Compare the Cheapest Car Insurance Quotes in Scottsdale, AZ

comprehensive examination car insurance from GEICO costs around $ 717 annually in Scottsdale, while state minimum liability-only is $ 352, both the cheapest in the city. GEICO besides offers the best rates for drivers with accelerate tickets, with an average annual premium of $ 848. USAA may be an low-cost option for military members and their families, but MoneyGeek recommends GEICO as best overall in terms of pricing and servicing .iconribbon best car insurance Scottsdale

2022

The Cheapest and Best Car Insurance in Scottsdale

The Cheapest Car Insurance Companies in Scottsdale

The follow indemnity companies in Scottsdale offer the best average value for a full coverage policy :

  • GEICO: $717 annually
  • Progressive: $936 annually

With an annual premium of $ 857, USAA is the second brassy policy company in Scottsdale and may be a good choice for former and current military personnel and their families. While GEICO has the most low-cost car policy, Metlife ’ s annual premium is the most expensive in the city at $ 1,737. You ’ ll save about 142 % by choosing GEICO. Comprehensive and collision indemnity are included in full coverage policies. however, the final examination monetary value of your annual agio will depend on the liability limits you select .

Cheapest Car Insurance in Scottsdale

Full Coverage 100/300/100 As described in our methodology, MoneyGeek gathered average indemnity rates in Scottsdale using the sample driver profile of a 40-year-old male with a entire coverage policy. While broad coverage policies are more expensive than the express ‘s minimum liability, full coverage cable car insurance does include comprehensive and collision insurance. This covers damages to your fomite as follows :

  • Comprehensive Insurance: This protects you against non-collision-related loss to your car, such those due to theft, fire or adverse weather events.
  • Collision Insurance: This covers the cost of damages to your car if you’re in a collision with another vehicle or a stationary object, like a fence.

If you own an older fomite, purchasing wax coverage car indemnity may cost more than your car ’ s successor value. In that case, you can save on premiums by purchasing liability-only or department of state minimum insurance .

Compare Car Insurance Rates in Scottsdale

guarantee you ‘re getting the best rate for your cable car indemnity. Compare quotes from the top policy companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Scottsdale for Minimum Coverage

The cheapest alternative to full coverage is a policy with minimum coverage. On average, the follow insurers offer the most low-cost state minimum indemnity policies in Scottsdale :

  • GEICO: $352 annually
  • CSAA: $448 annually

USAA car policy is an low-cost choice for erstwhile and current military members and their families in Scottsdale, with an average annual rate of $ 423. GEICO ‘s policy costs $ 517 less per year than MetLife ‘s at $ 869. While minimal coverage insurance is the least expensive option, it excludes comprehensive and collision coverage and has much lower indebtedness limits. This increases the likelihood that you may be underinsured in the event of an accident. The table below illustrates how rates change as liability limits are increased .

Cheapest Minimum Liability Car Insurance in Scottsdale

country Minimum Arizona police requires drivers to carry a minimum of 25/50/15 liability policy. This is the cheapest policy choice available in Scottsdale ; however, it provides the lowest come of auspices. That means, if you ’ re in an accident, you might face a significant fiscal burden. Let ’ s say you ’ re in an at-fault accident and the early driver incurs $ 30,000 in checkup bills. Your indemnity will cover $ 25,000 of that, but you ’ ll have to pay the remaining $ 5,000 out of scoop .

Arizona Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 10,000 for property wrong. A more protective flush is 100/300/100 .

Cheapest Car Insurance in Scottsdale if You Have Driving Violations

An at-fault accident or traffic trespass, such as a accelerate ticket or a DUI, can negatively impact the cost of your car policy premiums. In Scottsdale, the most low-cost insurance providers, based on your especial irreverence, are :

  • Cheapest after a ticket: GEICO, $848 annually
  • Cheapest after an at-fault accident: American Family, $1,033 annually
  • Cheapest after a DUI: American Family, $1,033 annually

If you have driving violations on your record, your best count to lower your premiums is to improve your history. Because that takes prison term, once you ’ ve had an accident or ticket, patronize around for quotes to see which companies offer the cheapest indemnity for drivers with bad records in Scottsdale .

Cheapest Car Insurance in Scottsdale With a Violation

Speeding ticket

Average Cost of Car Insurance in Scottsdale

Scottsdale

$1,184

Arizona

$1,284

U.S.

$1,424

The average car insurance rate in Scottsdale is slightly cheaper than the state and national average annual premiums. Drivers in the city yield around $ 1,184 per year. In comparison, Scottsdale ‘s average rate is 7.7 % lower than the submit modal. Scottsdale policyholders besides pay 16.8 % less than the nationally average annual premium.

Personalized Quotes to Get You the Cheapest Car Insurance in Scottsdale

indemnity providers evaluate the risks related to a driver to come up with car policy quotes. Among the determinants are old age, cable car cause and model, driving history, gender, marital status and credit grade. For example, being a middle-aged driver can be beneficial in Scottsdale. A 40-year-old male can have a policy from GEICO for $ 717. meanwhile, teenager drivers tend to have higher annual premiums. An 18-year-old male will have to pay more than double or a sum of $ 1,566 for a similar GEICO policy in Scottsdale. The monetary value of your car insurance in Scottsdale will be adjusted if any of your circumstances change. Make certain you regularly get personalized quotes to find out if you are qualified for certain rebates or discounts .

Compare Car Insurance Rates in Scottsdale

guarantee you ‘re getting the best rate for your car policy. Compare quotes from the top indemnity companies. widget-location-pin

The Best Car Insurance Companies in Scottsdale

MoneyGeek ranked car indemnity companies in Scottsdale to find the carriers that offer both quality service and affordability. The best overall insurers in the city for most drivers are :

  • GEICO: MoneyGeek score of 90 out of 100
  • State Farm: MoneyGeek score of 85 out of 100

MoneyGeek ‘s evaluation system gives USAA the highest score in Scottsdale. however, because USAA is entirely available to military personnel, veterans, and their families, it is not on our list as best overall. To calculate these final examination scores, MoneyGeek took several factors into account, such as customer satisfaction, affordability and fiscal constancy. We included multiple resources in our research, including J.D. Power, a consumer intelligence company .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

GEICO

score :

90

5/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 3

State Farm

seduce :

85

3/5 Affordability 3/5 Claims Ratings 5/5 User Satisfaction A fiscal constancy 4

Allstate

score :

82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 5

CSAA

mark :

82.5

5/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 6

Liberty Mutual

score :

82.5

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 7

American Family

sexual conquest :

80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 8

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 9

Safeco

mark :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 10

Farmers

sexual conquest :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11

Progressive

score :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12

Nationwide

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability

Average Cost of Car Insurance by Postal Code

average car indemnity rates in Scottsdale will besides change depending on where you live. It is because of the differences in department of state minimum liability requirements, crime rates, and the number of drivers, among other factors. The average annual bounty in the cheapest nothing code, 85255, is $ 1,131. The most expensive ZIP code is 853254 with an average annual rate in the area of $ 1,223 .

  • Zip Code State Minimum

    per year

  • 85255

    $1,131

  • 85251

    $1,200

  • 85254

    $1,223

Factors That Impact Insurance Costs in Scottsdale

In addition to person driver needs and history, location-specific factors like the share of uninsured motorists and the rate of fateful accidents besides contribute to car indemnity rates in Scottsdale. How Scottsdale ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .accident2 icon Most Accidents With Fatalities

95th

/ 300handcuffs2 icon Most car Thefts

127th

/ 300uninsured icon Most uninsured Motorists by State

24th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

290th

/ 300umbrella icon Most showery Days

260th

/ 300

Methodology and Assumptions

MoneyGeek ’ s average bounty rates for Scottsdale are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their criminal record. Additional premiums are added based on coverage type, placement and tug record. Learn more about MoneyGeek ’ second data and methodology here. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a senior content director with MoneyGeek specializing in policy. Mark has years of know analyzing the policy commercialize and creating original research and contented. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a headmaster of Arts .

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