Monthly Average Rates by Country, State, and City
car indemnity rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Florida has unlike rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Bonita Springs typically pay about $ 145.01 per month compared to the national average of $ 133.33 per month. The best way to get a first gear rate is by comparison shopping. SmartFinancial can do that for you at no price while pairing you with a reputable indemnity company indeed you have no surprises if you have an accident .
| Area | Average Monthly Rate |
|---|---|
| National | $133.33 |
| Florida | $196.77 |
| Bonita Springs, Florida | $145.01 |
Bonita Springs, FL Best Car Insurance Companies
Certain insurers will offer you better rates than others based on a ten thousand of factors, so you may get a better deal from one insurance company over another for respective reasons, and that ’ s why it ’ sulfur significant to compare. According to our data, Mercury Insurance by and large has the most low-cost car policy in Bonita Springs coming in around $ 101.53 per month. other companies to consider if you live in Bonita Springs is State Farm with an average cost of $ 104.82 per calendar month and Direct Auto which typically runs around $ 134.84 per month. Check out the full number below. SmartFinancial rates the following insurers as the best policy companies for drivers in Bonita Springs .
| Rank | Company | Average Monthly Rate | Comparison State Average |
|---|---|---|---|
| 1 | Mercury Insurance | $101.53 | -48.40% |
| 2 | State Farm | $104.82 | -46.73% |
| 3 | Direct Auto | $134.84 | -31.47% |
| 4 | Safeco | $144.96 | -26.33% |
| 5 | 21st Century | $165.75 | -15.76% |
| 6 | Kemper Auto | Infinity | $167.80 | -14.72% |
| 7 | Liberty Mutual | $179.37 | -8.84% |
| 8 | Allstate | $179.96 | -8.54% |
| 9 | National General | $181.31 | -7.86% |
| 10 | Mercury | $182.10 | -7.45% |
How Much is Car Insurance in Bonita Springs, FL?
Rates can vary from city to city. The residents of Bonita Springs typically pay $ 145.01 per month while people who live in Fort Lauderdale will pay $ 234.64 per calendar month on average. See what people pay for car policy in other cities in Florida .
| Florida Cities | Monthly Average Rate |
|---|---|
| Bonita Springs | $145.01 |
| Fort Lauderdale | $234.64 |
| Jacksonville | $178.70 |
| Miami | $271.01 |
| Orlando | $204.91 |
| Tampa | $256.20 |
Cheap Car Insurance in Bonita Springs by Zip Codes
Every zip up code rates differently with every insurance company. Your zip code code determines the crime rate in your area adenine well as other risks. Below, you can see how average rates range across the express of Florida. If you live in an area that is rated high in crime, you can make sure to garage your cable car in a safe place. That ought to save you some money. Covered and gated structures are best. Make certain to tell your indemnity agent about the precautions you ’ rhenium assume .
| Bonita Springs, FL ZIP Code | Average Monthly Rate |
|---|---|
| 34133 | $149.00 |
| 34134 | $137.52 |
| 34135 | $146.52 |
| 34136 | $190.06 |
Driver’s Coverage Auto Insurance Rates in Bonita Springs, FL
typically, drivers who presently have car indemnity coverage will receive a cheaper monthly quotation than drivers who do not. Since car policy is a necessity in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher risk driver. In Bonita Springs, the median monthly rate for a driver who is presently insured is $ 143.80 while drivers who are not presently covered will pay around $ 146.87 .
| Coverage | Average Monthly Rate |
|---|---|
| Not Currently Insured | $146.87 |
| Currently Insured | $143.80 |
FAQ’s for Drivers in Bonita Springs, FL
What Is the Minimum Liability Coverage Requirement in Bonita Springs, FL? The minimum policy coverage needed in Florida is $ 10,000 of personal injury auspices ( PIP ) and $ 10,000 property damage liability ( PDL ). Florida drivers should besides have $ 10,000/ $ 20,000 bodily injury liability coverage per person/per incident, but policyholders can reject this coverage if they very want to. Florida is a no-fault country. This means your rights are limited to sue an at-fault driver following a collision. No-fault policy coverage can pay up to 80 % of injury-related expenses and astir to 60 % of lost wages. It does not cover damaged place .
- $10,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
- $10,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
- $10,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you
Although you are not legally required to carry full coverage insurance in Florida, most lenders demand this tied of coverage. They may besides require extra coverages. Consider this when calculating the price of your car loan. What Is the Blood Alcohol Concentration (BAC) limit in Bonita Springs, FL?
Read more: The 7 Best Car Insurance Companies (2022)
It is illegal for individuals to operate a motive vehicle in Florida with the following BAC percentages :
- .08%+ at 21 years old or older
- .04%+ for commercial vehicle drivers
- .02%+ at under 21 years old
DUI is besides proven by disability of normal faculties. For more data about Florida ’ s DUI laws, refer to Florida DUI and Administrative Suspension Laws on the Florida Department of Highway Safety and Motor Vehicles web site. What are the consequences of being convicted of a DUI? The consequences of a DUI in Florida depend on the number of convictions, your blood alcohol degree, and whether you were transporting a minor at the time of your catch. At the very least, you will face a fine, community avail, and probation. You may besides receive imprison time at the court ’ sulfur discretion.
In addition, the long-run wrong to your finances could be devastating. You may incur such expenses as higher indemnity rates, lawyer fees, court costs, vehicle impoundment, mandate initiation of an ignition interlock device, and others .
commute Time in Bonita Springs, FL 22.5 Miles commute Time in United States 26.4 Miles 
Number of Nearest Insurance Agents in Bonita Springs, FL 385 Methodology
The statistics listed on this page are from our own in family coverage. We track and phonograph record quotes that carriers have provided based on diverse criteria. The rates and averages shown on this foliate should alone be used as an estimate. About the Author
Fran Majidi
Insurance Expert
Fran Majidi manages content on SmartFinancial ‘s web site. She ‘s had closely a decade ‘s worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi .