Compare the Cheapest Car Insurance Quotes in Clarksville, TN

In Clarksville, GEICO is the cheapest car indemnity company for full coverage and state minimum policies and for drivers with a speed ticket. however, your premiums can change depending on the coverage you choose, your driving history and profile. USAA offers low-cost options for military members and their families, but MoneyGeek ’ s overall top-rated car policy provider in Clarksville is Erie because of its balance between cost and customer service .iconribbon best car policy Clarksville

2022

The Cheapest and Best Car Insurance in Clarksville

The Cheapest Car Insurance Companies in Clarksville

Full coverage car insurance includes indebtedness, comprehensive and collision coverages. It financially protects the driver from most circumstances with its wide coverage. MoneyGeek ’ s research shows these insurers offer the cheapest full coverage car insurance policies for an average driver in Clarksville :

  • GEICO: $620 per year
  • State Farm: $713 per year

At $ 551 per year, USAA is another low-cost option, but it ’ s merely available to military members and their families. It is the cheapest supplier in Clarksville at just over 76 % less than MetLife, the city ’ s most expensive provider .

Cheapest Car Insurance in Clarksville

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .USAA

    $551

  • 2 .GEICO

    $620

  • 3 .State Farm

    $713

  • 4 .Erie

    $716

  • 5 .Progressive

    $738

  • 6 .Farmers

    $800

  • 7. Tennessee Farmers

    $834

  • 8 .Travelers

    $902

  • 9 .Nationwide

    $936

  • 10 .Allstate

    $941

  • 11 .MetLife

    $971

Following MoneyGeek ’ sulfur methodology, the approximate car policy rates in this guidebook are for a 40-year-old male driver in Clarksville with a wax coverage policy. Full coverage insurance includes comprehensive coverage, collision coverage, and the state ’ s minimal compulsory coverages. It is more expensive than a minimum coverage policy but offers extensive fiscal protection in font of an accident .

  • Comprehensive Coverage: Pays for loss and repairs for damages due to weather events, theft, falling objects and other incidents not caused by a collision.
  • Collision Coverage: Pays for vehicle repair expenses if you’re in an accident.

It ’ sulfur dependable to remember that a full coverage policy policy can be more expensive than your car ’ s surrogate rate if you have an older fomite. In that case, a liability-only or country minimal policy policy is recommended to obtain the most low-cost rates possible .

Compare Car Insurance Rates in Clarksville

guarantee you ‘re getting the best rate for your car indemnity. Compare quotes from the acme policy companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Clarksville for Minimum Coverage

If you ’ ra looking for Clarksville ’ s most low-cost car insurance, consider a department of state minimum policy. such policies are significantly cheaper than full coverage, but lack comprehensive and collision coverages, exposing the driver to serious fiscal risks in case of an accident. MoneyGeek ’ s study reveals these companies offer the most low-cost minimal coverage policies :

  • GEICO: $301 per year
  • Tennessee Farmers: $308 per year

USAA offers the most low-cost state minimum policies for drivers in Clarksville with a military background at $ 289 per annum. It ’ second $ 299 cheaper than Metlife, the city ’ s most expensive department of state minimal provider. Check the table below to see how costs vary depending on indebtedness coverage .

Cheapest Minimum Liability Car Insurance in Clarksville

state Minimum

  • company State Minimum

    per year

  • 1 .USAA

    $289

  • 2 .GEICO

    $301

  • 3. Tennessee Farmers

    $308

  • 4 .Erie

    $323

  • 5 .State Farm

    $328

  • 6 .Progressive

    $347

  • 7 .Farmers

    $405

  • 8 .Nationwide

    $424

  • 9 .Travelers

    $480

  • 10 .Allstate

    $520

  • 11 .MetLife

    $588

Drivers in the state of Tennessee are required to have a minimal coverage policy that includes coverage for bodily wound indebtedness, property damage indebtedness, uninsured motorist bodily injury and uninsured motorist property damage A minimal coverage policy is the brassy available cable car indemnity in Clarksville — buying one will reduce your monthly premiums quite a bite. however, in case of an accident, you may end up paying much more. In Tennessee, liability insurance covers $ 25,000 for bodily injuries per person. so, if you ’ ra at-fault in an accident and the other party ’ s checkup expenses reach $ 35,000, you ’ ll be creditworthy to pay the balance of $ 10,000 yourself .

Tennessee Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 15,000 for place damage. A more protective floor is 100/300/100 .

Cheapest Car Insurance in Clarksville if You Have Driving Violations

Your car policy rates can go up if you get a accelerate ticket, are charged with a DUI, an at-fault accident or early drive violations. It ’ sulfur smart to improve your driving history in order to have your rates lowered, but that takes time. In the interim your best option is to compare car indemnity offers to find the lowest rates. MoneyGeek ’ s research shows that the follow companies offer the brassy car policy policies in Clarksville for drivers with bad records :

  • Cheapest after a ticket: GEICO, $706 per year
  • Cheapest after an at-fault accident: Tennessee Farmers, $834 per year
  • Cheapest after a DUI: State Farm, $777 per year

USAA is besides an low-cost choice for eligible members of the military. The insurance company has the most low-cost car indemnity premiums for drivers with a speed ticket and an at-fault accident record .

Cheapest Car Insurance in Clarksville With a Violation

Speeding ticket

  • company Speeding Ticket

    per year

  • 1 .USAA

    $652

  • 2 .GEICO

    $706

  • 3 .Erie

    $738

  • 4 .State Farm

    $777

  • 5. Tennessee Farmers

    $834

  • 6 .Progressive

    $964

  • 7 .Farmers

    $1,031

  • 8 .Allstate

    $1,044

  • 9 .Nationwide

    $1,076

  • 10 .Travelers

    $1,239

  • 11 .MetLife

    $1,416

Average Cost of Car Insurance in Clarksville

Clarksville

$817

Tennessee

$1,018

U.S.

$1,424

The average annual car insurance monetary value in Clarksville is $ 817. This is 19.7 % less than the Tennessee average and 42.6 % cheaper than the U.S. average.

Personalized Quotes to Get You the Cheapest Car Insurance in Clarksville

Auto insurers look at versatile factors to determine cable car indemnity quotes in Clarksville. These can include the driver ’ s old age and sex, force record, marital status and more. For exemplar, the modal GEICO policy for a 40-year-old male driver in Clarksville costs $ 620 per class. As that same driver ages, his premiums will likely change. It ’ s a good theme to regularly compare car insurance quotes from several providers to find cheap coverage that matches your life circumstances .

Compare Car Insurance Rates in Clarksville

guarantee you ‘re getting the best rate for your cable car insurance. Compare quotes from the top indemnity companies. widget-location-pin

The Best Car Insurance Companies in Clarksville

MoneyGeek analyzed Clarksville ’ s top car indemnity providers to help you find low-cost and choice insurers. Our analyze reveals that overall the best car insurance companies in the city are :

  • Erie: MoneyGeek score of 93 out of 100
  • Auto-Owners Insurance Co: MoneyGeek score of 90 out of 100

USAA received the best scores based on MoneyGeek ’ south rate system. however, because it ’ s only available to military members, veterans and their families, it is not listed as Clarksville ‘s best overall. MoneyGeek reviewed assorted factors to determine the final scores out of 100. These include J.D. Power drug user satisfaction, affordability and the insurance company ’ s fiscal constancy ratings .
1

USAA

score :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 2

Erie

grade :

92.5

4/5 Affordability

5/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 3

Auto-Owners Insurance Co

sexual conquest :

90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 4

GEICO

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 5

State Farm

score :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 6

Nationwide

score :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 7

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 8

MetLife

score :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 9

Safeco

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 10

Progressive

score :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 11

Allstate

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 12

Liberty Mutual

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 13

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

car insurance companies in Clarksville evaluate your neighborhood when calculating your car insurance premium. Communities with more frequent instances of car thefts and accidents can be more expensive since companies view them as bad to insure. Drivers in Clarksville who live in the 37043 ZIP code typically pay an average of $ 12 less per year for their car coverage than residents in the 37042 vicinity .

  • Zip Code State Minimum

    per year

  • 37043

    $811

  • 37040

    $818

  • 37042

    $823

Factors That Impact Insurance Costs in Clarksville

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents besides contribute to car indemnity rates in Clarksville. How Clarksville ranks compared to the 300 most populous cities in the United States can have a significant shock on premium costs .accident2 icon Most Accidents With Fatalities

42nd

/ 300handcuffs2 icon Most car Thefts

81st

/ 300uninsured icon Most uninsured Motorists by State

5th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

41st

/ 300umbrella icon Most showery Days

82nd

/ 300

Methodology and Assumptions

MoneyGeek ’ south average premium rates for Clarksville are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, placement and force record. Learn more about MoneyGeek ’ sulfur data and methodology here. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a aged content director with MoneyGeek specializing in indemnity. Mark has years of know analyzing the indemnity market and creating master inquiry and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .

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