Cheap Car Insurance in Washington for 2022 – NerdWallet
Cheapest cable car insurance company overall in Washington | ||
Oregon Mutual | $ 79/month | not even rated . |
Cheapest for minimal coverage | ||
Pemco | $ 27/month | not yet rated . |
Cheapest for young drivers | ||
Travelers | $ 158/month |
5.0 NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data. |
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How we chose the cheapest companies in Washington
NerdWallet ’ s editorial team analyzed car insurance rates from 15 car insurers in Washington and found the five cheapest options for drivers in several long time brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Washington. For full coverage, we used the downstairs coverage limits :
- $ 100,000 bodily wound liability per person .
- $ 300,000 bodily injury indebtedness per accident .
- $ 50,000 property damage liability per accident .
- $ 100,000 uninsured motorist coverage per person .
- $ 300,000 uninsured motorist coverage per accident .
- Collision coverage with a $ 1,000 deductible .
- comprehensive coverage with a $ 1,000 deductible .
Cheapest for 20-year-old drivers
Drivers in their 20s may have to get a lot of quotes to find bum cable car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for new drivers, so it ‘s best to shop around to find them.
Cheapest full coverage car insurance in Washington for 20-year-olds
Drivers in Washington with clean drive records may want to consider the following companies, which had the lowest median rates :
- Travelers : $ 1,898 per year, or about $ 158 per calendar month .
- CIG : $ 2,009 per class, or about $ 167 per month .
- Pemco : $ 2,116 per year, or about $ 176 per month .
- Geico : $ 2,300 per class, or about $ 192 per calendar month .
- Mutual of Enumclaw : $ 2,333 per class, or about $ 194 per month .
Cheapest minimum coverage car insurance in Washington for 20-year-olds
Drivers in Washington who want just the state minimal coverage may want to check with these companies, which had the lowest average rates :
- Travelers : $ 643 per year, or about $ 54 per calendar month .
- Pemco : $ 757 per class, or about $ 63 per month .
- California casualty : $ 799 per year, or about $ 67 per calendar month .
- Geico : $ 871 per year, or about $ 73 per calendar month .
- CIG : $ 922 per year, or about $ 77 per month .
Cheapest auto insurance in Washington for 20-year-olds with poor credit
Drivers with poor people credit in Washington should look at the following insurers with the lowest median rates for minimal coverage :
- Travelers : $ 643 per year, or about $ 54 per month .
- Geico : $ 871 per year, or about $ 73 per calendar month .
- CIG : $ 922 per year, or about $ 77 per month .
- express farm : $ 968 per year, or about $ 81 per calendar month .
- Mutual of Enumclaw : $ 980 per class, or about $ 82 per month .
Cheapest auto insurance in Washington for 20-year-old drivers with one at-fault crash
For drivers with a recent accident in Washington, here are the companies with the lowest average rates for minimum coverage :
- Travelers : $ 825 per year, or about $ 69 per month .
- Pemco : $ 920 per year, or about $ 77 per month .
- Geico : $ 1,034 per year, or about $ 86 per month .
- California casualty : $ 1,083 per year, or about $ 90 per calendar month .
- Oregon Mutual : $ 1,101 per year, or about $ 92 per calendar month .
Cheapest auto insurance in Washington for 20-year-old drivers after a DUI
The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ median rates for minimum coverage .
- Travelers : $ 928 per year, or about $ 77 per calendar month .
- progressive : $ 1,082 per year, or about $ 90 per month .
- Pemco : $ 1,091 per year, or about $ 91 per calendar month .
- Chubb : $ 1,224 per class, or about $ 102 per month .
- Geico : $ 1,484 per year, or about $ 124 per month .
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Cheapest for 30-year-old drivers
By the meter they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. still, factors like a person ’ s driving record and cable car construct and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car indemnity discounts.
Cheapest full coverage car insurance in Washington for 30-year-olds
Drivers in Washington with clean drive records may get the lowest rates from these companies :
- Oregon Mutual : $ 980 per class, or about $ 82 per month .
- Pemco : $ 1,093 per year, or about $ 91 per month .
- Grange Insurance Association : $ 1,155 per year, or about $ 96 per month .
- Geico : $ 1,167 per year, or about $ 97 per month .
- Travelers : $ 1,175 per year, or about $ 98 per calendar month .
Cheapest minimum coverage car insurance in Washington for 30-year-olds
Drivers in Washington who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :
- Pemco : $ 320 per year, or about $ 27 per month .
- Grange Insurance Association : $ 327 per year, or about $ 27 per calendar month .
- Oregon Mutual : $ 362 per year, or about $ 30 per calendar month .
- Travelers : $ 400 per year, or about $ 33 per month .
- Geico : $ 411 per year, or about $ 34 per calendar month .
Cheapest auto insurance in Washington for 30-year-olds with poor credit
Drivers with poor people credit in Washington should consider the following companies with the lowest average rates for wax coverage :
- Oregon Mutual : $ 990 per year, or about $ 82 per calendar month .
- Geico : $ 1,167 per year, or about $ 97 per calendar month .
- Travelers : $ 1,175 per year, or about $ 98 per month .
- CIG : $ 1,191 per year, or about $ 99 per calendar month .
- state farm : $ 1,226 per year, or about $ 102 per calendar month .
Cheapest auto insurance in Washington for 30-year-old drivers with one at-fault crash
For drivers in Washington with a late accident, hera are the lowest average rate options for full coverage :
- Oregon Mutual : $ 1,123 per year, or about $ 94 per calendar month .
- Pemco : $ 1,372 per year, or about $ 114 per month .
- Travelers : $ 1,502 per year, or about $ 125 per calendar month .
- CIG : $ 1,522 per year, or about $ 127 per month .
- state farm : $ 1,582 per class, or about $ 132 per month .
Cheapest auto insurance in Washington for 30-year-old drivers after a DUI
For the cheapest car insurance after a DUI, we found the follow options for full coverage .
- Oregon Mutual : $ 1,485 per year, or about $ 124 per calendar month .
- progressive : $ 1,502 per year, or about $ 125 per calendar month .
- Pemco : $ 1,594 per class, or about $ 133 per month .
- Travelers : $ 1,628 per year, or about $ 136 per calendar month .
- Chubb : $ 1,792 per year, or about $ 149 per month .
Cheapest for 40-year-old drivers
Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but hush pay more than older historic period groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. dear drivers who don ’ triiodothyronine catch behind the wheel much might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.
Cheapest full coverage car insurance in Washington for 40-year-olds
Drivers in Washington with cleanse drive records may want to think about the following companies, which had the lowest average rates :
- Oregon Mutual : $ 887 per year, or about $ 74 per month .
- Travelers : $ 1,051 per year, or about $ 88 per month .
- Pemco : $ 1,068 per year, or about $ 89 per month .
- CIG : $ 1,116 per year, or about $ 93 per calendar month .
- progressive : $ 1,129 per year, or about $ 94 per calendar month .
Cheapest minimum coverage car insurance in Washington for 40-year-olds
Drivers in Washington who want barely the minimal coverage may want to check prices from these companies, which had the lowest average rates :
- Grange Insurance Association : $ 327 per class, or about $ 27 per calendar month .
- Pemco : $ 330 per class, or about $ 28 per calendar month .
- Oregon Mutual : $ 332 per year, or about $ 28 per month .
- Travelers : $ 361 per year, or about $ 30 per calendar month .
- liberal : $ 405 per year, or about $ 34 per month .
Cheapest auto insurance in Washington for 40-year-olds with poor credit
Drivers with poor credit in Washington can check out the following insurers with the lowest average rates for wide coverage :
- Oregon Mutual : $ 887 per year, or about $ 74 per calendar month .
- Travelers : $ 1,051 per year, or about $ 88 per calendar month .
- CIG : $ 1,116 per class, or about $ 93 per calendar month .
- Geico : $ 1,167 per year, or about $ 97 per calendar month .
- state grow : $ 1,192 per year, or about $ 99 per month .
Cheapest auto insurance in Washington for 40-year-old drivers with one at-fault crash
For drivers with a holocene accident life in Washington, here are the companies with the lowest average rates for broad coverage :
- Oregon Mutual : $ 1,063 per year, or about $ 89 per calendar month .
- CIG : $ 1,410 per year, or about $ 118 per month .
- Pemco : $ 1,417 per year, or about $ 118 per month .
- Travelers : $ 1,424 per year, or about $ 119 per month .
- state farm : $ 1,538 per year, or about $ 128 per month .
Cheapest auto insurance in Washington for 40-year-old drivers after a DUI
The cheapest wide coverage car insurance we found for drivers with a DUI came from the following companies .
- Oregon Mutual : $ 1,421 per year, or about $ 118 per calendar month .
- progressive : $ 1,433 per year, or about $ 119 per calendar month .
- Travelers : $ 1,545 per year, or about $ 129 per calendar month .
- Pemco : $ 1,682 per year, or about $ 140 per month .
- Chubb : $ 1,707 per class, or about $ 142 per calendar month .
Cheapest for 50-year-old drivers
Drivers in their 50s have cheaper car policy rates than most other age groups on median. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ sulfur sex and placement, so it ’ s smart to shop around to find the best pace. Our list of the best bum car insurance companies is a good station to start.
Cheapest full coverage car insurance in Washington for 50-year-olds
Drivers in Washington with clean drive records may want to get quotes from these insurers, which had the lowest average rates :
- Oregon Mutual : $ 876 per year, or about $ 73 per calendar month .
- Geico : $ 1,006 per year, or about $ 84 per calendar month .
- progressive : $ 1,025 per year, or about $ 85 per month .
- Travelers : $ 1,037 per year, or about $ 86 per month .
- Pemco : $ 1,058 per year, or about $ 88 per month .
Cheapest minimum coverage car insurance in Washington for 50-year-olds
Drivers in Washington who opt for the state of matter minimal coverage may want to consider the following companies, with the lowest average rates :
- Grange Insurance Association : $ 313 per year, or about $ 26 per calendar month .
- Oregon Mutual : $ 327 per year, or about $ 27 per calendar month .
- Pemco : $ 331 per year, or about $ 28 per month .
- Geico : $ 348 per year, or about $ 29 per month .
- Travelers : $ 361 per year, or about $ 30 per calendar month .
Cheapest auto insurance in Washington for 50-year-olds with poor credit
Drivers with poor people citation in Washington can check with the following companies, which showed the lowest median rates for fully coverage :
- Oregon Mutual : $ 876 per year, or about $ 73 per calendar month .
- Geico : $ 1,006 per class, or about $ 84 per month .
- Travelers : $ 1,037 per year, or about $ 86 per month .
- CIG : $ 1,076 per year, or about $ 90 per calendar month .
- submit farm : $ 1,162 per class, or about $ 97 per calendar month .
Cheapest auto insurance in Washington for 50-year-old drivers with one at-fault crash
For drivers living in Washington with a late accident, here are the insurers with the lowest average wide coverage rates :
- Oregon Mutual : $ 1,091 per year, or about $ 91 per month .
- CIG : $ 1,355 per year, or about $ 113 per calendar month .
- Travelers : $ 1,406 per year, or about $ 117 per calendar month .
- Pemco : $ 1,459 per year, or about $ 122 per month .
- express grow : $ 1,501 per year, or about $ 125 per calendar month .
Cheapest auto insurance in Washington for 50-year-old drivers after a DUI
The cheapest car policy we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage .
- progressive : $ 1,354 per year, or about $ 113 per month .
- Oregon Mutual : $ 1,468 per year, or about $ 122 per calendar month .
- Travelers : $ 1,525 per year, or about $ 127 per calendar month .
- Chubb : $ 1,664 per year, or about $ 139 per calendar month .
- CIG : $ 1,747 per year, or about $ 146 per month .
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Cheapest for 60-year-old drivers
Although 60-year-olds have cheaper cable car policy rates than many other old age groups on average, prices will start increasing as they get older. To find bum car insurance for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.
Cheapest full coverage car insurance in Washington for 60-year-olds
Drivers in Washington with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :
- Oregon Mutual : $ 918 per year, or about $ 76 per month .
- Travelers : $ 962 per year, or about $ 80 per calendar month .
- Pemco : $ 988 per year, or about $ 82 per calendar month .
- Geico : $ 1,006 per year, or about $ 84 per month .
- progressive : $ 1,008 per year, or about $ 84 per month .
Cheapest minimum coverage car insurance in Washington for 60-year-olds
Drivers in Washington who want barely the express minimal coverage may want to check with these insurers, which had the lowest average rates :
- Pemco : $ 306 per class, or about $ 26 per calendar month .
- Grange Insurance Association : $ 313 per year, or about $ 26 per month .
- Travelers : $ 346 per year, or about $ 29 per month .
- Geico : $ 348 per year, or about $ 29 per calendar month .
- Oregon Mutual : $ 350 per class, or about $ 29 per month .
Cheapest auto insurance in Washington for 60-year-olds with poor credit
Drivers with poor credit rating in Washington can look at the following companies with the lowest modal rates for full coverage :
- Oregon Mutual : $ 918 per year, or about $ 76 per month .
- Travelers : $ 962 per year, or about $ 80 per month .
- Geico : $ 1,006 per class, or about $ 84 per month .
- CIG : $ 1,047 per class, or about $ 87 per month .
- state of matter farm : $ 1,098 per class, or about $ 92 per calendar month .
Cheapest auto insurance in Washington for 60-year-old drivers with one at-fault crash
For drivers with a recent accident support in Washington, hera are the companies with the lowest average rates for broad coverage :
- Oregon Mutual : $ 1,165 per year, or about $ 97 per calendar month .
- CIG : $ 1,316 per year, or about $ 110 per calendar month .
- Travelers : $ 1,367 per class, or about $ 114 per month .
- Pemco : $ 1,381 per year, or about $ 115 per month .
- country farm : $ 1,417 per year, or about $ 118 per calendar month .
Cheapest auto insurance in Washington for 60-year-old drivers after a DUI
The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for full coverage .
- progressive : $ 1,336 per class, or about $ 111 per calendar month .
- Chubb : $ 1,462 per year, or about $ 122 per month .
- Travelers : $ 1,484 per year, or about $ 124 per month .
- Oregon Mutual : $ 1,565 per class, or about $ 130 per month .
- state farm : $ 1,662 per year, or about $ 138 per month .
Cheapest car insurance for military families
If you ‘re an active penis of the military or a seasoned — or have an immediate family member who is — chances are you ‘ll get a relatively bum rate with USAA, a party that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was the cheapest car indemnity option for 20 of the 48 driver profiles we examined.
Minimum auto insurance limits required in Washington
Washington drivers are required to purchase liability indemnity. If you ’ re ever found at blame in a car accident, liability coverage pays for others ’ property wrong and injury expenses so you don ’ t have to cover these bills out of your own pocket. The minimal car liability limits in Washington are :
- $ 25,000 bodily injury liability per person .
- $ 50,000 bodily injury indebtedness per crash .
- $ 10,000 property wrong liability per crash .
liability car insurance covers the monetary value of any damage, injuries or deaths you cause in a cable car accident, up to your policy ’ south predefined limits. While this will be adequate to drive legally, it ’ mho normally wise to select more than the bare minimal, because a serious crash could well leave you owing more than, say, $ 10,000 in place damage. You might besides want common optional coverages such as collision, comprehensive and uninsured motorist security. Check out NerdWallet ’ s lead to car insurance requirements by state to learn more about how the parts of your Washington car policy solve.
Alternative car insurance in Washington
Drivers who are denied coverage on the voluntary commercialize because of a spotty force record or other factors can apply for a policy through the Washington Automobile Insurance Plan.
Or, you could forgo car policy wholly by posting a certificate of deposit with the state for at least $ 60,000 to prove your fiscal duty under Washington jurisprudence. For more help find oneself great rates on your Washington car coverage, try NerdWallet ’ s creature for car indemnity comparisons .