When you think about lease cars, the rental car counters you see when you exit the airport and the shuttle buses emblazoned with company logo circling the arrivals level might come to mind. But rental cars are a effective choice for travel, tied if you have no plans to fly anytime soon. You may have small religion in an older fomite so that rental might make smell to go on road trips longer than respective hours. You might besides want to consider renting a bigger car to accommodate the people in your travel squad or all of the equipment or off-roading required for a camp tripper. Or possibly you just want to get better gas mileage for the distance you ’ ll be driving. Whatever the reason, your credit card might be able to help you save when you bible a car. Some cards even provide varying degrees of rental car indemnity coverage, which can help pay for any damages to the rental car in case you get into a rental car accident or person breaks into your car. here are our picks for the best credit cards for spend on rental cars.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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The democratic Chase Sapphire Preferred® Card is good for both redeeming points and relying on the lease cable car coverage. You can book rental cars with Chase Ultimate Rewards ® points and when redeemed for travel, points earned on this batting order are deserving 1.25 cents, meaning a $ 150 car rental will by and large cost about 12,000 points. Unlike a bunch of other credit cards, the Chase Sapphire Preferred® Card besides offers primary rental car coverage, meaning it ’ ll give for damages before your own primary car insurance. The coverage terminus ad quem is up to the cash value of most lease vehicles.

Chase Sapphire Reserve®

Chase Chase Sapphire Reserve Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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The more tricked-out Chase Sapphire Reserve® offers alike benefits to the Chase Sapphire Preferred® Card, including primary lease cable car coverage. The coverage restrict is $ 75,000. Chase Ultimate Rewards® points earned on this calling card are worth flush more than they are with the Chase Sapphire Preferred® Card. You can redeem points for 1.5 cents each, so the cost of the $ 150 cable car rental went depressed to fair 10,000 points. alternatively of redeeming your points, you might opt to pay with cash because of some of the discounts available to cardholders. The Chase Sapphire Reserve® mechanically gives you elite condition with National Car Rental ( yes, rental cable car companies have commitment programs and elite status barely like airlines and hotels ). The real highlight here is that membership in National ‘s Emerald Club allows elect members to choose any vehicle in the Emerald Aisle and pay the midsize rate, no matter what size the car is. Cardholders can besides get a cash dismiss at National, Avis and Silvercar through the “ special Car Rental Privileges ” section of their Chase Ultimate Rewards® portal.

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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This premium travel credit card from Capital One has a lower annual fee than the Chase Sapphire Reserve®, and it besides has a distribute to like in terms of lease cable car rewards. For one, the Capital One Venture X Rewards Credit Card offers primary cable car rental policy coverage up to $ 75,000. You ‘ll besides receive the highest level of Hertz elite condition — Hertz President Circle status — which will get you the widest choice of cards, guaranteed upgrades and entree to a dedicated Hertz Rewards member line. finally, the Capital One Venture X Rewards Credit Card earns 2x miles on every leverage, but when you book lease cars through Capital One Travel with the card, you ‘ll earn an increase 10x miles.

Ink Business Preferred® Credit Card

and

Ink Business Cash® Credit Card

Chase Ink Business Preferred Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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Chase Ink Business Cash Credit Card Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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If you ’ ve got one of these business credit cards, you can besides save on the rental car coverage. Both the Ink Business Preferred® Credit Card and Ink Business Cash® Credit Card offer basal lease car coverage, up to the cash value of most rental cars.

Nerdy tip:

Chase Ultimate Rewards® are worth 1.25 cents on award travel bookings with the

Ink Business Preferred® Credit Card

, but you could transfer them between cards to get higher value. If you’ve got the

Chase Sapphire Reserve®

, you’ll want to transfer your points to that card to get the 1.50 cents redemption rate.

The Platinum Card® from American Express

American Express Platinum Credit Card

NerdWallet rating 

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The oft-considered gold-standard for premium change of location cards, The Platinum Card® from American Express, can ’ thymine compete on the primary rental car indemnity, but it does come with Hertz Gold Plus Rewards and Avis Preferred. The elite status with both programs includes a one-car class upgrade when available and discounts of up to 15 % on standard cars. Hertz ’ s discount increases to up to 25 % off Prestige Collection vehicles. Terms apply.

United℠ Explorer Card

and

United Club℠ Infinite Card

Chase United Airlines Mileage Plus Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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Chase United MileagePlus(R) Club Card Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

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In terms of airline cards, the United Airlines co-branded cards are amazingly effective options for rental cars. Both cards come with primary rental car indemnity, up to the value of most rental vehicles. In addition, United Club℠ Infinite Card holders receive complimentary Hertz President ‘s Circle status, which includes benefits like confirmed one-car upgrades and your choice of any vehicle from the President ’ s Circle at no extra appoint.

Other airline credit cards

With airline credit cards, you ’ ll want to be cautious of redeeming your miles for rental cars because these types of redemptions don ’ thyroxine normally offer the best respect when you compare them with booking award flights with miles. For exemplar, NerdWallet values United miles at 1 penny each for award trajectory redemption. thus, if the cash value of the car rental is less than the rate of the miles it would take to get an award rental, you might want to pay in cash rather. If you choose to ledger with cash, don ’ thyroxine forget to include your frequent flier bill to earn bonus miles for your cable car reservation.

The bottom line

If you ’ re taking a road trip and a rental cable car could make you more comfortable, your citation circuit board could make it more low-cost with the ability to book with especial cardholder discounts or even credit menu points. Be certain to check your rental car coverage carefully. many cards only offer secondary coverage, meaning they will merely kick in after your elementary car indemnity, and they normally do n’t cover lavishness car rentals. For a in full points-funded vacation, check our hotel recommendations for road trips.

How to maximize your rewards

You want a change of location recognition wag that prioritizes what ’ s important to you. here are our picks for the best locomotion credit cards of 2022, including those best for :

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