Advertiser disclosure If you aren ’ thyroxine a United States citizen, there are limited details to consider before buying a car, like how to get licensed and insured. This guide provides a compendious of everything you need to know about car policy for international students. We ’ ve besides reviewed the best car insurance companies in the nation, and our recommendations are a good rate to start for anyone looking to buy car policy, including international students. The chart below gives an overview of what we believe are the best car insurance companies for external students, but be sure to read the entire guide for a more detailed analysis. besides try our quote comparison instrument or call the provide earphone number to compare car insurance rates in your sphere.

In this article :

Best Car Insurance For International Students

It can be hard to find the best car policy for external students. To help you make the most inform decision, we looked at some of the state ‘s peak car indemnity providers and evaluated them based on factors such as handiness, cost, discounts, and repute. here is what we found during our research.

Best car policy For International Students Our overall rat Affordability Rating coverage Rating good scholar rebate Non-Owner Insurance
1. Geico 4.5 4.0 4.0
2. State Farm 4.5 4.0 4.0
3. Erie Insurance 4.0 4.5 4.0
4. AAA 4.0 4.0 4.0
5. Auto-Owners Insurance 4.0 4.0 4.0

*You may notice that some cable car insurance companies are listed above those with higher star ratings. This is because our ratings take into account countrywide factors, while our ranking for this article looks specifically at which are the best car indemnity providers for international students.

#1 Geico Insurance

Geico car policy is well-known for a reason. The cable car indemnity company has a high degree of customer satisfaction, stable fiscal status, and often the cheapest car indemnity rates. Geico is a good choice for car indemnity for external students because it offers premium discounts for student drivers in dependable academic digest. Geico has besides partnered with the National Association of Graduate-Professional Students ( NAGPS ) to offer special discounts to members, and Geico offers some of the lowest prices for non-owner insurance. Check out our revue of Geico insurance to learn more.

#2 State Farm Insurance

state grow is known for handling claims cursorily. Like Geico, it has a high level of customer gratification and offers discounts for student drivers with thoroughly grades. When we performed our industry review, we named State Farm car indemnity the best for students for its many discount opportunities and programs like Steer ClearⓇ, a safe drive app for drivers under old age 25. note that State Farm car policy is not available in Massachusetts and Rhode Island. State Farm besides offers low prices on non-owner insurance. Learn more in our review of State Farm car indemnity.

#3 Erie Insurance

Erie car policy is a adept choice for new drivers looking for discounts for safe drive or reduced usage ( like if you don ’ deoxythymidine monophosphate plan to drive your vehicle for 90 consecutive days ). The reduce custom discount may be attractive if you plan to leave the U.S. for a summer between semesters. Learn more in our Erie Insurance review. Keep in beware that Erie is a regional insurance provider and only available in the comply locations :

#4 AAA (American Automobile Association) Insurance

AAA car policy is a good choice for younger drivers because the insurance company offers a scholar deduction. We recommend abdominal aortic aneurysm because it is an industry leader with thoroughly customer feedback, though the quality of service seems to vary from state to state. To purchase AAA indemnity, you need to first be a extremity of AAA ’ s wayside aid program. Learn more in our review of AAA policy.

#5 Auto-Owners Insurance

Auto-Owners Insurance offers competitively priced policies and student driver discounts. You may be able to find some of the cheapest car indemnity for international students. Like Erie, Auto-Owners is only available in choice states : To start comparing cable car policy quotes, simply enter your nothing code in the quotation tool or call the count below to compare rates, and find the best cable car insurance policy for you.

Car Insurance Requirements For International Students

U.S. cities are spaced army for the liberation of rwanda apart, and public transportation system within and between these cities is much poor or nonexistent. Access to a car and the ability to drive is a necessity for many exist in the United States. In addition to the car itself, all drivers need two things : a valid driver ’ second license and proof of policy. indemnity is crucial because car accidents aren ’ triiodothyronine only dangerous – they ’ re expensive. evening a low-speed crash can cause damages ranging from $ 1,000 to $ 10,000 or higher. car insurance for international students works the lapp as it does for everyone else in the United States. however, buying car indemnity international relations and security network ’ t constantly simple, partially because there are a variety of different types of car policy coverage. Most providers offer the postdate standard types :

  • Liability coverage: Liability auto insurance pays for injuries to other people and property damage in the event of an accident where you are at fault. It will not help pay for your own car’s repairs.
  • Collision coverage: Collision pays for repairs to your car in the event of a collision with another vehicle or object. It will cover the cost of your own repairs, even if it was you that caused the accident.
  • Comprehensive coverage: Comprehensive car insurance pays for repairs to your vehicle after non-collision events such as theft, vandalism, or natural disasters.
  • Personal injury protection (PIP): PIP pays for your medical expenses that result from an accident and may even reimburse lost wages if your injuries cause you to miss work.
  • Medical payments (MedPay) : MedPay covers your medical expenses vitamin a well as those of your passengers .
  • Uninsured/underinsured motorist coverage (UM/UIM) : even though car insurance is legally required by most states, not every driver has it. UM/UIM will pay to repair your fomite after an accident with an uninsured driver or a driver that can not cover the full price of damages .

Minimum insurance requirements vary by state of matter, so be certain to check local anesthetic laws. In most cases, it ’ s not a good estimate to purchase only the minimum compulsory coverage. many states entirely require liability policy, which will not pay for repairs to your own vehicle if you are at fault. You can even be sued if you cause an accident and your indemnity does not cover the entire cost of the repairs.

Car Insurance Alternatives

There are some cases in which you can drive without purchasing standard cable car policy for international students. If you plan on buying a car, you will need car insurance. If you only plan to drive in the U.S. for a shortstop period of time, you might choose to rent a car rather of buying one. When you rent a cable car, indemnity is normally included under the rental agreement. early alternatives to consider are short-run car indemnity and non-owner policy. These are cheaper than annual plans and good options if you will only drive for a light period of time. Non-owner policy can be used if you do not own a car but intend to regularly borrow a acquaintance ’ s fomite.

How To Get A U.S. Driver’s License

In addition to cable car insurance for international students, you need a license to drive legally in the U.S. In fact, you will not be able to purchase car policy if you do not first have a driver ’ s license. International students can apply for a state-issued driver ’ sulfur license or buy an external driver ’ s license.

Driver’s License

Any F, M, or J non-immigrant in lawful status is able to apply for a driver ’ south license in the U.S., though the specific requirements and steps for doing thus are different in each department of state. If you want to get a license, it ’ second best to seek advice from person in the external scholar affairs agency at your school. While the details for getting a license are different in every department of state, you will generally need your pass, visa, and proof of legal residence – which could include a home ID, recent utility bill, late bank instruction, or lease requital argument. You will need to fill out assorted forms, which you can learn more about at your international scholar affairs agency. once you ’ ve collected the necessary documents, the march for getting a driver ’ second license is the same as it is for any U.S. citizen. This normally includes :

  • Eye exam: You will be allowed to wear corrective lenses to complete the eye exam. If you do so, this will be noted on your license, and you will be required to wear glasses or contacts whenever driving.
  • Written test: The specifics of this test are different in every state. Most states have online resources and/or study guides available at the Department of Motor Vehicles (DMV).
  • Driving test: The specifics of this test also vary by state, but generally require you show an ability to follow basic traffic laws and perform regular driving actions like turning and parking.

International Driver’s Permit

An external driver ’ s license acts the same as a driver ’ s license and can be used to purchase car indemnity for international students. To apply for one, you must have a driver ’ mho license in your home nation for at least six months. An external driver ’ s license is valid for one year and can be renewed. You can only buy an external driver ’ s let from the American Automobile Association or American Automobile Touring Alliance.

How To Find Car Insurance For International Students

once you have a driver ’ second license or an international driver ’ second permit, you will be able to buy car insurance. Be mindful that many policy companies will request a drive history record from your family country. There are numerous car indemnity providers in the United States, and the cost of coverage – an annual or semi-annual fee called a premium – varies depending on respective factors :

  • The city you live in
  • Driving record
  • Vehicle make and model
  • Age
  • Gender
  • Marital status
  • Credit score
  • Profession

There is no one best option for everyone, so it is important to compare car indemnity quotes if you want to save money. unfortunately, car indemnity costs for international students tend to be expensive. young drivers and those without a credit score or much drive experience are likely to have higher premiums. There are companies that offer special discounts to students and dependable drivers though, so it isn ’ metric ton impossible to find a commodity car indemnity rate. We recommend you start with our suggestions and use the quotation tool below to compare rates and find the best car indemnity policy for you.

FAQ About Car Insurance For International Students

How can I get car insurance with an international driver ’ mho license ? If your driver ’ s license was issued outside of the U.S. and you have had it for at least six months, you are eligible to purchase an international driver ’ south permit. Contact either the American Automobile Association or American Automobile Touring Alliance to purchase an external driver ’ second allow. What is the cheapest car insurance for international students ? car policy premiums vary based on many factors, and there is no one bum option for everyone. The best choice for you depends on your needs and personal details. To find cheap car indemnity for international students, shop class about, compare prices, and talk to an indemnity agentive role. Can non-citizens get car indemnity ? Non-citizens can get cable car insurance if they have a valid U.S. driver ’ s license or an external driver ’ second permit. car indemnity is required in most states for anyone driving on public roads. Will a extraneous license ferment in the U.S. ? Rules vary by express, but many states require that people with foreign licenses get an international driver ’ sulfur allow. You can buy an international driver ’ s license from ( and only from ) American Automobile Association or American Automobile Touring Alliance. Do I need a U.S. license to buy car insurance ? To buy car policy, you need either a U.S. driver ’ s license or an international driver ’ randomness license. In order to purchase an international driver ’ sulfur permit, you will need to have a license issued by a foreign government for at least six months. How do I get a U.S. driver ’ mho license ? The specific steps to obtaining a U.S. driver ’ randomness license are unlike for each department of state. normally, the process includes an eye examination, written test, and driving test. Non-citizens may besides be required to provide a pass, visa, validation of legal mansion, and diverse paperwork in club to obtain a license. Do I need car indemnity ?

insurance laws vary by state of matter, but about every state requires that all drivers have car insurance. If you do not plan on driving a car, you do not need car insurance for international students. If you rent a car, insurance is probably to be included in your lease agreement.


In an effort to provide accurate and indifferent information to consumers, our expert review team collects data from dozens of car insurance providers to formulate rankings of the best insurers. Companies receive a score in each of the be categories, equally well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
  • Availability: We consider availability by state as well as exclusions for specific groups of drivers.
  • Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
  • Cost and Discounts: Our research team reviews sample quotes for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
  • Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
  • Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.

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