Country Financial : $ 537 per class

Geico : $ 571 per year

country farm : $ 665 per year

countrywide : $ 728 per year


progressive : $ 749 per year

Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year. 

Best Cities for Cheap Car Insurance in Nevada

 

City Premium Percent Increase
Fallon $1,252 0.0%
Winnemucca $1,268 1.3%
Lovelock $1,269 1.3%
Carson City $1,281 2.3%
Yerington $1,281 2.3%
Battle Mountain $1,282 2.4%
Elko $1,296 3.5%
Hawthorne $1,297 3.5%
Spring Creek $1,298 3.6%
West Wendover $1,306 4.3%
Ely $1,308 4.5%
Dayton $1,322 5.5%
Gardnerville $1,330 6.2%
Silver Springs $1,331 6.3%
Fernley $1,337 6.7%
Minden $1,347 7.6%
Washoe Valley $1,386 10.6%
Incline Village $1,452 15.9%
Sparks $1,452 16.0%
Sun Valley $1,497 19.6%
Mesquite $1,501 19.8%
Reno $1,522 21.5%
Laughlin $1,556 24.3%
Logandale $1,595 27.3%
Overton $1,696 35.4%
Boulder City $1,821 45.4%
Pahrump $1,822 45.5%
Henderson $2,388 90.7%
North Las Vegas $2,670 113.2%
Las Vegas $2,698 115.5%

 

Factors That Affect Car Insurance Premiums in Nevada

Although senesce drivers pay less for car policy than teens, older drivers start to see their rates go up as they enter their aged years. Comparing car insurance rates can save older drivers hundreds of dollars a year.

Cheapest Car Insurance in Nevada

  • Geico: $68 per month
  • Country Financial: $70 per month
  • State Farm: $83 per month
  • Nationwide: $92 per month
  • USAA: $96 per month
  • Travelers: $100 per month
  • Progressive: $102 per month  

8 Tips for How to Get Cheap Car Insurance in Nevada
 

1. Compare quotes from both national and regional insurers

Don’t forget to include local insurance companies in your search for cheap car insurance. In Nevada, regional insurers like The Hartford and Safeco might have lower rates than national companies like State Farm, Allstate, and American Family and have comparable customer satisfaction ratings.
 

2. Know the factors affecting insurance in Nevada

Everyone knows that your driving habits and
 

3. Maintain coverage.

You’ll see higher rates if you let your insurance lapse, even
 

4. Choose the coverage that is right for you

You need
 

5. Search for discounts

Top car insurance companies in Nevada have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
 

6. Stay in less expensive zip codes

Car insurance prices can vary a lot based on zip code in Nevada. On average, drivers in the
 

7. Try usage-based insurance

Drivers in Nevada average around 10,000 miles per year, which is below the national average of about 13,500 miles per year. That’s important because non-aggressive, low-mileage drivers usually save the most with
 

8. Skip coverage if you’re a part-time resident

Drivers who live in Nevada seasonally should insure their vehicles in their state of primary residence. Nevada does not require non-residents to register their vehicles or carry a state insurance policy, so you can skip local coverage as long as you aren’t working, enrolling a child in school, or otherwise becoming a Nevada resident.
 

Methodology

 

In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.
 

Category All Profile Characteristics Good Driver Profile
Gender Male, Female Male
Age 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 45
Marital Status Single, Married Single
Teenage Driver Included on Policy No, Yes No
Driving Record Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident Clean
Miles Driven Per Year 7,500 Miles, 15,000 Miles, 20,000 Miles 15,000 Miles
Coverage Level Minimum, Standard, Full Minimum
Discounts None, Multi-Policy, Homeowner, Student None
Credit Level Poor, Good Good
Filings None, SR22, FR44 None
Car Sedan, Minivan, SUV, Coupe, Truck Sedan

Below are additional details regarding the terminology and specific characteristics of the variables in the above table:

  • Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, and $20,000 in property damage liability, as required by Nevada’s minimum coverage requirements.
  • Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage and 50k/100k/25k of uninsured motorist coverage.
  • Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, and collision and comprehensive coverage with a $500 deductible.
  • Sedan: 2018 Toyota Camry.
  • Minivan: 2018 Dodge Grand Caravan.
  • SUV: 2018 Toyota RAV4.
  • Coupe: 2018 Ford Mustang.
  • Truck: 2018 Ford F-150.

Where driver profiles are not specified, WalletHub averaged Nevada insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.

WalletHub ’ s analysis of brassy car policy companies in Nevada is based on data from the Nevada DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car indemnity companies for Nevada drivers in a solicitation of key categories. For each profile, WalletHub compared quotes among crown Nevada cable car insurance companies by averaging premiums from 36 travel rapidly codes that represent at least 20 % of Nevada ‘s population. Military-specific companies like USAA were entirely considered for the military-specific class, due to their eligibility restrictions. In some cases, they may still be the best option overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ second analysis, in addition to the specific subset of characteristics that make up our good Driver profile.Below are extra details regarding the terminology and particular characteristics of the variables in the above table : Where driver profiles are not specified, WalletHub averaged Nevada policy quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative lone. individual rates will be different. Don ’ thyroxine forget to include local anesthetic policy companies in your search for bum car policy. In Nevada, regional insurers like The Hartford and Safeco might have lower rates than national companies like State Farm, Allstate, and American Family and have comparable customer atonement ratings.Everyone knows that your driving habits and claims history affect how much you pay for cable car indemnity. But in Nevada, companies can besides consider your age, gender, credit history, marital condition, and more when setting premiums. The car you drive, your annual mileage, and even some factors beyond your control all impact the price of insurance.You ’ ll see higher rates if you let your policy lapse, even if you don ’ triiodothyronine own a car. Nevada drivers who don ’ metric ton maintain continuous coverage pay an average of 25 % more than those with five or more years of indemnity history.You need liability policy to pay for the early driver ’ second damages if you ’ re at fault in an accident in Nevada. Collision and comprehensive examination coverage, on the other hand, are optional and may be unnecessary if you own an older car. Usage-based indemnity might be a better fit than a standard policy for low-mileage drivers, and going with a higher deductible or lower coverage limits costs less, excessively. Don ’ metric ton scant on the coverage you need, but do make inform choices. That way, you won ’ t end up paying for more car insurance than you need.Top car insurance companies in Nevada have a variety show of discounts, indeed about anyone can find ways to save. You may be able to get a rebate if you ’ re a scholar, veteran, good driver, homeowner, uncoerced to go paperless, and more.Car insurance prices can vary a bunch based on travel rapidly code in Nevada. On average, drivers in the most expensive parts of Nevada spend over $ 2,100 more per year on broad coverage car indemnity than those living in the least expensive areas.Drivers in Nevada average around 10,000 miles per class, which is below the national average of about 13,500 miles per class. That ’ s crucial because non-aggressive, low-mileage drivers normally save the most with usage-based policy, which monitors your actual drive and adjusts your premium based on habits like sum mileage, difficult brake, distracted driving, and more.Drivers who live in Nevada seasonally should insure their vehicles in their state of matter of elementary residence. Nevada does not require non-residents to register their vehicles or carry a department of state insurance policy, so you can skip local coverage angstrom farseeing as you aren ’ thymine working, enrolling a child in school, or differently becoming a Nevada nonmigratory .

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