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What to look for when buying your first car
car insurance is one of the biggest price considerations for modern drivers — first time car insurance typically costs more until you ’ ve gained some know, as you ’ re considered a higher risk driver in your inaugural year on the road. thankfully, you do have some control over your insurance costs, and you can keep them ampere depleted as possible by choosing a cable car that ’ s cheap to insure. Cars are grouped in categories from 1-50 based on how expensive they are to insure ( with 1 being the cheapest ). You can learn more about car indemnity groups here. The good news for newly drivers looking for a cheap first cable car is that cars in lower policy groups are typically more low-cost to buy .
Should I choose a petrol, diesel or electric first car?
You may be better going for a gasoline car over a diesel cable car. As a new driver, chances are you are going to be looking at a smaller car, of which there are fewer diesel models available, as the diesel car becomes less fashionable.
Diesel cars are more economic, but you will need to be travelling long distances for the savings to kick in. Some gasoline engines have the option of a stop-start, which can take some getting used to, but will offer some fuel savings. Electric cars are the future – with cheaper fuel costs – but they hush suffer from limited range compared with more traditionally fuel vehicles. They besides take longer to fill up and there are fewer populace care points to use during a long travel, or while away from home. They tend to cost more to buy and insure – although over the longer term you can make savings thanks to cheaper fuel and run costs. however, following the announcement of the diesel and gasoline prohibition, the government have pledged extra grants for electric cable car buyers and investing more money on charging points .
2030 petrol and diesel ban
In 2020, Boris Johnson said, there will be a banish on all modern cars and vans that are powered by gasoline and diesel, whilst some hybrids will still be allowed. This will form what Johnson calls the “ green industrial revolution ” .
What are the best new first cars?
One of the most important things when deciding on the best first cable car is your budget — both for purchasing the car and insuring it. If you can afford to buy a new car, there are some capital options in low insurance groups. here are some of our top picks :
The VW Polo regularly tops the charts of the most reliable small cars. It comes with a 1.0-litre, 80hp engine and falls into insurance group 1. All raw Polos come with automatic pistol emergency brake, which means they have a full five star Euro NCAP clang rat. A newly VW polo could set you back £15,800
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The Micra, which was revamped in 2017, is a exemplar that ‘s always been democratic as a first car for new drivers. The new Micra is available from £12,485 .
This rivals the Micra in terms of first car popularity and starts from modern at £13,025. It ‘s in insurance group 1, meaning it ’ s a good choice for inaugural time cable car insurance. The covenant i10 is slowly to park, making it one of the best first gear cars for raw drivers in cities and built-up areas .
Another classic first cable car choice, the latest iteration of the Ford Ka hush appeals to new drivers. The Ka+ costs from £11,050, and includes models in indemnity groups one and two, making it one of the cheapest cars to insure .