car indemnity is an important purchase, but finding cheap car insurance in Iowa international relations and security network ’ metric ton always easy. That ’ s why it ’ mho important to compare rates from multiple insurers. The average cost of wax coverage car insurance in Iowa is $ 1,131 per class, or about $ 94 per calendar month, according to NerdWallet ’ second analysis. minimum coverage in Iowa is $ 240 per year on average, but we found you can probable get a cheaper policy. For example, State Farm offers the cheapest rates in Iowa at $ 166 per year, on median, for minimal coverage cable car insurance for a 35-year-old driver with a clean drive record.

with Insure.com

See what you could save on car insurance

well compare personalized rates to see how much interchange car insurance could save you.

ZIP Code

Get started on Insure.com

Cheapest car insurance company overall in Iowa
Hastings Mutual $ 64/month not so far rated .
Cheapest for minimum coverage
state farm $ 14/month

5.0 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for young drivers
express grow $ 125/month

5.0 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with poor credit
Hastings Mutual $ 64/month not so far rated .

How we chose the cheapest companies in Iowa

NerdWallet ’ s editorial team analyzed car policy rates from 16 car insurers in Iowa and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimal requirements in Iowa. For wax coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily wound liability per accident .
  • $ 50,000 property wrong liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a draw of quotes to find brassy car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more know on the road. still, some companies routinely have better insurance rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Iowa for 20-year-olds

Drivers in Iowa with clean drive records may want to consider the watch companies, which had the lowest average rates :

  1. state grow : $ 1,505 per year, or about $ 125 per calendar month .
  2. Pekin : $ 1,634 per year, or about $ 136 per calendar month .
  3. IMT : $ 1,676 per year, or about $ 140 per month .
  4. Geico : $ 1,690 per year, or about $ 141 per calendar month .
  5. Allstate : $ 1,802 per year, or about $ 150 per month .

Cheapest minimum coverage car insurance in Iowa for 20-year-olds

Drivers in Iowa who want equitable the department of state minimum coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 348 per year, or about $ 29 per month .
  2. state grow : $ 384 per year, or about $ 32 per calendar month .
  3. western National : $ 395 per class, or about $ 33 per calendar month .
  4. integrity : $ 433 per year, or about $ 36 per calendar month .
  5. Grinnell : $ 475 per year, or about $ 40 per month .

Cheapest auto insurance in Iowa for 20-year-olds with poor credit

Drivers with hapless credit in Iowa should look at the following insurers with the lowest average rates for minimal coverage :

  1. Geico : $ 503 per year, or about $ 42 per calendar month .
  2. integrity : $ 593 per year, or about $ 49 per month .
  3. IMT : $ 746 per year, or about $ 62 per calendar month .
  4. Hastings Mutual : $ 783 per class, or about $ 65 per month .
  5. liberal : $ 873 per year, or about $ 73 per month .

Cheapest auto insurance in Iowa for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Iowa, here are the companies with the lowest average rates for minimum coverage :

  1. western National : $ 395 per year, or about $ 33 per month .
  2. Geico : $ 456 per class, or about $ 38 per calendar month .
  3. state grow : $ 503 per year, or about $ 42 per calendar month .
  4. integrity : $ 527 per class, or about $ 44 per calendar month .
  5. progressive : $ 681 per class, or about $ 57 per calendar month .

Cheapest auto insurance in Iowa for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. western National : $ 395 per year, or about $ 33 per month .
  2. progressive : $ 590 per year, or about $ 49 per month .
  3. state of matter farm : $ 597 per class, or about $ 50 per month .
  4. Geico : $ 621 per year, or about $ 52 per calendar month .
  5. integrity : $ 737 per year, or about $ 61 per month .

See what you could save on car insurance

well compare personalized rates to see how much switch car policy could save you.

ZIP Code

Get started on Insure.com

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper cable car indemnity rates than in their teens and 20s. still, factors like a person ’ s drive record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping approximately and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Iowa for 30-year-olds

Drivers in Iowa with clean driving records may get the lowest rates from these companies :

  1. country grow : $ 790 per year, or about $ 66 per month .
  2. Hastings Mutual : $ 801 per year, or about $ 67 per month .
  3. Pekin : $ 890 per year, or about $ 74 per month .
  4. Geico : $ 919 per year, or about $ 77 per calendar month .
  5. West Bend : $ 972 per year, or about $ 81 per calendar month .

Cheapest minimum coverage car insurance in Iowa for 30-year-olds

Drivers in Iowa who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. state grow : $ 168 per class, or about $ 14 per calendar month .
  2. Geico : $ 170 per class, or about $ 14 per month .
  3. integrity : $ 173 per year, or about $ 14 per calendar month .
  4. Pekin : $ 194 per year, or about $ 16 per month .
  5. western National : $ 200 per class, or about $ 17 per calendar month .

Cheapest auto insurance in Iowa for 30-year-olds with poor credit

Drivers with poor credit rating in Iowa should consider the following companies with the lowest average rates for wax coverage :

  1. Hastings Mutual : $ 1,153 per year, or about $ 96 per calendar month .
  2. Geico : $ 1,263 per class, or about $ 105 per month .
  3. integrity : $ 1,455 per year, or about $ 121 per calendar month .
  4. IMT : $ 1,538 per year, or about $ 128 per month .
  5. farm Bureau Financial Services : $ 1,709 per year, or about $ 142 per month .

Cheapest auto insurance in Iowa for 30-year-old drivers with one at-fault crash

For drivers in Iowa with a recent accident, here are the lowest median rate options for wax coverage :

  1. department of state farm : $ 970 per year, or about $ 81 per month .
  2. Hastings Mutual : $ 1,114 per year, or about $ 93 per calendar month .
  3. Pekin : $ 1,143 per year, or about $ 95 per month .
  4. american Family : $ 1,346 per year, or about $ 112 per month .
  5. farm Bureau Financial Services : $ 1,497 per year, or about $ 125 per month .

Cheapest auto insurance in Iowa for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the pursuit options for fully coverage .

  1. express farm : $ 1,093 per class, or about $ 91 per month .
  2. farm Bureau Financial Services : $ 1,489 per year, or about $ 124 per month .
  3. progressive : $ 1,504 per year, or about $ 125 per calendar month .
  4. american Family : $ 1,639 per year, or about $ 137 per month .
  5. Pekin : $ 1,647 per year, or about $ 137 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but calm pay more than older old age groups. Shopping around for cheap cable car indemnity quotes with multiple insurers is the best means to find lower rates. commodity drivers who don ’ metric ton get behind the wheel often might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Iowa for 40-year-olds

Drivers in Iowa with clean drive records may want to think about the postdate companies, which had the lowest average rates :

  1. Hastings Mutual : $ 704 per year, or about $ 59 per calendar month .
  2. state grow : $ 768 per year, or about $ 64 per month .
  3. Pekin : $ 837 per year, or about $ 70 per month .
  4. West Bend : $ 922 per class, or about $ 77 per calendar month .
  5. Geico : $ 938 per year, or about $ 78 per month .

Cheapest minimum coverage car insurance in Iowa for 40-year-olds

Drivers in Iowa who want precisely the minimum coverage may want to check prices from these companies, which had the lowest modal rates :

  1. western National : $ 164 per year, or about $ 14 per month .
  2. state grow : $ 169 per year, or about $ 14 per month .
  3. Geico : $ 175 per class, or about $ 15 per calendar month .
  4. Pekin : $ 176 per year, or about $ 15 per calendar month .
  5. integrity : $ 177 per year, or about $ 15 per month .

Cheapest auto insurance in Iowa for 40-year-olds with poor credit

Drivers with poor credit in Iowa can check out the following insurers with the lowest average rates for full coverage :

  1. Hastings Mutual : $ 1,010 per class, or about $ 84 per month .
  2. Geico : $ 1,287 per year, or about $ 107 per month .
  3. integrity : $ 1,402 per year, or about $ 117 per month .
  4. IMT : $ 1,429 per class, or about $ 119 per month .
  5. Pekin : $ 1,627 per year, or about $ 136 per calendar month .

Cheapest auto insurance in Iowa for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Iowa, here are the companies with the lowest average rates for full coverage :

  1. state grow : $ 944 per year, or about $ 79 per calendar month .
  2. Hastings Mutual : $ 1,000 per year, or about $ 83 per calendar month .
  3. Pekin : $ 1,072 per year, or about $ 89 per month .
  4. american Family : $ 1,241 per year, or about $ 103 per month .
  5. western National : $ 1,447 per class, or about $ 121 per calendar month .

Cheapest auto insurance in Iowa for 40-year-old drivers after a DUI

The cheapest wide coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. state farm : $ 1,063 per year, or about $ 89 per month .
  2. progressive : $ 1,357 per year, or about $ 113 per calendar month .
  3. western National : $ 1,447 per year, or about $ 121 per calendar month .
  4. grow Bureau Financial Services : $ 1,472 per year, or about $ 123 per month .
  5. american Family : $ 1,510 per class, or about $ 126 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can inactive vary depending on early factors such as a driver ’ second gender and location, so it ’ sulfur smart to shop around to find the best pace. Our number of the best bum car policy companies is a good place to start.

Cheapest full coverage car insurance in Iowa for 50-year-olds

Drivers in Iowa with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Hastings Mutual : $ 593 per year, or about $ 49 per calendar month .
  2. state grow : $ 737 per class, or about $ 61 per calendar month .
  3. Pekin : $ 805 per year, or about $ 67 per month .
  4. farm Bureau Financial Services : $ 848 per class, or about $ 71 per calendar month .
  5. Geico : $ 861 per year, or about $ 72 per month .

Cheapest minimum coverage car insurance in Iowa for 50-year-olds

Drivers in Iowa who opt for the state of matter minimum coverage may want to consider the pursue companies, with the lowest average rates :

  1. western National : $ 149 per year, or about $ 12 per calendar month .
  2. Geico : $ 162 per class, or about $ 14 per calendar month .
  3. Hastings Mutual : $ 162 per year, or about $ 14 per calendar month .
  4. state farm : $ 168 per year, or about $ 14 per month .
  5. integrity : $ 169 per year, or about $ 14 per month .

Cheapest auto insurance in Iowa for 50-year-olds with poor credit

Drivers with poor credit in Iowa can check with the following companies, which showed the lowest average rates for fully coverage :

  1. Hastings Mutual : $ 848 per class, or about $ 71 per month .
  2. Geico : $ 1,188 per year, or about $ 99 per month .
  3. integrity : $ 1,306 per year, or about $ 109 per calendar month .
  4. IMT : $ 1,369 per year, or about $ 114 per calendar month .
  5. farm Bureau Financial Services : $ 1,500 per year, or about $ 125 per month .

Cheapest auto insurance in Iowa for 50-year-old drivers with one at-fault crash

For drivers living in Iowa with a recent accident, here are the insurers with the lowest average wax coverage rates :

  1. Hastings Mutual : $ 872 per year, or about $ 73 per month .
  2. state farm : $ 912 per class, or about $ 76 per month .
  3. Pekin : $ 1,031 per class, or about $ 86 per calendar month .
  4. american Family : $ 1,148 per year, or about $ 96 per month .
  5. farm Bureau Financial Services : $ 1,283 per class, or about $ 107 per month .

Cheapest auto insurance in Iowa for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for fully coverage .

  1. state grow : $ 1,025 per year, or about $ 85 per month .
  2. progressive : $ 1,228 per year, or about $ 102 per month .
  3. grow Bureau Financial Services : $ 1,276 per class, or about $ 106 per month .
  4. western National : $ 1,288 per year, or about $ 107 per calendar month .
  5. american Family : $ 1,395 per year, or about $ 116 per month .

See what you could save on car insurance

easily compare personalized rates to see how much switch over car indemnity could save you.

ZIP Code

Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find bum car policy for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Iowa for 60-year-olds

Drivers in Iowa with clean drive records may want to think about getting quotes from these companies, which had the lowest median rates :

  1. Hastings Mutual : $ 606 per year, or about $ 50 per month .
  2. state of matter farm : $ 688 per year, or about $ 57 per month .
  3. Pekin : $ 787 per year, or about $ 66 per calendar month .
  4. farm Bureau Financial Services : $ 811 per year, or about $ 68 per calendar month .
  5. Geico : $ 839 per year, or about $ 70 per month .

Cheapest minimum coverage car insurance in Iowa for 60-year-olds

Drivers in Iowa who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. western National : $ 141 per year, or about $ 12 per calendar month .
  2. department of state farm : $ 159 per year, or about $ 13 per calendar month .
  3. integrity : $ 160 per class, or about $ 13 per month .
  4. Geico : $ 162 per year, or about $ 14 per month .
  5. Hastings Mutual : $ 166 per year, or about $ 14 per month .

Cheapest auto insurance in Iowa for 60-year-olds with poor credit

Drivers with poor people credit in Iowa can look at the following companies with the lowest average rates for full coverage :

  1. Hastings Mutual : $ 867 per year, or about $ 72 per month .
  2. Geico : $ 1,154 per year, or about $ 96 per month .
  3. integrity : $ 1,192 per year, or about $ 99 per calendar month .
  4. IMT : $ 1,295 per year, or about $ 108 per calendar month .
  5. farm Bureau Financial Services : $ 1,437 per year, or about $ 120 per month .

Cheapest auto insurance in Iowa for 60-year-old drivers with one at-fault crash

For drivers with a late accident living in Iowa, hera are the companies with the lowest average rates for full coverage :

  1. state grow : $ 850 per year, or about $ 71 per month .
  2. Hastings Mutual : $ 887 per class, or about $ 74 per calendar month .
  3. Pekin : $ 1,014 per year, or about $ 84 per month .
  4. american Family : $ 1,107 per class, or about $ 92 per calendar month .
  5. western National : $ 1,161 per year, or about $ 97 per month .

Cheapest auto insurance in Iowa for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. state grow : $ 961 per year, or about $ 80 per calendar month .
  2. western National : $ 1,161 per year, or about $ 97 per month .
  3. progressive : $ 1,173 per year, or about $ 98 per month .
  4. grow Bureau Financial Services : $ 1,220 per class, or about $ 102 per calendar month .
  5. american english Family : $ 1,348 per year, or about $ 112 per month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a veteran — or have an immediate family member who is — chances are you ‘ll get a relatively cheap rate with USAA, a party that is n’t available to the cosmopolitan public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car insurance options for 32 of the 48 driver profiles we examined.

Minimum required auto insurance in Iowa

Iowa drivers must carry liability policy with the following minimum limits :

  • $ 20,000 bodily injury indebtedness per person .
  • $ 40,000 bodily injury liability per accident .
  • $ 15,000 property price indebtedness per accident .

If you ‘re ever found at fault in a clang, liability indemnity kicks in to help cover others ‘ property damage and injury bills. Since any damage that exceeds your insurance limits will have to come out of your own pouch, it ‘s normally knowing to purchase more than the legally required minimum. You may besides want to consider coarse optional coverages such as collision, comprehensive and uninsured motorist policy. To learn more about coverage options for your Iowa plan, visit NerdWallet ‘s state-by-state car indemnity requirements.

Alternative car insurance in Iowa

Drivers who are denied cable car insurance because of a patched drive record or other reasons can get coverage through the Iowa Automobile Insurance Plan. NerdWallet is here to help Iowans find the indemnity that ’ s right for them. Our car insurance comparison tool offers a view of side-by-side rates .

Leave a Reply

Your email address will not be published. Required fields are marked *