The Cheapest Car Insurance Companies in Jackson
The cheapest car indemnity providers in Jackson for widely-available entire coverage policies are :
- Travelers: $879 per year
- Mississippi Farm Bureau: $887 per year
Former and current military personnel and their families in Jackson will find USAA car insurance an even more low-cost option with an modal annual premium of $ 646. still, at $ 879 per annum, Travelers is the cheapest among the indemnity companies in Jackson, with policies that are available to everyone. Their rate is over 73 % ( about $ 644 ) cheaper than Progressive, which has the most expensive quotation mark in the city with an average annual premium of $ 1,523. Full-coverage car policy policies include comprehensive and collision coverage ; however, the quote you receive can be different from these depending on the liability limits you choose .
Cheapest Car Insurance in Jackson
Full Coverage 100/300/100
- company 100/300/100per year
- 1 .USAA $646
- 2 .Travelers $879
- 3. Mississippi Farm Bureau $887
- 4 .GEICO $918
- 5 .State Farm $1,043
- 6 .Allstate $1,052
- 7 .Nationwide $1,077
- 8 .MetLife $1,515
- 9 .Progressive $1,523
MoneyGeek ’ mho analysis uses quoted average rates for a 40-year-old male driver buying a entire coverage policy, as explained in our methodology. Liability-only policy is cheaper than a policy that includes comprehensive and collision coverage. Full coverage car indemnity, on the other hand, pays for the cost of repairing damage to your cable car in the event of an accident. This can be important ascribable to the potentially high cost of repair .
- Collision Insurance: Pays for repairs when you hit another vehicle or a stationary object.
- Comprehensive Insurance: Pays for repairs for non-collision-related damage. This protection ranges from theft and vandalism to fire or adverse weather events.
If your car is an older vehicle, full coverage premiums can add up to more than the successor measure of your cable car. To get the cheapest rates possible, drivers with older cars may choose liability-only indemnity or a policy that follows country minimum requirements .
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Cheapest Car Insurance in Jackson for Minimum Coverage
In Jackson and elsewhere, the cost of car policy depends on the total of coverage you buy. The state ’ s minimum liability policy costs an average of $ 523 per year, while a entire coverage policy with higher indebtedness limits costs $ 1,112 per annum. That ’ s a dispute of roughly $ 589 per year .
Cheapest Minimum Liability Car Insurance in Jackson
- ship’s company State Minimumper year
- 1 .USAA $296
- 2 .GEICO $382
- 3. Mississippi Farm Bureau $410
- 4 .Nationwide $433
- 5 .State Farm $479
- 6 .Allstate $490
- 7 .Travelers $520
- 8 .Progressive $688
- 9 .MetLife $782
In Mississippi, drivers by police must have 25/50/25 department of state minimum liability-only indemnity. While this is the cheapest policy option, it provides the least protective covering. If you ’ re in an accident, your indemnity may not cover all the relate expenses, and you ’ ll have to foot the end of the charge. For example, if you cause an accident, and the other driver racks up $ 40,000 in medical expenses, your insurance company will pay only $ 25,000 of that come. The balance of $ 15,000 will be your duty to pay .
Mississippi Minimum Liability Requirements
- detail description
- Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for property damage. A more protective degree is 100/300/100 .
Cheapest Car Insurance in Jackson if You Have Driving Violations
Your driving history directly affects your car policy premium. Violations such as speeding tickets, at-fault accidents and DUIs result in higher coverage costs. If you have driving violations, the cheapest car policy in Jackson is available through these companies :
- Cheapest after a ticket: Travelers, $1,031 per year
- Cheapest after an at-fault accident: Travelers, $997 per year
- Cheapest after a DUI: State Farm, $1,127 per year
If you have a history of driving violations, you may be able to reduce your agio by improving your record over time. To get cheaper indemnity rates more quickly, get quotes from several insurance companies after a ticket or car accident to find the most low-cost rates .
Cheapest Car Insurance in Jackson With a Violation
- company Speeding Ticketper year
- 1 .USAA $726
- 2 .Travelers $1,031
- 3. Mississippi Farm Bureau $1,124
- 4 .State Farm $1,127
- 5 .Allstate $1,160
- 6 .GEICO $1,187
- 7 .Nationwide $1,219
- 8 .Progressive $1,952
- 9 .MetLife $2,161
Average Cost of Car Insurance in Jackson
Car insurance is quite fair in Jackson, compared to many locations in the U.S. The median annual rate here is $ 1,112, which is the lapp as the state average and 21.9 % less than the national average.
Personalized Quotes to Get You the Cheapest Car Insurance in Jackson
To calculate average car insurance rates in Jackson, providers consider several factors including your age, sex, marital status and car make and model. For exemplify, in Jackson, Mississippi Farm Bureau ’ randomness median rates for 18-year-old drivers are closely double those of 40-year-old customers. You should regularly obtain an individualize quotation mark to boost your chances of finding low-cost coverage .
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see you ‘re getting the best rate for your car indemnity. Compare quotes from the top insurance companies. widget-location-pin
The Best Car Insurance Companies in Jackson
MoneyGeek ranked the best car indemnity companies in Jackson for drivers looking for a counterweight of affordability and choice service. According to our study, the best insurers in the city for most drivers are :
- Alfa: MoneyGeek score of 88 out of 100
- GEICO: MoneyGeek score of 85 out of 100
With 95 out of 100, USAA received the highest score in Jackson by MoneyGeek ‘s rate organization. however, because it is lone available to veterans, stream military members and their families, the insurance company is not listed as best overall. These cable car policy companies were ranked by MoneyGeek using several factors, such as insurance company fiscal stability, customer satisfaction and affordability. We besides used a number of resources in our assessment, including findings by consumer intelligence company J. D. Power .
1 USAA score : 95
4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability
2 ALFA score : 87.5
4/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A fiscal stability
3 GEICO score : 85
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability
4 State Farm score : 82.5
3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal constancy
5 Nationwide score : 80
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy
6 Travelers score : 80
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy
7 MetLife score : 80
3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy
8 Safeco score : 77.5
3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy
9 Progressive score : 77.5
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability
10 Allstate mark : 75
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability
11 Liberty Mutual score : 75
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability
12 National General score : 72.5
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability
Average Cost of Car Insurance by Postal Code
In addition to other factors, your ZIP code besides determines your car indemnity costs. This is because providers take into account elements like the number of accidents, car thefts and uninsured motorists in your neighborhood. In Jackson, drivers in ZIP code 39206 motivation to pay an average of $ 46 more than drivers in ZIP code 39209
- Zip Code State Minimumper year
- 39206 $1,087
- 39212 $1,115
- 39209 $1,133
Factors That Impact Insurance Costs in Jackson
In summation to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to cable car indemnity rates in Jackson. How Jackson ranks compared to the 300 most populous cities in the United States can have a meaning impingement on bounty costs .
Most Accidents With Fatalities 13th / 300
Most car Thefts 143rd / 300
Most uninsured Motorists by State 2nd / 50 personal Injury Protection Required No
Most annual rain 23rd / 300
Most showery Days 122nd / 300
Methodology and Assumptions
MoneyGeek ’ second average agio rates for Jackson are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive record.