The Best Motorcycle Insurance Companies (2022)

Best for low-cost coverage: Nationwide

Get a Quote Nationwide is the cheapest supplier of motorcycle insurance, on average, offering a big menu of discounts and a vanishing deductible. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/nationwide-4 ”, ” description ” : ” Nationwide is the cheapest provider of motorcycle indemnity, on average, offering a big menu of discounts and a vanishing deductible. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” associate ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.nationwide.com\/ & carrier=Nationwide ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” list ” : ” Nationwide ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : true, ” title ” : ” Nationwide ” }

Insurer highlights

• Cheap rates, on average
• Vanishing deductible
• High customer satisfaction rating

countrywide offers riders some of the cheapest motorcycle indemnity rates in the state. On average, policies cost $ 593 a year, with annual rates in some states equally low as $ 291. Nebraska, North Dakota, Maine, Iowa and Kansas make up the top five cheapest states to insure your motorbike with Nationwide .
While Nationwide offers the best low-cost coverage, policyholders besides benefit from highly-rated customer service. The company has a 0.53 rat on the NAIC Complaint Index, which measures the issue of complaints an insurance company receives in comparison to its share of the overall marketplace. The National Complaint Index is 1.0, which means that a company with a Complaint Index of 0.53 has about half as many complaints as its average rival .
Nationwide helps riders keep their costs low with a vanishing deductible. Each year that you are accident-free, the deductible goes down by $ 100. The caller besides offers a multitude of discounts, including :

• Multi-policy
• Multi-vehicle
• Homeowner
• Paid in full

• Motorcycle safety course
• Anti-lock brakes
• Theft recovery device
• Riding association membership, like the Harley Owners Group (H.O.G.)

Customizable policies make countrywide motorbike policy a good match for most riders, not fair those looking for cheap indemnity. Policyholders can add custom equipment coverage, original equipment manufacturer ( OEM ) coverage and wayside aid .

Best for daily riders: Dairyland

Get a Quote Dairyland ‘s rental reimbursement and wayside aid make it the best all-around policy if you ride every day. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock in ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/dairyland-2 ”, ” description ” : ” Dairyland ‘s rental reimbursement and wayside aid make it the best all-around policy if you ride every day. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” connect ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.dairylandinsurance.com\/ & carrier=Dairyland % 20Insurance ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” list ” : ” Dairyland ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” entitle ” : ” Dairyland ” }

Insurer highlights

• Comprehensive roadside assistance
• Rental reimbursement
• Range of discounts

Read the full follow-up Dairyland ‘s wayside aid and lease reimbursement coverage make it the best choice for riders who use their motorcycle as their main vehicle. Emergency wayside aid coverage gives Dairyland policyholders peace of mind, with fuel, fluent, vegetable oil or water refills fair a earphone call away. coverage besides includes service for flat tires, bad batteries, mechanical or electric problems and tow service if repairs are needed .
When riders use their bikes to get to work or for everyday activities, an accident or breakdown can derail their life. Dairyland helps cover the cost of a rental vehicle while their motorcycle is being repaired. In accession, Dairyland offers substitute monetary value coverage for motorcycles that are less than three years old. many other companies have a mileage terminus ad quem or set a annual capital on broad replacement coverage .

Best for custom bikes: Progressive

Get a Quote The higher coverage limits available at Progressive make it a good choice if you ‘ve invested a set into customizing your motorcycle. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” chief ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/progressive-2 ”, ” description ” : ” The higher coverage limits available at Progressive make it a full option if you ‘ve invested a batch into customizing your motorcycle. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” radio link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.progressive.com\/auto\/ & carrier=Progressive ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Progressive ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : truthful, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : genuine, ” title ” : ” Progressive ” }

Insurer highlights

• Generally affordable coverage
• High OEM and custom parts coverage
• No depreciation for parts

Read the full review Progressive ‘s cryptic discounts and coverage add-ons, many of which are included at no extra price, make it an outstanding choice for customs motorcycles. All of Progressive ‘s motorbike indemnity policies provide full substitution price coverage, ensuring your motorcycle is restored to pre-accident discipline without a subtraction for depreciation .
Another fringe benefit that helps cement Progressive as our first choice is its original equipment manufacturer ( OEM ) coverage, which guarantees that any original or custom-made parts on your motorcycle will be replaced with the like parts. Progressive includes $ 3,000 of coverage for damage to custom parts, upgrades and customizations with collision and comprehensive examination coverage, along with the ability to raise the limit up to $ 30,000 if needed .
Progressive besides offers a farseeing tilt of discounts and an accident forgiveness program. If you have an accident after four years accident-free, the first one wo n’t count against you, deoxyadenosine monophosphate long as the accident costs Progressive less than $ 500 .

Best for military veterans: USAA

Get a Quote Through Progressive, USAA offers military-only discounts for motorbike indemnity that help keep premiums low.

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Insurer highlights

• Highly rated customer service
• Military-specific discounts
• Offers loan financing for bikes

Read the full revue The United Services Automobile Association ( USAA ) does n’t offer motorbike policy directly. It refers its members to Progressive, one of the best companies for brassy motorbike insurance. Despite this carousel method of getting coverage, those who sign up for a progressive motorbike policy policy through USAA gain access to military-specific discounts .
In other words, U.S. military members, veterans and their families are able to take advantage of extra discounts and get the cheapest rates on one of the best motorbike insurance policies. Besides motorcycles, USAA besides provides policy policies for ATVs, mopeds and scooters .
Another added benefit of getting motorcycle insurance through USAA is that it offers motorcycle loans and finance. consequently, it serves as a one-stop shop for those who are purchasing a fresh motorcycle. USAA offers up to 100 % lend finance on motorcycles .
Who is eligible for USAA?

• Veterans
• Active service members
• Cadets and midshipmen at service academies
• Military families

Best for collectors: Markel

Get a Quote Hobbyists and collectors will find a good fit at Markel, with its multi-bike discount and ability to insure all kinds of motorcycles. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” elementary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/markel-1 ”, ” description ” : ” Hobbyists and collectors will find a good equip at Markel, with its multi-bike discount and ability to insure all kinds of motorcycles. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.markelinsurance.com & carrier=Markel % 20Corporation ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” diagnose ” : ” Markel ”, ” hideBanner ” : false, ” hideDescription ” : fake, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” entitle ” : ” Markel ” }

Insurer highlights

• Offers multi-bike discounts
• Covers many types of recreational vehicles
• Diminishing deductible available

Read the wax review Markel has been insuring motorcycles for more than 40 years, making it companion with the needs of motorcycle enthusiasts. Markel is big for motorcycle hobbyists, as it offers multi-vehicle discounts and provides coverage for a wide-eyed align of motorbike types .
The multi-vehicle dismiss lowers a policyholder ‘s quote if they have more than one motorbike insurance policy with Markel. Furthermore, Markel insures more motorbike types than many other insurers, making it perfect for anyone with a vintage motorcycle who is having trouble getting coverage elsewhere. here are some of the types of motorcycles Markel covers :

• Cruisers
• Sport bikes
• Touring motorcycles
• Sport-touring bikes

• Big twins
• Street bikes
• Scooters
• Mopeds

• Dirt bikes
• Trikes
• Custom motorcycles

While Markel has features that make it big for enthusiasts, it besides offers a way for safe motorcycle riders to save money through its decrease deductible. Markel will reduce your deductible by 25 % each class you go accident-free until it ‘s $ 0. It ‘s one of the best money-saving features for dependable motorbike riders with high deductibles .

Best for young riders: Geico

Get a Quote Geico offers the best motorbike insurance policies for young riders, with some of the cheapest rates, a large menu of discounts and the option to pay in installments. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/geico-5 ”, ” description ” : ” Geico offers the best motorcycle indemnity policies for young riders, with some of the cheapest rates, a large menu of discounts and the option to pay in installments. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” radio link ” : ” hypertext transfer protocol : \/\/www.geico.com\/ ”, ” name ” : ” Geico ”, ” hideBanner ” : fake, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” title ” : ” Geico ” }

Insurer highlights

• Cheap rates
• Offers multiple discounts
• Allows payment in installments

Read the broad review

Geico is the best insurance company for new riders because it consistently offers some of the most low-cost motorcycle insurance policies, along with a wide image of discounts that can drive down rates even further. For exemplify, young riders who complete a Motorcycle Safety Foundation or Military Safety Course get a 10 % dismiss .
Geico allows drivers to customize their motorcycle policy to meet their needs, so policies do n’t automatically include complex options that young riders may not require .
Geico besides gives policyholders the option to pay their premium in installments alternatively of all at once. This is optimum for unseasoned motorcycle riders who are on a budget and do n’t want to pay a policy in full upfront. Keep in judgment that you ‘ll probable be subject to a minor fee for each installment .