We found that the 2019 Cadillac ATS ranked as the cheapest sports car to insure, with an average annual cost of $2,085 for our sample 40-year-old male driver. The 2019 Cadillac ATS was besides the cheapest performance car to insure for young drivers .

Fast cars with the cheapest insurance

The 2019 Cadillac ATS is the best fast car with bum policy when you factor in its gloomy coverage rate and blistering amphetamine. This Cadillac not alone features a zero-to-60 time well under five seconds, but it besides has the lowest insurance quotes — with cable car indemnity costs 28 % less than average across the fast cars we surveyed .
Cheapest sports cars to insure.

Find Cheap Auto Insurance Quotes in Your Area

presently insured ? Our research shows that the average monetary value to insure a cable car with a zero-to-60 meter of less than five seconds is $ 2,894 per year .

Rank

Vehicle

0-60 time

Average annual rate

1 2019 Cadillac ATS 4.05 $2,085
2 2016 Audi TTS 2.0 Quattro 4.62 $2,318
3 2020 Ford Mustang GT Premium 4.09 $2,417
4 2020 Nissan 370Z Nismo 4.57 $2,453
5 2020 Corvette Stingray 1LT 3.35 $2,562
6 2016 Porsche Boxster Spyder 3.88 $2,606
7 2016 Lexus RC F 4.15 $2,614
8 2018 BMW M2 4.51 $2,645
9 2016 Porsche Cayman GT4 3.86 $2,799
10 2016 Dodge Challenger SRT Hellcat 3.32 $2,932
11 2019 Jaguar F-Type P340 2 $2,941
12 2019 Cadillac ATS-V 4.05 $3,027

Show All Rows If you ‘re looking for fast cars with cheap insurance, high-powered domestic cars — such as the Ford Mustang or Chevy Corvette — are the perfective intersection of accelerate and low-cost policy .
The American branded cars not entirely feature more low-cost indemnity rates than the extraneous makes we surveyed, but they besides have an average zero-to-60 time of 3.57 seconds. This is more than half a second faster than the average for the European and asian makes we surveyed .

Vehicle type

Average 0-60 time

Average annual rate

Domestic 3.57 $2,763
Foreign 4.10 $2,964
All 3.91 $2,894

Fast cars with cheap insurance for young drivers

Like our sample 40-year-old male driver, the sports car with the cheapest insurance for young drivers is the 2019 Cadillac ATS .

  • This vehicle’s annual insurance cost for our 25-year-old male driver is $2,625, which is 28% cheaper than the $3,635 average across all of the vehicles we surveyed.
  • Additionally, the Corvette’s rates were $289 less per year than the next-cheapest sports car to insure, the 2016 Audi TTS 2.0 Quattro.

Another luminary sports car with cheap insurance for youthful drivers is the 2020 Nissan 370Z Nismo. Although the Nissan 370Z NISMO does n’t have the same straight-line speed and is more expensive to insure than the Ford Mustang, for example, it is one of the most low-cost debauched cars we considered. The Nissan ‘s commercialize value of $ 36,846 makes it the cheapest sports car in our study .

Rank

Vehicle

0-60 time

Average annual rate

1 2019 Cadillac ATS 4.05 $2,625
2 2016 Audi TTS 2.0 Quattro 4.62 $2,914
3 2020 Ford Mustang GT Premium 4.09 $3,058
4 2020 Nissan 370Z Nismo 4.57 $3,128
5 2020 Corvette Stingray 1LT 3.35 $3,208
6 2016 Porsche Boxster Spyder 3.88 $3,258
7 2018 BMW M2 4.51 $3,305
8 2016 Lexus RC F 4.15 $3,307
9 2016 Porsche Cayman GT4 3.86 $3,520
10 2016 Dodge Challenger SRT Hellcat 3.32 $3,650
11 2019 Jaguar F-Type P340 2 $3,696
12 2020 BMW M2 Competition 4.3 $3,800

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Why is insurance more expensive for sports cars?

performance cars much have higher indemnity rates because insurers consider them more likely than other vehicles to get in an accident that results in an policy claim .
additionally, sports cars are more expensive to repair. When setting rates, insurers consider how frequently car owners of a particular reach and model file a claim. Since sports cars are capable of reaching eminent speeds and are more probably to be driven irresponsibly, they are more much involved in accidents. Because insurance costs are often so gamey for these vehicles, the best way you can get the cheapest indemnity for your sports car is to compare bum rates from multiple insurance companies .
Another reason flying cars are often associated with high insurance costs is that they are expensive to repair and replace — specially in the case of the european sports cars. We found that annual policy costs for the cheapest performance cars, with values between $ 35,000 and $ 50,000, were 21 % lower than they were for the most expensive vehicles — with values of more than $ 65,000 — that we surveyed .
Car cost vs. annual insurance cost.

Most affordable sports cars

The 2020 Nissan 370Z Nismo was the cheapest sports car included in our view. This car can be bought for around $ 36,846, which is 41 % less than the $ 62,259 median cost across the cars we considered. Just because the Nissan is one of the cheapest sports cars we considered does n’t mean it ‘s not fast .
The 370Z Nismo boasts a zero-to-60 clock of 4.57 seconds and is capable of producing more than 300 horsepower .

Rank

Vehicle

Vehicle cost

0-60 time

Average annual rate

1 2016 Nissan 370Z Nismo $36,846 4.57 $2,453
2 2016 Audi TTS $42,039 4.62 $2,318
3 2020 Ford Mustang $45,130 4.09 $2,417
4 2016 Dodge Challenger $50,620 3.32 $2,932
5 2016 Lexus RC F $50,872 4.15 $2,614
6 2018 BMW M2 $54,500 4.51 $2,645
7 2020 BMW 2-Series $58,900 4.30 $3,030
8 2020 Chevrolet Corvette $66,400 3.35 $2,562
9 2016 Porsche Boxster $66,501 3.88 $2,606
10 2019 Cadillac ATS $67,795 4.05 $2,085
11 2019 Cadillac ATS-V Coupe $67,795 4.05 $3,027
12 2016 Porsche Cayman $68,526 3.86 $2,799

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Methodology

Vehicle spectacles — such as zero-to-60 time and fomite cost — were gathered from CarSpecs.us. Our sketch included coupes and convertibles with model years between 2016 and 2020, zero-to-60 times of less than five seconds and prices of $ 75,500 or less. For vehicles with multiple model years and trims that met this criterion, the most late cable car model was chosen .
Unless otherwise noted, policy rates represent the cost of a full-coverage policy for a 40-year-old male driver with a clean record live in Indiana. We gave our driver the follow coverage limits :

Coverage type

Study limits

Bodily injury liability $50,000 per person/$100,000 per accident
Personal injury protection $10,000
Property damage liability $25,000 per accident
Uninsured/underinsured motorist bodily injury $50,000 per person/$100,000 per accident
Comprehensive and collision $500 deductible

quadrant Information Services supplied ValuePenguin with the rate data used in this analysis. Quotes were publicly sourced from insurance company filings and are intended for comparative purposes alone. Your own quotes will likely differ .

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