Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.
Best Cities for Cheap Car Insurance in Wisconsin
| City | Premium | Percent Increase |
| Stevens Point | $561 | 0.0% |
| Wisconsin Rapids | $573 | 2.1% |
| Eau Claire | $582 | 3.6% |
| Chippewa Falls | $582 | 3.7% |
| Manitowoc | $591 | 5.2% |
| Wausau | $602 | 7.2% |
| Sheboygan | $605 | 7.8% |
| La Crosse | $607 | 8.1% |
| Green Bay | $611 | 8.9% |
| Fond Du Lac | $615 | 9.6% |
| Watertown | $625 | 11.3% |
| Janesville | $626 | 11.5% |
| De Pere | $628 | 11.9% |
| Sun Prairie | $633 | 12.8% |
| Oshkosh | $634 | 13.0% |
| Neenah | $636 | 13.3% |
| Beloit | $643 | 14.6% |
| Appleton | $651 | 16.0% |
| West Bend | $654 | 16.5% |
| Oconomowoc | $659 | 17.4% |
| Madison | $667 | 18.7% |
| Menomonee Falls | $731 | 30.2% |
| Waukesha | $734 | 30.7% |
| New Berlin | $747 | 33.1% |
| Brookfield | $748 | 33.2% |
| Franklin | $823 | 46.6% |
| Oak Creek | $828 | 47.5% |
| Racine | $841 | 49.9% |
| Kenosha | $869 | 54.7% |
| Milwaukee | $1,077 | 91.9% |
Factors That Affect Car Insurance Premiums in Wisconsin
Although fledged drivers pay less for cable car insurance than teens, older drivers start to see their rates go up as they enter their elder years. Comparing cable car indemnity rates can save older drivers hundreds of dollars a year.
Cheapest Car Insurance in Wisconsin
7 Tips for How to Get Cheap Car Insurance in Wisconsin
1. Compare quotes from both national and regional insurers
Don’t forget to include local insurance companies in your search for cheap car insurance. In Wisconsin, regional insurers like Westfield, Indiana Farm Bureau, and Erie Insurance might have lower rates than national companies like State Farm and Geico, along with comparable customer satisfaction ratings.
2. Know the factors affecting insurance in Wisconsin
Everyone knows that your driving habits and
3. Maintain coverage
You’ll see higher rates if you let your insurance lapse, even
4. Choose the coverage that is right for you
You need
5. Search for discounts
Top car insurance companies in Wisconsin have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
6. Stay in less expensive zip codes
Car insurance prices can vary a lot based on zip code in Wisconsin. On average, drivers in the
7. Watch your credit score
Insurance companies charge drivers with poor or no credit more than drivers with good scores. In Wisconsin, a driver with no credit history pays about more than one with an excellent score, so it’s especially important to establish a good credit score. You can
Methodology
In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.
| Category | All Profile Characteristics | Good Driver Profile |
| Gender | Male, Female | Male |
| Age | 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 | 45 |
| Marital Status | Single, Married | Single |
| Teenage Driver Included on Policy | No, Yes | No |
| Driving Record | Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident | Clean |
| Miles Driven Per Year | 7,500 Miles, 15,000 Miles, 20,000 Miles | 15,000 Miles |
| Coverage Level | Minimum, Standard, Full | Minimum |
| Discounts | None, Multi-Policy, Homeowner, Student | None |
| Credit Level | Poor, Good | Good |
| Filings | None, SR22, FR44 | None |
| Car | Sedan, Minivan, SUV, Coupe, Truck | Sedan |
Below are additional details regarding the terminology and specific characteristics of the variables in the above table:
- Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 per accident, and $10,000 in property damage liability, as well as $25,000 in uninsured motorist coverage per person and $50,000 in uninsured motorist coverage per accident, as required by Wisconsin’s minimum coverage requirements.
- Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage and 50k/100k/25k of uninsured motorist coverage.
- Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, and collision and comprehensive coverage with a $500 deductible.
- Sedan: 2018 Toyota Camry.
- Minivan: 2018 Dodge Grand Caravan.
- SUV: 2018 Toyota RAV4.
- Coupe: 2018 Ford Mustang.
- Truck: 2018 Ford F-150.
Where driver profiles are not specified, WalletHub averaged Wisconsin insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
WalletHub ’ s analysis of brassy car indemnity companies in Wisconsin is based on data from the Wisconsin DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest cable car policy companies for Wisconsin drivers in a collection of key categories. For each profile, WalletHub compared quotes among crown Wisconsin car insurance companies by averaging premiums from 34 energy codes that represent at least 20 % of Wisconsin ‘s population. Military-specific companies like USAA were only considered for the military-specific category, ascribable to their eligibility restrictions. In some cases, they may still be the best option overall for eligible drivers.In the board below, you can see all of the profile characteristics that were used in WalletHub ’ mho analysis, in addition to the specific subset of characteristics that make up our good Driver profile.Below are extra details regarding the terminology and particular characteristics of the variables in the above table : Where driver profiles are not specified, WalletHub averaged Wisconsin insurance quotes across 40 different driver profiles, using the above variables. Quote data is from Quadrant Information Services and is representative alone. individual rates will be different.
Don ’ deoxythymidine monophosphate forget to include local indemnity companies in your search for bum car indemnity. In Wisconsin, regional insurers like Westfield, Indiana Farm Bureau, and Erie Insurance might have lower rates than home companies like State Farm and Geico, along with comparable customer atonement ratings.Everyone knows that your driving habits and claims history affect how much you pay for car indemnity. But in Wisconsin, companies can besides consider your age, gender, credit history, marital condition, and more when setting premiums. The cable car you drive, your annual mileage, and even some factors beyond your control all impact the price of insurance.You ’ ll see higher rates if you let your indemnity backsliding, even if you don ’ deoxythymidine monophosphate own a car. Wisconsin drivers who don ’ triiodothyronine maintain continuous coverage pay an average of 7 % more than those with five or more years of insurance history.You need liability indemnity to pay for the other driver ’ randomness damages if you ’ re at fault in an accident in Wisconsin. Collision and comprehensive coverage, on the other hand, are optional and may be unnecessary if you own an older car. Usage-based insurance might be a better fit than a standard policy for low-mileage drivers, and going with a higher deductible or lower coverage limits costs less, excessively. Don ’ thymine skimp on the coverage you need, but do make informed choices. That way, you won ’ t end up paying for more cable car policy than you need.Top car policy companies in Wisconsin have a assortment of discounts, so about anyone can find ways to save. You may be able to get a deduction if you ’ re a scholar, veteran, good driver, homeowner, willing to go paperless, and more.Car policy prices can vary a draw based on slide fastener code in Wisconsin. On average, drivers in the most expensive parts of Wisconsin spend over $ 1,200 more per class on cable car insurance than those living in the least expensive areas.Insurance companies charge drivers with hapless or no credit more than drivers with effective scores. In Wisconsin, a driver with no credit history pays aboutmore than one with an excellent grudge, so it ’ second particularly significant to establish a good credit score. You can check your latest credit score for free on WalletHub if you ’ re not sure what it is .