Who Has the Cheapest Car Insurance Quotes in Arizona? (2022)
Cheap car insurance for drivers with prior incidents
Drivers who ‘ve been involved in some kind of driving incident, like a speeding ticket or an at-fault crash, will pay more than those with a clean drive record. We compared quotes to find the cheapest full moon coverage car policy for drivers with an incident on their commemorate or poor credit .
Find Cheap Auto Insurance Quotes in Arizona
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Cheapest car insurance after a speeding ticket: State Farm
state farm has the best car insurance rates for Arizona drivers who have a speed ticket on their record. Its average rate is $ 1,566 per year for wide coverage indemnity, or $ 130 per month — $ 1,329 below average. In Arizona, a individual accelerate ticket can increase your insurance rates by up to 31% .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,566 | $130 |
| Progressive | $2,319 | $193 |
| Geico | $2,400 | $200 |
| AAA | $3,225 | $269 |
| Farmers | $3,628 | $302 |
| Trumbull | $3,771 | $314 |
| Allstate | $4,318 | $360 |
| USAA* | $1,928 | $161 |
Cheapest car insurance after an accident: State Farm
State Farm offers the best rates for drivers who have an at-fault accident on their record. The median cost of car insurance after an at-fault accident is $ 3,274 a year in Arizona, but State Farm offers the state ‘s drivers full moon coverage policy for 48 % less — $1,700 a year .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,700 | $142 |
| Progressive | $2,741 | $228 |
| Geico | $3,007 | $251 |
| Farmers | $3,663 | $305 |
| Allstate | $4,255 | $355 |
| AAA | $4,286 | $357 |
| Trumbull | $4,344 | $362 |
| USAA* | $2,190 | $183 |
Auto indemnity premiums go up after an at-fault accident because drivers with a late accident pose a higher risk for insurers than drivers with a clean record. average rates increase by 49% after an at-fault accident in Arizona. This translates to an extra $ 1,070 per year in premiums compared to the pace you would have with a scavenge force record .
Cheapest car insurance after a DUI: Progressive
Progressive has the best rates for Arizona drivers with a DUI on their record. Its average pace is 43% more low-cost than the state average at $ 2,037 a year .
car indemnity for drivers in Arizona with DUIs is 62 % more expensive than a full coverage policy for a driver with no anterior incidents. Driving under the influence ( DUI ) causes average car insurance rates to increase more than any other discourtesy .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Progressive | $2,037 | $170 |
| State Farm | $2,582 | $215 |
| Geico | $3,409 | $284 |
| Farmers | $3,519 | $293 |
| Trumbull | $4,325 | $360 |
| AAA | $4,330 | $361 |
| Allstate | $4,783 | $399 |
| USAA* | $3,547 | $296 |
Cheapest car insurance for drivers with poor credit: Progressive
progressive offers the best rates for Arizona drivers with a low citation seduce. The state average is $ 4,491 a year, but the average rate from Progressive is 43% cheaper at $ 2,547 per class .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Progressive | $2,547 | $212 |
| Geico | $2,709 | $226 |
| Farmers | $3,764 | $314 |
| Allstate | $3,936 | $328 |
| Trumbull | $4,652 | $388 |
| State Farm | $4,723 | $394 |
| AAA | $10,953 | $913 |
| USAA* | $2,646 | $220 |
Your credit score might not have anything to do with your ability to drive safely, but it has a big impact on how much you ‘ll pay for insurance. Arizonans with poor citation pay 104% more for indemnity than drivers with median credit .