all policy companies. Geico extends this grace period as a courtesy to their customers.

What if I get into an accident during my seemliness menstruation ?

If you are involved in an accident during the Geico grace period, damages will be covered as normal, according to your policy details. Outside of the nine-day grace period, though, you might not be covered and would have to pay for any damages out of air pocket. For example, let ’ s say your payment was due January 1. You missed the requital, and on January 14, you rear-end another driver at a red sparkle. You received a poster from Geico that your policy would be canceled on January 24 if you didn ’ t make a requital by that date. If you pay your premium right away, are you covered ? possibly. Geico is within their rights to deny coverage for your January 14 claim. You pay car policy in advance, and since you missed your premium payment and were outside of the grace time period, you technically didn ’ metric ton have policy. Geico may be volition to honor the cutoff date of January 24 provided in your dinner dress notice, but they don ’ t have to. If you make a late payment outside the grace period and immediately turn around and file a claim, you can expect any insurance caller to doubt and possibly deny the claim. This is the biggest reason why a grace period is not meant to be a default due date—it increases the gamble of letting your coverage relapse by err, leaving you without insurance .

What if I ’ thousand enrolled in autopay ?

When you set up your policy, you can enroll in automatic rifle payments to ensure your premiums are paid on time and your coverage doesn ’ thyroxine lapse. But if you need to, you can placid adjust your requital plans by logging into your on-line account and selecting the “ Postpone ” option under “ Automatic Payments. ” If you do not see the “ Postpone ” option available, you may not be eligible to delay payment. This can happen for any of these reasons :

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