The Cheapest Car Insurance in Massachusetts for 2022 – NerdWallet

car policy is an authoritative purchase, but finding cheap car policy in Massachusetts international relations and security network ’ t always easy. That ’ s why it ’ s crucial to compare rates from multiple insurers. The median cost of full coverage cable car insurance in Massachusetts is $ 1,221 per year, or about $ 102 per calendar month, according to NerdWallet ’ south analysis. minimal coverage in Massachusetts is $ 478 per year on average, but we found you can probable get a cheaper policy. For example, The Hanover offers the cheapest rates in Massachusetts at $ 293 per year, on average, for minimal coverage cable car indemnity for a 35-year-old driver with a clean drive record.

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How we chose the cheapest companies in Massachusetts

NerdWallet ’ s editorial team analyzed car policy rates from 13 car insurers in Massachusetts and found the five cheapest options for drivers in respective long time brackets and with unlike histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Massachusetts. For full coverage, we used the under coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury indebtedness per accident .
• $ 50,000 property damage liability per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. even, some companies routinely have better indemnity rates for new drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Massachusetts for 20-year-olds

Drivers in Massachusetts with clean drive records may want to consider the following companies, which had the lowest median rates :

1. Plymouth Rock : $ 1,665 per year, or about $ 139 per calendar month .
2. Geico : $ 1,695 per year, or about $ 141 per month .
3. safety policy : $ 2,176 per year, or about $ 181 per calendar month .
4. MetLife : $ 2,517 per year, or about $ 210 per month .
5. Vermont Mutual : $ 2,625 per year, or about $ 219 per month .

Cheapest minimum coverage car insurance in Massachusetts for 20-year-olds

Drivers in Massachusetts who want barely the state minimum coverage may want to check with these companies, which had the lowest average rates :

1. The Hanover : $ 531 per year, or about $ 44 per calendar month .
2. Plymouth Rock : $ 609 per year, or about $ 51 per month .
3. guard policy : $ 680 per year, or about $ 57 per month .
4. Geico : $ 884 per year, or about $ 74 per month .
5. Vermont Mutual : $ 893 per class, or about $ 74 per calendar month .

Cheapest auto insurance in Massachusetts for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Massachusetts, here are the companies with the lowest average rates for minimum coverage :

1. Plymouth Rock : $ 773 per year, or about $ 64 per calendar month .
2. The Hanover : $ 809 per year, or about $ 67 per month .
3. safety insurance : $ 854 per year, or about $ 71 per calendar month .
4. N & D Group : $ 1,121 per year, or about $ 93 per month .
5. Vermont Mutual : $ 1,159 per year, or about $ 97 per calendar month .

Cheapest auto insurance in Massachusetts for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

1. The Hanover : $ 670 per year, or about $ 56 per calendar month .
2. Plymouth Rock : $ 766 per year, or about $ 64 per calendar month .
3. Geico : $ 1,220 per year, or about $ 102 per month .
4. Vermont Mutual : $ 1,226 per year, or about $ 102 per month .
5. safety policy : $ 1,324 per year, or about $ 110 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. however, factors like a person ’ sulfur drive record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Massachusetts for 30-year-olds

Drivers in Massachusetts with clean drive records may get the lowest rates from these companies :

1. condom policy : $ 871 per year, or about $ 73 per calendar month .
2. Vermont Mutual : $ 898 per year, or about $ 75 per month .
3. Geico : $ 993 per year, or about $ 83 per month .
4. Plymouth Rock : $ 1,009 per class, or about $ 84 per month .
5. N & D Group : $ 1,015 per year, or about $ 85 per month .

Cheapest minimum coverage car insurance in Massachusetts for 30-year-olds

Drivers in Massachusetts who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. The Hanover : $ 310 per year, or about $ 26 per calendar month .
2. Vermont Mutual : $ 359 per year, or about $ 30 per month .
3. Plymouth Rock : $ 385 per year, or about $ 32 per calendar month .
4. safety insurance : $ 412 per class, or about $ 34 per calendar month .
5. N & D Group : $ 425 per class, or about $ 35 per month .

Cheapest auto insurance in Massachusetts for 30-year-old drivers with one at-fault crash

For drivers in Massachusetts with a late accident, here are the lowest modal rate options for fully coverage :

1. N & D Group : $ 1,283 per year, or about $ 107 per month .
2. Plymouth Rock : $ 1,416 per year, or about $ 118 per calendar month .
3. Geico : $ 1,518 per year, or about $ 126 per calendar month .
4. Arbella : $ 1,860 per year, or about $ 155 per calendar month .
5. Main Street America : $ 1,913 per class, or about $ 159 per calendar month .

Cheapest auto insurance in Massachusetts for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the pursuit options for wax coverage .

1. Plymouth Rock : $ 1,440 per year, or about $ 120 per month .
2. progressive : $ 1,580 per class, or about $ 132 per calendar month .
3. Geico : $ 1,615 per year, or about $ 135 per calendar month .
4. Allstate : $ 1,729 per year, or about $ 144 per calendar month .
5. The Hanover : $ 2,109 per year, or about $ 176 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older senesce groups. Shopping around for bum car indemnity quotes with multiple insurers is the best direction to find lower rates. good drivers who don ’ deoxythymidine monophosphate catch behind the wheel frequently might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Massachusetts for 40-year-olds

Drivers in Massachusetts with clean and jerk drive records may want to think about the follow companies, which had the lowest modal rates :

1. guard insurance : $ 809 per year, or about $ 67 per calendar month .
2. Plymouth Rock : $ 891 per year, or about $ 74 per month .
3. Vermont Mutual : $ 898 per year, or about $ 75 per month .
4. N & D Group : $ 939 per year, or about $ 78 per calendar month .
5. Geico : $ 942 per year, or about $ 78 per month .

Cheapest minimum coverage car insurance in Massachusetts for 40-year-olds

Drivers in Massachusetts who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. The Hanover : $ 280 per year, or about $ 23 per calendar month .
2. Plymouth Rock : $ 326 per year, or about $ 27 per calendar month .
3. Vermont Mutual : $ 359 per class, or about $ 30 per month .
4. base hit policy : $ 382 per class, or about $ 32 per month .
5. N & D Group : $ 388 per year, or about $ 32 per calendar month .

Cheapest auto insurance in Massachusetts for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident living in Massachusetts, here are the companies with the lowest average rates for full coverage :

1. N & D Group : $ 1,186 per year, or about $ 99 per calendar month .
2. Plymouth Rock : $ 1,338 per year, or about $ 112 per month .
3. Geico : $ 1,507 per class, or about $ 126 per month .
4. Main Street America : $ 1,704 per year, or about $ 142 per month .
5. Arbella : $ 1,820 per year, or about $ 152 per calendar month .

Cheapest auto insurance in Massachusetts for 40-year-old drivers after a DUI

The cheapest full moon coverage car policy we found for drivers with a DUI came from the following companies .

1. Plymouth Rock : $ 1,396 per year, or about $ 116 per month .
2. progressive : $ 1,574 per year, or about $ 131 per calendar month .
3. Allstate : $ 1,615 per year, or about $ 135 per calendar month .
4. Geico : $ 1,615 per year, or about $ 135 per month .
5. The Hanover : $ 1,959 per year, or about $ 163 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most other senesce groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can placid vary depending on early factors such as a driver ’ sulfur gender and localization, so it ’ randomness smart to shop around to find the best rate. Our list of the best cheap car indemnity companies is a beneficial station to start.

Cheapest full coverage car insurance in Massachusetts for 50-year-olds

Drivers in Massachusetts with clean tug records may want to get quotes from these insurers, which had the lowest average rates :

1. base hit policy : $ 766 per class, or about $ 64 per calendar month .
2. Plymouth Rock : $ 814 per class, or about $ 68 per month .
3. Vermont Mutual : $ 840 per year, or about $ 70 per month .
4. N & D Group : $ 866 per year, or about $ 72 per month .
5. Geico : $ 874 per year, or about $ 73 per month .

Cheapest minimum coverage car insurance in Massachusetts for 50-year-olds

Drivers in Massachusetts who opt for the state of matter minimum coverage may want to consider the trace companies, with the lowest modal rates :

1. The Hanover : $ 256 per year, or about $ 21 per calendar month .
2. Plymouth Rock : $ 295 per year, or about $ 25 per calendar month .
3. Vermont Mutual : $ 335 per year, or about $ 28 per month .
4. safety insurance : $ 360 per class, or about $ 30 per calendar month .
5. N & D Group : $ 362 per year, or about $ 30 per month .

Cheapest auto insurance in Massachusetts for 50-year-old drivers with one at-fault crash

For drivers living in Massachusetts with a late accident, here are the insurers with the lowest average full coverage rates :

1. N & D Group : $ 1,094 per year, or about $ 91 per calendar month .
2. Plymouth Rock : $ 1,318 per year, or about $ 110 per calendar month .
3. Geico : $ 1,466 per year, or about $ 122 per month .
4. Main Street America : $ 1,524 per class, or about $ 127 per month .
5. safety insurance : $ 1,776 per class, or about $ 148 per month .

Cheapest auto insurance in Massachusetts for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a holocene DUI comes from the following companies, listed with rates for full moon coverage .

1. Plymouth Rock : $ 1,369 per year, or about $ 114 per calendar month .
2. progressive : $ 1,489 per year, or about $ 124 per month .
3. Geico : $ 1,584 per class, or about $ 132 per month .
4. Allstate : $ 1,615 per year, or about $ 135 per month .
5. The Hanover : $ 1,842 per year, or about $ 154 per month .

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well compare personalized rates to see how much interchange car insurance could save you.

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car indemnity for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in Massachusetts for 60-year-olds

Drivers in Massachusetts with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. safety policy : $ 756 per year, or about $ 63 per calendar month .
2. Plymouth Rock : $ 796 per year, or about $ 66 per month .
3. Vermont Mutual : $ 840 per year, or about $ 70 per calendar month .
4. Geico : $ 847 per year, or about $ 71 per month .
5. N & D Group : $ 898 per year, or about $ 75 per month .

Cheapest minimum coverage car insurance in Massachusetts for 60-year-olds

Drivers in Massachusetts who want barely the state minimal coverage may want to check with these insurers, which had the lowest average rates :

1. The Hanover : $ 261 per year, or about $ 22 per month .
2. Plymouth Rock : $ 296 per year, or about $ 25 per calendar month .
3. Vermont Mutual : $ 335 per year, or about $ 28 per calendar month .
4. safety policy : $ 353 per year, or about $ 29 per month .
5. N & D Group : $ 382 per year, or about $ 32 per month .

Cheapest auto insurance in Massachusetts for 60-year-old drivers with one at-fault crash

For drivers with a late accident support in Massachusetts, here are the companies with the lowest average rates for full coverage :

1. N & D Group : $ 1,135 per year, or about $ 95 per calendar month .
2. Main Street America : $ 1,333 per year, or about $ 111 per month .
3. Plymouth Rock : $ 1,336 per year, or about $ 111 per calendar month .
4. Geico : $ 1,446 per year, or about $ 120 per calendar month .
5. safety policy : $ 1,751 per year, or about $ 146 per month .

Cheapest auto insurance in Massachusetts for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. Plymouth Rock : $ 1,398 per year, or about $ 116 per calendar month .
2. progressive : $ 1,436 per year, or about $ 120 per calendar month .
3. Geico : $ 1,575 per year, or about $ 131 per month .
4. Allstate : $ 1,615 per class, or about $ 135 per month .
5. Main Street America : $ 1,651 per year, or about $ 138 per month .

Minimum coverage requirements in Massachusetts

Bay State drivers are required to carry indebtedness insurance, uninsured motorist bodily injury coverage and personal wound auspices, or PIP, in at least the pursue amounts :

• $ 20,000 bodily injury liability per person .
• $ 40,000 bodily injury indebtedness per doss .
• $ 5,000 property damage liability per crash .
• $ 20,000 uninsured motorist bodily injury per person .
• $ 40,000 uninsured motorist bodily injury per crash .
• $ 8,000 PIP .

liability car insurance covers the cost of any price, injuries or deaths you cause in a cable car accident, up to your policy ’ south predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ metric ton have car indemnity. Underinsured motorist coverage will cover the same expenses if you ’ rhenium hit by a driver with some car insurance, but not enough to cover all costs from the clang. personal injury auspices will cover your medical bills and expenses if you ’ re injured in a car crash, up to your policy limits, no matter whose blame it was. Depending on your state, PIP may besides pay for :

• Lost wages if you ’ re unable to work due to injuries from an accident .
• Services you can no longer perform, like house cleanse or child caution, because of your injuries .
• funeral costs if an accident-related injury leads to death .
• A little death profit as a cash payout .

Check out NerdWallet ’ s guide to minimum cable car insurance requirements by express to learn how the key pieces of your Massachusetts car policy work and how to select coverage limits for your situation. For more avail finding cheap coverage in Massachusetts, manipulation NerdWallet ’ sulfur cable car insurance comparison instrument.

Car insurance for high-risk drivers

If you ’ re ineffective to buy car insurance on the voluntary grocery store due to a patched drive commemorate or other factors, an policy agent can submit an lotion for you to the Massachusetts Automobile Insurance Plan. This is the system for providing insurance to risky drivers. All cable car insurers in Massachusetts must take a helping of the department of state ’ second bad drivers .

source : https://insurecar.info
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