Cheap Auto Insurance in New York
USAA is the best company for cheap car insurance in New York, according to QuoteWizard research. It offered our sample distribution driver minimal coverage car insurance for $ 106 a calendar month, which is well below the submit average for such a policy. USAA besides offers cheap wax coverage car insurance to New York drivers, at an average of $ 217 a calendar month. This is closely half the state-average cost of a full moon coverage policy .
Erie, GEICO and State Farm are good companies for brassy car insurance in New York, excessively. That ’ s important to know, as not everyone can buy indemnity from USAA .
What are the best car insurance companies in New York?
Erie and USAA are the best car indemnity companies in New York, based on our data. If you can ’ t buy cable car insurance from one of these companies, or if you ’ five hundred choose to buy from a larger insurance company, State Farm and GEICO offer bum coverage, excessively .
USAA offered our sample driver minimum coverage car insurance for $106 per month, on average. This is less than half the state average for such policies.
Erie ’ second average pace for a minimal coverage policy in New York is $ 142 per month. Although that ’ s closely $ 40 per calendar month more than USAA ’ s average rate, it ’ s however far cheaper than the state median .
| Company | Average monthly rate | |||
|---|---|---|---|---|
| USAA | $106 | |||
| Erie | $142 | |||
| GEICO | $210 | |||
| State Farm | $214 | |||
| New York average | $230 | |||
| Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary. | ||||
Our research shows that USAA is the best car insurance company in New York for full coverage car insurance , too, at an average monthly rate of $217. Full coverage car policy generally includes indebtedness, collision and comprehensive coverages .
merely stream members of the military, veterans and certain syndicate members can get cable car indemnity from USAA, so it ’ s not an option for all New York drivers. Erie is a great alternative for such people, as its average monthly rate for full coverage car indemnity is $ 254. This is even cheaper than the state of matter average for wide coverage policies .
| Company | Average monthly rate | |||
|---|---|---|---|---|
| USAA | $217 | |||
| Erie | $254 | |||
| State Farm | $309 | |||
| Progressive | $371 | |||
| New York average | $412 | |||
| Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary. | ||||
If you ’ vitamin d prefer to buy full coverage car insurance from a big-name company, consider State Farm and Progressive. State Farm ’ second average rate for fully coverage is $ 309 per calendar month — $ 100 per calendar month less than the New York state average — while Progressive ’ sulfur average monthly rate is $ 371 .
Best car insurance companies for New York drivers with incidents
Drivers with tickets, accidents or DUIs on their records normally pay more for car insurance than drivers with clean records. This is equally true in New York as it is in other states .
USAA is the best car insurance company in New York for drivers with speeding tickets, accidents or DUIs on their records, according to our data .
- bar chart Speeding tag
- bar chart After an accident
- bar chart duet
If USAA isn’t an option for you, compare rates from Erie, Progressive and State Farm. These companies besides offer relatively cheap car policy to drivers in New York with incidents on their records.
Read more: Best car insurance companies for 2022
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How much is car insurance in New York?
The average cost of minimum coverage car insurance in New York is $230 per month. The average cost of full coverage car insurance in New York is $412 per month.
This means the price of car insurance in New York is higher than the national average. The national average for minimum car policy is $ 87 per month, while the national average for entire coverage is $ 178 per calendar month .
minimum car insurance includes good the coverage types and amounts a submit requires. In New York, a minimum coverage policy includes bodily injury and property damage liability coverage. Full coverage policies typically include liability, collision and comprehensive coverages .
How much is car insurance in New York by age group?
Older drivers in New York tend to pay lower rates for car indemnity than younger drivers. For model, 18-year-old drivers pay an average of $1,179 per month for full coverage car insurance in New York. New York ’ s 40-year-old drivers pay $405 per month, on average, for the same policy. That ’ s a difference of over $ 700 per month, or more than $ 9,000 per year .
- bar chart Full coverage
- bar chart minimum coverage
Best car insurance companies in New York by age group
Erie, State Farm and USAA are the best companies for cheap car insurance in New York regardless of your age, based on our research .
here are the best car insurance companies for adolescent drivers in New York, for case :
| Company | Average monthly rate | |||
|---|---|---|---|---|
| USAA | $820 | |||
| Erie | $835 | |||
| State Farm | $943 | |||
| Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary. | ||||
And here are the best car insurance companies for New York drivers over the old age of 40 :
| Company | Average monthly rate | |||
|---|---|---|---|---|
| USAA | $205 | |||
| Erie | $233 | |||
| State Farm | $289 | |||
| Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary. | ||||
These average rates are for full coverage car indemnity policies. USAA, State Farm and Erie besides offer the best and cheapest rates for minimum coverage car policy in New York careless of your long time, though .
What are the car insurance requirements in New York?
New York drivers must have a minimum sum of car policy to register their vehicles with the state. The minimum total of car policy required in New York is :
- $25,000 for bodily injury and $50,000 for death of one person in an accident
- $50,000 for bodily injury and $100,000 for death of two or more people in an accident
- $10,000 for property damage related to a single accident
Methodology
QuoteWizard conducted a comprehensive discipline of New York car insurance rates using Quadrant Information Services. Unless otherwise stated, the quotes analyzed were for a individual, 30-year-old male with a houseclean drive record. He operates a 2012 Honda Accord LX with an median annual mileage of 13,500 miles.
When discussing a broad coverage cable car policy policy, the driver had the keep up limits :
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability
- $500 collision and comprehensive deductible
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