What Should I Do After a Car Accident That Wasn’t My Fault (no-fault)? – Integrity Spine

Keep read to learn the answers to important questions you may be asking yourself after a car accident that wasn ’ t your fault .

Should I Call the Police ?

You should absolutely call the police, whether the accident was a minor fender bender or a significant doss. If the accident wasn ’ t your fault, having an official police report will help you hold the early driver accountable for damages and repair costs. Don ’ t judge to work out reparations with the other driver on your own, even if the early driver doesn ’ deoxythymidine monophosphate want to involve the police of insurance companies.

It ’ randomness a lot safer for you to call the police, tell the responding military officer the truth about what happened, and let the policeman decide who is at fault in the official report. The at-fault driver will probably receive a citation .

Filing a patrol report will besides help you handle an insurance claim. Your indemnity company will want a copy of the report, and having one will speed up the claims process .

What Information Do I Need to Know About the Accident ?

You ’ ll indigence to collect several pieces of information at the scene of the accident. This information will help you as you move through the policy claim march. Before you leave the scene, make indisputable you have the following information :

• The early driver ’ second name and touch data
• The names and contact information of passengers in the other driver ’ mho car
• The other driver ’ randomness cable car insurance company and policy data
• The make, model and color of the other driver ’ randomness cable car
• The names and contact information of witnesses to the accident
• The responding police officer ’ second name, contact information and badge number

only speak to the other driver about the information above that you ’ re trying to obtain. Don ’ t discuss the accident or who is at fault — leave those discussions for the patrol and your insurance company .

While you ’ ra waiting for the police, jot down adenine much information as you remember about the accident. Sketch a promptly map to show the steering each cable car was traveling and the location of the crash. List the weather conditions at the time and any other circumstances surrounding the collision. Take pictures of both cars to document damages .

Whose Insurance Company Do I Call ?

If you ’ ve been in an accident that wasn ’ t your fault, you may be wondering whose insurance caller you need to call to seek compensation .

The safest stake is constantly to call your own car insurance company after an accident. They can tell you what kind of coverage you have for personal injury, collisions, damages and medical expenses. You may besides have uninsured motorist coverage you can use if the other driver doesn ’ metric ton have indemnity. Depending on the services you need, your insurance company will pay for your repairs and checkup bills, then exercise with the at-fault driver ’ south indemnity to collect compensation. This is a stress-free solution for you, because everything is billed directly to your policy company and you won ’ t need to communicate with the other driver ’ randomness insurance company at all .

In some cases, you ’ re required to call your own policy party after an accident to receive payment serve with injuries. Florida is one of 12 no-fault states, which means you must use your own personal injury protection coverage to pay for injuries. If your injuries are more austere than what your policy covers, you can sue the at-fault driver directly .

If you weren ’ t at defect in an accident, you besides have the choice to file a claim with the other driver ’ south indemnity ship’s company, called a third-party claim. In a third-party claim, the other indemnity company will pay for your car repairs once it determines their driver was at at-fault. The early company will besides pay for aesculapian expenses, unless you live in a no-fault state .

Should I See a Doctor ?

Yes, you should seek checkup concern after a car accident, even if you don ’ metric ton feel any pain or see any injuries. When you ’ re involved in a high-impact collision, your body releases a massive spike of epinephrine that can mask pain and early symptoms directly after a crash. It may be respective hours or flush days before trouble, symptoms and injuries appear. Delayed presentation is common for car accident injuries like whiplash, concussions, spinal damage or piano weave injuries .

It ’ mho besides critical that you see a doctor of the church and get tested for internal injuries and fractures. serious internal injuries like bleeding and swelling can be dangerous if they ’ rhenium not diagnosed and treated immediately .

Don ’ t call your primary coil care doctor ( PCP ) after a car accident, because many PCPs don ’ t have the training to identify, diagnose and treat car crash injuries. An incorrect diagnosis of your injuries can delay proper treatment and make your injuries worse down the road. Untreated whip and spinal anesthesia injuries can cause chronic pain in the future, while untreated concussions may cause permanent brain damage .

alternatively, call a aesculapian practice that has the discipline and feel to treat cable car accident injuries. A specialist will accurately diagnose your injuries and start you on an effective treatment plan .

What Happens next ?

once you ’ ve successfully made it through all of the above, the future step is the recovery serve .

first, your car may need repairs, which can take several weeks if the damages are extensive. Make certain you keep all documentation throughout the rectify process, including the estimate you ’ re given and any updates you receive. Keep software documentation and receipts from your car rental avail excessively. You ’ ll need this paperwork to ensure you get proper compensation for the accident damages .

adjacent, your body may need repairs, which can besides take several weeks or even months. If you ’ re injured in a car accident that wasn ’ t your fault, collect all the software documentation related to your medical concern. Ask for a transcript of your medical records, doctor notes and imaging studies. Make certain your treating doctor knows that you need detail notes for your records and for the insurance company to review. Keep paperwork, doctor orders, aesculapian bills and prescription labels from medications, physical therapy and other treatments you might be prescribed. Again, this paperwork is all-important so that you can receive the compensation you need to cover exorbitant payments for medical care .

Most importantly, make sure you ’ re taking care of yourself during the recovery action. car accidents can be traumatic for your physical, genial, emotional and fiscal health, and you are your own best advocate for obtaining the help you need. Follow your repair ’ sulfur orders, eat well, hydrate and get enough of remainder after you ’ ve been in a traumatic car accident .

Integrity Spine and Orthopedics Treats Car Accident injuries

At Integrity Spine and Orthopedics, our board-certified team of orthopedic surgeons is trained to identify, diagnose and treat cable car accident injuries like spinal anesthesia price, fractures, whiplash, concussions and soft weave injuries. We offer respective discussion options that will get you bet on on your feet and back to doing the activities you love adenine soon as possible .

If you ’ ve been involved in a car crash, seek avail by calling 904-456-0017 or filling out an on-line form .