These car insurance are more low-cost compared to comprehensive car insurance because the coverage international relations and security network ’ thymine applicable for your own car. therefore, it ’ sulfur highly recommended to get comprehensive car policy for maximum fiscal protection so you don ’ t have to drain your savings to repair your car .
Know What Your car policy Cover
Comprehensive Car Insurance
- Death or injury to other parties
- Damage to other parties’ property
- Loss/damage to your vehicle caused by fire or theft
- Damage to your vehicle due to accident
Extension Cover to Comprehensive Policy
- Windscreen damage
- Damage arising from flood, windstorm, landslide and other natural disasters
- Damage to your vehicle due to malicious damage or riot, strike and civil commotions
- Personal accident and medical benefits for driver and passengers
- Liability to passengers
- Liability to the third party caused by passengers
- E-hailing
- Vehicle accessories
- Smart key replacement
- Car re-spray
- Compensation for loss of use
*Extension cover may differ for each car insurance companies
Car Insurance in Malaysia 2022 – A Comparison
| Car Insurance | Features |
| Etiqa Car indemnity |
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| AmAssurance Car indemnity |
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| HSBC Car Insurance |
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| Hong Leong Bank Car Insurance |
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| MSIG Car insurance |
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Takaful Car policy in Malaysia 2022 – A comparison
Comprehensive Car Insurance, Best for E-hailing Drivers
Although frequently categorised as one of the types of car indemnity, e-hailing insurance is, in fact, an extension brood of comprehensive examination car insurance. comprehensive cable car insurance doesn ’ t extend coverage for vehicles used for commercial function frankincense e-hailing drivers who are looking for car insurance have to take this propagation. Some car indemnity companies that offer e-hailing elongation are :
Frequently Asked Questions (FAQs) on Car Insurance
Q: I have a limited budget, which one is the cheapest car insurance?
A: You can go for the third party policy that covers only the third gear party involved in the accident. Q: Can I claim against my injury or death?
A: Unfortunately no, however, personal accident indemnity and medical wag can help you with that.
Q: Why does the car insurance company reject my claims?
A: The claims that you submitted might actually fall under the addition coverage that you don ’ deoxythymidine monophosphate signboard up for therefore your claims are rejected.
Some early reasons for refuse car policy claims are you haven ’ thyroxine paid or renewed your premium, you drove recklessly or was driving under the charm of alcohol and person else/unlicensed driver drove your car. Q: Can I avail car insurance if my car is older than 15 years?
A: Very few car indemnity providers will to provide you because of the long time of your car. When that happens, be prepared to pay a very gamey premium. Q: What are the major exclusions?
A: Some of the major exclusions are your own death or bodily injury, windshield damage, loss/damage arising from an act of nature or orgy, spare part parts repair and the passing of use of your vehicle.
however, you can take some addition coverage on acme of your comprehensive examination car insurance to get sum protection .