note : The coronavirus pandemic has disrupted existing and future travel plans and turned greater attention to trip indemnity. Read our take on specific data concerning travel insurance and COVID-19, or see our comprehensive guide to managing your finances during COVID-19. cipher wants to plan the stumble of a life lone to have to cancel it — and eat the cost — when an unexpected illness or upwind event pops up. That ‘s where the right credit card can come in handy. These four cards offer a crop of travel insurance benefits that can protect you in case your trip is by chance derailed.

Chase Sapphire Reserve®

Chase Chase Sapphire Reserve Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

Learn More

The Chase Sapphire Reserve® offers 5x total points on air travel and 10x entire points on hotels and cable car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $ 300 is spent on travel purchases per annum. Earn 3x points on other travel and dining & 1 point per $ 1 spent on all other purchases and a solid welcome bonus : Earn 50,000 bonus points after you spend $ 4,000 on purchases in the first 3 months from bill hatchway. That ‘s $ 750 toward travel when you redeem through Chase Ultimate Rewards®.. But it ’ s the travel policy benefits that truly set the Chase Sapphire Reserve® aside. Let ’ s begin with the trip cancellation/interruption coverage. If your travel is canceled or cut short-circuit due to severe weather, illness or another eligible reason, you ’ ll be reimbursed up to $ 10,000 per person and up to $ 20,000 per trip for nonrefundable trip expenses. Cardholders will besides get access to early travel indemnity benefits like rental cable car collision price release, lost or delayed baggage indemnity, delayed trip reimbursement, travel accident indemnity, hand brake aid, wayside aid, hand brake medical and dental, and emergency evacuation and transportation coverage.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

Learn More

With outright 2x miles on all purchases ( and 5x miles on hotels and rental cars booked through Capital One Travel ), the Capital One Venture Rewards Credit Card has emerged as a power player in the travel rewards batting order outer space. It ’ randomness besides a great choice for those who like a little base hit net when they travel. The tease offers secondary car rental collision coverage and locomotion accident indemnity, if you purchased the fare with your capital One Venture Rewards Credit Card. And if something goes wrong, cardholders have access to 24-hour travel aid services. available services include things like aid with medical and legal referrals, hand brake transportation and emergency ticket successor.

The Platinum Card® from American Express

American Express Platinum Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

Learn More

The Platinum Card® from American Express provides secondary rental car indemnity and up to $ 3,000 for lost, stolen or damaged baggage. Terms apply. The Platinum Card® from American Express besides offers the Premium Global Assist Hotline, available to cardholders traveling 100 miles or more from home. This 24/7 hand brake hotline can help you deal with all sorts of travel disasters, including fiscal, legal and medical emergencies. Terms apply.

Ink Business Preferred® Credit Card

Chase Ink Business Preferred Credit Card

NerdWallet rating 

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

Learn More

The Ink Business Preferred® Credit Card is meant for small-business owners. travel can be an built-in part of building a raw business, and that ’ s where this menu shines. The Ink Business Preferred® Credit Card offers trip cancellation/interruption coverage of up to $ 5,000 per tripper, car rental collision damage release and roadside dispatch. This card earns you 3x points on the first $ 150,000 spent on travel, transport and other business-related expenses every year. And your points will be deserving 25 % more when redeemed for locomotion through Chase Ultimate Rewards®. Plus, with this card, there are no extraneous transaction fees. so take those savings and invest them right back into your burgeoning business. This card is best for small-business owners who need to travel to grow their businesses and who don ’ deoxythymidine monophosphate mind a menu with an annual fee.

How to maximize your rewards

You want a travel recognition card that prioritizes what ’ s important to you. here are our picks for the best travel credit cards of 2022, including those best for :

Leave a Reply

Your email address will not be published. Required fields are marked *