Cheapest Car Insurance in Los Angeles, CA for 2022

If you ’ rhenium looking for brassy cable car indemnity in Los Angeles, California, you ’ ll want to shop around and compare quotes from multiple companies. Insurers use a variety show of factors to determine the cost of car policy, including your age, address, the type of car you drive and your driving history, which means every driver will ultimately get a unlike rate. That ’ sulfur why patronize around is your best count to getting the cheapest car indemnity in Los Angeles — or anywhere. To find the cheapest companies in Los Angeles, NerdWallet looked at average wax coverage rates calculated from public filings obtained by pricing analytics ship’s company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Los Angeles driving a 2019 Toyota Camry L. Read on to find out how car policy companies in Los Angeles smokestack up. You can besides check out our number of the cheapest car indemnity companies nationwide.

Table of contents

Cheapest car insurance companies in Los Angeles

The biggest variable in your policy monetary value will be the company you choose, so you ’ ll want to shop around to be convinced you ’ re getting the best rate. In Los Angeles, these are the cheapest car policy companies based on average rates for a 35-year-old driver with good accredit and a clean drive criminal record, according to NerdWallet ’ s most holocene analysis. It ‘s important to remember that rates are determined individually, so these may not be the cheapest companies for you .

Company

Rate

NerdWallet Rating

Esurance $ 1,881 not yet rated
USAA $ 1,920 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Wawanesa $ 2,064 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

CIG $ 2,077 not even rated
Geico $ 2,191 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

eternity $ 2,220 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

twenty-first hundred $ 2,443 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

mercury $ 2,535 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

National General $ 2,538 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Grange Insurance Association $ 2,579 not so far rated

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Average car insurance cost in Los Angeles and California

Rates across California disagree from those in Los Angeles for lots of reasons. The total of accidents, the type of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most holocene analysis, the modal rate in California is $ 1,966, while in Los Angeles, it ‘s $ 2,597 .

Average city rate

Average state rate

$2,597 $1,966

Average cost of car insurance in Los Angeles’s 10 largest ZIP codes

The cost of car indemnity varies based on where you live, even from one vicinity to the next. Some parts of a city may have higher rates of accidents or thefts, which can lead to an addition in the price you pay. According to NerdWallet ’ mho analysis, here are the 10 most populate ZIP codes in Los Angeles and the modal annual cost of car insurance for a 35-year-old driver with good credit rating and a clean drive record .

ZIP Code

Average Rate

90011 $2,578
90201 $2,219
90250 $2,415
90280 $2,224
90650 $2,114
90805 $2,238
91331 $2,504
91342 $2,457
92683 $2,181
92704 $2,081

Cheap car insurance in Los Angeles by age

Along with where you live, your old age is another major agent in the price you pay for car indemnity. For example, younger drivers normally pay more than older drivers with alike driving histories and credit rating scores due to having less experience on the road. You could easily find that the cheapest company for you changes as you age. here ‘s a breakdown of prices in Los Angeles for exchangeable drivers at respective ages, according to NerdWallet ’ s most holocene analysis.

Cheapest for 20-year-olds

While adolescent drivers are the most likely to be in an accident, 20-year-old drivers are silent relatively new to the road. A higher rate of accidents among younger drivers means they besides pay more for cable car indemnity. According to NerdWallet ’ s most late analysis, here ‘s what 20-year-olds in Los Angeles pay up, on average .

Company

Rate

NerdWallet Rating

Wawanesa $ 2,750 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

CIG $ 3,324 not yet rated
USAA $ 3,342 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

department of state farm $ 3,633 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Esurance $ 3,670 not however rated
Geico $ 3,878 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Allstate $ 4,202 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Travelers $ 4,212 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

The Hartford $ 4,424 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

mercury $ 4,748 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Cheapest for 35-year-olds

By 35, your car policy rates should plateau. This is a great long time to compare rates, as the cheapest insurance company you found in your 20s may no long be the best deal. here ’ s what 35-year-old drivers might pay, on modal, in Los Angeles, according to NerdWallet ’ mho analysis .

Company

Rate

NerdWallet Rating

Esurance $ 1,881 not so far rated
USAA $ 1,920 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Wawanesa $ 2,064 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

CIG $ 2,077 not yet rated
Geico $ 2,191 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

eternity $ 2,220 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

twenty-first century $ 2,443 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

mercury $ 2,535 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

National General $ 2,538 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Grange Insurance Association $ 2,579 not however rated

Cheapest for 60-year-olds

At long time 60, your car indemnity rates are about vitamin a gloomy as they ‘re going to get if your history is clean. Most drivers in this age group have lots of experience on the road and established drive records, so insurers know what they ‘re getting into and charge less consequently. That does n’t mean you wo n’t be able to save money by bundling or tapping into other discounts, thus retain shopping around. Below are the cheapest companies, on modal, in Los Angeles, according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

Esurance $ 1,791 not so far rated
USAA $ 1,875 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Wawanesa $ 1,890 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

CIG $ 1,894 not yet rated
twenty-first century $ 2,096 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Geico $ 2,127 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

department of state farm $ 2,237 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

eternity $ 2,322 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

mercury $ 2,379 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

progressive $ 2,409 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

See what you could save on car insurance

easily compare personalized rates to see how much switch over car indemnity could save you.

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Los Angeles’s cheapest companies and rates by driving record

Your driving history besides plays a big role in your car insurance rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or early violations. Again, comparing insurance companies is your best bet to getting the lowest rate. According to NerdWallet ’ randomness analysis, these are the average rates in Los Angeles by party for full drivers and those with violations on their record.

Good drivers

Drivers without any marks on their records are about always going to pay the lowest prices for car policy when compared to drivers with an accident or driving rape. Insurers set rates based on the potential risk of you filing a title, and effective drivers are considered among the least hazardous. here are the average rates for well drivers in Los Angeles according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

Esurance $ 1,881 not even rated
USAA $ 1,920 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Wawanesa $ 2,064 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

CIG $ 2,077 not yet rated
Geico $ 2,191 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

eternity $ 2,220 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

twenty-first hundred $ 2,443 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

mercury $ 2,535 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

National General $ 2,538 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Grange Insurance Association $ 2,579 not so far rated

Drivers with a DUI

Drivers with a DUI can struggle to find low-cost policy and may need to turn to a bad car insurance company. A DUI on your record means you should expect to pay substantially more than a driver without one. here are the average rates for drivers with a DUI in Los Angeles according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

eternity $ 3,568 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

National General $ 3,685 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Wawanesa $ 3,689 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Grange Insurance Association $ 4,047 not so far rated
CIG $ 4,085 not however rated
mercury $ 4,183 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

USAA $ 4,247 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Esurance $ 4,793 not yet rated
Kemper $ 5,040 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Geico $ 5,562 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Drivers with an at-fault accident

If you ‘ve got an at-fault accident on your criminal record, you ‘ll pay more than a driver with a clean commemorate, but probably less than person with a DUI. Your indemnity caller may ask for details about the accident to determine your pace — a fender curve will likely be treated differently from an accident caused by running a loss light. here are the cheapest average rates for drivers with an at-fault accident on their record in Los Angeles, according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

CIG $ 2,645 not yet rated
USAA $ 2,769 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Esurance $ 3,015 not even rated
Wawanesa $ 3,107 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Grange Insurance Association $ 3,237 not yet rated
Geico $ 4,004 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

state farm $ 4,120 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Auto Club of SoCal $ 4,211 not so far rated
eternity $ 4,219 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

2.5 /5

State National $ 4,246 not so far rated

See what you could save on car insurance

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Shop around to get cheap insurance

No matter what company you ‘re presently getting car insurance from, remember that it ‘s authoritative to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be indisputable to take advantage of potential discounts. many insurers offer car insurance discounts for things like bundling early types of policy with your car policy or going years without filing a claim.

Methodology

For our “ good driver ” visibility, NerdWallet averaged indemnity estimates in the city for single male and female drivers with good accredit and no tickets or violations. The psychoanalysis included the largest indemnity companies in each express ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different old age is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For full coverage policies, we used the following coverage limits :

  • $ 100,000 bodily wound indebtedness per person .
  • $ 300,000 bodily wound indebtedness per accident .
  • $ 50,000 property damage indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Where required by police, minimum extra coverages were added. Some policies include extra coverages at the insurance company ’ sulfur delicacy. We used the same assumptions for all other driver profiles, with the succeed exceptions :

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state of matter.
  • For drivers with one at-fault crash, we added a single at-fault barge in that happened six months ago, resulting in $ 10,000 in place damage and no bodily injury title .
  • For drivers with a DUI, we added a unmarried bibulous driving irreverence that happened six months ago .

These are rates generated through Quadrant Information Services. Your own rates will be different .

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