q : What happens when you sue an insurance company ?
A :

  • You and the insurance company hire lawyers. Your goal is to hire a qualified lawyer, experienced in suing insurance companies. You should also make sure the lawyer has good references.
  • Your lawyer and the lawyer for the insurance company will investigate facts and the history of the dispute through a process called “discovery”. Discovery involves exchanging documents and conducting “depositions”. A deposition is a formal fact-finding process, under oath, conducted by the insurance company’s lawyer.
  • You and the insurance company spend money on court costs, experts, discovery and travel.
  • At some point during the case, your lawyer will prepare you for a “deposition.” When you are a “deponent”, you swear to answer questions truthfully. Your lawyer should protect you from unfair questions during a deposition by making “objections.”
  • If you do not settle, and your case goes to trial, you will be required to be a witness and testify in court.
  • A lawsuit can take several years to resolve. You will have to be patient and wait for the outcome.
  • You should be able to trust your lawyer to handle the case with occasional “check-ins” to keep you posted on the status.
  • You most likely will have to participate in mediation/settlement discussions.
  • You will have to weigh settlement offers and make decisions throughout the case.

q : I can ’ thymine afford a lawyer ; do I have any options ?

A : The contingent fee system allows you to hire a lawyer without paying out of pocket. The lawyer gets paid a share of the measure they recover for you from the insurance ship’s company. If there is no recovery, there is no tip. You can hire a lawyer on a contingent tip footing if the law in your state and the facts in your sheath make it possible .
q : What can I recover if I sue my insurance company and win ?
A : depend on the facts of your case, your policy, and the submit where you live, you may be able to recover :

  1. The full amount of your economic losses. This includes• Property damage
    • Medical bills
    • Loss of use of your home or car

    • Lost wages
    • Lost interest/loss of opportunity

  2. Attorney fees and costs of suit• For having to sue to recover insurance benefits owed
    • For all your losses resulting from unpaid policy benefits
  3. Non-economic losses• Emotional upset/anxiety/pain and suffering resulting from the insurance company’s conduct
  4. Exemplary/Punitive Damages/Penalties• Punishment under statutory or case law for the insurance company’s failure to pay benefits owed

q : What happens if I sue an policy company and lose ?

A : The answer depends on the laws in your express and the Attorney-Client fee agreement you ’ ve entered into with your lawyer. The general govern is that each party to a lawsuit pays his/her own legal fees, but sometimes the losing party pays sealed costs. Most contingent tip agreements protect the customer from owing money in the event of a loss .
q : How is a lawsuit against an insurance caller probable to be resolved ?
A : Over 90 % of all lawsuits end up settling before test. Most probably your lawsuit against an policy company will be settled through negotiations and/or mediation .

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