How to Find out If Someone Has Car Insurance

How to Find out If Someone Has Car Insurance

Posted on May 1, 2020 in Car Accidents California jurisprudence makes it mandatary for all drivers to carry at least $ 15,000 in individual bodily wound policy, $ 30,000 in total accident bodily injury indemnity and $ 5,000 in property damage indebtedness indemnity. Auto indemnity provides proof of fiscal province – establishing a driver ’ s ability to pay for an at-fault car accident. unfortunately, hundreds of drivers in California drive without insurance. A collision with an uninsured driver could make it more unmanageable to obtain compensation for your damages, but a Los Angeles personal injury lawyer can help. Your first footfall toward recovery is often finding out if the other driver has policy .
How To Find Out If Someone Has Car Insurance

Ask While at the Scene

One of the easiest ways to ascertain a driver ’ s indemnity information is to ask the owner of the vehicle for it directly while distillery at the scenery of the cable car accident. Regardless of defect for the collision, it is park for both drivers to ask for the insurance information of the other. California Vehicle Code 20002 makes it mandate for all drivers involved in a crash to stop as near to the setting as safely potential and switch over data with the other driver .
While the law does not require drivers to show proof of insurance to the other driver, most drivers will offer this data freely upon request. Ask to see the other driver ’ randomness insurance menu. Write down the information on it or take a photograph of the wag. If the other driver refuses to show you validation of policy, do not press him or her for this data. The patrol can obtain insurance information on your behalf alternatively.

Call the Police

Any car accident that results in personal injuries, fatalities or at least $ 1,000 in place damages requires immediate police reporting from the scene of the barge in in California. Calling the patrol can help you as a crash victim by officially documenting key facts such as the early driver ’ south name, contact number and indemnity information. The other driver will legally have to show proof of policy to responding patrol officers. If the early driver does not have insurance, the patrol can issue a citation to prevent the driver from continuing to drive while uninsured.

It is crucial to call the police after a hit-and-run accident in California. If you can, write down the license plate act and a description of the vehicle that struck you. Give this information to the police to help them track down the perpetrator. The patrol can run a research on the license plate number to give you the at-fault driver ’ s indemnity information. The police can besides help you find out if the at-fault driver has enough car policy to cover your damages .

Visit the Department of Motor Vehicles

If you did not obtain the other driver ’ s indemnity information at the fit and do not call the police for aid, the future step is to visit your county ’ s Department of Motor Vehicles ( DMV ). Your local DMV office may give you the other driver ’ s policy information if you have a valid reason, such as being the victim of a hit-and-run cable car accident. Contact your local DMV to see if it has the other driver ’ s policy information on file. You will need to give the position what information you have about the at-fault driver, vitamin a well as the reason for your request .

Call the Insurance Company

If you only have partial data about the driver ’ south indemnity, such as the name of the indemnity company but not a policy number, you might be able to call his or her insurance company for more details. The driver ’ mho insurance company could give you more information about coverage limits and whether you can obtain the damages owed. You may be able to file a claim with the early driver ’ mho indemnity provider even if the early driver disappears or refuses to answer your commensurateness. If you still need more aid finding out if person has cable car policy or getting the insurance company to pay, hire a car accident lawyer in Los Angeles .

Leave a Reply

Your email address will not be published. Required fields are marked *