1. Geico
Geico, the second largest car insurance company in the nation and the biggest in Florida, writes closely a quarter of all car insurance policies in Florida. Geico offers Florida drivers up to a 10 % rebate for completing an approve defensive driving course. Drivers who take on-line courses offered by the National Safety Council, the American Safety Council and the Florida Safety Council are besides eligible for discounts. besides, Geico provides discounts to alumni from respective universities, including Florida Atlantic University and Florida Gulf Coast University .
Our Thoughts: Geico ‘s low rates and convenient shop feel make it one of the best policy companies available in Florida. In fact, Geico provides annual car insurance quotes that are $ 493 less than the country average. If you ‘re searching for a company with low rates, you ‘ll find few that top Geico .
- A++ (Superior) A.M. Best Financial Strength Rating
- 4 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Geico
2. State Farm
State Farm boasts an abundance of agents throughout Florida, with 29 agents in Miami and 35 in Orlando. Florida drivers who are under 25 years honest-to-god can take advantage of State Farm ‘s Steer Clear safe driver deduction program. To qualify for the discount rate, the driver must have no at-fault accidents or violations in the past three years. You can sign up through your local agent, on-line or through the Steer Clear mobile app.
Reading: Auto Insurance Companies in Florida
Our Thoughts: State Farm is a great choice for drivers in Florida who want access to a local anesthetic agent. State Farm ‘s many agents and offices throughout the state mean drivers wo n’t have to go far to speak to person in person. It is n’t the most low-cost car indemnity caller, but it is cheaper than companies like Allstate and Progressive .
- A++ (Superior) A.M. Best Financial Strength Rating
- 3 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on State Farm
3. Progressive
Progressive is a major company, underwriting 15 % of all car indemnity policies in Florida. While Progressive is chiefly known for its on-line presence, the ship’s company operates eight full-service centers in Florida. Drivers who have been involved in little accidents can drop off their vehicles at these servicing centers to receive a compensate calculate. Employees at the service center will then coordinate repairs, which come equipped with a life guarantee .
Our Thoughts: Progressive is n’t the most low-cost car indemnity option, however, it provides policyholders with a hanker list of discounts to mitigate its high rates. Progressive ‘s best discounts are offered through the Snapshot program, which rewards policyholders for condom drive habits. If you ‘re a safe driver, then consider selecting Progressive as your car policy ship’s company .
- A+ (Superior) A.M. Best Financial Strength Rating
- 3 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Progressive
4. Allstate
Allstate makes finding a local anesthetic agent in the Sunshine State comfortable, offering the option to search on-line by ZIP code or city. While most insurance companies offer this search feature of speech, Allstate improves research functionality by showing a map aboard results, eliminating the need to look up respective addresses .
Our Thoughts: Allstate ‘s eminent car policy rates hold it back from being an above-average policy company. furthermore, aside from its great search feature, the company does n’t offer any perks that are exclusive to Florida drivers. If you ‘re matter to in Allstate for its ability to offer individualized service through its local anesthetic agents, then consider State Farm .
- A+ (Superior) A.M. Best Financial Strength Rating
- 3 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Allstate
5. USAA
USAA primarily serves members of the U.S. military and their families, and Florida is home to 21 military bases representing every branch of the U.S. military. USAA ‘s big presence in Florida includes its Southeast Regional Campus, located in Tampa .
Our Thoughts: USAA is one of the best policy companies available in Florida. not only does USAA volunteer low-cost rates in Florida, it besides provides excellent customer service. If you ‘re a U.S. military employee, USAA offers perks that are odd, like an policy deduction when you store your vehicle, such as while you ‘re deployed.
- A++ (Superior) A.M. Best Financial Strength Rating
- 5 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on USAA
6. Liberty Mutual
Liberty Mutual has several offices throughout the Sunshine State, and many of them take an active function in residential district service. For case, a Liberty Mutual office in Lake Mary volunteers at the Second Harvest Food Bank of Central Florida and participates in the Orlando Chamber of Commerce Hispanic Expo .
Our Thoughts: Liberty Mutual does n’t offer any discounts or coverage options that you could n’t find through another policy company. Companies that have limited features typically offer lower car policy premiums, but that is n’t the casing with Liberty Mutual. Simply put, there are n’t many reasons why a driver in Florida should select Liberty Mutual .
- A (Excellent) A.M. Best Financial Strength Rating
- 2 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Liberty Mutual
7. Infinity
Despite being a little player with merely 2 % of the Florida car policy market, Infinity maintains plenty of agents across the state. In fact, Infinity has 30 agents in Miami and Orlando each. The party maintains an active presence in the communities where it sells car insurance. For exemplify, Infinity has donated millions to programs like Step Up for Students in Florida, Texas, California and Arizona .
Our Thoughts: Infinity is a bang-up indemnity company for bad drivers. If you do n’t fit into that customer section, you ‘d likely receive a cheaper quote from a national insurance caller, like State Farm or Geico. Furthermore, even bad drivers should be cautious of Infinity ‘s poor people customer service, as reviews complain about the company being difficult to reach .
- A (Excellent) A.M. Best Financial Strength Rating
- Read our full review on Infinity
8. Travelers
Travelers is the eighth largest car policy company in Florida and one of the largest in the U.S. The company partners with local institutions, like Florida Realtors and the Florida Hospital Credit Union, to offer their members special discounts and perks. Although Travelers sells its policies through independent agents, the company hush provides customers with an on-line directory to cursorily find an agent in their area .
Our Thoughts: Travelers offers centrist quotes when it comes to price, however it can distillery be a great choice for drivers who would pay high rates elsewhere. That ‘s because the ship’s company offers one of the longest lists of discounts, which can offset its average rates. The discounts are vary, therefore most drivers will be able to qualify for at least one discount .
- A++ (Superior) A.M. Best Financial Strength Rating
- 3 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Travelers
9. Farmers
Farmers is one of the largest insurance companies in Florida, and it has 2 % of the car insurance market share in the state. A benefit of selecting a large indemnity company like Farmers is that the company offers several indemnity products, meaning you can earn discounts by bundling policies. Farmers even offers insurance for amateur vehicles, like boats.
Our Thoughts: Regardless of your driver profile, Farmers offers some of the most low-cost rates among national car indemnity companies. furthermore, the ship’s company offers a few unique coverage options. For case, Farmers is one of the few companies in the state to offer policy while you ‘re driving for Uber or Lyft .
- A (Excellent) A.M. Best Financial Strength Rating
- 3 out of 5 rating from J.D. Power for overall satisfaction
- Read our full review on Farmers
10. AmTrust Financial
AmTrust Financial has seven corporate offices located across some of the largest cities in Florida, including Jacksonville and Ft. Lauderdale. The caller is the fourteenth largest writer of car indemnity in the nation. prospective policyholders should be mindful that AmTrust Financial does n’t provide aim quotes to customers. If you ‘re concern in an car indemnity policy, you ‘ll have to speak to an freelancer agent that sells policies for the caller .
Our Thoughts: AmTrust Financial by and large focuses on selling indemnity policies to small businesses, meaning it is n’t the best choice for your personal car indemnity policy. The company ‘s subsidiaries, which provide car policy policies, are little in size. Their restrict size means you ‘ll miss out on things most large policy companies offer, like mobile apps and on-line quotes .
- A (Excellent) A.M. Best Financial Strength Rating