Cheapest car insurance for drivers with prior incidents
If you have a less-than-perfect drive history, you ‘re likely to pay more for car policy. That ‘s because statistics show that you ‘re more likely to file a call in the future. Farm Bureau has the cheapest policy hands down for Louisiana drivers without a clean and jerk drive criminal record .
Cheapest car insurance after a speeding ticket: Farm Bureau
Farm Bureau has the most low-cost full-coverage indemnity for people with a recent speed ticket, with an average price of $ 1,638 per year. That ‘s lone 14 % more expensive than the price for a driver with a clean phonograph record. In comparison, Louisiana drivers normally experience an 18 % addition in indemnity rates after a single accelerate ticket .
Company |
Annual rate |
Monthly rate |
---|---|---|
Farm Bureau | $1,638 | $137 |
State Farm | $2,137 | $178 |
Safeway | $2,962 | $247 |
Progressive | $5,148 | $429 |
Geico | $12,351 | $1,029 |
USAA | $2,035 | $170 |
Cheapest car insurance after an accident: Farm Bureau
Farm Bureau besides offers the brassy rates for Louisiana drivers with a recent at-fault accident, at $ 1,846 a year .
Drivers in Louisiana recently at mistake in an accident broadly pay more for car policy than those with a uninfected record — 55 %, or $ 2,043 more per year on average .
Company |
Annual rate |
Monthly rate |
---|---|---|
Farm Bureau | $1,846 | $154 |
State Farm | $2,295 | $191 |
Safeway | $3,572 | $298 |
Progressive | $6,568 | $547 |
Geico | $17,976 | $1,498 |
USAA | $2,319 | $193 |
express farm had a less rate addition than Farm Bureau, however it is calm a more expensive choice for most drivers. The most expensive insurance company, Geico, raised rates by 72 %, an increase of more than $ 7,500 a class.
Cheapest car insurance after a DUI: Farm Bureau
The cheapest option for Louisiana drivers with a DUI citation is besides Farm Bureau, with an modal annual rate of $ 1,920. That ‘s less than one-third of the department of state average, $ 6,557 .
Company |
Annual rate |
Monthly rate |
---|---|---|
Farm Bureau | $1,920 | $160 |
Safeway | $3,816 | $318 |
Progressive | $5,730 | $478 |
State Farm | $7,724 | $644 |
Geico | $17,648 | $1,471 |
USAA | $2,503 | $209 |
Being convicted of driving under the influence is a serious driving misdemeanor, and you ‘ll probable see a big rate rise if you ‘re caught drink in and drive. overall, we found that rates increase by 76 % after a individual DUI .
Cheapest car insurance for drivers with poor credit: Farm Bureau
The most low-cost option for drivers with bad credit is Farm Bureau, which has an average annual cost of $ 2,437 statewide. That ‘s $ 457 cheaper than the second-cheapest option, Safeway .
While your credit score does not affect your ability to drive safely, drivers with poor credit are statistically more probably to make a claim. As a result, these drivers typically pay higher premiums for car policy in Louisiana — 58 % more than those with average credit .
Company |
Annual rate |
Monthly rate |
---|---|---|
Farm Bureau | $2,437 | $203 |
Safeway | $2,894 | $241 |
Progressive | $6,456 | $538 |
State Farm | $7,408 | $617 |
Geico | $13,607 | $1,134 |
USAA | $2,457 | $205 |