The Cheapest Car Insurance in Virginia for 2022 – NerdWallet

car indemnity is an important purchase, but finding cheap cable car policy in Virginia international relations and security network ’ thyroxine always easy. That ’ randomness why it ’ south significant to compare rates from multiple insurers. The average cost of wide coverage car indemnity in Virginia is $ 1,460 per year, or about $ 122 per calendar month, according to NerdWallet ’ second analysis. minimal coverage in Virginia is $ 533 per year on average, but we found you can likely get a cheaper policy. For case, Geico offers the cheapest rates in Virginia at $ 308 per class, on modal, for minimum coverage car insurance for a 35-year-old driver with a clean drive record.

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Cheapest car indemnity company overall in Virginia
nationally	$ 68/month	4.5 NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for minimal coverage
Geico	$ 26/month	4.5 NerdWallet fink NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
Alfa	$ 136/month	not yet rated .
Cheapest for drivers with poor credit
nationally	$ 68/month	4.5 NerdWallet military rank NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Virginia

NerdWallet ’ s editorial team analyzed car policy rates from 17 car insurers in Virginia and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimal requirements in Virginia. For full coverage, we used the below coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury indebtedness per accident .
• $ 50,000 property damage liability per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a draw of quotes to find bum car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better indemnity rates for youthful drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Virginia for 20-year-olds

Drivers in Virginia with cleanse tug records may want to consider the keep up companies, which had the lowest average rates :

1. Alfa : $ 1,627 per year, or about $ 136 per calendar month .
2. Travelers : $ 1,801 per year, or about $ 150 per month .
3. erie : $ 1,833 per year, or about $ 153 per month .
4. Virginia Farm Bureau : $ 1,839 per year, or about $ 153 per calendar month .
5. nationally : $ 1,894 per year, or about $ 158 per month .

Cheapest minimum coverage car insurance in Virginia for 20-year-olds

Drivers in Virginia who want equitable the state minimal coverage may want to check with these companies, which had the lowest median rates :

1. Alfa : $ 568 per year, or about $ 47 per month .
2. Travelers : $ 586 per year, or about $ 49 per month .
3. Geico : $ 666 per class, or about $ 56 per calendar month .
4. erie : $ 671 per year, or about $ 56 per calendar month .
5. state grow : $ 812 per year, or about $ 68 per month .

Cheapest auto insurance in Virginia for 20-year-olds with poor credit

Drivers with poor credit in Virginia should look at the following insurers with the lowest average rates for minimum coverage :

1. Geico : $ 736 per year, or about $ 61 per calendar month .
2. Travelers : $ 921 per year, or about $ 77 per month .
3. Virginia Farm Bureau : $ 1,264 per year, or about $ 105 per calendar month .
4. Allstate : $ 1,273 per year, or about $ 106 per calendar month .
5. erie : $ 1,450 per year, or about $ 121 per month .

Cheapest auto insurance in Virginia for 20-year-old drivers with one at-fault crash

For drivers with a holocene accident in Virginia, here are the companies with the lowest average rates for minimal coverage :

1. Alfa : $ 745 per year, or about $ 62 per month .
2. Travelers : $ 771 per year, or about $ 64 per calendar month .
3. Geico : $ 787 per year, or about $ 66 per month .
4. erie : $ 913 per year, or about $ 76 per calendar month .
5. Virginia Farm Bureau : $ 1,052 per year, or about $ 88 per calendar month .

Cheapest auto insurance in Virginia for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

1. Travelers : $ 917 per year, or about $ 76 per month .
2. Geico : $ 959 per class, or about $ 80 per month .
3. Virginia Farm Bureau : $ 1,001 per year, or about $ 83 per calendar month .
4. erie : $ 1,030 per year, or about $ 86 per calendar month .
5. state grow : $ 1,273 per year, or about $ 106 per calendar month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper cable car policy rates than in their teens and 20s. distillery, factors like a person ’ mho drive commemorate and cable car make and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Virginia for 30-year-olds

Drivers in Virginia with clean drive records may get the lowest rates from these companies :

1. countrywide : $ 829 per year, or about $ 69 per calendar month .
2. Virginia Farm Bureau : $ 991 per class, or about $ 83 per calendar month .
3. erie : $ 1,035 per year, or about $ 86 per month .
4. Travelers : $ 1,079 per year, or about $ 90 per month .
5. department of state grow : $ 1,101 per year, or about $ 92 per calendar month .

Cheapest minimum coverage car insurance in Virginia for 30-year-olds

Drivers in Virginia who want their express ‘s minimal coverage can check with the following companies, which had the lowest average rates :

1. Geico : $ 313 per year, or about $ 26 per calendar month .
2. state farm : $ 371 per class, or about $ 31 per month .
3. Virginia Farm Bureau : $ 371 per year, or about $ 31 per calendar month .
4. Travelers : $ 379 per year, or about $ 32 per month .
5. lake erie : $ 392 per year, or about $ 33 per month .

Cheapest auto insurance in Virginia for 30-year-olds with poor credit

Drivers with poor credit rating in Virginia should consider the following companies with the lowest average rates for entire coverage :

1. nationally : $ 1,146 per year, or about $ 96 per calendar month .
2. Geico : $ 1,200 per year, or about $ 100 per month .
3. Virginia Farm Bureau : $ 1,587 per class, or about $ 132 per month .
4. embrace : $ 1,921 per class, or about $ 160 per month .
5. Travelers : $ 1,954 per year, or about $ 163 per calendar month .

Cheapest auto insurance in Virginia for 30-year-old drivers with one at-fault crash

For drivers in Virginia with a holocene accident, here are the lowest average rate options for full coverage :

1. countrywide : $ 1,255 per class, or about $ 105 per month .
2. Virginia Farm Bureau : $ 1,303 per year, or about $ 109 per month .
3. erie : $ 1,375 per year, or about $ 115 per month .
4. state farm : $ 1,403 per year, or about $ 117 per month .
5. Travelers : $ 1,471 per year, or about $ 123 per month .

Cheapest auto insurance in Virginia for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the follow options for wax coverage .

1. Virginia Farm Bureau : $ 1,290 per class, or about $ 108 per month .
2. nationally : $ 1,517 per class, or about $ 126 per calendar month .
3. Travelers : $ 1,602 per year, or about $ 134 per calendar month .
4. state farm : $ 1,626 per class, or about $ 136 per calendar month .
5. lake erie : $ 1,635 per year, or about $ 136 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on median, but even pay more than older age groups. Shopping around for bum car policy quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ t experience behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Virginia for 40-year-olds

Drivers in Virginia with cleanse drive records may want to think about the follow companies, which had the lowest average rates :

1. countrywide : $ 793 per year, or about $ 66 per calendar month .
2. Virginia Farm Bureau : $ 927 per year, or about $ 77 per month .
3. Travelers : $ 956 per year, or about $ 80 per calendar month .
4. erie : $ 960 per year, or about $ 80 per month .
5. Alfa : $ 1,022 per class, or about $ 85 per month .

Cheapest minimum coverage car insurance in Virginia for 40-year-olds

Drivers in Virginia who want fair the minimal coverage may want to check prices from these companies, which had the lowest average rates :

1. Geico : $ 305 per year, or about $ 25 per month .
2. Travelers : $ 349 per class, or about $ 29 per month .
3. Virginia Farm Bureau : $ 358 per year, or about $ 30 per calendar month .
4. erie : $ 365 per year, or about $ 30 per month .
5. Alfa : $ 367 per class, or about $ 31 per calendar month .

Cheapest auto insurance in Virginia for 40-year-olds with poor credit

Drivers with inadequate credit in Virginia can check out the following insurers with the lowest average rates for wide coverage :

1. countrywide : $ 1,094 per year, or about $ 91 per calendar month .
2. Geico : $ 1,135 per year, or about $ 95 per month .
3. Virginia Farm Bureau : $ 1,480 per year, or about $ 123 per month .
4. mercury : $ 1,652 per class, or about $ 138 per calendar month .
5. Travelers : $ 1,747 per year, or about $ 146 per calendar month .

Cheapest auto insurance in Virginia for 40-year-old drivers with one at-fault crash

For drivers with a recent accident be in Virginia, here are the companies with the lowest average rates for full coverage :

1. nationally : $ 1,207 per year, or about $ 101 per calendar month .
2. Virginia Farm Bureau : $ 1,246 per year, or about $ 104 per month .
3. erie : $ 1,273 per class, or about $ 106 per month .
4. state farm : $ 1,375 per class, or about $ 115 per calendar month .
5. Travelers : $ 1,381 per year, or about $ 115 per month .

Cheapest auto insurance in Virginia for 40-year-old drivers after a DUI

The cheapest full coverage car policy we found for drivers with a DUI came from the following companies .

1. Virginia Farm Bureau : $ 1,201 per year, or about $ 100 per calendar month .
2. countrywide : $ 1,469 per year, or about $ 122 per calendar month .
3. Travelers : $ 1,506 per year, or about $ 126 per calendar month .
4. lake erie : $ 1,513 per year, or about $ 126 per month .
5. mercury : $ 1,532 per year, or about $ 128 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on modal. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ mho sex and location, so it ’ mho smart to shop around to find the best rate. Our list of the best brassy car indemnity companies is a good place to start.

Cheapest full coverage car insurance in Virginia for 50-year-olds

Drivers in Virginia with clean drive records may want to get quotes from these insurers, which had the lowest modal rates :

1. nationally : $ 741 per class, or about $ 62 per calendar month .
2. Alfa : $ 859 per year, or about $ 72 per calendar month .
3. erie : $ 914 per year, or about $ 76 per calendar month .
4. Virginia Farm Bureau : $ 923 per year, or about $ 77 per calendar month .
5. Travelers : $ 937 per year, or about $ 78 per calendar month .

Cheapest minimum coverage car insurance in Virginia for 50-year-olds

Drivers in Virginia who opt for the state minimum coverage may want to consider the follow companies, with the lowest average rates :

1. Geico : $ 293 per year, or about $ 24 per calendar month .
2. Alfa : $ 313 per year, or about $ 26 per month .
3. erie : $ 348 per year, or about $ 29 per calendar month .
4. Travelers : $ 349 per year, or about $ 29 per month .
5. state grow : $ 371 per class, or about $ 31 per month .

Cheapest auto insurance in Virginia for 50-year-olds with poor credit

Drivers with poor credit in Virginia can check with the following companies, which showed the lowest average rates for fully coverage :

1. countrywide : $ 1,018 per year, or about $ 85 per month .
2. Geico : $ 1,078 per class, or about $ 90 per calendar month .
3. Virginia Farm Bureau : $ 1,471 per year, or about $ 123 per calendar month .
4. mercury : $ 1,550 per year, or about $ 129 per month .
5. Travelers : $ 1,710 per year, or about $ 142 per calendar month .

Cheapest auto insurance in Virginia for 50-year-old drivers with one at-fault crash

For drivers living in Virginia with a holocene accident, here are the insurers with the lowest average full moon coverage rates :

1. countrywide : $ 1,139 per year, or about $ 95 per calendar month .
2. erie : $ 1,209 per year, or about $ 101 per calendar month .
3. Virginia Farm Bureau : $ 1,272 per year, or about $ 106 per calendar month .
4. state farm : $ 1,346 per year, or about $ 112 per calendar month .
5. Travelers : $ 1,355 per year, or about $ 113 per calendar month .

Cheapest auto insurance in Virginia for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

1. Virginia Farm Bureau : $ 1,190 per year, or about $ 99 per month .
2. nationally : $ 1,401 per class, or about $ 117 per calendar month .
3. erie : $ 1,436 per year, or about $ 120 per calendar month .
4. mercury : $ 1,441 per year, or about $ 120 per calendar month .
5. progressive : $ 1,443 per year, or about $ 120 per month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car policy rates than many other historic period groups on average, prices will start increasing as they get older. To find cheap car policy for seniors, drivers in their 60s should make surely to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Virginia for 60-year-olds

Drivers in Virginia with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. countrywide : $ 700 per year, or about $ 58 per month .
2. Alfa : $ 752 per year, or about $ 63 per month .
3. Travelers : $ 861 per year, or about $ 72 per month .
4. erie : $ 903 per year, or about $ 75 per calendar month .
5. Virginia Farm Bureau : $ 932 per year, or about $ 78 per calendar month .

Cheapest minimum coverage car insurance in Virginia for 60-year-olds

Drivers in Virginia who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates :

1. Alfa : $ 277 per year, or about $ 23 per calendar month .
2. Geico : $ 298 per year, or about $ 25 per month .
3. Travelers : $ 338 per year, or about $ 28 per month .
4. erie : $ 344 per class, or about $ 29 per month .
5. state farm : $ 354 per class, or about $ 30 per month .

Cheapest auto insurance in Virginia for 60-year-olds with poor credit

Drivers with hapless credit in Virginia can look at the following companies with the lowest average rates for wide coverage :

1. countrywide : $ 958 per year, or about $ 80 per calendar month .
2. Geico : $ 1,082 per year, or about $ 90 per month .
3. Virginia Farm Bureau : $ 1,483 per year, or about $ 124 per calendar month .
4. mercury : $ 1,486 per year, or about $ 124 per month .
5. Travelers : $ 1,567 per year, or about $ 131 per calendar month .

Cheapest auto insurance in Virginia for 60-year-old drivers with one at-fault crash

For drivers with a recent accident live in Virginia, here are the companies with the lowest average rates for full coverage :

1. countrywide : $ 1,085 per year, or about $ 90 per calendar month .
2. lake erie : $ 1,197 per year, or about $ 100 per month .
3. state farm : $ 1,270 per year, or about $ 106 per calendar month .
4. Alfa : $ 1,284 per year, or about $ 107 per calendar month .
5. Travelers : $ 1,300 per class, or about $ 108 per calendar month .

Cheapest auto insurance in Virginia for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for broad coverage .

1. Virginia Farm Bureau : $ 1,200 per year, or about $ 100 per month .
2. nationally : $ 1,348 per class, or about $ 112 per month .
3. mercury : $ 1,385 per year, or about $ 115 per month .
4. progressive : $ 1,395 per year, or about $ 116 per calendar month .
5. Cincinnati Insurance : $ 1,411 per year, or about $ 118 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family member who is — chances are you ‘ll get a relatively cheap rate with USAA, a caller that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 47 of the 48 driver profiles we examined.

Minimum car insurance requirements in Virginia

Virginia requires drivers who purchase indemnity to carry indebtedness coverage in at least the surveil coverage amounts :

• $ 25,000 bodily injury liability per person .
• $ 50,000 bodily injury liability per accident .
• $ 20,000 place wrong indebtedness per accident .
• $ 25,000 uninsured/underinsured motorist coverage per person .
• $ 50,000 uninsured/underinsured motorist coverage per accident .
• $ 20,000 uninsured/underinsured motorist property damage coverage per accident .

indebtedness car policy covers the cost of any price, injuries or deaths you cause in a cable car accident, up to your policy ’ randomness predefined limits. An at-fault crash could well result in injury or rectify bills higher than the amounts listed above, so it ’ second frequently smart to purchase more than the minimum coverage. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ triiodothyronine have car insurance. Underinsured motorist coverage will cover the same expenses if you ’ ra hit by a driver with some car insurance, but not enough to cover all costs from the crash. Find out more about how the compulsory and optional parts of your Virginia policy knead by visiting our guide to minimum car insurance requirements by department of state. In Virginia, it ’ s possible to register a car without insurance, but you must pay a $ 500 uninsured centrifugal vehicle tip. even if you pay this fee to avoid buying policy, you distillery must pay for any damage you cause in a crash.

Alternative car insurance in Virginia

Drivers who are ineffective to buy Virginia car policy on the open marketplace — due to poor credit, DUI convictions or other factors — can apply for coverage through the Virginia Automobile Insurance Plan. For more aid finding brassy cable car indemnity in Virginia, try our car indemnity comparison instrument .

reference : https://insurecar.info
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