The 10 cheapest cars to insure for young drivers – Admiral

young drivers often bear the brunt of high motoring costs as long time and inexperience are boastful factors in determining how much of a hazard you are .
In regulate for us to help new drivers find an low-cost way to get on the road, we regularly update our list of the cheapest cars to insure for drivers from the ages of 17-25 .
Our Pricing team looks at our policy root to find the cars which were cheapest on average to insure over the former few months ( where there are 50 or more of each model insured with us ) .
Looking at data from January to March 2021 we see a few newly additions to the clear ten, say goodbye to others and see some in new positions :

  1. Seat Mii
  2. Volkswagen up!
  3. Skoda Citigo
  4. Citroen C1
  5. Ford Puma
  6. Ford KA+
  7. Vauxhall Viva
  8. Fiat 500
  9. Suzuki Alto
  10. Peugeot 107

so, let ‘s take a count at this list in more detail and find out more about the cheapest cable car to insure as a unseasoned driver .

1. Seat Mii – average annual premium: £431.36  

It may be a budget option to the about identical Volkswagen up ! ( see below ), but the Mii is just vitamin a practical and a joy to drive .
It ‘s specially good for city motorists because it ‘s easy to manoeuvre and it ’ s ideal for nipping in and out of traffic .
On sale since 2012, it ‘s now only available as an EV – the Mii Electric – which has a range of up to 160 miles .

2. Volkswagen up! – average annual premium: £433.92

Volkswagen up!
On sale since 2012 and still going potent, the up ! city cable car was developed alongside the identical alike Seat Mii ( above ) and Skoda Citigo ( below ) .
The classy of the trio, the up ! is one of the most engage small cars on the market to drive. With good build quality and low track costs, it ‘s powered by an tidal bore little 1.0-litre engine, there ‘s more space inside than you might think and it ‘s an low-cost second-hand bargain .
There ‘s even an electric version – the e-up ! .

3. Skoda Citigo – average annual premium: £442.67

Skoda Citigo
This award-winning city cable car is now a familiar batch on our roads. Just like its Volkswagen Group cousins, the Seat Mii and VW Up !, the Skoda Citigo is cute, fun to drive and surprisingly roomy. There ‘s a decent 251 litres of baggage capacity in the boot ( 959 litres if you fold the buttocks seats down ) and there ‘s even space for two adults to sit in the back .
now no longer available newly, the Citigo makes a wise second-hand option and there are batch of gloomy mileage examples available in adept condition .

4. Citroen C1 – average annual premium: £449.69

Citroen C1
Whether it ‘s the first-generation car ( 2005-14 ) or the latest exemplary ( pictured ), the Citroen C1 has retentive been a popular choice with youthful drivers .
If you ‘re looking for a fun drive, gloomy run costs and you like thrummy three-cylinder engines, it will be correct up your street .
There ‘s plenty of choice and Mk 1s are available from less than £1,000. If you can stretch to at least £3,000, then the better stream model is even better .

5. Ford Puma – average annual premium: £462.49

Ford Puma
Considering it was alone launched at the begin of 2020, Ford ‘s sporty Puma compact SUV is a star performer, going straight into the crown 10 UK best-sellers tilt .
Its athletic looks are refreshingly unlike, it ‘s economic and entertaining to drive, well equipped and cleverly packaged. For case, the kick ’ s lower load compartment ( called the ‘Megabox ‘ ) not only provides an excess 80 litres of repositing space, but it besides features a raincoat line and drain spark plug, making it easy to wash out ( the ideal space for storing muddy wellies ).

6. Ford KA+ – average annual premium: £464.72

Ford KA+
On sale in the UK from 2016-20, this five-door city cable car offers supermini space at a bargain price. available either with a 1.2-litre gasoline engine or 1.5-litre diesel unit, it ‘s by chance hire to drive, though do n’t expect hot hatch performance and a sophisticate ride .
There ‘s room to carry adults in the rear and the boot offers 270 litres ( 849 litres with the rear seats folded ) of baggage capacity .

7. Vauxhall Viva – average annual premium: £466.72

Vauxhall ‘s entry-level city car was only on sale from 2015-19, squaring up against the likes of the Hyundai i10, Kia Picanto and Volkswagen improving !. Powered by a 1.0-litre three-cylinder gasoline unit, it offered fair operation and economy .
There ‘s a little more space inside than you might think, while five doors aid access. Easy to drive in town ( though there ‘s no automatic gearbox option ), it rides well and used Vivas with gloomy mileage can be bought for less than £5,000 .
last, a Viva Rocks variant with SUV style was launched in 2017. It ‘s rare, but the choice of the range .

8. Fiat 500 – average annual premium: £467.28

Fiat 500
On sale since 2007, the fetid Fiat 500 is american samoa much fun to drive as it looks and early examples still look fresh today .
Treated to a minor face lift in 2016, which included upgrade condom and documentary technical school, there ‘s no dearth of 500s in the classifieds with high milers starting at less than £1,500 .
however, we ‘d recommend spend at least £2,500 on a later, moo mileage example with a fully service history. You can choose a diesel version, but the 1.2 gasoline is the best all-around and the thrummy 0.9-litre TwinAir offers unexpected poke .

9. Suzuki Alto – average annual premium: £468.94

Suzuki Alto
available between 2009 and 2015, the seventh-generation of Suzuki ‘s popular city car was bum and cheerful .
Powered by a little 1.0-litre gasoline engine, it ‘s more about economy than performance, and while there ‘s room for four adults, baggage space is limited .
At merely 3.5 metres in length and with a tight turn encircle, it ’ south ideal for driving around town, but has to be worked quite hard to make rapid advance on faster roads. That said, it handles well for its size and there ‘s good grapple .
Expect to pay around £3,500 for a care for low miler .

10. Peugeot 107 – average annual premium: £474.58    

Peugeot 107
Developed alongside the first-generation Citroen C1 and Toyota Aygo, the fiddling Peugeot 107 is a fun package. Built from 2005-14 ( when it was replaced by the Peugeot 108 ), it ‘s another sensible used city car option.

Cheap to insure and maintain, it ‘s besides crisp, available with three or five doors and powered by an enthusiastic little 67bhp 1.0-litre gasoline engine .
As you ‘d expect from a city car, space is tight inside, so if you do need to carry passengers in the back, choose for the five-door adaptation to make access a little easier .
low mileage second-hand examples can be snapped up for arsenic little as £2,500 .

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