Best credit card for car rental overall: Chase Sapphire Reserve®

overall

Chase Sapphire Reserve®

Chase Sapphire Reserve®Apply Now

On Chase’s Secure Website

annual Fee $ 550 april 16.99 % -23.99 % variable star

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credit Needed 720 – 850

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editor program ‘s Rating

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

+ see poster details The Chase Sapphire Reserve® is our reigning champion of car lease credit cards. That ’ sulfur because the Chase Sapphire Reserve® is one of a handful of cards that offer primary coil cable car lease insurance ( up to $ 75,000 of coverage ), adenine well as particular car rental privileges with three major rental agencies .

Car rental benefits

  • Earn 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards® (The travel category includes car rentals.)
  • Get upgrades, discounts and special offers with National Car Rental, Avis
  • Primary car rental insurance with coverage in most countries, including Jamaica and Ireland
  • Enroll in National’s Emerald Club and get Executive level membership, including special car rental benefits such as faster checkout and any car at a midsize rate
  • Use the card’s rewards points to rent cars through the Ultimate Rewards

Car rental insurance details

It ’ mho arduous to beat the rental car indemnity on the Chase Sapphire Reserve® – it offers up to $ 75,000 of primary coil insurance for damage or larceny of most rental vehicles while traveling within the U.S. or afield. elementary coverage means that – as long you pay the entire rental coverage with your Chase Sapphire Reserve® and decline the lease representation ’ mho coverage – the Chase Sapphire Reserve® ’ mho policy kicks in first. You don ’ t have to deal with reporting the incident to your personal policy policy, and you can possibly save yourself from a premium rise .
You ’ re eligible for up to 31 days of coverage without the common nation exclusions – so coverage is about global. Your coverage includes :

  • Physical damage and/or theft of an eligible rental vehicle
  • Towing charges related to a covered loss
  • Loss-of-use charges incurred by the rental car agency

Best credit card for car rental and car rental insurance: (tie) Chase Sapphire Reserve® or Chase Sapphire Preferred® Card

Rental insurance

Chase Sapphire Reserve®

Apply Now

On Chase’s Secure Website

annual Fee $ 550 april 16.99 % -23.99 % variable

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accredit Needed 720 – 850

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editor program ‘s Rating

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

+ see card details

Rental indemnity

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® CardApply Now

On Chase’s Secure Website

annual Fee $ 95 april 15.99 % – 22.99 % variable

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credit Needed 720 – 850

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editor ‘s Rating

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 03/31/22.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

+ see card details possibly the best keep mysterious of the Chase Sapphire Preferred® Card : It offers the like primary policy coverage as its costly compatriot, the Chase Sapphire Reserve®. This means that either of the Chase Sapphire cards is a acquire option for cable car rental indemnity coverage .

Car rental benefits

  • Earn bonus points on car rentals
  • Primary car rental insurance with coverage in most countries, including Jamaica and Ireland
  • Car rental upgrades and discounts with the Chase Sapphire Reserve®

Car rental insurance details

Except for the $ 75,000 utmost payout with the Chase Sapphire Reserve®, the insurance benefits offered by the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card are the same. You get up to 31 days of primary insurance coverage for larceny or damage to a qualifying lease vehicle in most countries. coverage includes :

  • Physical damage and/or theft of an eligible rental vehicle
  • Towing charges related to a covered loss
  • Loss-of-use charges incurred by the rental car agency

Best credit card for car rental and a secured credit card: Capital One Platinum Secured Credit Card

If you ’ re person with poor people credit or a limited credit rating history, you may have experienced the headache that comes with trying to rent a car without a recognition card ( most car rental agencies won ’ metric ton accept cash ). fortunately, you have a few options, including using a secured credit card. The Capital One Platinum Secured Credit Card is one the best batten cards for renting a car, since it comes with better-than-average benefits, including cable car rental insurance. ( note : Depending how much you deposit, your initial credit channel will be $ 200- $ 1,000, and the menu won ’ deoxythymidine monophosphate blanket car rentals above your recognition lineage. )

Car rental benefits

  • Secondary car rental coverage

Car rental insurance details

das kapital One Platinum Secured Credit Card holders receive astir to 15 days of consecutive coverage for larceny or damage of an eligible vehicle rented under the diagnose and paid for wholly with the card. coverage is secondary, and only kicks in for claims not covered by your personal indemnity, including in foreign countries. coverage includes :

  • Damage and theft of a qualified rental vehicle
  • Loss-of-use charges
  • Towing charges

Best credit card for car rental and cash back: Chase Freedom Unlimited®

Cash back

Chase Freedom Unlimited®

Chase Freedom Unlimited®Apply Now

On Chase’s Secure Website

annual Fee $ 0 april 14.99 % – 23.74 % variable

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credit Needed 660 – 850

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editor ‘s Rating

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% – 23.74%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

+ see poster details Because of their miss of state exclusions for car rental indemnity, Chase-issued credit cards are broadly your best bet for renting a car worldwide. Among Chase ’ sulfur cash back cards, the Chase Freedom Unlimited® is your best car lease choice. In addition to its car rental indemnity, the batting order offers 1.5 % cash back on every purchase, which means you can score great rewards on your rental .

Car rental benefits

  • Secondary car rental insurance for U.S. rentals and primary car rental insurance for international rentals, with coverage in most countries
  • Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases (Includes car rentals.)

Car rental insurance details

The Chase Freedom Unlimited® offers up to 31 days of straight coverage for larceny or damage of an eligible rental fomite paid for entirely by the tease. The coverage is secondary within the U.S. – only covering claims not covered by another insurance policy – and basal away of the U.S., applying to rentals in most foreign countries. coverage includes :

  • Damage and theft of a qualified rental vehicle.
  • Loss-of-use charges
  • Towing charges

Best credit card for car rental and business: Ink Business Preferred℠ Credit Card

business

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit CardApply Now

On Chase’s Secure Website

annual Fee $ 95 april 15.99 % -20.99 % variable

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credit Needed 720 – 850

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editor program ‘s Rating

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account

+ see card details For businesses with a draw of travel expenses, including car rentals, the Ink Business Preferred℠ Credit Card may be your go-to card. The card offers primary rental insurance in most countries for vehicles rented for occupation purposes, a high 3X rewards rate on car rentals and car lease privileges with Avis. furthermore, there ’ s no extra fee for issuing employee cards, so you and your employees can use all its car rental benefits cost-effectively .

Car rental benefits

  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. (The travel category includes car rentals.)
  • Enroll in the Avis Corporate Rewards Program to earn rental reward days faster, save on rentals, get free upgrades and more
  • Primary coverage for business-related car rentals with coverage in most countries.

Car rental insurance details

For vehicles rented for business purposes, the Ink Business Preferred℠ Credit Card offers up to 31 days of primary car rental coverage in most countries. unfortunately, coverage is secondary coil for personal cable car rentals within the U.S. ( though always primary coil for international car rentals ), so you may want to carry a irregular poster for personal purposes. coverage includes :

  • Physical damage and theft of a qualified rental vehicle
  • Loss-of-use charges
  • Towing charges

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