Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.
Best Cities for Cheap Car Insurance in Utah
|Salt Lake City||$1,422||46.0%|
Factors That Affect Car Insurance Premiums in Utah
Although ripen drivers pay less for car indemnity than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.
Cheapest Car Insurance in Utah
- Bear River Mutual: $42 per month
- Geico: $47 per month
- Safeco: $50 per month
- USAA: $58 per month
6 Tips for How to Get Cheap Car Insurance in Utah
1. Compare quotes from both national and regional insurers
Don’t forget to include local insurance companies in your search for cheap car insurance. In Utah, regional insurers like The Hartford and Safeco might have lower rates than national companies like State Farm, Allstate, and American Family and have comparable customer satisfaction ratings.
2. Know the factors affecting insurance in Utah
Everyone knows that your driving habits and
3. Maintain coverage
You’ll see higher rates if you let your insurance lapse, even
4. Choose coverage that is right for you
5. Stay in less expensive zip codes
Car insurance prices can vary a lot based on zip code in Utah. On average, drivers in the
6. Search for discounts
Top car insurance companies in Utah have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.
|Category||All Profile Characteristics||Good Driver Profile|
|Age||16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65||45|
|Marital Status||Single, Married||Single|
|Teenage Driver Included on Policy||No, Yes||No|
|Driving Record||Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident||Clean|
|Miles Driven Per Year||7,500 Miles, 15,000 Miles, 20,000 Miles||15,000 Miles|
|Coverage Level||Minimum, Standard, Full||Minimum|
|Discounts||None, Multi-Policy, Homeowner, Student||None|
|Credit Level||Poor, Good||Good|
|Filings||None, SR22, FR44||None|
|Car||Sedan, Minivan, SUV, Coupe, Truck||Sedan|
Below are additional details regarding the terminology and specific characteristics of the variables in the above table:
- Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $65,000 in bodily injury liability per accident, $15,000 in property damage liability and $3,000 in personal injury protection, as required by Utah’s minimum coverage requirements.
- Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage, 50k/100k/25k of uninsured motorist coverage and $3,000 of personal injury protection.
- Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, collision and comprehensive coverage with a $500 deductible and $3,000 of personal injury protection.
- Sedan: 2018 Toyota Camry.
- Minivan: 2018 Dodge Grand Caravan.
- SUV: 2018 Toyota RAV4.
- Coupe: 2018 Ford Mustang.
- Truck: 2018 Ford F-150.
Where driver profiles are not specified, WalletHub averaged Utah insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
WalletHub ’ s analysis of cheap car policy companies in Utah is based on data from the Utah DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car policy companies for Utah drivers in a solicitation of key categories. For each profile, WalletHub compared quotes among top Utah car insurance companies by averaging premiums from 31 energy codes that represent at least 20 % of Utah ‘s population. Military-specific companies like USAA were entirely considered for the military-specific category, due to their eligibility restrictions. In some cases, they may even be the best option overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ s analysis, in summation to the specific subset of characteristics that make up our good Driver profile.Below are extra details regarding the terminology and specific characteristics of the variables in the above table : Where driver profiles are not specified, WalletHub averaged Utah indemnity quotes across 40 different driver profiles, using the above variables. Quote data is from Quadrant Information Services and is spokesperson entirely. person rates will be different.
Don ’ deoxythymidine monophosphate forget to include local indemnity companies in your search for bum car policy. In Utah, regional insurers like The Hartford and Safeco might have lower rates than national companies like State Farm, Allstate, and American Family and have comparable customer gratification ratings.Everyone knows that your driving habits and claims history affect how much you pay for car indemnity. But in Utah, companies can besides consider your senesce, sex, recognition history, marital condition, and more when setting premiums. The cable car you drive, your annual mileage, and even some factors beyond your control all impact the price of insurance.You ’ ll see higher rates if you let your indemnity sink, tied if you don ’ t own a car. Utah drivers who don ’ thyroxine maintain continuous coverage pay an average of 7 % more than those with five or more years of insurance history.You need liability policy to pay for the early driver ’ mho damages if you ’ re at demerit in an accident in Utah. Collision and comprehensive examination coverage, on the other handwriting, are optional and may be unnecessary if you own an older car, and going with a higher deductible or lower coverage limits costs less, besides. Don ’ thymine scant on the coverage you need, but do make inform choices. That way, you won ’ t end up paying for more cable car insurance than you need.Car insurance prices can vary a lot based on energy code in Utah. On average, drivers in the most expensive parts of Utah spend over $ 500 more per year on cable car policy than those living in the least expensive areas.Top car indemnity companies in Utah have a variety of discounts, sol about anyone can find ways to save. You may be able to get a dismiss if you ’ re a scholar, veteran, good driver, homeowner, will to go paperless, and more.