Compare the Cheapest Car Insurance Quotes in Jackson, MS

The cheapest widely available full coverage car insurance in Jackson is from Travelers, at an average annual premium of $ 879. Drivers with a speeding slate will besides find it the most low-cost at $ 1,031 per year. GEICO offers the least expensive state minimum indebtedness rates at an modal cost of $ 382 annually. The cheapest insurance company is USAA, but it only covers military members and their families. MoneyGeek recommends ALFA for its symmetry of good customer service and affordability .iconribbon best car policy Jackson

2022

The Cheapest and Best Car Insurance in Jackson

The Cheapest Car Insurance Companies in Jackson

The cheapest car indemnity providers in Jackson for widely-available entire coverage policies are :

  • Travelers: $879 per year
  • Mississippi Farm Bureau: $887 per year

Former and current military personnel and their families in Jackson will find USAA car insurance an even more low-cost option with an modal annual premium of $ 646. still, at $ 879 per annum, Travelers is the cheapest among the indemnity companies in Jackson, with policies that are available to everyone. Their rate is over 73 % ( about $ 644 ) cheaper than Progressive, which has the most expensive quotation mark in the city with an average annual premium of $ 1,523. Full-coverage car policy policies include comprehensive and collision coverage ; however, the quote you receive can be different from these depending on the liability limits you choose .

Cheapest Car Insurance in Jackson

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .USAA

    $646

  • 2 .Travelers

    $879

  • 3. Mississippi Farm Bureau

    $887

  • 4 .GEICO

    $918

  • 5 .State Farm

    $1,043

  • 6 .Allstate

    $1,052

  • 7 .Nationwide

    $1,077

  • 8 .MetLife

    $1,515

  • 9 .Progressive

    $1,523

MoneyGeek ’ mho analysis uses quoted average rates for a 40-year-old male driver buying a entire coverage policy, as explained in our methodology. Liability-only policy is cheaper than a policy that includes comprehensive and collision coverage. Full coverage car indemnity, on the other hand, pays for the cost of repairing damage to your cable car in the event of an accident. This can be important ascribable to the potentially high cost of repair .

  • Collision Insurance: Pays for repairs when you hit another vehicle or a stationary object.
  • Comprehensive Insurance: Pays for repairs for non-collision-related damage. This protection ranges from theft and vandalism to fire or adverse weather events.

If your car is an older vehicle, full coverage premiums can add up to more than the successor measure of your cable car. To get the cheapest rates possible, drivers with older cars may choose liability-only indemnity or a policy that follows country minimum requirements .

Compare Car Insurance Rates in Jackson

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Cheapest Car Insurance in Jackson for Minimum Coverage

In Jackson and elsewhere, the cost of car policy depends on the total of coverage you buy. The state ’ s minimum liability policy costs an average of $ 523 per year, while a entire coverage policy with higher indebtedness limits costs $ 1,112 per annum. That ’ s a dispute of roughly $ 589 per year .

Cheapest Minimum Liability Car Insurance in Jackson

submit Minimum

  • ship’s company State Minimum

    per year

  • 1 .USAA

    $296

  • 2 .GEICO

    $382

  • 3. Mississippi Farm Bureau

    $410

  • 4 .Nationwide

    $433

  • 5 .State Farm

    $479

  • 6 .Allstate

    $490

  • 7 .Travelers

    $520

  • 8 .Progressive

    $688

  • 9 .MetLife

    $782

In Mississippi, drivers by police must have 25/50/25 department of state minimum liability-only indemnity. While this is the cheapest policy option, it provides the least protective covering. If you ’ re in an accident, your indemnity may not cover all the relate expenses, and you ’ ll have to foot the end of the charge. For example, if you cause an accident, and the other driver racks up $ 40,000 in medical expenses, your insurance company will pay only $ 25,000 of that come. The balance of $ 15,000 will be your duty to pay .

Mississippi Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for property damage. A more protective degree is 100/300/100 .

Cheapest Car Insurance in Jackson if You Have Driving Violations

Your driving history directly affects your car policy premium. Violations such as speeding tickets, at-fault accidents and DUIs result in higher coverage costs. If you have driving violations, the cheapest car policy in Jackson is available through these companies :

  • Cheapest after a ticket: Travelers, $1,031 per year
  • Cheapest after an at-fault accident: Travelers, $997 per year
  • Cheapest after a DUI: State Farm, $1,127 per year

If you have a history of driving violations, you may be able to reduce your agio by improving your record over time. To get cheaper indemnity rates more quickly, get quotes from several insurance companies after a ticket or car accident to find the most low-cost rates .

Cheapest Car Insurance in Jackson With a Violation

Speeding tag

  • company Speeding Ticket

    per year

  • 1 .USAA

    $726

  • 2 .Travelers

    $1,031

  • 3. Mississippi Farm Bureau

    $1,124

  • 4 .State Farm

    $1,127

  • 5 .Allstate

    $1,160

  • 6 .GEICO

    $1,187

  • 7 .Nationwide

    $1,219

  • 8 .Progressive

    $1,952

  • 9 .MetLife

    $2,161

Average Cost of Car Insurance in Jackson

Jackson

$1,112

MS

$1,112

U.S.

$1,424

Car insurance is quite fair in Jackson, compared to many locations in the U.S. The median annual rate here is $ 1,112, which is the lapp as the state average and 21.9 % less than the national average.

Personalized Quotes to Get You the Cheapest Car Insurance in Jackson

To calculate average car insurance rates in Jackson, providers consider several factors including your age, sex, marital status and car make and model. For exemplify, in Jackson, Mississippi Farm Bureau ’ randomness median rates for 18-year-old drivers are closely double those of 40-year-old customers. You should regularly obtain an individualize quotation mark to boost your chances of finding low-cost coverage .

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The Best Car Insurance Companies in Jackson

MoneyGeek ranked the best car indemnity companies in Jackson for drivers looking for a counterweight of affordability and choice service. According to our study, the best insurers in the city for most drivers are :

  • Alfa: MoneyGeek score of 88 out of 100
  • GEICO: MoneyGeek score of 85 out of 100

With 95 out of 100, USAA received the highest score in Jackson by MoneyGeek ‘s rate organization. however, because it is lone available to veterans, stream military members and their families, the insurance company is not listed as best overall. These cable car policy companies were ranked by MoneyGeek using several factors, such as insurance company fiscal stability, customer satisfaction and affordability. We besides used a number of resources in our assessment, including findings by consumer intelligence company J. D. Power .
1

USAA

score :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 2

ALFA

score :

87.5

4/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A

fiscal stability 3

GEICO

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 4

State Farm

score :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal constancy 5

Nationwide

score :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 6

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 7

MetLife

score :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 8

Safeco

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 9

Progressive

score :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 10

Allstate

mark :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 11

Liberty Mutual

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 12

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

In addition to other factors, your ZIP code besides determines your car indemnity costs. This is because providers take into account elements like the number of accidents, car thefts and uninsured motorists in your neighborhood. In Jackson, drivers in ZIP code 39206 motivation to pay an average of $ 46 more than drivers in ZIP code 39209 .

  • Zip Code State Minimum

    per year

  • 39206

    $1,087

  • 39212

    $1,115

  • 39209

    $1,133

Factors That Impact Insurance Costs in Jackson

In summation to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to cable car indemnity rates in Jackson. How Jackson ranks compared to the 300 most populous cities in the United States can have a meaning impingement on bounty costs .accident2 icon Most Accidents With Fatalities

13th

/ 300handcuffs2 icon Most car Thefts

143rd

/ 300uninsured icon Most uninsured Motorists by State

2nd

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

23rd

/ 300umbrella icon Most showery Days

122nd

/ 300

Methodology and Assumptions

MoneyGeek ’ second average agio rates for Jackson are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive record. Learn more about MoneyGeek ’ mho data and methodology here. About the author

expert-profileexpert-profile Mark Fitzpatrick is a aged message director with MoneyGeek specializing in indemnity. Mark has years of know analyzing the policy market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a headmaster of Arts .

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