Buying one of the cheapest cars to insure no longer means you’ll need to sacrifice comfort, style or practicality in return for low premiums.
There are now plenty of insurance group one cars for sale that are not only great-looking vehicles but packed full of the latest gadgets and gizmos.
Even the cheapest cars for young drivers to insure are generously equipped and responsive to drive, as well as having the ability to turn heads.
A Hyundai Jazz on a stretch of road

Of course, picking a broken insurance car is lone depart of the battle when it comes to analysing the affordability and diverse running costs .
You besides need to factor in the price of car tax and the average miles per gallon that it can achieve. This could be peculiarly significant if you ’ re regularly covering long distances .
We ’ ve crunched the numbers to find the cars with the bum cable car policy, a well as the most low-cost for new drivers under 25, and the best options for 17-year-olds .
We ’ ve besides scoured the market to identify bum cars to insure for new drivers that combine stylish looks with performance and affordability that make them .

Overall cheapest cars to insure in 2022

1. Honda Jazz EX i-VTEC

A Honda Jazz on a stretch of road

  • Average cost to insure: £862.38
  • Insurance group: 16
  • Price when new: £16,990
  • Used price range: £2,000 – £8,000
  • Fuel economy: 50 mpg
  • Car tax: £130 

This is one of the new breed of superminis that have been increasingly popular over the survive decade. And it ’ s not unmanageable to see why it has attracted a follow .
The Jazz, which was primitively launched back in 2008, comes with an impressive amount of quad and practicality, wrapped up in an attractive plate .
It ’ s possible to pick up a 10-year-old, 1.4 adaptation of the Jazz with 113,000 miles on the clock for just under £3,000 .
The most holocene incarnations of this car, meanwhile, might set you back from around £20,000 to £25,000 for the most equipped models .

2. Nissan Qashqai Tekna dCi

A Nissan in the countryside

  • Average cost to insure: £868.16
  • Insurance group: 15
  • Price when new: £27,000
  • Used price range: £8,000 – £22,000
  • Fuel economy: 70 mpg
  • Car tax: Up to £155 

ever since arriving on the fit back in 2007, the fashionable crossover voter has received praise for being well-equipped, with big looks and manage .
There are plenty of second-hand models from which to choose. Expect to pay equitable under £10,000 for a 2015 1.6 model – and around £16,000 for a 2018 1.5L version that ’ s done about 60,000 miles .
The most recently arrived versions of the Qashqai continue the custom, albeit with an update look, including advanced Nissan Intelligent Mobility engineering .
Get a cable car indemnity quote for your Nissan .

3. Vauxhall Mokka X Active Turbo 140

A Vauxhall Mokka in the countryside

  • Average cost to insure: £895.08
  • Insurance group: 14
  • Price when new: £23,000
  • Used price range: £9,000 – £19,000
  • Fuel economy: 34.4 – 34.9 mpg
  • Car tax: £155 – £170 

A solid rival from Vauxhall. The Mokka benefits from a decent level of standard equipment and economic engines. It ’ second besides comfortable to drive sol ticks most boxes for first-time drivers, besides .
There are besides batch of used Mokkas available in the market. You should expect to pay in the region of £13,000 for a 2018 ( 67-reg ) adaptation .
however, if you fancy one of the mark new Mokkas, which come with a shrill new design count, you ’ ll probably have to spend upwards from around £22,000 .
Get a car policy quote for your Vauxhall .

4. Hyundai i10 SE

A Hyundai i10 in a showroom

  • Average cost to insure: £918.19
  • Insurance group: 5
  • Price when new: £13,195
  • Used price range: £8,000 – £11,500
  • Fuel economy: 60 mpg
  • Car tax: £155 

Who wouldn ’ t love this small city cable car ? It has all the winder benefits you want in such a vehicle :

  • Compact
  • Convenient
  • Easy to drive
  • Affordable

Without a doubt it ’ mho one of the better looking cars in its class. And you can even drive one out of the showroom for a shade over £13,000 .
The new models besides boast an impressive range of technical features, including :

  • Cruise control
  • Heated door mirrors
  • Hill-start assist control.

Get a car policy quotation mark for your Hyundai .

5. Ford Focus Titanium 125

A blue Ford Focus Titanium

  • Average cost to insure: £980.44
  • Insurance group: 15
  • Price when new: £20,395
  • Used price range: £4,000 – £7,000
  • Fuel economy: 56 mpg
  • Car tax: Around £155 

It ’ s not hard to see why the Focus has been one of the UK ’ s biggest selling cars for a act of years. It offers style, performance, plenty of room inside and acceptable run costs .
Its size makes it even more versatile than some of the city cars. This means it could fit the circular whether you ’ re after a fun car for yourself or a reliable class transportation system machine .
A brand new Ford Focus costs in overindulgence of £20,000. But there are thousands of older models from which to choose, depending on your budget .
Get a car insurance quotation mark for your Ford .

6. Volkswagen UP! MOVE UP

A Volkswagen Up on the road

  • Average cost to insure: £987.89
  • Insurance group: 1
  • Price when new: £10,430
  • Used price range: £2,500 – £6,500
  • Fuel economy: 62 mpg
  • Car tax: £20 

It ’ s heavily to believe, but this crack small car has been around for a decade. A enormously popular penis of the city cable car club, it ’ s the arrant vehicle for manoeuvring about township .
It besides benefits from VW ’ s enviable reputation for producing economical, broad and playfulness machines that are as good looking as they are practical .
A new Volkswagen UP ! is likely to set you back from around £13,545. A second-hand 2012 three door model could be sitting on your driveway for less than £3,000 .
Get a cable car insurance quote for your Volkswagen .

7. Toyota Aygo X-Play VVT-i

A Toyota Aygo in a showroom

  • Average cost to insure: £1,025.56
  • Insurance group: 7
  • Price when new: £10,785
  • Used price range: £3,800 – £7,500
  • Fuel economy: NA
  • Car tax: Up to £155 

This is however another striking looking city car with a boldface, distinctive spirit. In fact, this is arguably the best-looking car in what has become an increasingly crowded market .
A full quality used adaptation with this stipulation with around 23,000 miles on the clock is likely to cost you close up to £7,000 .
If you ’ re looking for a new Aygo, there ’ s batch of choice. The X-Play 5-door hatchback costs from £13,920, while you should expect to pay another £3,000 for the X-CLUSIVE adaptation .
Get a car policy quotation for your Toyota .

8. Hyundai i10 ACTIVE (85)

A Hyundai i10 Active in a showroom

  • Average cost to insure: £1,060.97
  • Insurance group: 12
  • Price when new: £9,045
  • Used price range: £1,500 – £3,400
  • Fuel economy: 61 mpg
  • Car tax: £20 

The stylish i10 is a great-looking, low-cost rival. We found versions of this stipulation selling on-line for precisely below £4,000 .
You ’ five hundred be hard pushed to find mistake with this run-around. It ’ randomness brassy, comes with a decent come of equipment – and is besides practical with a very utilitarian five seats .
This combination of factors explains why they ’ ve sold in decent numbers. The good news is you shouldn ’ triiodothyronine find it difficult to find one on the open market .

9. Toyota Yaris Icon VVT-i

A Toyota Yaris in a showroom

  • Average cost to insure: £1,063.64
  • Insurance group: 10
  • Price when new: £13,995
  • Used price range: £3,900 – £6,200
  • Fuel economy: 52 mpg
  • Car tax: £130 

The Yaris is another vehicle that has been around – in some form or other – for two decades, having been constantly refined over time .
Older vehicles dating back to around 2014 can be found for less than £6,000, although you need closer to £10,000 for a 2018 translation.

If you have the money to spend – and that ’ mho around £22,000 – then consider one of the more holocene Yaris models. These newer models come with attention-getting finishing touches such as 16 ” black machined-face alloys .

10. Hyundai i20 ACTIVE

A Hyundai i20 on a stretch of road

  • Average cost to insure: £1,066.51
  • Insurance group: 5
  • Price when new: £11,130
  • Used price range: £2,000 – £4,300
  • Fuel economy: 57 mpg
  • Car tax: £30 

The new i20 is a rugged crossing over with a adequate come of versatility., THis is thanks to its raised ride altitude and tough-looking style touches. The Hyundai i10 insurance group is besides on the lower end .
The monetary value, interim, is around £18,000, which comes with a five-year unlimited guarantee, health checks, and a Hyundai Roadside Assistance .
however, there are plenty of older i20s available. And the fact that so many are selling for less than £4,000 makes them decidedly worthy of consideration .
How did we get these figures?
Based on at least 10,000 car insurance quotes by from 1 January to 30 November. Comprehensive policies alone, merely traffic .

Cheapest cars to insure for under 25-year-olds

Our research besides looked at what was the cheapest modest car to insure for young drivers. Based on average cable car indemnity premiums for drivers under 25, hera ’ randomness our exceed 10 :

  • FIat 500 Lounge
  • Ford Ka Zetec
  • Fiat 500 POP
  • Ford Fiesta Zetec ( 80 )
  • MINI One
  • Peugeot 107 Urban
  • MINI Cooper
  • Ford Fiesta Zetec
  • Volkswagen Polo Match
  • Vauxhall Corsa S Ecoflex

The Fiat 500 Lounge, with a premium of £1,619.72, was found to trigger the most low-cost premiums for those in the under 25 class .
Older versions of these snap, fun little cars, whose origins actually date back decades, can be picked up for less than £3,000. This means it ’ s one of the best cars to insure for young drivers .
The sporty Ford Ka Zetec took second place in the list. This is one of the most distinctive small cars on the market today and is a low insurance car for new drivers .
The Fiat 500 POP interpretation occupies the number three spot with a £1,713.58 premium, followed by the Fiesta Zetec ( 80 ), for which overlay would cost £2,037.99 .
It ’ sulfur unsurprising to see a Fiesta create this list. They ’ ve been one of the best-selling cars in the UK for years – and their size and relatively cheap running costs make them ideal vehicles .
What young driver wouldn ’ triiodothyronine fancy getting behind the wheel of the fifth-placed cable car in the number, the fantastic MINI One ? This model has an average premium of £2,063.71 .
These cars have been around for a while. thus, the good news program is you can pick up a 13-year-old exemplar, with around 80,000 miles on the clock, for less than £3,000 .
next up – and slightly more expensive – is the Peugeot 107 Urban that would cost around £2,069.97 to insure. This car ’ second pack use of space means it has five doors and four seats .
As a result, it ’ s likely to be attractive to anyone that has to transport people around. It could be a rival for university students transporting their friends to the summer festivals. ]
then you have the racier tempt of the MINI Cooper with an average premium of £2,134.32. nothing conjures up the persona of the racetrack more than the historic ‘ Cooper ’ name .
Prices could vary enormously. You can pick up a 2007 MINI Cooper 1.6S for around £2,000, while a 2015 Mini Cooper 1.5 is likely to be closer to £9,000 .
The rest of the acme 10 was filled with :

  • The Ford Fiesta Zetec (99), with its £2,184.90 premium
  •  The Volkswagen Polo Match (60) at £2,363.43, The Vauxhall Corsa S Ecoflex with an average insurance cost of £2,415.76.

How did we get these figures?
Based on at least 10,000 cable car insurance quotes by from 1 January to 30 November 2021. Comprehensive policies lone, alone traffic. Under 25 only

Cheapest cars to insure for 17-year-olds

so, what are the cheapest cars to insure for 17 year olds ? Our data highlighted low indemnity first cars in the UK that won ’ triiodothyronine cost the earth – but, equally, aren ’ thymine obstruct to drive .
This is a particularly unmanageable long time at which to secure car cover. As a newly driver, car indemnity companies are all excessively aware of the risks your inexperience might pose .
That ’ south why premiums could be well higher. Although, you could see if they can be reduced by agreeing to have a ‘ black box ’ installed to monitor how you drive .
The cheapest cars to insure for drivers aged 17 :

  • Fiat 500 Lounge
  • Ford Ka Zetec
  • Citroen C1 VTR
  • Fiat 500 POP
  • Ford Ka Edge
  • Ford Ka Studio
  • Citroen C1 Vibe
  • Peugeot 107 Urban
  • Kia Picanto
  • Mini ONE

adenine far as our research was concerned, top of the list came the Fiat 500 Lounge with a agio of £2,029.05 This means it ’ s one of the cheapest first cars to insure in the UK .
The Ford Ka Zetec was the adjacent bum, with a premium of £2,038.11, followed by the Citroen C1 VTR for which shroud would cost around £2,082.83 .
The Fiat 500 POP came next, while the Ford KaEdge and Studio versions took the one-fifth and sixth place positions on the tilt. These are among the cheapest cars to insure for 17-year-olds .
The top 10 was rounded off by the Citroen C1 Vibe, Peugeot 107 Urban, Kia Picanto, and the MINI ONE. According to our research, this is the cheapest miniskirt to insure for a 17-year-old .
How did we get these figures?
Based on at least 1.000 cable car indemnity quotes by from January 1st 2021 to November thirtieth 2021. Comprehensive policies only, only traffic. Aged 17 entirely.

How can I reduce my car insurance costs?

Don ’ t forget that the particular cable car you drive is only one way young drivers can impact their car policy costs. If you ’ re looking to slash your premiums, you could consider :

  • Upgrading your car’s security
  • Taking an advanced driving course, such as a PassPlus
  • Reducing your annual mileage

For more data, check out our tips for cheaper car insurance .

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