The Cheapest Car Insurance in Idaho for 2022 – NerdWallet

car insurance is an significant buy, but finding cheap car insurance in Idaho international relations and security network ’ triiodothyronine always easy. That ’ s why it ’ mho significant to compare rates from multiple insurers. The average cost of broad coverage cable car insurance in Idaho is $ 1,050 per year, or about $ 87 per month, according to NerdWallet ’ south analysis. minimum coverage in Idaho is $ 338 per year on average, but we found you can likely get a cheaper policy. For model, American National offers the cheapest rates in Idaho at $ 139 per year, on average, for minimum coverage car indemnity for a 35-year-old driver with a blank force record.

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Cheapest car policy company overall in Idaho
American National	$ 37/month	3.0 NerdWallet rate NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for minimum coverage
American National	$ 12/month	3.0 NerdWallet rate NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
American National	$ 77/month	3.0 NerdWallet rate NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for drivers with poor people credit
Geico	$ 37/month	4.5 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Idaho

NerdWallet ’ s column team analyzed car insurance rates from 15 car insurers in Idaho and found the five cheapest options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimal requirements in Idaho. For full coverage, we used the below coverage limits :

• $ 100,000 bodily injury indebtedness per person .
• $ 300,000 bodily wound indebtedness per accident .
• $ 50,000 place damage liability per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a bunch of quotes to find bum cable car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more feel on the road. still, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Idaho for 20-year-olds

Drivers in Idaho with clean drive records may want to consider the following companies, which had the lowest average rates :

1. american National : $ 930 per class, or about $ 78 per month .
2. Auto-Owners : $ 1,494 per year, or about $ 124 per month .
3. Geico : $ 1,536 per year, or about $ 128 per month .
4. state farm : $ 1,738 per class, or about $ 145 per month .
5. american Family : $ 1,792 per year, or about $ 149 per calendar month .

Cheapest minimum coverage car insurance in Idaho for 20-year-olds

Drivers in Idaho who want just the country minimal coverage may want to check with these companies, which had the lowest average rates :

1. american National : $ 316 per year, or about $ 26 per calendar month .
2. Auto-Owners : $ 448 per year, or about $ 37 per month .
3. Geico : $ 449 per class, or about $ 37 per month .
4. state grow : $ 539 per year, or about $ 45 per calendar month .
5. Idaho Farm Bureau : $ 590 per class, or about $ 49 per month .

Cheapest auto insurance in Idaho for 20-year-olds with poor credit

Drivers with poor people citation in Idaho should look at the following insurers with the lowest average rates for minimum coverage :

1. Geico : $ 531 per year, or about $ 44 per month .
2. Allstate : $ 777 per class, or about $ 65 per calendar month .
3. Dairyland : $ 983 per year, or about $ 82 per month .
4. Grange Insurance Association : $ 1,034 per year, or about $ 86 per calendar month .
5. american National : $ 1,064 per class, or about $ 89 per calendar month .

Cheapest auto insurance in Idaho for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Idaho, here are the companies with the lowest average rates for minimum coverage :

1. american National : $ 479 per year, or about $ 40 per calendar month .
2. Geico : $ 567 per year, or about $ 47 per calendar month .
3. state farm : $ 635 per year, or about $ 53 per calendar month .
4. Auto-Owners : $ 717 per year, or about $ 60 per calendar month .
5. american english Family : $ 757 per year, or about $ 63 per calendar month .

Cheapest auto insurance in Idaho for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

1. american english National : $ 517 per year, or about $ 43 per calendar month .
2. state farm : $ 747 per year, or about $ 62 per month .
3. american Family : $ 757 per class, or about $ 63 per calendar month .
4. Allstate : $ 770 per year, or about $ 64 per month .
5. Geico : $ 777 per year, or about $ 65 per calendar month .

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Cheapest for 30-year-old drivers

By the fourth dimension they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. silent, factors like a person ’ sulfur drive record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car policy discounts.

Cheapest full coverage car insurance in Idaho for 30-year-olds

Drivers in Idaho with clean drive records may get the lowest rates from these companies :

1. american National : $ 473 per year, or about $ 39 per month .
2. Auto-Owners : $ 700 per class, or about $ 58 per month .
3. Geico : $ 788 per year, or about $ 66 per month .
4. state farm : $ 834 per year, or about $ 70 per month .
5. Oregon Mutual : $ 896 per year, or about $ 75 per month .

Cheapest minimum coverage car insurance in Idaho for 30-year-olds

Drivers in Idaho who want their country ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. american National : $ 142 per class, or about $ 12 per calendar month .
2. Auto-Owners : $ 175 per year, or about $ 15 per month .
3. Geico : $ 211 per year, or about $ 18 per month .
4. state farm : $ 240 per class, or about $ 20 per month .
5. Grange Insurance Association : $ 260 per year, or about $ 22 per calendar month .

Cheapest auto insurance in Idaho for 30-year-olds with poor credit

Drivers with poor people credit in Idaho should consider the following companies with the lowest average rates for full coverage :

1. Geico : $ 935 per year, or about $ 78 per month .
2. Grange Insurance Association : $ 1,232 per year, or about $ 103 per month .
3. Oregon Mutual : $ 1,244 per year, or about $ 104 per calendar month .
4. countrywide : $ 1,417 per year, or about $ 118 per month .
5. american National : $ 1,588 per year, or about $ 132 per month .

Cheapest auto insurance in Idaho for 30-year-old drivers with one at-fault crash

For drivers in Idaho with a recent accident, here are the lowest average rate options for full moon coverage :

1. american National : $ 701 per class, or about $ 58 per calendar month .
2. state farm : $ 970 per year, or about $ 81 per month .
3. Auto-Owners : $ 1,022 per class, or about $ 85 per calendar month .
4. Oregon Mutual : $ 1,130 per year, or about $ 94 per calendar month .
5. Geico : $ 1,218 per year, or about $ 102 per month .

Cheapest auto insurance in Idaho for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the follow options for full coverage .

1. american National : $ 751 per year, or about $ 63 per month .
2. submit farm : $ 1,112 per year, or about $ 93 per month .
3. american english Family : $ 1,246 per year, or about $ 104 per month .
4. Dairyland : $ 1,466 per year, or about $ 122 per month .
5. Oregon Mutual : $ 1,475 per year, or about $ 123 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ metric ton induce behind the wheel much might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Idaho for 40-year-olds

Drivers in Idaho with clean drive records may want to think about the surveil companies, which had the lowest average rates :

1. american National : $ 414 per class, or about $ 34 per calendar month .
2. Auto-Owners : $ 701 per class, or about $ 58 per calendar month .
3. Geico : $ 786 per class, or about $ 66 per calendar month .
4. Oregon Mutual : $ 808 per class, or about $ 67 per calendar month .
5. state farm : $ 809 per year, or about $ 67 per month .

Cheapest minimum coverage car insurance in Idaho for 40-year-olds

Drivers in Idaho who want precisely the minimum coverage may want to check prices from these companies, which had the lowest median rates :

1. american National : $ 135 per year, or about $ 11 per calendar month .
2. Auto-Owners : $ 172 per year, or about $ 14 per calendar month .
3. Geico : $ 210 per year, or about $ 18 per calendar month .
4. express grow : $ 242 per year, or about $ 20 per month .
5. Grange Insurance Association : $ 250 per year, or about $ 21 per month .

Cheapest auto insurance in Idaho for 40-year-olds with poor credit

Drivers with inadequate accredit in Idaho can check out the following insurers with the lowest average rates for full moon coverage :

1. Geico : $ 934 per year, or about $ 78 per month .
2. Oregon Mutual : $ 1,140 per year, or about $ 95 per calendar month .
3. Grange Insurance Association : $ 1,190 per class, or about $ 99 per calendar month .
4. nationally : $ 1,347 per class, or about $ 112 per calendar month .
5. american National : $ 1,391 per year, or about $ 116 per calendar month .

Cheapest auto insurance in Idaho for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Idaho, here are the companies with the lowest average rates for entire coverage :

1. american National : $ 613 per year, or about $ 51 per calendar month .
2. department of state farm : $ 945 per year, or about $ 79 per calendar month .
3. Auto-Owners : $ 1,025 per year, or about $ 85 per month .
4. Oregon Mutual : $ 1,066 per year, or about $ 89 per calendar month .
5. american Family : $ 1,147 per year, or about $ 96 per calendar month .

Cheapest auto insurance in Idaho for 40-year-old drivers after a DUI

The cheapest wide coverage car indemnity we found for drivers with a DUI came from the following companies .

1. american National : $ 655 per year, or about $ 55 per month .
2. submit farm : $ 1,083 per year, or about $ 90 per month .
3. american Family : $ 1,147 per year, or about $ 96 per month .
4. Dairyland : $ 1,359 per year, or about $ 113 per calendar month .
5. Oregon Mutual : $ 1,407 per year, or about $ 117 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most other long time groups on modal. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can however vary depending on early factors such as a driver ’ randomness sex and localization, so it ’ south ache to shop around to find the best rate. Our list of the best brassy car policy companies is a beneficial place to start.

Cheapest full coverage car insurance in Idaho for 50-year-olds

Drivers in Idaho with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

1. american National : $ 397 per year, or about $ 33 per month .
2. Auto-Owners : $ 657 per year, or about $ 55 per month .
3. Geico : $ 722 per year, or about $ 60 per month .
4. Oregon Mutual : $ 755 per year, or about $ 63 per calendar month .
5. state of matter grow : $ 793 per year, or about $ 66 per calendar month .

Cheapest minimum coverage car insurance in Idaho for 50-year-olds

Drivers in Idaho who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates :

1. american National : $ 127 per year, or about $ 11 per calendar month .
2. Auto-Owners : $ 160 per year, or about $ 13 per month .
3. Geico : $ 195 per year, or about $ 16 per calendar month .
4. state farm : $ 238 per year, or about $ 20 per calendar month .
5. Grange Insurance Association : $ 241 per year, or about $ 20 per calendar month .

Cheapest auto insurance in Idaho for 50-year-olds with poor credit

Drivers with poor credit in Idaho can check with the following companies, which showed the lowest average rates for wax coverage :

1. Geico : $ 856 per year, or about $ 71 per calendar month .
2. Oregon Mutual : $ 1,063 per class, or about $ 89 per calendar month .
3. Grange Insurance Association : $ 1,148 per class, or about $ 96 per calendar month .
4. nationally : $ 1,244 per class, or about $ 104 per month .
5. american National : $ 1,334 per year, or about $ 111 per calendar month .

Cheapest auto insurance in Idaho for 50-year-old drivers with one at-fault crash

For drivers living in Idaho with a recent accident, here are the insurers with the lowest average full coverage rates :

1. american National : $ 587 per class, or about $ 49 per month .
2. state farm : $ 926 per year, or about $ 77 per month .
3. Auto-Owners : $ 956 per year, or about $ 80 per calendar month .
4. Oregon Mutual : $ 1,028 per class, or about $ 86 per month .
5. american Family : $ 1,064 per year, or about $ 89 per month .

Cheapest auto insurance in Idaho for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage .

1. american english National : $ 628 per class, or about $ 52 per calendar month .
2. state farm : $ 1,062 per class, or about $ 88 per calendar month .
3. american english Family : $ 1,064 per year, or about $ 89 per month .
4. Dairyland : $ 1,188 per class, or about $ 99 per month .
5. Oregon Mutual : $ 1,357 per year, or about $ 113 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many other long time groups on average, prices will start increasing as they get older. To find brassy car indemnity for seniors, drivers in their 60s should make surely to shop around to find the best rate. Drivers in this historic period group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Idaho for 60-year-olds

Drivers in Idaho with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates :

1. american National : $ 365 per year, or about $ 30 per calendar month .
2. Auto-Owners : $ 642 per year, or about $ 54 per month .
3. Geico : $ 725 per year, or about $ 60 per month .
4. country farm : $ 752 per year, or about $ 63 per calendar month .
5. Oregon Mutual : $ 764 per year, or about $ 64 per calendar month .

Cheapest minimum coverage car insurance in Idaho for 60-year-olds

Drivers in Idaho who want equitable the country minimal coverage may want to check with these insurers, which had the lowest average rates :

1. american National : $ 122 per class, or about $ 10 per month .
2. Auto-Owners : $ 163 per class, or about $ 14 per calendar month .
3. Geico : $ 194 per class, or about $ 16 per month .
4. state grow : $ 228 per year, or about $ 19 per calendar month .
5. Grange Insurance Association : $ 239 per year, or about $ 20 per month .

Cheapest auto insurance in Idaho for 60-year-olds with poor credit

Drivers with hapless credit in Idaho can look at the following companies with the lowest median rates for full coverage :

1. Geico : $ 859 per year, or about $ 72 per month .
2. Oregon Mutual : $ 1,074 per class, or about $ 90 per month .
3. Grange Insurance Association : $ 1,137 per year, or about $ 95 per calendar month .
4. countrywide : $ 1,167 per class, or about $ 97 per calendar month .
5. american National : $ 1,227 per year, or about $ 102 per month .

Cheapest auto insurance in Idaho for 60-year-old drivers with one at-fault crash

For drivers with a holocene accident living in Idaho, hera are the companies with the lowest average rates for full coverage :

1. american National : $ 540 per year, or about $ 45 per calendar month .
2. express farm : $ 879 per class, or about $ 73 per calendar month .
3. Auto-Owners : $ 936 per class, or about $ 78 per calendar month .
4. american Family : $ 1,050 per year, or about $ 88 per calendar month .
5. Oregon Mutual : $ 1,054 per class, or about $ 88 per calendar month .

Cheapest auto insurance in Idaho for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. american english National : $ 578 per year, or about $ 48 per calendar month .
2. state farm : $ 1,007 per year, or about $ 84 per calendar month .
3. american Family : $ 1,050 per year, or about $ 88 per calendar month .
4. Dairyland : $ 1,164 per year, or about $ 97 per month .
5. Auto-Owners : $ 1,396 per year, or about $ 116 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a seasoned — or have an immediate family extremity who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 40 of the 48 driver profiles we examined.

Minimum required auto insurance in Idaho

Idaho requires all drivers to have indebtedness indemnity, which kicks in to help cover others ’ injuries or place damage if you cause an accident. You must have at least the follow minimums :

• $ 25,000 bodily injury indebtedness per person .
• $ 50,000 bodily injury liability per accident .
• $ 15,000 property damage indebtedness per accident .

indemnity companies are besides obligated to include uninsured motorist coverage in your policy. however, you can decline this coverage in write. For more avail understanding how Idaho ’ mho required and optional coverages work, see NerdWallet ’ s guide to express minimal car insurance.

Alternative car insurance in Idaho

If you ’ re having fuss obtaining cable car policy from traditional insurers because of a regretful drive read, poor recognition or other factors, the Idaho Automobile Insurance Plan can help you get a bad policy from an Idaho insurance company. For more help hunting down the cheap car insurance in Idaho, see NerdWallet ’ s cable car policy comparison tool .

source : https://insurecar.info
Category : car insurance questions