The Cheapest Car Insurance in Louisiana for 2022 – NerdWallet

car indemnity is an authoritative buy, but finding bum car insurance in Louisiana international relations and security network ’ triiodothyronine constantly easy. That ’ second why it ’ sulfur crucial to compare rates from multiple insurers. The average cost of full coverage car insurance in Louisiana is $ 3,094 per year, or about $ 258 per calendar month, according to NerdWallet ’ randomness analysis. minimal coverage in Louisiana is $ 957 per year on average, but we found you can probably get a cheaper policy. For example, Geico offers the cheapest rates in Louisiana at $ 446 per year, on average, for minimum coverage car indemnity for a 35-year-old driver with a clean drive criminal record.

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Cheapest car indemnity company overall in Louisiana
southerly Farm Bureau Casualty	$ 150/month	not yet rated .
Cheapest for minimum coverage
Geico	$ 37/month	4.5 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
southerly Farm Bureau Casualty	$ 247/month	not however rated .
Cheapest for drivers with poor recognition
Safeway	$ 150/month	not however rated .

How we chose the cheapest companies in Louisiana

NerdWallet ’ s editorial team analyzed car indemnity rates from 11 car insurers in Louisiana and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimal requirements in Louisiana. For full coverage, we used the below coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury indebtedness per accident .
• $ 50,000 place price indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a bunch of quotes to find brassy car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more feel on the road. hush, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana with clean drive records may want to consider the follow companies, which had the lowest modal rates :

1. southern Farm Bureau Casualty : $ 2,963 per class, or about $ 247 per month .
2. Louisiana Farm Bureau : $ 4,380 per year, or about $ 365 per month .
3. state grow : $ 4,698 per class, or about $ 392 per calendar month .
4. Safeway : $ 4,832 per year, or about $ 403 per month .
5. Geico : $ 4,891 per year, or about $ 408 per month .

Cheapest minimum coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these companies, which had the lowest average rates :

1. Geico : $ 1,049 per class, or about $ 87 per month .
2. southerly Farm Bureau Casualty : $ 1,101 per year, or about $ 92 per month .
3. state of matter farm : $ 1,369 per year, or about $ 114 per month .
4. Louisiana Farm Bureau : $ 1,511 per year, or about $ 126 per calendar month .
5. Allstate : $ 2,007 per year, or about $ 167 per calendar month .

Cheapest auto insurance in Louisiana for 20-year-olds with poor credit

Drivers with poor citation in Louisiana should look at the following insurers with the lowest average rates for minimum coverage :

1. Geico : $ 1,336 per year, or about $ 111 per month .
2. southerly Farm Bureau Casualty : $ 1,800 per year, or about $ 150 per month .
3. Safeway : $ 2,212 per year, or about $ 184 per month .
4. Allstate : $ 2,394 per year, or about $ 200 per month .
5. Louisiana Farm Bureau : $ 2,876 per year, or about $ 240 per month .

Cheapest auto insurance in Louisiana for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Louisiana, here are the companies with the lowest average rates for minimum coverage :

1. Geico : $ 1,278 per year, or about $ 106 per month .
2. southern Farm Bureau Casualty : $ 1,445 per year, or about $ 120 per month .
3. submit farm : $ 1,729 per year, or about $ 144 per calendar month .
4. Louisiana Farm Bureau : $ 1,786 per year, or about $ 149 per calendar month .
5. Allstate : $ 2,708 per year, or about $ 226 per month .

Cheapest auto insurance in Louisiana for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

1. southern Farm Bureau Casualty : $ 1,573 per year, or about $ 131 per calendar month .
2. Louisiana Farm Bureau : $ 1,760 per year, or about $ 147 per month .
3. Geico : $ 1,801 per class, or about $ 150 per month .
4. state of matter grow : $ 2,141 per class, or about $ 178 per calendar month .
5. Allstate : $ 2,616 per year, or about $ 218 per calendar month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car policy rates than in their teens and 20s. calm, factors like a person ’ sulfur tug record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana with clean drive records may get the lowest rates from these companies :

1. southerly Farm Bureau Casualty : $ 1,962 per class, or about $ 164 per month .
2. Louisiana Farm Bureau : $ 2,378 per year, or about $ 198 per month .
3. Geico : $ 2,558 per class, or about $ 213 per month .
4. Safeway : $ 2,627 per year, or about $ 219 per calendar month .
5. state grow : $ 2,707 per year, or about $ 226 per month .

Cheapest minimum coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. Geico : $ 453 per year, or about $ 38 per month .
2. southerly Farm Bureau Casualty : $ 555 per year, or about $ 46 per calendar month .
3. state of matter grow : $ 597 per year, or about $ 50 per month .
4. Louisiana Farm Bureau : $ 705 per year, or about $ 59 per month .
5. Auto Club of SoCal : $ 974 per year, or about $ 81 per calendar month .

Cheapest auto insurance in Louisiana for 30-year-olds with poor credit

Drivers with poor credit in Louisiana should consider the following companies with the lowest average rates for wax coverage :

1. Safeway : $ 2,627 per class, or about $ 219 per month .
2. southerly Farm Bureau Casualty : $ 3,496 per year, or about $ 291 per calendar month .
3. Geico : $ 3,583 per year, or about $ 299 per month .
4. Louisiana Farm Bureau : $ 4,614 per year, or about $ 384 per month .
5. Allstate : $ 5,645 per class, or about $ 470 per month .

Cheapest auto insurance in Louisiana for 30-year-old drivers with one at-fault crash

For drivers in Louisiana with a late accident, here are the lowest average rate options for full moon coverage :

1. southerly Farm Bureau Casualty : $ 2,460 per year, or about $ 205 per calendar month .
2. Louisiana Farm Bureau : $ 2,754 per year, or about $ 230 per calendar month .
3. Safeway : $ 3,227 per year, or about $ 269 per month .
4. state farm : $ 3,262 per year, or about $ 272 per calendar month .
5. Geico : $ 4,083 per year, or about $ 340 per calendar month .

Cheapest auto insurance in Louisiana for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the following options for full coverage .

1. southerly Farm Bureau Casualty : $ 2,513 per year, or about $ 209 per calendar month .
2. Louisiana Farm Bureau : $ 2,682 per class, or about $ 224 per calendar month .
3. Safeway : $ 3,445 per year, or about $ 287 per month .
4. state farm : $ 3,694 per year, or about $ 308 per month .
5. Geico : $ 5,400 per year, or about $ 450 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but hush pay more than older senesce groups. Shopping around for brassy cable car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ deoxythymidine monophosphate catch behind the wheel frequently might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana with clean drive records may want to think about the watch companies, which had the lowest average rates :

1. southern Farm Bureau Casualty : $ 1,718 per year, or about $ 143 per month .
2. Louisiana Farm Bureau : $ 2,243 per class, or about $ 187 per month .
3. Safeway : $ 2,477 per year, or about $ 206 per month.

   Read more: Best Car Insurance for 18-Year-Olds | Policygenius

4. Geico : $ 2,487 per class, or about $ 207 per calendar month .
5. state grow : $ 2,672 per year, or about $ 223 per month .

Cheapest minimum coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana who want barely the minimal coverage may want to check prices from these companies, which had the lowest average rates :

1. Geico : $ 443 per class, or about $ 37 per calendar month .
2. southern Farm Bureau Casualty : $ 450 per year, or about $ 38 per calendar month .
3. state grow : $ 597 per year, or about $ 50 per calendar month .
4. Louisiana Farm Bureau : $ 649 per year, or about $ 54 per month .
5. Auto Club of SoCal : $ 938 per year, or about $ 78 per calendar month .

Cheapest auto insurance in Louisiana for 40-year-olds with poor credit

Drivers with poor credit in Louisiana can check out the following insurers with the lowest median rates for fully coverage :

1. Safeway : $ 2,477 per year, or about $ 206 per month .
2. southerly Farm Bureau Casualty : $ 3,105 per year, or about $ 259 per calendar month .
3. Geico : $ 3,453 per class, or about $ 288 per month .
4. Louisiana Farm Bureau : $ 4,397 per class, or about $ 366 per month .
5. Allstate : $ 5,645 per year, or about $ 470 per calendar month .

Cheapest auto insurance in Louisiana for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Louisiana, here are the companies with the lowest average rates for full coverage :

1. southern Farm Bureau Casualty : $ 2,137 per class, or about $ 178 per month .
2. Louisiana Farm Bureau : $ 2,575 per year, or about $ 215 per month .
3. Safeway : $ 3,035 per year, or about $ 253 per calendar month .
4. submit grow : $ 3,222 per year, or about $ 268 per month .
5. Geico : $ 3,973 per class, or about $ 331 per calendar month .

Cheapest auto insurance in Louisiana for 40-year-old drivers after a DUI

The cheapest entire coverage car indemnity we found for drivers with a DUI came from the following companies .

1. southern Farm Bureau Casualty : $ 2,165 per class, or about $ 180 per month .
2. Louisiana Farm Bureau : $ 2,489 per class, or about $ 207 per month .
3. Safeway : $ 3,238 per year, or about $ 270 per calendar month .
4. state grow : $ 3,646 per class, or about $ 304 per month .
5. Auto Club of SoCal : $ 5,323 per year, or about $ 444 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most other long time groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ sulfur gender and placement, so it ’ second smart to shop around to find the best rate. Our list of the best cheap car policy companies is a good space to start.

Cheapest full coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana with clean driving records may want to get quotes from these insurers, which had the lowest average rates :

1. southern Farm Bureau Casualty : $ 1,672 per year, or about $ 139 per calendar month .
2. Louisiana Farm Bureau : $ 2,017 per year, or about $ 168 per month .
3. Safeway : $ 2,173 per year, or about $ 181 per month .
4. Geico : $ 2,442 per class, or about $ 204 per month .
5. state farm : $ 2,623 per class, or about $ 219 per month .

Cheapest minimum coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana who opt for the state minimal coverage may want to consider the follow companies, with the lowest average rates :

1. Geico : $ 431 per year, or about $ 36 per month .
2. southern Farm Bureau Casualty : $ 441 per year, or about $ 37 per calendar month .
3. Louisiana Farm Bureau : $ 573 per year, or about $ 48 per month .
4. state grow : $ 592 per year, or about $ 49 per month .
5. progressive : $ 893 per year, or about $ 74 per month .

Cheapest auto insurance in Louisiana for 50-year-olds with poor credit

Drivers with hapless recognition in Louisiana can check with the following companies, which showed the lowest average rates for full moon coverage :

1. Safeway : $ 2,173 per year, or about $ 181 per month .
2. southern Farm Bureau Casualty : $ 3,022 per year, or about $ 252 per calendar month .
3. Geico : $ 3,462 per class, or about $ 288 per month .
4. Louisiana Farm Bureau : $ 3,935 per class, or about $ 328 per month .
5. embrace : $ 5,342 per year, or about $ 445 per month .

Cheapest auto insurance in Louisiana for 50-year-old drivers with one at-fault crash

For drivers living in Louisiana with a holocene accident, here are the insurers with the lowest average full coverage rates :

1. southerly Farm Bureau Casualty : $ 2,076 per year, or about $ 173 per month .
2. Louisiana Farm Bureau : $ 2,322 per year, or about $ 194 per calendar month .
3. Safeway : $ 2,648 per class, or about $ 221 per month .
4. state grow : $ 3,163 per year, or about $ 264 per calendar month .
5. Geico : $ 3,872 per year, or about $ 323 per month .

Cheapest auto insurance in Louisiana for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full moon coverage .

1. southerly Farm Bureau Casualty : $ 2,099 per year, or about $ 175 per calendar month .
2. Louisiana Farm Bureau : $ 2,251 per class, or about $ 188 per calendar month .
3. Safeway : $ 2,820 per year, or about $ 235 per month .
4. state farm : $ 3,584 per year, or about $ 299 per calendar month .
5. Auto Club of SoCal : $ 5,161 per class, or about $ 430 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other old age groups on modal, prices will start increasing as they get older. To find cheap car policy for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this old age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana with clean driving records may want to think about getting quotes from these companies, which had the lowest modal rates :

1. southern Farm Bureau Casualty : $ 1,737 per year, or about $ 145 per month .
2. Louisiana Farm Bureau : $ 2,052 per year, or about $ 171 per month .
3. Safeway : $ 2,216 per year, or about $ 185 per calendar month .
4. Geico : $ 2,387 per year, or about $ 199 per calendar month .
5. state grow : $ 2,518 per year, or about $ 210 per month .

Cheapest minimum coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana who want equitable the state of matter minimum coverage may want to check with these insurers, which had the lowest average rates :

1. Geico : $ 436 per year, or about $ 36 per month .
2. southern Farm Bureau Casualty : $ 475 per year, or about $ 40 per month .
3. state farm : $ 562 per year, or about $ 47 per month .
4. Louisiana Farm Bureau : $ 592 per class, or about $ 49 per month .
5. liberal : $ 873 per year, or about $ 73 per calendar month .

Cheapest auto insurance in Louisiana for 60-year-olds with poor credit

Drivers with hapless accredit in Louisiana can look at the following companies with the lowest average rates for broad coverage :

1. Safeway : $ 2,216 per year, or about $ 185 per month .
2. southerly Farm Bureau Casualty : $ 3,138 per year, or about $ 262 per calendar month .
3. Geico : $ 3,335 per year, or about $ 278 per month .
4. Louisiana Farm Bureau : $ 3,999 per class, or about $ 333 per calendar month .
5. embrace : $ 5,342 per class, or about $ 445 per month .

Cheapest auto insurance in Louisiana for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest median rates for full coverage :

1. southerly Farm Bureau Casualty : $ 2,161 per class, or about $ 180 per calendar month .
2. Louisiana Farm Bureau : $ 2,369 per year, or about $ 197 per month .
3. Safeway : $ 2,703 per year, or about $ 225 per month .
4. state of matter farm : $ 3,036 per year, or about $ 253 per month .
5. Geico : $ 3,824 per year, or about $ 319 per month .

Cheapest auto insurance in Louisiana for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. southerly Farm Bureau Casualty : $ 2,191 per class, or about $ 183 per month .
2. Louisiana Farm Bureau : $ 2,302 per year, or about $ 192 per month .
3. Safeway : $ 2,879 per year, or about $ 240 per month .
4. state farm : $ 3,437 per class, or about $ 286 per calendar month .
5. Geico : $ 5,317 per year, or about $ 443 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family penis who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest three car policy options for 36 of the 48 driver profiles we examined.

Minimum required auto insurance in Louisiana

Louisiana drivers are required to carry liability policy, which covers others ’ injury treatment and place damage after crashes you cause. The minimum limits you must buy are :

• $ 15,000 bodily injury liability per person .
• $ 30,000 bodily injury liability per accident .
• $ 25,000 property wrong indebtedness per accident .

Although this will be enough to drive legally, experts recommend getting more than the bare minimal to avoid paying out of pocket after serious crashes. You may besides want optional coverage such as collision, comprehensive and uninsured motorist coverage. Check out NerdWallet ’ s guide to car policy requirements by submit for more information on how these coverage options work and what makes feel for your policy.

Alternative car insurance in Louisiana

Drivers who are traverse car indemnity on the open market thanks to such factors as a checked drive read can shop for coverage through the Louisiana Automobile Insurance Plan. Try our car insurance comparison joyride to view rates from top companies .

source : https://insurecar.info
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