Cheapest car insurance for drivers with prior incidents

If you have a less-than-perfect drive history, you ‘re likely to pay more for car policy. That ‘s because statistics show that you ‘re more likely to file a call in the future. Farm Bureau has the cheapest policy hands down for Louisiana drivers without a clean and jerk drive criminal record .

Cheapest car insurance after a speeding ticket: Farm Bureau

Farm Bureau has the most low-cost full-coverage indemnity for people with a recent speed ticket, with an average price of $ 1,638 per year. That ‘s lone 14 % more expensive than the price for a driver with a clean phonograph record. In comparison, Louisiana drivers normally experience an 18 % addition in indemnity rates after a single accelerate ticket .

Company

Annual rate

Monthly rate

Farm Bureau $1,638 $137
State Farm $2,137 $178
Safeway $2,962 $247
Progressive $5,148 $429
Geico $12,351 $1,029
USAA $2,035 $170

Cheapest car insurance after an accident: Farm Bureau

Farm Bureau besides offers the brassy rates for Louisiana drivers with a recent at-fault accident, at $ 1,846 a year .
Drivers in Louisiana recently at mistake in an accident broadly pay more for car policy than those with a uninfected record — 55 %, or $ 2,043 more per year on average .

Company

Annual rate

Monthly rate

Farm Bureau $1,846 $154
State Farm $2,295 $191
Safeway $3,572 $298
Progressive $6,568 $547
Geico $17,976 $1,498
USAA $2,319 $193

express farm had a less rate addition than Farm Bureau, however it is calm a more expensive choice for most drivers. The most expensive insurance company, Geico, raised rates by 72 %, an increase of more than $ 7,500 a class.

Cheapest car insurance after a DUI: Farm Bureau

The cheapest option for Louisiana drivers with a DUI citation is besides Farm Bureau, with an modal annual rate of $ 1,920. That ‘s less than one-third of the department of state average, $ 6,557 .

Company

Annual rate

Monthly rate

Farm Bureau $1,920 $160
Safeway $3,816 $318
Progressive $5,730 $478
State Farm $7,724 $644
Geico $17,648 $1,471
USAA $2,503 $209

Being convicted of driving under the influence is a serious driving misdemeanor, and you ‘ll probable see a big rate rise if you ‘re caught drink in and drive. overall, we found that rates increase by 76 % after a individual DUI .

Cheapest car insurance for drivers with poor credit: Farm Bureau

The most low-cost option for drivers with bad credit is Farm Bureau, which has an average annual cost of $ 2,437 statewide. That ‘s $ 457 cheaper than the second-cheapest option, Safeway .
While your credit score does not affect your ability to drive safely, drivers with poor credit are statistically more probably to make a claim. As a result, these drivers typically pay higher premiums for car policy in Louisiana — 58 % more than those with average credit .

Company

Annual rate

Monthly rate

Farm Bureau $2,437 $203
Safeway $2,894 $241
Progressive $6,456 $538
State Farm $7,408 $617
Geico $13,607 $1,134
USAA $2,457 $205

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