car policy is an significant buy, but finding cheap car indemnity in Georgia international relations and security network ’ deoxythymidine monophosphate constantly easy. That ’ second why it ’ sulfur crucial to compare rates from multiple insurers. The average cost of full coverage car insurance in Georgia is $ 1,715 per class, or about $ 143 per month, according to NerdWallet ’ sulfur analysis. minimal coverage in Georgia is $ 719 per class on average, but we found you can likely get a cheaper policy. For exercise, Auto-Owners offers the cheapest rates in Georgia at $ 301 per year, on average, for minimum coverage car policy for a 35-year-old driver with a scavenge drive record. If you ‘re looking for cheap options, check out our guide to the brassy car policy in Atlanta.

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Cheapest car policy company overall in Georgia
Auto-Owners $ 87/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
Auto-Owners $ 25/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for young drivers
Auto-Owners $ 197/month

5.0 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with poor credit rating
countrywide $ 87/month

4.5 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Georgia

NerdWallet ’ s editorial team analyzed car indemnity rates from 15 car insurers in Georgia and found the five cheapest options for drivers in several long time brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Georgia. For broad coverage, we used the below coverage limits :

  • $ 100,000 bodily wound liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a fortune of quotes to find cheap cable car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more feel on the road. still, some companies routinely have better insurance rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Georgia for 20-year-olds

Drivers in Georgia with uninfected drive records may want to consider the adopt companies, which had the lowest average rates :

  1. Auto-Owners : $ 2,369 per year, or about $ 197 per month .
  2. Geico : $ 2,775 per year, or about $ 231 per month .
  3. ACCC Insurance : $ 2,826 per year, or about $ 236 per month .
  4. Allstate : $ 2,907 per year, or about $ 242 per month .
  5. countrywide : $ 3,239 per year, or about $ 270 per month .

Cheapest minimum coverage car insurance in Georgia for 20-year-olds

Drivers in Georgia who want barely the state of matter minimum coverage may want to check with these companies, which had the lowest median rates :

  1. Auto-Owners : $ 861 per year, or about $ 72 per month .
  2. Geico : $ 925 per year, or about $ 77 per month .
  3. Allstate : $ 995 per year, or about $ 83 per month .
  4. ACCC Insurance : $ 1,063 per year, or about $ 89 per month .
  5. Country Financial : $ 1,213 per year, or about $ 101 per month .

Cheapest auto insurance in Georgia for 20-year-olds with poor credit

Drivers with hapless recognition in Georgia should look at the following insurers with the lowest average rates for minimal coverage :

  1. Geico : $ 1,204 per class, or about $ 100 per calendar month .
  2. Allstate : $ 1,391 per class, or about $ 116 per calendar month .
  3. ACCC Insurance : $ 1,776 per year, or about $ 148 per calendar month .
  4. Country Financial : $ 1,920 per class, or about $ 160 per month .
  5. progressive : $ 2,117 per class, or about $ 176 per calendar month .

Cheapest auto insurance in Georgia for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Georgia, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 1,153 per class, or about $ 96 per month .
  2. Auto-Owners : $ 1,274 per year, or about $ 106 per calendar month .
  3. Country Financial : $ 1,568 per class, or about $ 131 per month .
  4. ACCC Insurance : $ 1,626 per year, or about $ 136 per calendar month .
  5. Allstate : $ 1,630 per year, or about $ 136 per month .

Cheapest auto insurance in Georgia for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown hera, alongside the insurers ‘ average rates for minimum coverage :

  1. ACCC Insurance : $ 1,289 per year, or about $ 107 per calendar month .
  2. Allstate : $ 1,372 per year, or about $ 114 per calendar month .
  3. Geico : $ 1,549 per year, or about $ 129 per month .
  4. Auto-Owners : $ 1,938 per year, or about $ 162 per month .
  5. progressive : $ 2,004 per year, or about $ 167 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car policy rates than in their teens and 20s. still, factors like a person ’ s drive record and cable car make and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any cable car indemnity discounts.

Cheapest full coverage car insurance in Georgia for 30-year-olds

Drivers in Georgia with clean drive records may get the lowest rates from these companies :

  1. Auto-Owners : $ 1,071 per year, or about $ 89 per calendar month .
  2. nationally : $ 1,327 per year, or about $ 111 per month .
  3. Geico : $ 1,628 per year, or about $ 136 per calendar month .
  4. Esurance : $ 1,646 per class, or about $ 137 per month .
  5. Allstate : $ 1,736 per year, or about $ 145 per month .

Cheapest minimum coverage car insurance in Georgia for 30-year-olds

Drivers in Georgia who want their state ‘s minimal coverage can check with the following companies, which had the lowest average rates :

  1. Auto-Owners : $ 309 per year, or about $ 26 per calendar month .
  2. Geico : $ 478 per year, or about $ 40 per calendar month .
  3. submit grow : $ 598 per year, or about $ 50 per month .
  4. embrace : $ 600 per year, or about $ 50 per month .
  5. Allstate : $ 675 per year, or about $ 56 per month .

Cheapest auto insurance in Georgia for 30-year-olds with poor credit

Drivers with hapless credit in Georgia should consider the following companies with the lowest average rates for full coverage :

  1. countrywide : $ 1,790 per year, or about $ 149 per month .
  2. Geico : $ 2,127 per year, or about $ 177 per calendar month .
  3. Safeway : $ 2,362 per year, or about $ 197 per calendar month .
  4. progressive : $ 2,438 per year, or about $ 203 per calendar month .
  5. Allstate : $ 2,643 per class, or about $ 220 per calendar month .

Cheapest auto insurance in Georgia for 30-year-old drivers with one at-fault crash

For drivers in Georgia with a holocene accident, here are the lowest average pace options for entire coverage :

  1. Auto-Owners : $ 1,425 per class, or about $ 119 per month .
  2. nationally : $ 2,142 per year, or about $ 178 per month .
  3. Geico : $ 2,225 per year, or about $ 185 per month .
  4. state farm : $ 2,443 per class, or about $ 204 per calendar month .
  5. Allstate : $ 2,652 per class, or about $ 221 per calendar month .

Cheapest auto insurance in Georgia for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the following options for full coverage :

  1. Auto-Owners : $ 1,993 per class, or about $ 166 per month .
  2. ACCC Insurance : $ 2,182 per year, or about $ 182 per calendar month .
  3. Esurance : $ 2,329 per class, or about $ 194 per calendar month .
  4. Allstate : $ 2,348 per year, or about $ 196 per calendar month .
  5. nationally : $ 2,611 per year, or about $ 218 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on median, but calm pay more than older historic period groups. Shopping around for cheap cable car indemnity quotes with multiple insurers is the best way to find lower rates. commodity drivers who don ’ metric ton grow behind the wheel much might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Georgia for 40-year-olds

Drivers in Georgia with clean drive records may want to think about the pursuit companies, which had the lowest average rates :

  1. Auto-Owners : $ 1,083 per year, or about $ 90 per month .
  2. countrywide : $ 1,236 per year, or about $ 103 per month .
  3. Geico : $ 1,562 per year, or about $ 130 per calendar month .
  4. Esurance : $ 1,582 per year, or about $ 132 per calendar month .
  5. ACCC Insurance : $ 1,602 per year, or about $ 134 per calendar month .

Cheapest minimum coverage car insurance in Georgia for 40-year-olds

Drivers in Georgia who want precisely the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. Auto-Owners : $ 314 per year, or about $ 26 per calendar month .
  2. Geico : $ 461 per year, or about $ 38 per month .
  3. Country Financial : $ 585 per year, or about $ 49 per calendar month .
  4. embrace : $ 600 per year, or about $ 50 per month .
  5. submit farm : $ 606 per year, or about $ 50 per calendar month .

Cheapest auto insurance in Georgia for 40-year-olds with poor credit

Drivers with poor citation in Georgia can check out the following insurers with the lowest average rates for fully coverage :

  1. countrywide : $ 1,670 per year, or about $ 139 per month .
  2. Safeway : $ 2,071 per class, or about $ 173 per calendar month .
  3. Geico : $ 2,138 per year, or about $ 178 per month .
  4. progressive : $ 2,314 per year, or about $ 193 per month .
  5. mercury : $ 2,447 per year, or about $ 204 per calendar month .

Cheapest auto insurance in Georgia for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident be in Georgia, here are the companies with the lowest average rates for wax coverage :

  1. Auto-Owners : $ 1,443 per year, or about $ 120 per calendar month .
  2. countrywide : $ 2,012 per year, or about $ 168 per calendar month .
  3. Geico : $ 2,318 per year, or about $ 193 per month .
  4. ACCC Insurance : $ 2,349 per class, or about $ 196 per calendar month .
  5. state of matter grow : $ 2,404 per year, or about $ 200 per month .

Cheapest auto insurance in Georgia for 40-year-old drivers after a DUI

The cheapest full moon coverage car policy we found for drivers with a DUI came from the following companies :

  1. ACCC Insurance : $ 1,917 per year, or about $ 160 per calendar month .
  2. Auto-Owners : $ 2,021 per year, or about $ 168 per calendar month .
  3. Esurance : $ 2,249 per year, or about $ 187 per month .
  4. Allstate : $ 2,346 per year, or about $ 196 per month .
  5. mercury : $ 2,417 per year, or about $ 201 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive feel. Rates can still vary depending on other factors such as a driver ’ s gender and location, so it ’ randomness chic to shop around to find the best rate. Our list of the best cheap car policy companies is a full place to start.

Cheapest full coverage car insurance in Georgia for 50-year-olds

Drivers in Georgia with clean driving records may want to get quotes from these insurers, which had the lowest average rates :

  1. Auto-Owners : $ 1,046 per year, or about $ 87 per calendar month .
  2. countrywide : $ 1,153 per class, or about $ 96 per month .
  3. Esurance : $ 1,470 per year, or about $ 122 per month .
  4. ACCC Insurance : $ 1,473 per year, or about $ 123 per calendar month .
  5. Geico : $ 1,480 per class, or about $ 123 per calendar month .

Cheapest minimum coverage car insurance in Georgia for 50-year-olds

Drivers in Georgia who opt for the state minimum coverage may want to consider the pursue companies, with the lowest average rates :

  1. Auto-Owners : $ 307 per year, or about $ 26 per month .
  2. Geico : $ 443 per class, or about $ 37 per month .
  3. embrace : $ 499 per class, or about $ 42 per month .
  4. Country Financial : $ 504 per year, or about $ 42 per calendar month .
  5. ACCC Insurance : $ 594 per year, or about $ 50 per month .

Cheapest auto insurance in Georgia for 50-year-olds with poor credit

Drivers with poor credit in Georgia can check with the following companies, which showed the lowest average rates for full coverage :

  1. countrywide : $ 1,559 per class, or about $ 130 per calendar month .
  2. Safeway : $ 1,989 per year, or about $ 166 per calendar month .
  3. Geico : $ 2,028 per class, or about $ 169 per month .
  4. progressive : $ 2,119 per year, or about $ 177 per month .
  5. mercury : $ 2,251 per year, or about $ 188 per month .

Cheapest auto insurance in Georgia for 50-year-old drivers with one at-fault crash

For drivers living in Georgia with a recent accident, here are the insurers with the lowest average full moon coverage rates :

  1. Auto-Owners : $ 1,392 per year, or about $ 116 per month .
  2. countrywide : $ 1,901 per year, or about $ 158 per month .
  3. ACCC Insurance : $ 2,162 per class, or about $ 180 per month .
  4. Geico : $ 2,213 per year, or about $ 184 per calendar month .
  5. Country Financial : $ 2,261 per year, or about $ 188 per month .

Cheapest auto insurance in Georgia for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage :

  1. ACCC Insurance : $ 1,761 per class, or about $ 147 per calendar month .
  2. Auto-Owners : $ 1,946 per year, or about $ 162 per calendar month .
  3. Esurance : $ 2,258 per year, or about $ 188 per month .
  4. Allstate : $ 2,259 per class, or about $ 188 per calendar month .
  5. mercury : $ 2,352 per class, or about $ 196 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car indemnity for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Georgia for 60-year-olds

Drivers in Georgia with clean drive records may want to think about getting quotes from these companies, which had the lowest median rates :

  1. Auto-Owners : $ 1,054 per year, or about $ 88 per calendar month .
  2. nationally : $ 1,109 per year, or about $ 92 per calendar month .
  3. ACCC Insurance : $ 1,322 per year, or about $ 110 per month .
  4. Geico : $ 1,430 per class, or about $ 119 per month .
  5. Esurance : $ 1,453 per year, or about $ 121 per month .

Cheapest minimum coverage car insurance in Georgia for 60-year-olds

Drivers in Georgia who want merely the state minimum coverage may want to check with these insurers, which had the lowest modal rates :

  1. Auto-Owners : $ 340 per year, or about $ 28 per calendar month .
  2. Geico : $ 432 per year, or about $ 36 per month .
  3. Country Financial : $ 492 per class, or about $ 41 per month .
  4. embrace : $ 499 per year, or about $ 42 per month .
  5. state farm : $ 568 per year, or about $ 47 per month .

Cheapest auto insurance in Georgia for 60-year-olds with poor credit

Drivers with hapless credit in Georgia can look at the following companies with the lowest average rates for full coverage :

  1. nationally : $ 1,501 per year, or about $ 125 per calendar month .
  2. Geico : $ 1,884 per year, or about $ 157 per calendar month .
  3. progressive : $ 2,083 per class, or about $ 174 per calendar month .
  4. Safeway : $ 2,131 per year, or about $ 178 per month .
  5. mercury : $ 2,185 per year, or about $ 182 per calendar month .

Cheapest auto insurance in Georgia for 60-year-old drivers with one at-fault crash

For drivers with a recent accident be in Georgia, here are the companies with the lowest average rates for full coverage :

  1. Auto-Owners : $ 1,415 per class, or about $ 118 per month .
  2. nationally : $ 1,837 per year, or about $ 153 per month .
  3. ACCC Insurance : $ 1,924 per year, or about $ 160 per month .
  4. Geico : $ 1,995 per year, or about $ 166 per month .
  5. Country Financial : $ 2,228 per year, or about $ 186 per calendar month .

Cheapest auto insurance in Georgia for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for full coverage :

  1. ACCC Insurance : $ 1,576 per class, or about $ 131 per month .
  2. Auto-Owners : $ 1,993 per year, or about $ 166 per calendar month .
  3. Allstate : $ 2,232 per class, or about $ 186 per calendar month .
  4. Esurance : $ 2,236 per class, or about $ 186 per month .
  5. countrywide : $ 2,306 per year, or about $ 192 per month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a seasoned — or have an contiguous family extremity who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 32 of the 48 driver profiles we examined.

Minimum car insurance requirements in Georgia

Georgia cable car insurance policies must include indebtedness indemnity, which pays for others ’ property damage and injuries if you cause a barge in. hera are the minimum liability coverage amounts you must select :

  • $ 25,000 bodily injury indebtedness coverage per person .
  • $ 50,000 bodily injury liability coverage per crash .
  • $ 25,000 property damage indebtedness coverage per crash .

liability car indemnity covers the cost of any wrong, injuries or deaths you cause in a car accident, astir to your policy ’ sulfur predefined limits. While this will be enough to drive legally, it ’ s normally wise to get more than the minimum. An at-fault crash could easily result in injury or repair bills higher than the amounts listed above, and the remaining balance would have to come out of your pouch. You may besides want to consider coarse add-ons such as collision, comprehensive and uninsured motorist protection. Visit NerdWallet ’ s guide to car insurance requirements by state to learn more about buying your georgia car indemnity policy.

Alternative car insurance in Georgia

Drivers who are unable to buy Georgia cable car indemnity on the open market — due to DUIs, poor credit or other reasons — can shop for coverage through the Georgia Automobile Insurance Plan. If you ’ ra searching for brassy car insurance in Georgia, you can besides use NerdWallet ’ randomness car policy comparison tool .

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