What to Do If Your Car Has Been Stolen

police officer

How to Report Your Car Stolen to the Police

If your car is stolen, you need to contact law enforcement and file a stolen vehicle report inaugural. Insurers won’t honor an auto theft claim unless a police report has been filed. You should be prepared to tell the patrol everything you know about your steal vehicle. Police departments have different procedures, meaning you may be required to file your police report on-line or on the telephone .
If your car has a GPS device then you should notify the police as it can help track down the steal car. Details about your car that will be helpful for the police admit :

  • Any distinct features of your car
  • Color
  • License plate number
  • Make, model and year
  • Vehicle identification number

insurance policy

How to Report Your Car Stolen to Your Insurance Company

The future step is to contact your car insurance company and report your cable car stolen. While there is no such thing as “ steal car insurance ”, if you have a comprehensive car insurance policy, you ‘re covered for the steal vehicle.

comprehensive examination policy is included in full coverage car policy policies .
Learn more However—even if you don ’ t have comprehensive car insurance—you should notify your insurance company about the larceny. This will protect you if person is hurt or property is damaged while the vehicle is out of your possession .
Having the keep up information quick will help expedite the claims march with your insurance company :

  • Contact information of your leasing or financing company, if any
  • Description of your vehicle
  • Information on the last known whereabouts of your vehicle
  • List of personal items that were in the car at the time of the theft
  • Location of all of the keys to the vehicle
  • Title for the vehicle

It ‘s important that everything in your claim is coherent and truthful. It ‘s very costly for insurers to pay out the monetary value of a steal vehicle. Before incurring such a boastfully expense, the insurance company will normally launch an probe.

An incompatibility between your police report and car indemnity claim can be a red flag, even if it was unintentional. Filing a police report quickly will prevent insurance companies from being skeptical about a delayed report. You ’ ll likely need another method acting of transportation if your fomite is stolen. If you have rental reimbursement coverage then your insurance company will cover some of the monetary value of a rental car .
reimbursement coverage varies by insurance company so you should check with your indemnity company to see what the maximal coverage per day is, and how many days they ’ ll cover. This benefit lasts until you reach your coverage restrict, which depends on your specific policy .

Report Your Stolen Car to Your Leasing or Financing Company

If your steal vehicle is financed or leased, you ’ ll indigence to contact the finance or leasing company. In this scenario, the insurance company pays a call out to the financing or leasing company and you ‘re no longer be apt for payments.

Have your financing or leasing company contact your insurance company immediately, so that the claims process moves cursorily .
police sirens

How to Find a Stolen Car

You can use your vehicle ’ south identification number ( VIN ) to look up your car on the National Insurance Crime Bureau ’ south ( NICB ) VINCheck, which functions as a steal cable car database. The database can help you locate your steal fomite .
If any partner of the NICB—including policy companies and law enforcement agencies—finds your missing fomite, it will be reported on VINCheck .

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