Cheap car insurance for drivers with prior incidents
The average cost of a full-coverage policy tends to be higher for drivers with a history of citations, traffic violations or accidents. Depending on which trespass you have, rates may increase by a few hundred dollars into the thousands .
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Cheapest quotes for drivers with an accident: State Farm
The best company for cheap car indemnity after an accident in Arkansas is State Farm .
Rates from State Farm were 45 % cheaper than the average cost of insurance for drivers with an accident — which is $ 2,670 per year. Choosing State Farm over the average indemnity company in the state could represent a savings of $ 101 per calendar month on premiums .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,461 | $122 |
| Farm Bureau | $1,564 | $130 |
| Farmers | $2,696 | $225 |
| Geico | $2,958 | $246 |
| Nationwide | $3,256 | $271 |
| Shelter | $3,346 | $279 |
| Progressive | $3,717 | $310 |
| Allstate | $3,725 | $310 |
| USAA | $1,310 | $109 |
policy companies may raise rates after you ‘ve been in an accident because you are statistically more probably to be in future accidents. According to our research of Arkansas companies, the increase in rates could be more than double — depending on your insurance company .
Cheapest car insurance for drivers with a speeding ticket: Farm Bureau
Arkansas ‘s best insurance caller for drivers with a accelerate tag is Farm Bureau. The cost difference between Farm Bureau and the most expensive company is an modal of $ 1,604 .
This gap emphasizes why it ‘s so important to shop and compare multiple companies. Two other brassy insurers worth checking out are Geico and State Farm .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Farm Bureau | $1,313 | $109 |
| State Farm | $1,360 | $113 |
| Geico | $1,451 | $121 |
| Shelter | $2,251 | $188 |
| Nationwide | $2,533 | $211 |
| Farmers | $2,676 | $223 |
| Progressive | $2,690 | $224 |
| Allstate | $2,917 | $243 |
| USAA | $1,109 | $92 |
policy companies use violation history as another way to assess risk. Having a traffic ticket on your record indicates that you are riskier to take on than a customer with a clean record .
Cheapest car insurance quotes after a DUI: Farm Bureau
Being charged with a DUI will likely cause your insurance rates to go up. You should check out Farm Bureau for the best low-cost full-coverage policy. Those cover under this company pay less than half the price of the average Arkansas driver .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Farm Bureau | $1,446 | $120 |
| Progressive | $2,364 | $197 |
| Farmers | $2,608 | $217 |
| Allstate | $3,362 | $280 |
| Shelter | $4,137 | $345 |
| Nationwide | $4,157 | $346 |
| Geico | $4,324 | $360 |
| State Farm | $4,513 | $376 |
| USAA | $1,780 | $148 |
dangerous driving convictions like DUIs can stay on your record longer than something minor, like driving 10 miles per hour over the accelerate restrict. Comparing rates can help mitigate the affect of having a DUI, but driving responsibly for a while is the merely way to get your rates back to where they were ahead .
Cheapest car insurance for drivers with poor credit: Geico
Geico offers the cheap premiums for drivers with inadequate credit. Despite being slightly more expensive, Farm Bureau and Nationwide are two alternatives still worth looking into .
Insurers use credit scores to determine quotes because drivers with low credit scores are statistically more likely to file indemnity claims .
|
Company |
Annual rate Read more: The Best Car Insurance Companies for 2022 |
Monthly rate |
|---|---|---|
| Geico | $1,874 | $156 |
| Farm Bureau | $2,063 | $172 |
| Nationwide | $2,537 | $211 |
| Farmers | $2,752 | $229 |
| Shelter | $2,876 | $240 |
| Progressive | $3,186 | $266 |
| Allstate | $3,440 | $287 |
| State Farm | $5,072 | $423 |
| USAA | $1,557 | $130 |