The Secret Senior Discount Your Auto Insurance Company Doesn’t Want You to Know About

Revealing how you can save an average of $270 over three years on your auto insurance with a Mature Driver Online Course.

Most insurers start to raise premiums when you reach 55 or older. sol, it ’ randomness critical to shop for car policy quotes and grab every discount to which you ‘re entitled .

You may be asking yourself : will my car insurance premiums automatically increase fair because I join the ranks of “ older ” drivers ? The answer is probably yes, but there are ways to save. For exemplify, California State Law requires car insurance companies to give drivers 55 or older a discount on their premiums after they complete a mature driver path. But California is not alone. thirty-three other states require discounts for mature driver safety courses ( you can find a list here ). The reality is you may be entitled to a senior discount rate and are paying far besides much for car indemnity .

Ask yourself : what if I have no accidents or tickets, will my premiums still rise ? probably, because indemnity rates are partially determined by the entire group to which you belong, not barely your own force record. Data from the National Transportation and Safety Bureau and National Automotive Sampling System show that drivers 70 and older know much higher rates of accidents and fatalities than younger drivers and that translates into more claims and higher rates .

“So how can I avoid car insurance rate hikes and get senior discounts on my premiums as I age?

indemnity companies have different policies regarding mature drivers, so it pays to shop around, but there ’ s one certain bet to keep your premiums low—tune-up your defensive driving through a DMV-approved on-line mature driver improvement course like the one from Mature Driver Tune-Up in California. These help you brush up on your driving skills plainly by reading materials and watching videos in the comfort of your own home .

“How much can I save?”

According to the AARP, California drivers save an median of $ 90 a year for three years, for a sum 3-year savings of $ 270.00 by simply taking an on-line mature driver course. You should contact your insurance agentive role and find out how much you will save prior to taking a path. The sum of your rebate will depend upon your drive record, indemnity company, and other factors. policy companies can refuse to give you a discount if you have a inadequate driving record .

“Why don’t insurance companies inform customers that these discounts are available?

The answer is obvious. These discounts cut into insurers ’ profits, making them loath to promote this kept up mysterious. But you should know : you stand to save a frightful amount of money on car indemnity if you plan to drive for the adjacent twenty or more years .

“What will I learn from a Mature Driver Course?”

Designed to tune-up your driving cognition and skills, a mature driver course helps improve your confidence behind the bicycle by bringing you up to date on the latest dealings laws and defensive drive techniques with videos, images and easy to read content .

“Where are courses taught?”

Courses are offered in traditional classrooms, or like Mature Driver Tune-Up ’ sulfur on-line course, in the quilt of your own home plate using your computer or tablet. What ’ second nice about taking a course from base, is not only the public toilet but the ability to start and stop the course anytime you want. You aren ’ t forced to sit in a classroom with strangers for eight hours and you can finish the course over days or even weeks .

“ I wish I had contacted my insurance company years ago to find out how much an easy driver-safety course would save me. I got my official DMV certificate and saved about $ 100 per year. ”

Remember: cognition is ability. If you are a commodity driver and have taken a DMV-approved mature driving course, then you stand to reap the rewards. All you need to do is :

  • Get smart : insurance discounts for fledged driver training exist in most states
  • Ask your insurance agent if you are eligible for the discount
  • Shop for an easy on-line program that costs less than $ 20, requires no tests, has no timers, and is intuitive and easily to use
  • once you obtain your DMV-approved certificate, send it to your policy agent

Tell all your friends how you put an extra $90 per year in your pocket each year with minimal effort and cost.

There are other ways to save even more on car indemnity. Couples save even more if both people take a mature driver course. In states that do n’t require all accredited drivers in a family to have car policy, you can exclude anyone ( such as an older spouse or parent ) who no longer drives in order to reduce your rates. You can besides invest in a vehicle with condom features such as a rear-view television camera, lane drift, collision warning systems, and parking assist to prevent accidents and claims, which can minimize future premium increases. If you have vehicles that you use only half-time, look into cheaper “ parked vehicle ” coverage during the months you ‘re not driving them .

The most sure-fire way to decrease your premiums and to tune-up your defensive tug ability is to take an low-cost, on-line suppurate driver class like the one from In this character, what you don ’ t know—and what the policy companies aren ’ t telling you—can hurt your wallet, so get on your calculator today to get going on your own ripen driver tune-up .

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